Best Hazard, KY Car Insurance in 2024
Car insurance in Hazard, KY averages $550 a month. Hazard, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hazard car insurance rates, compare quotes from the top car insurance companies in Hazard, KY.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Hazard, KY after a DUI are $7,920/year
- The cheapest car insurance company in Hazard is USAA
- Average car insurance rates in Hazard, KY are $6,603/year
If you need to buy Hazard, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Hazard, KY is right here.
You’ll find Hazard car insurance rates, the cheapest Hazard, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Hazard, Kentucky car insurance rates to Henderson car insurance rates, Covington car insurance rates, and Hopkinsville car insurance rates.
Ready to find affordable Hazard, KY car insurance today? Enter your ZIP code for fast, free Hazard car insurance quotes.
Cheapest Hazard, KY Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Hazard, KY car insurance rates? Every Hazard, Kentucky car insurance company weighs these factors differently, such as car insurance rates by age, so check out the comparison rates.
Annual Car Insurance Rates by Age, Gender, and Marital Status in Hazard, Kentucky
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $5,182 | $5,109 | $4,753 | $5,047 | $19,025 | $21,111 | $5,632 | $5,891 |
| Geico | $4,386 | $4,051 | $4,595 | $4,158 | $8,902 | $10,417 | $3,551 | $3,058 |
| Liberty Mutual | $4,212 | $4,590 | $3,644 | $4,096 | $16,257 | $17,956 | $4,337 | $4,416 |
| Nationwide | $5,829 | $5,764 | $5,260 | $5,461 | $13,093 | $16,143 | $6,631 | $6,871 |
| Progressive | $2,768 | $2,613 | $2,505 | $2,505 | $14,014 | $15,900 | $3,437 | $3,481 |
| State Farm | $2,735 | $2,735 | $2,426 | $2,426 | $7,492 | $9,504 | $3,034 | $3,358 |
| Travelers | $3,984 | $4,056 | $3,930 | $3,930 | $20,277 | $32,769 | $4,171 | $4,835 |
| USAA | $2,046 | $2,062 | $1,848 | $1,893 | $5,350 | $5,640 | $2,593 | $2,854 |
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Minimum Car Insurance in Hazard, KY
Every driver must carry the minimum car insurance in Hazard, KY. Take a look at the Kentucky car insurance requirements.
Minimum Required Car Insurance Coverage in Hazard, Kentucky
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Hazard, KY Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Hazard, KY. Compare credit history car insurance rates in Hazard from top companies for good, fair, and poor credit. You can also get a good credit discount from some companies.
Annual Car Insurance Rates by Credit Score in Hazard, Kentucky
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $12,068 | $8,134 | $6,703 |
| Geico | $8,861 | $4,424 | $2,884 |
| Liberty Mutual | $10,690 | $6,509 | $5,117 |
| Nationwide | $9,986 | $7,742 | $6,667 |
| Progressive | $6,582 | $5,757 | $5,369 |
| State Farm | $6,051 | $3,690 | $2,900 |
| Travelers | $10,892 | $9,186 | $9,154 |
| USAA | $4,520 | $2,528 | $2,059 |
Cheapest Hazard, KY Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is still obtainable. Compare bad driving record car insurance rates in Hazard, KY to rates for a clean record with top companies.
Annual Hazard, Kentucky Car Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $7,442 | $9,682 | $10,355 | $8,395 |
| Geico | $3,255 | $5,722 | $8,597 | $3,985 |
| Liberty Mutual | $6,193 | $9,563 | $7,406 | $6,593 |
| Nationwide | $6,403 | $8,374 | $10,669 | $7,081 |
| Progressive | $4,868 | $7,275 | $5,550 | $5,918 |
| State Farm | $3,890 | $4,537 | $4,214 | $4,214 |
| Travelers | $8,459 | $8,709 | $12,710 | $9,098 |
| USAA | $2,290 | $3,241 | $3,858 | $2,753 |
Cheapest Hazard, KY Car Insurance for Teen Drivers
Teen car insurance in Hazard, KY can be expensive. Take a look at rates from the top car insurance companies in Hazard for teenagers.
Annual Car Insurance Rates for Teen Drivers in Hazard, Kentucky
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $19,025 | $21,111 |
| Geico | $8,902 | $10,417 |
| Liberty Mutual | $16,257 | $17,956 |
| Nationwide | $13,093 | $16,143 |
| Progressive | $14,014 | $15,900 |
| State Farm | $7,492 | $9,504 |
| Travelers | $20,277 | $32,769 |
| USAA | $5,350 | $5,640 |
Cheapest Hazard, KY Car Insurance for Seniors
Take a look at Hazard, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers, and they can even get senior citizen car insurance discounts.
Annual Car Insurance Rates for Senior Drivers in Hazard, Kentucky
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,753 | $5,047 |
| Geico | $4,595 | $4,158 |
| Liberty Mutual | $3,644 | $4,096 |
| Nationwide | $5,260 | $5,461 |
| Progressive | $2,505 | $2,505 |
| State Farm | $2,426 | $2,426 |
| Travelers | $3,930 | $3,930 |
| USAA | $1,848 | $1,893 |
Cheapest Hazard, KY Car Insurance Rates After a DUI
A DUI in Hazard, KY increases car insurance rates. Compare Hazard, Kentucky DUI car insurance by company to find the cheapest option for car insurance after a DUI.
Annual Car Insurance Rates After a DUI in Hazard, Kentucky
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $10,355 |
| Geico | $8,597 |
| Liberty Mutual | $7,406 |
| Nationwide | $10,669 |
| Progressive | $5,550 |
| State Farm | $4,214 |
| Travelers | $12,710 |
| USAA | $3,858 |
Read more: What are the DUI insurance laws in Kentucky?
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Cheapest Hazard, KY Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Hazard, KY by commute? Take a look at a comparison of the top companies by commute length.
Annual Car Insurance Rates by Commute Length in Hazard, Kentucky
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $8,969 | $8,969 |
| Geico | $5,341 | $5,438 |
| Liberty Mutual | $7,438 | $7,438 |
| Nationwide | $8,132 | $8,132 |
| Progressive | $5,903 | $5,903 |
| State Farm | $4,112 | $4,315 |
| Travelers | $9,744 | $9,744 |
| USAA | $2,919 | $3,153 |
The Best Cheap Car Insurance Companies in Hazard, KY
Take a look at a side-by-side comparison of the top car insurance companies in Hazard, KY to find the best option for your needs.
Average Annual Car Insurance Rates by Company in Hazard, Kentucky
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $8,969 |
| Geico | $5,390 |
| Liberty Mutual | $7,439 |
| Nationwide | $8,132 |
| Progressive | $5,903 |
| State Farm | $4,214 |
| Travelers | $9,744 |
| USAA | $3,036 |
Category Winners: Cheapest Car Insurance in Hazard, Kentucky
Find the cheapest car insurance companies in Hazard, KY for each category right here.
Best Annual Car Insurance Rates by Company in Hazard, Kentucky
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Hazard, KY Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Hazard car insurance rates. Find the cheapest Hazard, KY car insurance rates by coverage level.
Annual Car Insurance Rates by Coverage Level in Hazard, Kentucky
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $7,864 | $8,898 | $10,144 |
| Geico | $4,884 | $5,352 | $5,934 |
| Liberty Mutual | $6,900 | $7,365 | $8,051 |
| Nationwide | $8,122 | $7,993 | $8,280 |
| Progressive | $5,341 | $5,784 | $6,584 |
| State Farm | $3,954 | $4,202 | $4,485 |
| Travelers | $9,238 | $9,777 | $10,217 |
| USAA | $2,877 | $3,027 | $3,203 |
What affects car insurance rates in Hazard, Kentucky?
What factors can have an impact on Hazard, KY car insurance? There are several reasons why Hazard car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hazard, Kentucky.
Commute Time in Hazard
The more time you spend in your car the higher the risk of an accident. The average commute length in Hazard, KY is 14.8 minutes according to City-Data.
Compare Car Insurance Quotes in Hazard, KY
Ready to find affordable Hazard, Kentucky car insurance today? Enter your ZIP code for fast, free Hazard, KY car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How much does car insurance in Hazard, KY cost on average?
Car insurance in Hazard, KY averages around $550 per month.
What are the car insurance requirements in Hazard, KY?
The minimum car insurance requirements in Hazard, KY are 25/50/25.
Do I need full coverage insurance if my car is financed?
If your car is financed, you might need full coverage insurance.
How can I find cheap Hazard car insurance rates?
To find cheap Hazard car insurance rates, compare quotes from the top car insurance companies in Hazard, KY.
How does age, gender, and marital status affect Hazard car insurance rates?
Age, gender, and marital status can affect Hazard car insurance rates differently for each insurance company.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.