Best Hayward, CA Car Insurance in 2024
Car insurance in Hayward, CA averages $315 a month. Hayward, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Hayward car insurance rates, compare quotes from the top car insurance companies in Hayward, CA.
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Dorothea Hudson
Insurance and Finance Writer
Dorothea Hudson has been professionally writing in many spheres since 2013. She has written on entertainment, insurance, finance, travel, technology, AI, renewable energy, crypto, fundraising, and real estate for many websites. Her work has been published for British retailer Marks and Spencer, Kroger Magazine, the Vision Group, and more. Her passions include writing, music, running, travel, te...
Insurance and Finance Writer
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Hayward is USAA
- Average car insurance rates in Hayward, CA are $3,780/year
- The cheapest car insurance company in Hayward for teen drivers is USAA
If you need to buy Hayward, California car insurance, the options can be confusing. Everything you need to know about car insurance in Hayward, CA is right here.
You’ll find Hayward car insurance rates, the cheapest Hayward, CA car insurance companies, and information on California car insurance laws. You can also compare Hayward, California car insurance rates to Sacramento car insurance rates, Long Beach car insurance rates, and San Jose car insurance rates.
Ready to find affordable Hayward, CA car insurance today? Enter your ZIP code for fast, free Hayward car insurance quotes.
Cheapest Hayward, CA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Hayward, CA car insurance rates? Every Hayward, California car insurance company weighs these factors differently, so check out the comparison rates. Compare car insurance rates by age and gender for more information.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,783 | $2,788 | $2,035 | $2,055 | $7,760 | $9,774 | $3,571 | $3,930 |
| Farmers | $2,822 | $2,822 | $2,542 | $2,542 | $9,024 | $14,834 | $3,346 | $3,729 |
| Geico | $1,714 | $1,715 | $1,613 | $1,613 | $5,205 | $5,296 | $2,460 | $2,517 |
| Liberty Mutual | $2,336 | $2,214 | $2,168 | $2,102 | $5,117 | $5,433 | $2,639 | $2,656 |
| Nationwide | $3,592 | $3,431 | $3,120 | $2,943 | $9,139 | $10,079 | $4,297 | $4,259 |
| Progressive | $1,887 | $1,944 | $1,587 | $1,894 | $5,004 | $6,056 | $2,714 | $2,922 |
| State Farm | $3,343 | $3,343 | $2,986 | $2,986 | $6,140 | $7,609 | $3,702 | $3,818 |
| Travelers | $2,616 | $2,535 | $2,309 | $2,283 | $5,408 | $6,227 | $3,415 | $3,346 |
| USAA | $1,971 | $1,868 | $1,922 | $1,931 | $4,494 | $4,530 | $2,737 | $2,587 |
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Minimum Car Insurance in Hayward, CA
How much car insurance do you need? Every driver must carry the minimum car insurance in Hayward, CA. Take a look at the California car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Hayward, CA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare car insurance rates with a bad driving record in Hayward, CA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,615 | $4,402 | $6,900 | $3,432 |
| Farmers | $3,846 | $5,241 | $6,536 | $5,208 |
| Geico | $1,936 | $2,981 | $3,747 | $2,402 |
| Liberty Mutual | $2,676 | $3,586 | $3,235 | $2,835 |
| Nationwide | $3,562 | $4,564 | $7,741 | $4,564 |
| Progressive | $1,967 | $3,334 | $3,869 | $2,833 |
| State Farm | $3,025 | $3,608 | $6,819 | $3,511 |
| Travelers | $2,347 | $3,813 | $4,458 | $3,452 |
| USAA | $1,830 | $2,725 | $4,460 | $2,005 |
Cheapest Hayward, CA Car Insurance for Teen Drivers
Teen car insurance in Hayward, CA can be expensive. Compare car insurance rates for teen drivers from the top car insurance companies in Hayward for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,760 | $9,774 |
| Farmers | $9,024 | $14,834 |
| Geico | $5,205 | $5,296 |
| Liberty Mutual | $5,117 | $5,433 |
| Nationwide | $9,139 | $10,079 |
| Progressive | $5,004 | $6,056 |
| State Farm | $6,140 | $7,609 |
| Travelers | $5,408 | $6,227 |
| USAA | $4,494 | $4,530 |
Cheapest Hayward, CA Car Insurance for Seniors
Take a look at Hayward, CA senior car insurance rates from top companies. Shopping around for car insurance for seniors can make a big difference for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,035 | $2,055 |
| Farmers | $2,542 | $2,542 |
| Geico | $1,613 | $1,613 |
| Liberty Mutual | $2,168 | $2,102 |
| Nationwide | $3,120 | $2,943 |
| Progressive | $1,587 | $1,894 |
| State Farm | $2,986 | $2,986 |
| Travelers | $2,309 | $2,283 |
| USAA | $1,922 | $1,931 |
Cheapest Hayward, CA Car Insurance Rates After a DUI
A DUI in Hayward, CA increases car insurance rates. Compare car insurance rates after a DUI in Hayward, California by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,900 |
| Farmers | $6,536 |
| Geico | $3,747 |
| Liberty Mutual | $3,235 |
| Nationwide | $7,741 |
| Progressive | $3,869 |
| State Farm | $6,819 |
| Travelers | $4,458 |
| USAA | $4,460 |
Cheapest Hayward, CA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Hayward, CA by commute? Take a look at a comparison of the top companies by commute length. Car insurance by the mile is available in some areas.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,914 | $4,760 |
| Farmers | $4,726 | $5,690 |
| Geico | $2,513 | $3,020 |
| Liberty Mutual | $2,831 | $3,335 |
| Nationwide | $4,506 | $5,709 |
| Progressive | $2,722 | $3,280 |
| State Farm | $4,088 | $4,394 |
| Travelers | $3,159 | $3,876 |
| USAA | $2,540 | $2,970 |
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Cheapest Hayward, CA Car Insurance Rates by ZIP Code
Hayward car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Hayward, CA.
| ZIP Code | Average Annual Rates |
|---|---|
| 94541 | $5,320 |
| 94542 | $5,181 |
| 94544 | $5,341 |
| 94545 | $4,992 |
The Best Cheap Car Insurance Companies in Hayward, CA
Take a look at a side-by-side comparison of the top car insurance companies in Hayward, CA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,337 |
| Farmers | $5,208 |
| Geico | $2,767 |
| Liberty Mutual | $3,083 |
| Nationwide | $5,108 |
| Progressive | $3,001 |
| State Farm | $4,241 |
| Travelers | $3,517 |
| USAA | $2,755 |
Category Winners: Cheapest Car Insurance in Hayward, California
Find the cheapest car insurance companies in Hayward, CA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Geico |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
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Cheapest Hayward, CA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Hayward car insurance rates. Find the cheapest Hayward, CA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,122 | $4,373 | $4,516 |
| Farmers | $4,868 | $5,245 | $5,509 |
| Geico | $2,535 | $2,797 | $2,968 |
| Liberty Mutual | $2,883 | $3,110 | $3,257 |
| Nationwide | $4,644 | $5,191 | $5,488 |
| Progressive | $2,726 | $3,084 | $3,193 |
| State Farm | $3,852 | $4,309 | $4,561 |
| Travelers | $3,106 | $3,609 | $3,837 |
| USAA | $2,514 | $2,805 | $2,945 |
What affects car insurance rates in Hayward, California?
What factors can have an impact on Hayward, CA car insurance? There are several reasons why Hayward car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hayward, California.
Car Theft in Hayward
High levels of vehicle theft can make car insurance more expensive. Hayward, CA car theft statistics from the FBI indicate 1,376 vehicle thefts a year.
Commute Time in Hayward
The more time you spend in your car the higher the risk of an accident. The average commute length in Hayward, CA is 34.9 minutes according to City-Data.
Compare Car Insurance Quotes in Hayward, CA
Ready to find affordable Hayward, California car insurance today? Enter your ZIP code for fast, free Hayward, CA car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How much does car insurance in Hayward, CA cost on average?
Car insurance in Hayward, CA averages $315 a month.
What are the car insurance requirements in Hayward, CA?
Hayward, California car insurance requirements are 15/30/5, but if your car is financed, you may need full coverage insurance.
How can I find cheap car insurance rates in Hayward, CA?
To find cheap car insurance rates in Hayward, CA, compare quotes from the top car insurance companies.
How do age, gender, and marital status affect car insurance rates in Hayward, CA?
Every car insurance company weighs these factors differently, so it’s best to compare car insurance rates by age and gender.
What is the minimum car insurance required in Hayward, CA?
Every driver in Hayward, CA must carry the minimum car insurance as required by California law.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Dorothea Hudson
Insurance and Finance Writer
Dorothea Hudson has been professionally writing in many spheres since 2013. She has written on entertainment, insurance, finance, travel, technology, AI, renewable energy, crypto, fundraising, and real estate for many websites. Her work has been published for British retailer Marks and Spencer, Kroger Magazine, the Vision Group, and more. Her passions include writing, music, running, travel, te...
Insurance and Finance Writer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.