Best Gap, PA Car Insurance in 2024
Car insurance in Gap, PA averages $310 a month. Gap, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Gap car insurance rates, compare quotes from the top car insurance companies in Gap, PA.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest ZIP code in Gap is 17535
- The cheapest car insurance company in Gap is USAA
- Average car insurance rates in Gap, PA are $3,720/year
If you need to buy Gap, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Gap, PA is right here.
You’ll find Gap car insurance rates, the cheapest Gap, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Gap, Pennsylvania car insurance rates to Bethlehem car insurance rates, Altoona car insurance rates, and Harrisburg car insurance rates.
Ready to find affordable Gap, PA car insurance today? Enter your ZIP code for fast, free Gap car insurance quotes.
Cheapest Gap, PA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Gap, PA car insurance rates? Every Gap, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,587 | $2,587 | $2,398 | $2,398 | $9,022 | $9,022 | $2,837 | $2,837 |
| Geico | $1,801 | $1,560 | $1,703 | $1,476 | $4,591 | $3,982 | $1,809 | $1,567 |
| Liberty Mutual | $3,183 | $3,183 | $2,919 | $2,919 | $9,235 | $9,235 | $4,033 | $4,033 |
| Nationwide | $1,784 | $1,784 | $1,693 | $1,693 | $5,081 | $5,081 | $2,005 | $2,005 |
| Progressive | $2,707 | $2,707 | $2,425 | $2,425 | $8,936 | $8,936 | $3,460 | $3,460 |
| State Farm | $1,572 | $1,572 | $1,396 | $1,396 | $5,690 | $5,690 | $1,739 | $1,739 |
| Travelers | $1,572 | $1,572 | $1,710 | $1,710 | $23,722 | $23,722 | $1,875 | $1,875 |
| USAA | $994 | $994 | $900 | $900 | $2,996 | $2,996 | $1,312 | $1,312 |
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Minimum Car Insurance in Gap, PA
Every driver must carry the minimum car insurance in Gap, PA. Take a look at the Pennsylvania car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Gap, PA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Gap, PA. Compare credit history car insurance rates in Gap from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,368 | $4,023 | $3,241 |
| Geico | $3,463 | $1,956 | $1,514 |
| Liberty Mutual | $6,178 | $4,433 | $3,916 |
| Nationwide | $3,094 | $2,552 | $2,277 |
| Progressive | $5,785 | $4,078 | $3,282 |
| State Farm | $3,695 | $2,292 | $1,811 |
| Travelers | $7,837 | $7,103 | $6,719 |
| USAA | $1,926 | $1,443 | $1,282 |
Cheapest Gap, PA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gap, PA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,025 | $4,769 | $4,025 | $4,025 |
| Geico | $1,706 | $2,922 | $2,268 | $2,349 |
| Liberty Mutual | $4,401 | $5,079 | $4,945 | $4,945 |
| Nationwide | $1,909 | $2,556 | $3,552 | $2,547 |
| Progressive | $3,963 | $5,514 | $4,081 | $3,969 |
| State Farm | $2,369 | $2,829 | $2,599 | $2,599 |
| Travelers | $5,092 | $7,284 | $9,219 | $7,284 |
| USAA | $1,249 | $1,723 | $1,834 | $1,395 |
Cheapest Gap, PA Car Insurance for Teen Drivers
Teen car insurance in Gap, PA can be expensive. Take a look at rates from the top car insurance companies in Gap for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,022 | $9,022 |
| Geico | $4,591 | $3,982 |
| Liberty Mutual | $9,235 | $9,235 |
| Nationwide | $5,081 | $5,081 |
| Progressive | $8,936 | $8,936 |
| State Farm | $5,690 | $5,690 |
| Travelers | $23,722 | $23,722 |
| USAA | $2,996 | $2,996 |
Cheapest Gap, PA Car Insurance for Seniors
Take a look at Gap, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,398 | $2,398 |
| Geico | $1,703 | $1,476 |
| Liberty Mutual | $2,919 | $2,919 |
| Nationwide | $1,693 | $1,693 |
| Progressive | $2,425 | $2,425 |
| State Farm | $1,396 | $1,396 |
| Travelers | $1,710 | $1,710 |
| USAA | $900 | $900 |
Cheapest Gap, PA Car Insurance Rates After a DUI
A DUI in Gap, PA increases car insurance rates. Compare Gap, Pennsylvania DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,025 |
| Geico | $2,268 |
| Liberty Mutual | $4,945 |
| Nationwide | $3,552 |
| Progressive | $4,081 |
| State Farm | $2,599 |
| Travelers | $9,219 |
| USAA | $1,834 |
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Cheapest Gap, PA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Gap, PA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,123 | $4,298 |
| Geico | $2,276 | $2,346 |
| Liberty Mutual | $4,719 | $4,966 |
| Nationwide | $2,641 | $2,641 |
| Progressive | $4,382 | $4,382 |
| State Farm | $2,522 | $2,676 |
| Travelers | $7,220 | $7,220 |
| USAA | $1,506 | $1,594 |
Cheapest Gap, PA Car Insurance Rates by ZIP Code
Gap car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Gap, PA.
| ZIP Code | Average Annual Rates |
|---|---|
| 17527 | $4,803 |
| 17535 | $4,470 |
The Best Cheap Car Insurance Companies in Gap, PA
Take a look at a side-by-side comparison of the top car insurance companies in Gap, PA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,211 |
| Geico | $2,311 |
| Liberty Mutual | $4,842 |
| Nationwide | $2,641 |
| Progressive | $4,382 |
| State Farm | $2,599 |
| Travelers | $7,220 |
| USAA | $1,550 |
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Category Winners: Cheapest Car Insurance in Gap, Pennsylvania
Find the cheapest car insurance companies in Gap, PA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Cheapest Gap, PA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Gap car insurance rates. Find the cheapest Gap, PA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,007 | $4,241 | $4,385 |
| Geico | $2,124 | $2,334 | $2,475 |
| Liberty Mutual | $4,589 | $4,880 | $5,058 |
| Nationwide | $2,644 | $2,678 | $2,601 |
| Progressive | $3,975 | $4,421 | $4,749 |
| State Farm | $2,403 | $2,638 | $2,756 |
| Travelers | $7,212 | $7,243 | $7,203 |
| USAA | $1,441 | $1,565 | $1,645 |
What affects car insurance rates in Gap, Pennsylvania?
What factors can have an impact on Gap, PA car insurance? There are several reasons why Gap car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gap, Pennsylvania.
Commute Time in Gap
The more time you spend in your car the higher the risk of an accident. The average commute length in Gap, PA is 18.1 minutes according to City-Data.
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Compare Car Insurance Quotes in Gap, PA
Ready to find affordable Gap, Pennsylvania car insurance today? Enter your ZIP code for fast, free Gap, PA car insurance quotes.
Frequently Asked Questions
How much does car insurance cost in Gap, PA?
The average cost is $310 per month.
What are the car insurance requirements in Gap, PA?
You need 15/30/5 coverage (bodily injury: $15,000 per person/$30,000 per accident, and property damage: $5,000).
Do I need full coverage if my car is financed?
Yes, most likely. Lenders usually require full coverage (liability, comprehensive, collision).
How can I find cheap car insurance in Gap, PA?
Compare quotes from top insurance companies in Gap, PA.
How do age, gender, and marital status affect rates?
Each company weighs these factors differently, so compare quotes to see the impact.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.