Best Grimes, IA Car Insurance in 2024
Car insurance in Grimes, IA averages $233 a month. Grimes, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Grimes car insurance rates, compare quotes from the top car insurance companies in Grimes, IA.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Grimes is USAA
- The cheapest car insurance company in Grimes for teen drivers is USAA
- Average car insurance rates in Grimes, IA are $2,790/year
If you need to buy Grimes, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Grimes, IA is right here.
You’ll find Grimes car insurance rates, the cheapest Grimes, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Grimes, Iowa car insurance rates to Ankeny car insurance rates, Cedar Rapids car insurance rates, and Sioux City car insurance rates.
Ready to find affordable Grimes, IA car insurance today? Enter your ZIP code for fast, free Grimes car insurance quotes.
Cheapest Grimes, IA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Grimes, IA car insurance rates? Every Grimes, Iowa car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,924 | $1,835 | $1,722 | $1,748 | $5,816 | $6,590 | $2,074 | $2,130 |
| American Family | $1,763 | $1,763 | $1,583 | $1,583 | $4,787 | $6,660 | $1,763 | $2,116 |
| Farmers | $1,546 | $1,575 | $1,383 | $1,513 | $4,711 | $5,019 | $2,094 | $2,240 |
| Geico | $1,721 | $1,538 | $1,590 | $1,465 | $3,985 | $3,688 | $1,587 | $1,446 |
| Liberty Mutual | $2,079 | $2,258 | $1,831 | $2,225 | $10,064 | $11,330 | $2,356 | $2,597 |
| Nationwide | $1,668 | $1,702 | $1,492 | $1,581 | $3,992 | $5,118 | $1,906 | $2,062 |
| Progressive | $1,353 | $1,280 | $1,124 | $1,167 | $3,699 | $4,152 | $1,625 | $1,758 |
| State Farm | $1,250 | $1,250 | $1,122 | $1,122 | $3,726 | $4,686 | $1,413 | $1,624 |
| Travelers | $2,191 | $2,232 | $2,148 | $2,150 | $9,952 | $15,876 | $2,286 | $2,667 |
| USAA | $1,164 | $1,166 | $1,079 | $1,085 | $3,279 | $3,453 | $1,386 | $1,524 |
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Minimum Car Insurance in Grimes, IA
Every driver must carry the minimum car insurance in Grimes, IA. Take a look at the Iowa car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Cheapest Grimes, IA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Grimes, IA. Compare credit history car insurance rates in Grimes from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,559 | $2,828 | $2,553 |
| American Family | $3,506 | $2,577 | $2,174 |
| Farmers | $2,880 | $2,389 | $2,262 |
| Geico | $2,555 | $2,127 | $1,700 |
| Liberty Mutual | $6,190 | $3,825 | $3,012 |
| Nationwide | $2,949 | $2,332 | $2,039 |
| Progressive | $2,353 | $1,938 | $1,769 |
| State Farm | $2,882 | $1,784 | $1,407 |
| Travelers | $5,545 | $4,745 | $4,524 |
| USAA | $2,308 | $1,601 | $1,392 |
Cheapest Grimes, IA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grimes, IA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,509 | $3,056 | $3,525 | $2,828 |
| American Family | $1,986 | $2,920 | $3,771 | $2,333 |
| Farmers | $2,137 | $2,655 | $2,697 | $2,551 |
| Geico | $1,579 | $2,246 | $2,993 | $1,692 |
| Liberty Mutual | $3,751 | $4,641 | $4,732 | $4,247 |
| Nationwide | $1,782 | $2,536 | $3,434 | $2,008 |
| Progressive | $1,614 | $2,697 | $1,755 | $2,014 |
| State Farm | $1,851 | $2,197 | $2,024 | $2,024 |
| Travelers | $3,589 | $4,803 | $6,437 | $4,922 |
| USAA | $1,342 | $1,819 | $2,361 | $1,545 |
Cheapest Grimes, IA Car Insurance for Teen Drivers
Teen car insurance in Grimes, IA can be expensive. Take a look at rates from the top car insurance companies in Grimes for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,816 | $6,590 |
| American Family | $4,787 | $6,660 |
| Farmers | $4,711 | $5,019 |
| Geico | $3,985 | $3,688 |
| Liberty Mutual | $10,064 | $11,330 |
| Nationwide | $3,992 | $5,118 |
| Progressive | $3,699 | $4,152 |
| State Farm | $3,726 | $4,686 |
| Travelers | $9,952 | $15,876 |
| USAA | $3,279 | $3,453 |
Cheapest Grimes, IA Car Insurance for Seniors
Take a look at Grimes, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,722 | $1,748 |
| American Family | $1,583 | $1,583 |
| Farmers | $1,383 | $1,513 |
| Geico | $1,590 | $1,465 |
| Liberty Mutual | $1,831 | $2,225 |
| Nationwide | $1,492 | $1,581 |
| Progressive | $1,124 | $1,167 |
| State Farm | $1,122 | $1,122 |
| Travelers | $2,148 | $2,150 |
| USAA | $1,079 | $1,085 |
Cheapest Grimes, IA Car Insurance Rates After a DUI
A DUI in Grimes, IA increases car insurance rates. Compare Grimes, Iowa DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,525 |
| American Family | $3,771 |
| Farmers | $2,697 |
| Geico | $2,993 |
| Liberty Mutual | $4,732 |
| Nationwide | $3,434 |
| Progressive | $1,755 |
| State Farm | $2,024 |
| Travelers | $6,437 |
| USAA | $2,361 |
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Cheapest Grimes, IA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Grimes, IA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $2,909 | $3,051 |
| American Family | $2,720 | $2,784 |
| Farmers | $2,510 | $2,510 |
| Geico | $2,091 | $2,164 |
| Liberty Mutual | $4,343 | $4,343 |
| Nationwide | $2,440 | $2,440 |
| Progressive | $2,020 | $2,020 |
| State Farm | $1,974 | $2,074 |
| Travelers | $4,938 | $4,938 |
| USAA | $1,703 | $1,831 |
The Best Cheap Car Insurance Companies in Grimes, IA
Take a look at a side-by-side comparison of the top car insurance companies in Grimes, IA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $2,980 |
| American Family | $2,752 |
| Farmers | $2,510 |
| Geico | $2,127 |
| Liberty Mutual | $4,343 |
| Nationwide | $2,440 |
| Progressive | $2,020 |
| State Farm | $2,024 |
| Travelers | $4,938 |
| USAA | $1,767 |
Category Winners: Cheapest Car Insurance in Grimes, Iowa
Find the cheapest car insurance companies in Grimes, IA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | USAA |
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Cheapest Grimes, IA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Grimes car insurance rates. Find the cheapest Grimes, IA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $2,888 | $2,983 | $3,069 |
| American Family | $2,747 | $2,906 | $2,604 |
| Farmers | $2,401 | $2,518 | $2,611 |
| Geico | $1,985 | $2,127 | $2,271 |
| Liberty Mutual | $4,163 | $4,334 | $4,531 |
| Nationwide | $2,521 | $2,439 | $2,361 |
| Progressive | $1,891 | $2,033 | $2,135 |
| State Farm | $1,899 | $2,039 | $2,134 |
| Travelers | $4,622 | $5,014 | $5,178 |
| USAA | $1,661 | $1,774 | $1,866 |
What affects car insurance rates in Grimes, Iowa?
What factors can have an impact on Grimes, IA car insurance? There are several reasons why Grimes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grimes, Iowa.
Commute Time in Grimes
The more time you spend in your car the higher the risk of an accident. The average commute length in Grimes, IA is 20.7 minutes according to City-Data.
Compare Car Insurance Quotes in Grimes, IA
Ready to find affordable Grimes, Iowa car insurance today? Enter your ZIP code for fast, free Grimes, IA car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What is the average car insurance rate in Grimes, IA?
The average car insurance rate in Grimes, IA is $233 per month.
Do I need full coverage insurance if my car is financed?
If your car is financed, you may need full coverage insurance, which includes comprehensive and collision coverage in addition to the state-required liability coverage.
How can I find cheap car insurance rates in Grimes, IA?
To find cheap car insurance rates in Grimes, IA, you can compare quotes from the top car insurance companies in the area.
How does age, gender, and marital status affect car insurance rates in Grimes, IA?
Each car insurance company weighs age, gender, and marital status differently, so rates can vary. It’s best to compare rates to find the most affordable option.
What are the minimum car insurance requirements in Grimes, IA?
The minimum car insurance requirements in Grimes, IA are 20/40/15, as mentioned earlier.
How does credit score affect car insurance rates in Grimes, IA?
Your credit score can affect car insurance costs. You can compare car insurance rates based on different credit scores, such as good, fair, and poor credit.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.