Best Gatlinburg, TN Car Insurance in 2024
Car insurance in Gatlinburg, TN averages $311 a month. Gatlinburg, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Gatlinburg car insurance rates, compare quotes from the top car insurance companies in Gatlinburg, TN.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Gatlinburg, TN are $3,737/year
- The cheapest car insurance company in Gatlinburg for teen drivers is State Farm
- The cheapest car insurance company in Gatlinburg is State Farm
If you need to buy Gatlinburg, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Gatlinburg, TN is right here.
You’ll find Gatlinburg car insurance rates, the cheapest Gatlinburg, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Gatlinburg, Tennessee car insurance rates to Chattanooga car insurance rates, Hendersonville car insurance rates, and Johnson City car insurance rates.
Ready to find affordable Gatlinburg, TN car insurance today? Enter your ZIP code for fast, free Gatlinburg car insurance quotes.
Cheapest Gatlinburg, TN Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Gatlinburg, TN car insurance rates? Every Gatlinburg, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,855 | $2,734 | $2,570 | $2,668 | $10,887 | $11,831 | $3,033 | $3,139 |
| Farmers | $1,962 | $1,999 | $1,761 | $1,939 | $8,151 | $8,695 | $2,662 | $2,800 |
| Geico | $1,936 | $1,949 | $1,778 | $1,778 | $6,064 | $6,153 | $1,978 | $2,042 |
| Liberty Mutual | $3,568 | $129 | $2,936 | $3,281 | $14,804 | $16,452 | $3,823 | $4,071 |
| Nationwide | $2,329 | $2,347 | $2,084 | $2,117 | $6,478 | $8,356 | $2,683 | $2,913 |
| Progressive | $1,879 | $1,763 | $1,529 | $1,605 | $8,711 | $9,797 | $2,268 | $2,488 |
| State Farm | $1,639 | $1,639 | $1,486 | $1,486 | $5,164 | $6,433 | $1,857 | $2,175 |
| Travelers | $1,827 | $1,923 | $1,667 | $1,774 | $5,213 | $6,474 | $1,946 | $2,048 |
| USAA | $1,579 | $1,605 | $1,427 | $1,425 | $5,717 | $6,547 | $2,065 | $2,200 |
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Minimum Car Insurance in Gatlinburg, TN
Every driver must carry the minimum car insurance in Gatlinburg, TN. Take a look at the Tennessee car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Cheapest Gatlinburg, TN Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Gatlinburg, TN. Compare credit history car insurance rates in Gatlinburg from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,339 | $4,851 | $3,704 |
| Farmers | $4,452 | $3,487 | $3,299 |
| Geico | $3,355 | $2,877 | $2,647 |
| Liberty Mutual | $8,790 | $5,393 | $4,216 |
| Nationwide | $4,406 | $3,492 | $3,092 |
| Progressive | $4,208 | $3,645 | $3,412 |
| State Farm | $3,973 | $2,382 | $1,850 |
| Travelers | $3,633 | $2,861 | $2,083 |
| USAA | $4,087 | $2,397 | $1,978 |
Cheapest Gatlinburg, TN Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gatlinburg, TN to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,142 | $4,948 | $6,014 | $4,754 |
| Farmers | $3,203 | $3,954 | $4,056 | $3,771 |
| Geico | $2,165 | $2,884 | $4,625 | $2,165 |
| Liberty Mutual | $4,968 | $7,175 | $6,669 | $5,720 |
| Nationwide | $3,167 | $3,167 | $4,765 | $3,554 |
| Progressive | $3,304 | $4,306 | $3,517 | $3,894 |
| State Farm | $2,483 | $2,987 | $2,735 | $2,735 |
| Travelers | $2,314 | $2,978 | $3,293 | $2,852 |
| USAA | $2,047 | $3,077 | $3,620 | $2,539 |
Cheapest Gatlinburg, TN Car Insurance for Teen Drivers
Teen car insurance in Gatlinburg, TN can be expensive. Take a look at rates from the top car insurance companies in Gatlinburg for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,887 | $11,831 |
| Farmers | $8,151 | $8,695 |
| Geico | $6,064 | $6,153 |
| Liberty Mutual | $14,804 | $16,452 |
| Nationwide | $6,478 | $8,356 |
| Progressive | $8,711 | $9,797 |
| State Farm | $5,164 | $6,433 |
| Travelers | $5,213 | $6,474 |
| USAA | $5,717 | $6,547 |
Cheapest Gatlinburg, TN Car Insurance for Seniors
Take a look at Gatlinburg, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,570 | $2,668 |
| Farmers | $1,761 | $1,939 |
| Geico | $1,778 | $1,778 |
| Liberty Mutual | $2,936 | $3,281 |
| Nationwide | $2,084 | $2,117 |
| Progressive | $1,529 | $1,605 |
| State Farm | $1,486 | $1,486 |
| Travelers | $1,667 | $1,774 |
| USAA | $1,427 | $1,425 |
Cheapest Gatlinburg, TN Car Insurance Rates After a DUI
A DUI in Gatlinburg, TN increases car insurance rates. Compare Gatlinburg, Tennessee DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,014 |
| Farmers | $4,056 |
| Geico | $4,625 |
| Liberty Mutual | $6,669 |
| Nationwide | $4,765 |
| Progressive | $3,517 |
| State Farm | $2,735 |
| Travelers | $3,293 |
| USAA | $3,620 |
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Cheapest Gatlinburg, TN Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Gatlinburg, TN by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,965 | $4,965 |
| Farmers | $3,746 | $3,746 |
| Geico | $2,939 | $2,981 |
| Liberty Mutual | $6,133 | $6,133 |
| Nationwide | $3,663 | $3,663 |
| Progressive | $3,755 | $3,755 |
| State Farm | $2,671 | $2,799 |
| Travelers | $2,746 | $2,972 |
| USAA | $2,741 | $2,900 |
The Best Cheap Car Insurance Companies in Gatlinburg, TN
Take a look at a side-by-side comparison of the top car insurance companies in Gatlinburg, TN to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,965 |
| Farmers | $3,746 |
| Geico | $2,960 |
| Liberty Mutual | $6,133 |
| Nationwide | $3,663 |
| Progressive | $3,755 |
| State Farm | $2,735 |
| Travelers | $2,859 |
| USAA | $2,821 |
Category Winners: Cheapest Car Insurance in Gatlinburg, Tennessee
Find the cheapest car insurance companies in Gatlinburg, TN for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Cheapest Gatlinburg, TN Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Gatlinburg car insurance rates. Find the cheapest Gatlinburg, TN car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,785 | $4,952 | $5,157 |
| Farmers | $3,520 | $3,727 | $3,992 |
| Geico | $2,809 | $2,953 | $3,117 |
| Liberty Mutual | $5,856 | $6,130 | $6,413 |
| Nationwide | $3,698 | $3,585 | $3,707 |
| Progressive | $3,530 | $3,755 | $3,980 |
| State Farm | $2,584 | $2,747 | $2,873 |
| Travelers | $2,688 | $2,857 | $3,032 |
| USAA | $2,729 | $2,810 | $2,923 |
What affects car insurance rates in Gatlinburg, Tennessee?
What factors can have an impact on Gatlinburg, TN car insurance? There are several reasons why Gatlinburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gatlinburg, Tennessee.
Commute Time in Gatlinburg
The more time you spend in your car the higher the risk of an accident. The average commute length in Gatlinburg, TN is 15.3 minutes according to City-Data.
Compare Car Insurance Quotes in Gatlinburg, TN
Ready to find affordable Gatlinburg, Tennessee car insurance today? Enter your ZIP code for fast, free Gatlinburg, TN car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Frequently Asked Questions
What is the average monthly car insurance rate in Gatlinburg, TN?
The average monthly rate is $311.
What are the car insurance requirements in Gatlinburg, TN?
You must have 25/50/15 coverage, which includes specific liability coverage amount
Do I need full coverage insurance if my car is financed?
If your car is financed, full coverage insurance may be required, including liability, comprehensive, and collision coverage.
How can I find cheap car insurance rates in Gatlinburg, TN?
Compare quotes from top car insurance companies in Gatlinburg to find the best rates.
How do age, gender, and marital status affect car insurance rates in Gatlinburg, TN?
Different companies weigh these factors differently, so comparing rates is important.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.