Best Floyd, VA Car Insurance in 2024
Car insurance in Floyd, VA averages $194 a month. Floyd, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Floyd car insurance rates, compare quotes from the top car insurance companies in Floyd, VA.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Floyd, VA after a DUI are $2,741/year
- The cheapest car insurance company in Floyd for teen drivers is USAA
- Average car insurance rates in Floyd, VA are $2,327/year
If you need to buy Floyd, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Floyd, VA is right here.
You’ll find Floyd car insurance rates, the cheapest Floyd, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Floyd, Virginia car insurance rates to Richmond car insurance rates, Norfolk car insurance rates, and Alexandria car insurance rates.
Ready to find affordable Floyd, VA car insurance today? Enter your ZIP code for fast, free Floyd car insurance quotes.
Cheapest Floyd, VA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Floyd, VA car insurance rates? Every Floyd, Virginia car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $1,969 | $1,860 | $1,959 | $1,959 | $6,156 | $7,087 | $2,564 | $2,569 |
| Geico | $1,432 | $1,429 | $1,356 | $1,356 | $3,058 | $4,115 | $1,668 | $1,649 |
| Nationwide | $1,422 | $1,431 | $1,262 | $1,297 | $3,380 | $4,359 | $1,568 | $1,707 |
| Progressive | $1,280 | $1,221 | $1,149 | $1,156 | $5,755 | $6,481 | $1,555 | $1,599 |
| State Farm | $1,504 | $1,504 | $1,338 | $1,338 | $4,327 | $5,439 | $1,695 | $1,955 |
| USAA | $1,030 | $1,012 | $964 | $966 | $3,214 | $3,834 | $1,324 | $1,451 |
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Minimum Car Insurance in Floyd, VA
Every driver must carry the minimum car insurance in Floyd, VA. Take a look at the Virginia car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Floyd, VA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Floyd, VA. Compare credit history car insurance rates in Floyd from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,980 | $3,188 | $2,629 |
| Geico | $2,231 | $1,896 | $1,896 |
| Nationwide | $2,436 | $1,952 | $1,771 |
| Progressive | $2,826 | $2,458 | $2,291 |
| State Farm | $3,396 | $2,104 | $1,662 |
| USAA | $2,307 | $1,571 | $1,296 |
Cheapest Floyd, VA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Floyd, VA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,448 | $3,891 | $3,573 | $3,150 |
| Geico | $1,526 | $1,980 | $3,000 | $1,526 |
| Nationwide | $1,785 | $1,785 | $2,616 | $2,026 |
| Progressive | $2,164 | $2,847 | $2,572 | $2,516 |
| State Farm | $2,193 | $2,582 | $2,387 | $2,387 |
| USAA | $1,335 | $1,733 | $2,296 | $1,534 |
Cheapest Floyd, VA Car Insurance for Teen Drivers
Teen car insurance in Floyd, VA can be expensive. Take a look at rates from the top car insurance companies in Floyd for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,156 | $7,087 |
| Geico | $3,058 | $4,115 |
| Nationwide | $3,380 | $4,359 |
| Progressive | $5,755 | $6,481 |
| State Farm | $4,327 | $5,439 |
| USAA | $3,214 | $3,834 |
Cheapest Floyd, VA Car Insurance for Seniors
Take a look at Floyd, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,959 | $1,959 |
| Geico | $1,356 | $1,356 |
| Nationwide | $1,262 | $1,297 |
| Progressive | $1,149 | $1,156 |
| State Farm | $1,338 | $1,338 |
| USAA | $964 | $966 |
Cheapest Floyd, VA Car Insurance Rates After a DUI
A DUI in Floyd, VA increases car insurance rates. Compare Floyd, Virginia DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,573 |
| Geico | $3,000 |
| Nationwide | $2,616 |
| Progressive | $2,572 |
| State Farm | $2,387 |
| USAA | $2,296 |
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Cheapest Floyd, VA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Floyd, VA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,167 | $3,364 |
| Geico | $1,971 | $2,045 |
| Nationwide | $2,053 | $2,053 |
| Progressive | $2,525 | $2,525 |
| State Farm | $2,331 | $2,444 |
| USAA | $1,661 | $1,788 |
The Best Cheap Car Insurance Companies in Floyd, VA
Take a look at a side-by-side comparison of the top car insurance companies in Floyd, VA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,265 |
| Geico | $2,008 |
| Nationwide | $2,053 |
| Progressive | $2,525 |
| State Farm | $2,387 |
| USAA | $1,724 |
Category Winners: Cheapest Car Insurance in Floyd, Virginia
Find the cheapest car insurance companies in Floyd, VA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | Geico |
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Cheapest Floyd, VA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Floyd car insurance rates. Find the cheapest Floyd, VA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,174 | $3,266 | $3,356 |
| Geico | $1,936 | $2,006 | $2,082 |
| Nationwide | $2,159 | $2,032 | $1,968 |
| Progressive | $2,432 | $2,501 | $2,641 |
| State Farm | $2,276 | $2,383 | $2,503 |
| USAA | $1,663 | $1,727 | $1,783 |
What affects car insurance rates in Floyd, Virginia?
What factors can have an impact on Floyd, VA car insurance? There are several reasons why Floyd car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Floyd, Virginia.
Commute Time in Floyd
The more time you spend in your car the higher the risk of an accident. The average commute length in Floyd, VA is 18.5 minutes according to City-Data.
Compare Car Insurance Quotes in Floyd, VA
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Frequently Asked Questions
How can senior drivers find affordable car insurance rates in Floyd, VA?
Senior drivers in Floyd, VA can find affordable car insurance rates by shopping around and comparing rates from different companies.
What are the car insurance rates for teen drivers in Floyd, VA?
Teen car insurance rates in Floyd, VA can be expensive. Compare rates from the top car insurance companies to find the best options.
How does driving record affect car insurance rates in Floyd, VA?
Your driving record is a significant factor affecting car insurance costs. Compare rates for a clean record and rates with one accident, one DUI, or one speeding violation.
How does credit score affect car insurance rates in Floyd, VA?
Your credit score can affect car insurance costs. Compare rates from top companies for good, fair, and poor credit to see the differences.
What is the minimum car insurance coverage required in Floyd, VA?
The minimum required car insurance coverage in Floyd, VA includes $25,000 per person and $50,000 per accident for bodily injury liability coverage, as well as a minimum of $20,000 for property damage liability coverage.
What are the car insurance requirements in Floyd, VA?
The car insurance requirements in Floyd, VA are 25/50/20, which means $25,000 bodily injury liability coverage per person, $50,000 bodily injury liability coverage per accident, and $20,000 property damage liability coverage.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.