Best Henrico, VA Car Insurance in 2024
Car insurance in Henrico, VA averages $207 a month. Henrico, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Henrico car insurance rates, compare quotes from the top car insurance companies in Henrico, VA.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Henrico for teen drivers is USAA
- The cheapest car insurance company in Henrico is USAA
- Average car insurance rates in Henrico, VA are $2,484/year
If you need to buy Henrico, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Henrico, VA is right here.
You’ll find Henrico car insurance rates, the cheapest Henrico, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Henrico, Virginia car insurance rates to Norfolk car insurance rates, Hampton car insurance rates, and Roanoke car insurance rates.
Ready to find affordable Henrico, VA car insurance today? Enter your ZIP code for fast, free Henrico car insurance quotes.
Cheapest Henrico, VA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Henrico, VA car insurance rates? Every Henrico, Virginia car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,115 | $1,993 | $2,103 | $2,103 | $6,650 | $7,614 | $2,749 | $2,743 |
| Geico | $1,530 | $1,517 | $1,454 | $1,454 | $3,363 | $4,476 | $1,780 | $1,746 |
| Nationwide | $1,510 | $1,517 | $1,339 | $1,374 | $3,649 | $4,697 | $1,669 | $1,814 |
| Progressive | $1,275 | $1,202 | $1,164 | $1,162 | $6,104 | $6,845 | $1,541 | $1,562 |
| State Farm | $1,503 | $1,503 | $1,370 | $1,370 | $4,713 | $5,915 | $1,704 | $1,957 |
| USAA | $1,156 | $1,140 | $1,084 | $1,091 | $3,556 | $4,224 | $1,487 | $1,635 |
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Minimum Car Insurance in Henrico, VA
Every driver must carry the minimum car insurance in Henrico, VA. Take a look at the Virginia car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Henrico, VA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Henrico, VA. Compare credit history car insurance rates in Henrico from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,269 | $3,427 | $2,830 |
| Geico | $2,405 | $2,045 | $2,045 |
| Nationwide | $2,596 | $2,092 | $1,901 |
| Progressive | $2,888 | $2,546 | $2,386 |
| State Farm | $3,563 | $2,207 | $1,743 |
| USAA | $2,567 | $1,751 | $1,446 |
Cheapest Henrico, VA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Henrico, VA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,611 | $4,204 | $3,842 | $3,377 |
| Geico | $1,652 | $2,135 | $3,221 | $1,652 |
| Nationwide | $1,909 | $1,909 | $2,800 | $2,167 |
| Progressive | $2,210 | $2,973 | $2,661 | $2,583 |
| State Farm | $2,275 | $2,733 | $2,504 | $2,504 |
| USAA | $1,489 | $1,935 | $2,549 | $1,714 |
Cheapest Henrico, VA Car Insurance for Teen Drivers
Teen car insurance in Henrico, VA can be expensive. Take a look at rates from the top car insurance companies in Henrico for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,650 | $7,614 |
| Geico | $3,363 | $4,476 |
| Nationwide | $3,649 | $4,697 |
| Progressive | $6,104 | $6,845 |
| State Farm | $4,713 | $5,915 |
| USAA | $3,556 | $4,224 |
Cheapest Henrico, VA Car Insurance for Seniors
Take a look at Henrico, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,103 | $2,103 |
| Geico | $1,454 | $1,454 |
| Nationwide | $1,339 | $1,374 |
| Progressive | $1,164 | $1,162 |
| State Farm | $1,370 | $1,370 |
| USAA | $1,084 | $1,091 |
Cheapest Henrico, VA Car Insurance Rates After a DUI
A DUI in Henrico, VA increases car insurance rates. Compare Henrico, Virginia DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,842 |
| Geico | $3,221 |
| Nationwide | $2,800 |
| Progressive | $2,661 |
| State Farm | $2,504 |
| USAA | $2,549 |
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Cheapest Henrico, VA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Henrico, VA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,400 | $3,617 |
| Geico | $2,125 | $2,205 |
| Nationwide | $2,196 | $2,196 |
| Progressive | $2,607 | $2,607 |
| State Farm | $2,441 | $2,568 |
| USAA | $1,850 | $1,993 |
Cheapest Henrico, VA Car Insurance Rates by ZIP Code
Henrico car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Henrico, VA.
| ZIP Code | Average Annual Rates |
|---|---|
| 23229 | $2,153 |
| 23231 | $2,260 |
| 23233 | $2,119 |
| 23238 | $2,141 |
| 23294 | $2,104 |
The Best Cheap Car Insurance Companies in Henrico, VA
Take a look at a side-by-side comparison of the top car insurance companies in Henrico, VA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,508 |
| Geico | $2,165 |
| Nationwide | $2,196 |
| Progressive | $2,607 |
| State Farm | $2,504 |
| USAA | $1,922 |
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Category Winners: Cheapest Car Insurance in Henrico, Virginia
Find the cheapest car insurance companies in Henrico, VA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
Cheapest Henrico, VA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Henrico car insurance rates. Find the cheapest Henrico, VA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,394 | $3,509 | $3,622 |
| Geico | $2,068 | $2,162 | $2,265 |
| Nationwide | $2,296 | $2,176 | $2,116 |
| Progressive | $2,473 | $2,573 | $2,774 |
| State Farm | $2,336 | $2,502 | $2,676 |
| USAA | $1,840 | $1,925 | $1,999 |
Compare Car Insurance Quotes in Henrico, VA
Ready to find affordable Henrico, Virginia car insurance today? Enter your ZIP code for fast, free Henrico, VA car insurance quotes.
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Frequently Asked Questions
What is the average monthly car insurance rate in Henrico, VA?
The average monthly car insurance rate in Henrico, VA is $207.
Do I need full coverage insurance if my car is financed?
If your car is financed, full coverage insurance is usually required by the lender.
How can I find cheap car insurance rates in Henrico, VA?
To find cheap car insurance rates, compare quotes from different companies.
How do age, gender, and marital status affect car insurance rates in Henrico, VA?
Car insurance rates can vary based on age, gender, and marital status. It’s best to compare rates to see how they impact premium
What is the minimum car insurance required in Henrico, VA?
The minimum required car insurance in Henrico, VA is 25/50/20 coverage.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.