Best Great Falls, MT Car Insurance in 2024
Car insurance in Great Falls, MT averages $264 a month. Great Falls, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Great Falls car insurance rates, compare quotes from the top car insurance companies in Great Falls, MT.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Great Falls, MT are $3,174/year
- Average car insurance rates in Great Falls, MT after a DUI are $3,897/year
- The cheapest car insurance company in Great Falls for teen drivers is Liberty Mutual
If you need to buy Great Falls, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Great Falls, MT is right here.
You’ll find Great Falls car insurance rates, the cheapest Great Falls, MT car insurance companies, and information on Montana car insurance laws. You can also compare Great Falls, Montana car insurance rates to Bozeman car insurance rates, Great Falls car insurance rates, and Helena car insurance rates.
Ready to find affordable Great Falls, MT car insurance today? Enter your ZIP code for fast, free Great Falls car insurance quotes.
Cheapest Great Falls, MT Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Great Falls, MT car insurance rates? Every Great Falls, Montana car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,962 | $2,962 | $2,727 | $2,727 | $11,738 | $11,738 | $3,185 | $3,185 |
| Farmers | $2,520 | $2,520 | $2,265 | $2,265 | $7,047 | $7,047 | $2,763 | $2,763 |
| Geico | $2,390 | $2,233 | $2,333 | $2,128 | $5,808 | $5,405 | $2,048 | $1,866 |
| Liberty Mutual | $1,012 | $1,012 | $991 | $991 | $2,172 | $2,172 | $1,228 | $1,228 |
| Nationwide | $2,919 | $2,919 | $2,664 | $2,664 | $5,956 | $5,956 | $3,094 | $3,094 |
| Progressive | $2,825 | $2,825 | $2,584 | $2,584 | $7,141 | $7,141 | $3,181 | $3,181 |
| State Farm | $1,780 | $1,780 | $1,584 | $1,584 | $5,503 | $5,503 | $1,939 | $1,939 |
| USAA | $1,163 | $1,163 | $1,052 | $1,052 | $4,031 | $4,031 | $1,424 | $1,424 |
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Minimum Car Insurance in Great Falls, MT
Every driver must carry the minimum car insurance required by the state in Great Falls, MT. Take a look at the Montana car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Great Falls, MT Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Great Falls, MT. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Great Falls from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,225 | $4,989 | $4,245 |
| Farmers | $4,297 | $3,423 | $3,226 |
| Geico | $4,768 | $2,541 | $1,770 |
| Liberty Mutual | $1,351 | $1,351 | $1,351 |
| Nationwide | $4,604 | $3,352 | $3,018 |
| Progressive | $4,710 | $3,660 | $3,429 |
| State Farm | $3,891 | $2,363 | $1,851 |
| USAA | $2,554 | $1,760 | $1,438 |
Cheapest Great Falls, MT Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Great Falls, MT to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,308 | $5,121 | $6,242 | $4,941 |
| Farmers | $3,198 | $4,151 | $4,048 | $3,198 |
| Geico | $1,949 | $3,080 | $4,750 | $2,328 |
| Liberty Mutual | $910 | $1,611 | $1,611 | $1,271 |
| Nationwide | $2,665 | $3,826 | $4,927 | $3,214 |
| Progressive | $3,368 | $4,414 | $4,195 | $3,754 |
| State Farm | $2,485 | $2,918 | $2,701 | $2,701 |
| USAA | $1,430 | $1,798 | $2,699 | $1,742 |
Cheapest Great Falls, MT Car Insurance for Teen Drivers
Teen car insurance in Great Falls, MT can be expensive. Take a look at rates from the top car insurance companies in Great Falls for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,738 | $11,738 |
| Farmers | $7,047 | $7,047 |
| Geico | $5,808 | $5,405 |
| Liberty Mutual | $2,172 | $2,172 |
| Nationwide | $5,956 | $5,956 |
| Progressive | $7,141 | $7,141 |
| State Farm | $5,503 | $5,503 |
| USAA | $4,031 | $4,031 |
Cheapest Great Falls, MT Car Insurance for Seniors
Take a look at Great Falls, MT rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,727 | $2,727 |
| Farmers | $2,265 | $2,265 |
| Geico | $2,333 | $2,128 |
| Liberty Mutual | $991 | $991 |
| Nationwide | $2,664 | $2,664 |
| Progressive | $2,584 | $2,584 |
| State Farm | $1,584 | $1,584 |
| USAA | $1,052 | $1,052 |
Cheapest Great Falls, MT Car Insurance Rates After a DUI
A DUI in Great Falls, MT increases car insurance rates. Compare Great Falls, Montana car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,242 |
| Farmers | $4,048 |
| Geico | $4,750 |
| Liberty Mutual | $1,611 |
| Nationwide | $4,927 |
| Progressive | $4,195 |
| State Farm | $2,701 |
| USAA | $2,699 |
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Cheapest Great Falls, MT Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Great Falls, MT by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,030 | $5,276 |
| Farmers | $3,649 | $3,649 |
| Geico | $2,973 | $3,080 |
| Liberty Mutual | $1,351 | $1,351 |
| Nationwide | $3,658 | $3,658 |
| Progressive | $3,933 | $3,933 |
| State Farm | $2,622 | $2,781 |
| USAA | $1,895 | $1,940 |
Cheapest Great Falls, MT Car Insurance Rates by ZIP Code
Great Falls car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Great Falls, MT.
| ZIP Code | Average Annual Rates |
|---|---|
| 59401 | $3,272 |
| 59404 | $3,255 |
| 59405 | $3,236 |
The Best Cheap Car Insurance Companies in Great Falls, MT
Take a look at a side-by-side comparison of the top car insurance companies in Great Falls, MT to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,153 |
| Farmers | $3,649 |
| Geico | $3,027 |
| Liberty Mutual | $1,351 |
| Nationwide | $3,658 |
| Progressive | $3,933 |
| State Farm | $2,701 |
| USAA | $1,917 |
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Category Winners: Cheapest Car Insurance in Great Falls, Montana
Find the cheapest car insurance companies in Great Falls, MT for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Liberty Mutual |
| Clean Record | Liberty Mutual |
| With 1 Accident | Liberty Mutual |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Liberty Mutual |
Cheapest Great Falls, MT Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Great Falls car insurance rates. Find the cheapest Great Falls, MT car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,870 | $5,139 | $5,450 |
| Farmers | $3,354 | $3,645 | $3,947 |
| Geico | $2,867 | $2,999 | $3,214 |
| Liberty Mutual | $1,247 | $1,355 | $1,450 |
| Nationwide | $2,785 | $3,895 | $4,295 |
| Progressive | $3,657 | $3,920 | $4,222 |
| State Farm | $2,530 | $2,693 | $2,881 |
| USAA | $1,810 | $1,905 | $2,038 |
What affects car insurance rates in Great Falls, Montana?
What are the factors that affect car insurance rates in Great Falls, MT? There are several reasons why Great Falls car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Great Falls, Montana.
Commute Time in Great Falls
The more time you spend in your car the higher the risk of an accident. The average commute length in Great Falls, MT is 14.1 minutes according to City-Data.
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Compare Car Insurance Quotes in Great Falls, MT
Ready to find affordable Great Falls, Montana car insurance today? Enter your ZIP code for fast, free Great Falls, MT car insurance quotes.
Frequently Asked Questions
What is the average car insurance rate in Great Falls, MT?
The average car insurance rate in Great Falls, MT is $264 per month.
What are the car insurance requirements in Great Falls, MT?
The car insurance requirements in Great Falls, MT are 25/50/20, but if your car is financed, you may need full coverage insurance.
How can I find cheap car insurance rates in Great Falls, MT?
To find cheap car insurance rates in Great Falls, MT, compare quotes from the top car insurance companies in the area.
How does age, gender, and marital status affect car insurance rates in Great Falls, MT?
Every car insurance company in Great Falls, MT weighs age, gender, and marital status differently. It’s recommended to compare rates to find the best option.
What is the minimum car insurance required in Great Falls, MT?
Every driver in Great Falls, MT must carry the minimum car insurance required by the state. Check the Montana car insurance requirements for details.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.