Best Granite Bay, CA Car Insurance in 2024
Car insurance in Granite Bay, CA averages $287 a month. Granite Bay, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Granite Bay car insurance rates, compare quotes from the top car insurance companies in Granite Bay, CA.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Granite Bay for teen drivers is USAA
- The cheapest car insurance company in Granite Bay is Geico
- Average car insurance rates in Granite Bay, CA after a DUI are $4,846/year
If you need to buy Granite Bay, California car insurance, the options can be confusing. Everything you need to know about car insurance in Granite Bay, CA is right here.
You’ll find Granite Bay car insurance rates, the cheapest Granite Bay, CA car insurance companies, and information on California car insurance laws. You can also compare Granite Bay, California car insurance rates to San Francisco car insurance rates, Bakersfield car insurance rates, and Los Angeles car insurance rates.
Ready to find affordable Granite Bay, CA car insurance today? Enter your ZIP code for fast, free Granite Bay car insurance quotes.
Cheapest Granite Bay, CA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Granite Bay, CA car insurance rates? Every Granite Bay, California car insurance company weighs these factors differently, so check out the comparison rates. Compare car insurance rates by age and gender for more information.
Annual Car Insurance Rates by Age, Gender, and Marital Status in Granite Bay, California
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,729 | $2,731 | $1,992 | $2,006 | $7,527 | $9,461 | $3,470 | $3,801 |
| Farmers | $2,429 | $2,429 | $2,191 | $2,191 | $7,742 | $12,673 | $2,877 | $3,203 |
| Geico | $1,596 | $1,597 | $1,501 | $1,501 | $4,843 | $4,929 | $2,290 | $2,344 |
| Liberty Mutual | $2,237 | $2,114 | $2,077 | $2,011 | $4,816 | $5,144 | $2,516 | $2,545 |
| Nationwide | $3,085 | $2,946 | $2,714 | $2,559 | $7,812 | $8,642 | $3,681 | $3,628 |
| Progressive | $1,709 | $1,756 | $1,475 | $1,738 | $4,627 | $5,541 | $2,471 | $2,652 |
| State Farm | $3,164 | $3,164 | $2,827 | $2,827 | $5,845 | $7,272 | $3,500 | $3,606 |
| Travelers | $2,297 | $2,223 | $2,032 | $2,012 | $4,734 | $5,375 | $2,970 | $2,909 |
| USAA | $1,876 | $1,777 | $1,830 | $1,837 | $4,276 | $4,297 | $2,593 | $2,451 |
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Minimum Car Insurance in Granite Bay, CA
How much car insurance do you need? Every driver must carry the minimum car insurance in Granite Bay, CA. Take a look at the California car insurance requirements.
Minimum Required Car Insurance Coverage in Granite Bay, California
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Granite Bay, CA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare car insurance rates with a bad driving record in Granite Bay, CA to rates for a clean record with top companies.
Annual Granite Bay, California Car Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,547 | $4,260 | $6,715 | $3,336 |
| Farmers | $3,305 | $4,498 | $5,600 | $4,466 |
| Geico | $1,802 | $2,776 | $3,488 | $2,235 |
| Liberty Mutual | $2,545 | $3,410 | $3,079 | $2,697 |
| Nationwide | $3,058 | $3,924 | $6,628 | $3,924 |
| Progressive | $1,794 | $3,064 | $3,538 | $2,588 |
| State Farm | $2,874 | $3,427 | $6,467 | $3,335 |
| Travelers | $2,055 | $3,339 | $3,866 | $3,016 |
| USAA | $1,739 | $2,588 | $4,236 | $1,905 |
Cheapest Granite Bay, CA Car Insurance for Teen Drivers
Teen car insurance in Granite Bay, CA can be expensive. Compare car insurance rates for teen drivers from the best car insurance companies in Granite Bay for teenagers.
Annual Car Insurance Rates for Teen Drivers in Granite Bay, California
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,527 | $9,461 |
| Farmers | $7,742 | $12,673 |
| Geico | $4,843 | $4,929 |
| Liberty Mutual | $4,816 | $5,144 |
| Nationwide | $7,812 | $8,642 |
| Progressive | $4,627 | $5,541 |
| State Farm | $5,845 | $7,272 |
| Travelers | $4,734 | $5,375 |
| USAA | $4,276 | $4,297 |
Cheapest Granite Bay, CA Car Insurance for Seniors
Take a look at Granite Bay, CA senior car insurance rates from top companies. Shopping around for car insurance for seniors can make a big difference for older drivers.
Annual Car Insurance Rates for Senior Drivers in Granite Bay, California
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,992 | $2,006 |
| Farmers | $2,191 | $2,191 |
| Geico | $1,501 | $1,501 |
| Liberty Mutual | $2,077 | $2,011 |
| Nationwide | $2,714 | $2,559 |
| Progressive | $1,475 | $1,738 |
| State Farm | $2,827 | $2,827 |
| Travelers | $2,032 | $2,012 |
| USAA | $1,830 | $1,837 |
Cheapest Granite Bay, CA Car Insurance Rates After a DUI
A DUI in Granite Bay, CA increases car insurance rates. Compare car insurance rates after a DUI in Granite Bay, California by company to find the cheapest option.
Annual Car Insurance Rates After a DUI in Granite Bay, California
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,715 |
| Farmers | $5,600 |
| Geico | $3,488 |
| Liberty Mutual | $3,079 |
| Nationwide | $6,628 |
| Progressive | $3,538 |
| State Farm | $6,467 |
| Travelers | $3,866 |
| USAA | $4,236 |
Read More: Compare Best Car Insurance Companies That Accept DUI
Cheapest Granite Bay, CA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Granite Bay, CA by commute? Take a look at a comparison of the top companies by commute length. Buying car insurance by the mile is possible in some areas.
Annual Car Insurance Rates by Commute Length in Granite Bay, California
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,795 | $4,634 |
| Farmers | $4,053 | $4,881 |
| Geico | $2,339 | $2,811 |
| Liberty Mutual | $2,691 | $3,174 |
| Nationwide | $3,876 | $4,890 |
| Progressive | $2,489 | $3,003 |
| State Farm | $3,877 | $4,174 |
| Travelers | $2,765 | $3,373 |
| USAA | $2,412 | $2,822 |
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The Best Cheap Car Insurance Companies in Granite Bay, CA
Take a look at a side-by-side comparison of the top car insurance companies in Granite Bay, CA to find the best option for your needs.
Average Annual Car Insurance Rates by Company in Granite Bay, California
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,215 |
| Farmers | $4,467 |
| Geico | $2,575 |
| Liberty Mutual | $2,933 |
| Nationwide | $4,383 |
| Progressive | $2,746 |
| State Farm | $4,026 |
| Travelers | $3,069 |
| USAA | $2,617 |
Category Winners: Cheapest Car Insurance in Granite Bay, California
Find the cheapest car insurance companies in Granite Bay, CA for each category right here.
Best Annual Car Insurance Rates by Company in Granite Bay, California
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Geico |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
Cheapest Granite Bay, CA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Granite Bay car insurance rates. Find the cheapest Granite Bay, CA car insurance rates by coverage level.
Annual Car Insurance Rates by Coverage Level in Granite Bay, California
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,966 | $4,255 | $4,424 |
| Farmers | $4,156 | $4,502 | $4,743 |
| Geico | $2,343 | $2,603 | $2,779 |
| Liberty Mutual | $2,726 | $2,958 | $3,114 |
| Nationwide | $3,894 | $4,467 | $4,789 |
| Progressive | $2,412 | $2,843 | $2,984 |
| State Farm | $3,583 | $4,103 | $4,391 |
| Travelers | $2,657 | $3,155 | $3,395 |
| USAA | $2,372 | $2,668 | $2,811 |
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What affects car insurance rates in Granite Bay, California?
What factors can have an impact on Granite Bay, CA car insurance? There are several reasons why Granite Bay car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Granite Bay, California.
Commute Time in Granite Bay
The more time you spend in your car the higher the risk of an accident. The average commute length in Granite Bay, CA is 29.8 minutes according to City-Data.
Compare Car Insurance Quotes in Granite Bay, CA
Ready to find affordable Granite Bay, California car insurance today? Enter your ZIP code for fast, free Granite Bay, CA car insurance quotes.
Frequently Asked Questions
What is the average monthly car insurance rate in Granite Bay, CA?
The average monthly car insurance rate in Granite Bay, CA is $287.
What are the car insurance requirements in Granite Bay, CA?
The car insurance requirements in Granite Bay, CA are 15/30/5, which means $15,000 bodily injury liability per person, $30,000 bodily injury liability per accident, and $5,000 property damage liability.
Do I need full coverage insurance if my car is financed?
If your car is financed, you may need to have full coverage insurance. Check with your lender to determine the insurance requirements for your financed vehicle.
How does a DUI affect car insurance rates in Granite Bay, CA?
Having a DUI in Granite Bay, CA typically increases car insurance rates. Compare car insurance rates from different companies to find the cheapest options available after a DUI.
What are the best cheap car insurance companies in Granite Bay, CA?
Compare the top car insurance companies in Granite Bay, CA to find the best cheap options for your needs. A side-by-side comparison can help you make an informed decision.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.