Best Fine, NY Car Insurance in 2024
Car insurance in Fine, NY averages $256 a month. Fine, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Fine car insurance rates, compare quotes from the top car insurance companies in Fine, NY.
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Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Fine for teen drivers is Geico
- Average car insurance rates in Fine, NY after a DUI are $4,056/year
- The cheapest car insurance company in Fine is Geico
If you need to buy Fine, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Fine, NY is right here.
You’ll find Fine car insurance rates, the cheapest Fine, NY car insurance companies, and information on New York car insurance laws. You can also compare Fine, New York car insurance rates to Yonkers car insurance rates, New Rochelle car insurance rates, and Syracuse car insurance rates.
Ready to find affordable Fine, NY car insurance today? Enter your ZIP code for fast, free Fine car insurance quotes.
Cheapest Fine, NY Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Fine, NY car insurance rates? Every Fine, New York car insurance company weighs these factors differently, so check out the comparison rates.
Annual Car Insurance Rates by Age, Gender, and Marital Status in Fine, New York
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,390 | $2,267 | $2,223 | $2,260 | $6,737 | $7,224 | $2,416 | $2,455 |
| Geico | $1,297 | $1,251 | $1,263 | $1,245 | $2,710 | $3,956 | $1,170 | $1,204 |
| Liberty Mutual | $3,372 | $3,372 | $3,142 | $3,142 | $6,550 | $10,619 | $3,372 | $3,582 |
| Nationwide | $2,035 | $2,035 | $1,924 | $1,924 | $3,535 | $5,249 | $2,035 | $2,579 |
| Progressive | $1,482 | $1,398 | $1,201 | $1,217 | $4,950 | $5,530 | $1,915 | $1,878 |
| State Farm | $2,092 | $2,092 | $1,815 | $1,815 | $6,003 | $7,771 | $2,289 | $2,426 |
| Travelers | $2,492 | $2,514 | $2,264 | $2,427 | $5,686 | $6,726 | $2,639 | $2,750 |
| USAA | $1,491 | $1,463 | $1,346 | $1,345 | $6,012 | $7,189 | $1,899 | $2,090 |
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Minimum Car Insurance in Fine, NY
Every driver must carry the minimum car insurance in Fine, NY. Take a look at the New York car insurance requirements.
Minimum Required Car Insurance Coverage in Fine, New York
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Fine, NY Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Fine, NY. Compare credit history car insurance rates in Fine from top companies for good, fair, and poor credit.
Annual Car Insurance Rates by Credit Score in Fine, New York
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,978 | $2,946 | $2,566 |
| Geico | $2,207 | $1,623 | $1,456 |
| Liberty Mutual | $6,486 | $4,253 | $3,193 |
| Nationwide | $2,664 | $2,664 | $2,664 |
| Progressive | $3,847 | $2,012 | $1,480 |
| State Farm | $4,642 | $2,911 | $2,310 |
| Travelers | $4,736 | $2,984 | $2,591 |
| USAA | $4,423 | $2,195 | $1,945 |
Read more: Geico vs. Liberty Mutual Car Insurance Comparison
Cheapest Fine, NY Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Fine, NY to rates for a clean record with top companies.
Annual Fine, New York Car Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,988 | $2,988 | $4,286 | $3,724 |
| Geico | $1,390 | $1,515 | $2,754 | $1,390 |
| Liberty Mutual | $3,723 | $3,723 | $7,405 | $3,723 |
| Nationwide | $2,044 | $2,044 | $4,480 | $2,090 |
| Progressive | $2,381 | $2,381 | $2,627 | $2,395 |
| State Farm | $3,139 | $3,139 | $3,437 | $3,437 |
| Travelers | $2,951 | $3,664 | $3,717 | $3,417 |
| USAA | $2,530 | $2,572 | $3,744 | $2,572 |
Cheapest Fine, NY Car Insurance for Teen Drivers
Teen car insurance in Fine, NY can be expensive. Take a look at rates from the top car insurance companies in Fine for teenagers.
Annual Car Insurance Rates for Teen Drivers in Fine, New York
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,737 | $7,224 |
| Geico | $2,710 | $3,956 |
| Liberty Mutual | $6,550 | $10,619 |
| Nationwide | $3,535 | $5,249 |
| Progressive | $4,950 | $5,530 |
| State Farm | $6,003 | $7,771 |
| Travelers | $5,686 | $6,726 |
| USAA | $6,012 | $7,189 |
Cheapest Fine, NY Car Insurance for Seniors
Take a look at Fine, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
Annual Car Insurance Rates for Senior Drivers in Fine, New York
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,223 | $2,260 |
| Geico | $1,263 | $1,245 |
| Liberty Mutual | $3,142 | $3,142 |
| Nationwide | $1,924 | $1,924 |
| Progressive | $1,201 | $1,217 |
| State Farm | $1,815 | $1,815 |
| Travelers | $2,264 | $2,427 |
| USAA | $1,346 | $1,345 |
Cheapest Fine, NY Car Insurance Rates After a DUI
A DUI in Fine, NY increases car insurance rates. Compare Fine, New York DUI car insurance by company to find the cheapest option.
Read more: What are the DUI insurance laws in New York?
Annual Car Insurance Rates After a DUI in Fine, New York
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,286 |
| Geico | $2,754 |
| Liberty Mutual | $7,405 |
| Nationwide | $4,480 |
| Progressive | $2,627 |
| State Farm | $3,437 |
| Travelers | $3,717 |
| USAA | $3,744 |
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Cheapest Fine, NY Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Fine, NY by commute? Take a look at a comparison of the top companies by commute length.
Annual Car Insurance Rates by Commute Length in Fine, New York
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,450 | $3,543 |
| Geico | $1,710 | $1,814 |
| Liberty Mutual | $4,514 | $4,774 |
| Nationwide | $2,664 | $2,664 |
| Progressive | $2,446 | $2,446 |
| State Farm | $3,173 | $3,403 |
| Travelers | $3,437 | $3,437 |
| USAA | $2,826 | $2,883 |
The Best Cheap Car Insurance Companies in Fine, NY
Take a look at a side-by-side comparison of the top car insurance companies in Fine, NY to find the best option for your needs.
Average Annual Car Insurance Rates by Company in Fine, New York
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,497 |
| Geico | $1,762 |
| Liberty Mutual | $4,644 |
| Nationwide | $2,664 |
| Progressive | $2,446 |
| State Farm | $3,288 |
| Travelers | $3,437 |
| USAA | $2,854 |
Category Winners: Cheapest Car Insurance in Fine, New York
Find the cheapest car insurance companies in Fine, NY for each category right here.
Best Annual Car Insurance Rates by Company in Fine, New York
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Progressive |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | Geico |
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Cheapest Fine, NY Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Fine car insurance rates. Find the cheapest Fine, NY car insurance rates by coverage level.
Annual Car Insurance Rates by Coverage Level in Fine, New York
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,329 | $3,487 | $3,674 |
| Geico | $1,677 | $1,757 | $1,852 |
| Liberty Mutual | $4,456 | $4,628 | $4,848 |
| Nationwide | $2,536 | $2,647 | $2,811 |
| Progressive | $2,332 | $2,435 | $2,572 |
| State Farm | $3,142 | $3,304 | $3,418 |
| Travelers | $3,269 | $3,402 | $3,640 |
| USAA | $2,786 | $2,844 | $2,933 |
Compare Car Insurance Quotes in Fine, NY
Ready to find affordable Fine, New York car insurance today? Enter your ZIP code for fast, free Fine, NY car insurance quotes.
Frequently Asked Questions
How are car insurance rates determined in Fine, NY?
Car insurance rates in Fine, NY, are determined by various factors. These include your driving record, age, gender, credit history, the make and model of your vehicle, the coverage options you choose, your deductible amount, and the average number of miles you drive each year. Insurance companies also consider local factors such as the frequency of accidents and thefts in the Fine area.
Are car insurance rates higher in Fine, NY compared to other areas?
Car insurance rates can vary depending on multiple factors, so it’s challenging to make a general statement about rates in Fine, NY compared to other areas. Insurance rates are influenced by various factors, including the local driving environment, the number of insurance claims in the area, state regulations, and the insurance market. Your personal driving profile and the coverage options you select also play a significant role in determining your insurance rates.
How can I find the best car insurance rates in Fine, NY?
To find the best car insurance rates in Fine, NY, it’s recommended to shop around and compare quotes from different insurance providers. You can contact insurance companies directly or use online comparison tools that allow you to receive quotes from multiple insurers simultaneously. When requesting quotes, provide accurate and consistent information to receive accurate rates for comparison.
What can I do to lower my car insurance rates in Fine, NY?
There are several strategies you can employ to potentially lower your car insurance rates in Fine, NY:
- Maintain a clean driving record and avoid traffic violations or accidents.
- Consider increasing your deductible, which is the amount you pay out of pocket in the event of a claim.
- Inquire about available discounts such as safe driver discounts, multi-policy discounts, or discounts for safety features on your vehicle.
- Evaluate your coverage options and consider whether you need additional coverage beyond the state’s minimum requirements.
- If feasible, install anti-theft devices or security systems that may reduce the risk of theft.
Are there any specific considerations for insuring a vehicle in Fine, NY?
When insuring a vehicle in Fine, NY, it’s important to consider local factors such as weather conditions, traffic patterns, and potential risks in the area. If you live in an area prone to severe weather events like snowstorms or hailstorms, you may want to consider additional coverage to protect your vehicle against such risks. Understanding the specific insurance requirements and regulations in New York is essential to ensure you meet the minimum coverage requirements.
Are there any local insurance providers in Fine, NY?
Fine, NY may have local insurance providers in addition to regional and national companies. Local providers may offer unique coverage options or have a better understanding of the local area and its specific insurance needs. It’s advisable to research and compare both local and national insurance providers to find the best coverage and rates for your vehicle in Fine, NY.
Should I consider specialized coverage for my vehicle in Fine, NY?
Whether or not you should consider specialized coverage for your vehicle in Fine, NY depends on your individual circumstances. Factors such as the age and value of your vehicle, your driving habits, and your comfort level with assuming certain risks should be taken into consideration. Specialized coverage options such as comprehensive and collision insurance can provide additional protection beyond the mandatory liability coverage. Consulting with insurance providers can help determine the appropriate coverage for your vehicle in Fine, NY.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Kristen Gryglik
Licensed Insurance Agent
Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.