Best Farmington, CT Car Insurance in 2024
Car insurance in Farmington, CT averages $360 a month. Farmington, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Farmington car insurance rates, compare quotes from the top car insurance companies in Farmington, CT.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Q7: Should I consider specialized coverage for my vehicle in Farmington, CT?
A7: Whether or not you should consider specialized coverage for your vehicle in Farmington, CT depends on your individual circumstances. Factors such as the age and value of your vehicle, your driving habits, and your comfort level with assuming certain risks should be taken into consideration. Specialized coverage options such as comprehensive and collision insurance can provide additional protection beyond the mandatory liability coverage. Consulting with insurance providers can help determine the appropriate coverage for your vehicle in Farmington, CT.
- The cheapest car insurance company in Farmington is State Farm
- The cheapest ZIP code in Farmington is 6030
- Average car insurance rates in Farmington, CT are $4,322/year
If you need to buy Farmington, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Farmington, CT is right here.
You’ll find Farmington car insurance rates, the cheapest Farmington, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Farmington, Connecticut car insurance rates to New Britain car insurance rates, Hartford car insurance rates, and Danbury car insurance rates.
Ready to find affordable Farmington, CT car insurance today? Enter your ZIP code for fast, free Farmington car insurance quotes.
Cheapest Farmington, CT Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Farmington, CT car insurance rates? Every Farmington, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,686 | $3,641 | $3,404 | $3,642 | $11,217 | $13,248 | $3,846 | $4,030 |
| Geico | $2,246 | $2,252 | $2,083 | $2,100 | $5,227 | $6,168 | $2,165 | $2,098 |
| Liberty Mutual | $3,287 | $3,564 | $2,528 | $3,108 | $16,520 | $18,596 | $3,335 | $3,632 |
| Nationwide | $2,124 | $2,148 | $1,912 | $2,004 | $5,833 | $7,393 | $2,459 | $2,642 |
| Progressive | $2,451 | $2,281 | $2,089 | $2,177 | $10,215 | $11,329 | $2,793 | $3,128 |
| State Farm | $1,562 | $1,562 | $1,438 | $1,438 | $4,706 | $5,901 | $1,753 | $2,015 |
| Travelers | $1,691 | $1,715 | $1,689 | $1,683 | $13,034 | $21,057 | $1,840 | $2,065 |
| USAA | $1,757 | $1,736 | $1,646 | $1,622 | $5,529 | $5,784 | $2,347 | $2,423 |
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Minimum Car Insurance in Farmington, CT
Every driver must carry the minimum car insurance in Farmington, CT. Take a look at the Connecticut car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Farmington, CT Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Farmington, CT. Compare credit history car insurance rates in Farmington from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,441 | $5,621 | $4,456 |
| Geico | $4,425 | $2,669 | $2,033 |
| Liberty Mutual | $9,665 | $6,043 | $4,756 |
| Nationwide | $4,380 | $2,949 | $2,614 |
| Progressive | $4,959 | $4,451 | $4,263 |
| State Farm | $3,535 | $2,272 | $1,833 |
| Travelers | $6,351 | $5,295 | $5,144 |
| USAA | $3,765 | $2,553 | $2,248 |
Cheapest Farmington, CT Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Farmington, CT to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,971 | $6,139 | $7,277 | $4,971 |
| Geico | $1,919 | $2,518 | $5,376 | $2,356 |
| Liberty Mutual | $5,975 | $7,478 | $7,408 | $6,423 |
| Nationwide | $2,704 | $3,518 | $4,025 | $3,009 |
| Progressive | $3,891 | $5,640 | $4,095 | $4,605 |
| State Farm | $2,372 | $2,605 | $2,605 | $2,605 |
| Travelers | $4,507 | $4,881 | $7,102 | $5,897 |
| USAA | $2,209 | $2,774 | $4,229 | $2,209 |
Cheapest Farmington, CT Car Insurance for Teen Drivers
Teen car insurance in Farmington, CT can be expensive. Take a look at rates from the top car insurance companies in Farmington for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,217 | $13,248 |
| Geico | $5,227 | $6,168 |
| Liberty Mutual | $16,520 | $18,596 |
| Nationwide | $5,833 | $7,393 |
| Progressive | $10,215 | $11,329 |
| State Farm | $4,706 | $5,901 |
| Travelers | $13,034 | $21,057 |
| USAA | $5,529 | $5,784 |
Cheapest Farmington, CT Car Insurance for Seniors
Take a look at Farmington, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,404 | $3,642 |
| Geico | $2,083 | $2,100 |
| Liberty Mutual | $2,528 | $3,108 |
| Nationwide | $1,912 | $2,004 |
| Progressive | $2,089 | $2,177 |
| State Farm | $1,438 | $1,438 |
| Travelers | $1,689 | $1,683 |
| USAA | $1,646 | $1,622 |
Cheapest Farmington, CT Car Insurance Rates After a DUI
A DUI in Farmington, CT increases car insurance rates. Compare Farmington, Connecticut DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,277 |
| Geico | $5,376 |
| Liberty Mutual | $7,408 |
| Nationwide | $4,025 |
| Progressive | $4,095 |
| State Farm | $2,605 |
| Travelers | $7,102 |
| USAA | $4,229 |
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Cheapest Farmington, CT Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Farmington, CT by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,839 | $5,839 |
| Geico | $2,995 | $3,089 |
| Liberty Mutual | $6,821 | $6,821 |
| Nationwide | $3,314 | $3,314 |
| Progressive | $4,558 | $4,558 |
| State Farm | $2,485 | $2,608 |
| Travelers | $5,597 | $5,597 |
| USAA | $2,821 | $2,889 |
Cheapest Farmington, CT Car Insurance Rates by ZIP Code
Farmington car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Farmington, CT.
| ZIP Code | Average Annual Rates |
|---|---|
| 6030 | $4,366 |
| 6032 | $4,366 |
The Best Cheap Car Insurance Companies in Farmington, CT
Take a look at a side-by-side comparison of the top car insurance companies in Farmington, CT to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,839 |
| Geico | $3,042 |
| Liberty Mutual | $6,821 |
| Nationwide | $3,314 |
| Progressive | $4,558 |
| State Farm | $2,547 |
| Travelers | $5,597 |
| USAA | $2,855 |
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Category Winners: Cheapest Car Insurance in Farmington, Connecticut
Find the cheapest car insurance companies in Farmington, CT for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Cheapest Farmington, CT Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Farmington car insurance rates. Find the cheapest Farmington, CT car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,480 | $5,828 | $6,209 |
| Geico | $2,812 | $3,006 | $3,310 |
| Liberty Mutual | $6,570 | $6,776 | $7,118 |
| Nationwide | $3,370 | $3,339 | $3,233 |
| Progressive | $4,215 | $4,514 | $4,944 |
| State Farm | $2,393 | $2,550 | $2,697 |
| Travelers | $5,174 | $5,557 | $6,059 |
| USAA | $2,657 | $2,858 | $3,051 |
What affects car insurance rates in Farmington, Connecticut?
What factors can have an impact on Farmington, CT car insurance? There are several reasons why Farmington car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Farmington, Connecticut.
Traffic in Farmington
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Farmington, CT traffic data from INRIX ranks Farmington as the 898th-most congested in the world.
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Compare Car Insurance Quotes in Farmington, CT
Ready to find affordable Farmington, Connecticut car insurance today? Enter your ZIP code for fast, free Farmington, CT car insurance quotes.
Frequently Asked Questions
How are car insurance rates determined in Farmington, CT?
Car insurance rates in Farmington, CT, are determined by several factors. These include your driving record, age, gender, credit history, the make and model of your vehicle, the coverage options you choose, your deductible amount, and the average number of miles you drive each year. Insurance companies also consider local factors such as the frequency of accidents and thefts in the Farmington area.
Are car insurance rates higher in Farmington, CT compared to other areas?
Car insurance rates can vary depending on multiple factors, so it’s difficult to make a general statement about rates in Farmington, CT compared to other areas. Insurance rates are influenced by various factors, including the local driving environment, the number of insurance claims in the area, state regulations, and the insurance market. Your personal driving profile and the coverage options you select also play a significant role in determining your insurance rates.
How can I find the best car insurance rates in Farmington, CT?
To find the best car insurance rates in Farmington, CT, it’s recommended to shop around and compare quotes from different insurance providers. You can contact insurance companies directly or use online comparison tools that allow you to receive quotes from multiple insurers simultaneously. When requesting quotes, provide accurate and consistent information to receive accurate rates for comparison.
What can I do to lower my car insurance rates in Farmington, CT?
There are several strategies you can employ to potentially lower your car insurance rates in Farmington, CT:
- Maintain a clean driving record and avoid traffic violations or accidents.
- Consider increasing your deductible, which is the amount you pay out of pocket in the event of a claim.
- Inquire about available discounts such as safe driver discounts, multi-policy discounts, or discounts for safety features on your vehicle.
- Evaluate your coverage options and consider whether you need additional coverage beyond the state’s minimum requirements.
- If feasible, install anti-theft devices or security systems that may reduce the risk of theft.
Are there any specific considerations for insuring a vehicle in Farmington, CT?
When insuring a vehicle in Farmington, CT, it’s important to consider local factors such as weather conditions, traffic patterns, and potential risks in the area. If you live in an area prone to severe weather events like snowstorms or hailstorms, you may want to consider additional coverage to protect your vehicle against such risks. Understanding the specific insurance requirements and regulations in Connecticut is essential to ensure you meet the minimum coverage requirements.
Are there any local insurance providers in Farmington, CT?
Farmington, CT may have local insurance providers in addition to regional and national companies. Local providers may offer unique coverage options or have a better understanding of the local area and its specific insurance needs. It’s advisable to research and compare both local and national insurance providers to find the best coverage and rates for your vehicle in Farmington, CT.
Should I consider specialized coverage for my vehicle in Farmington, CT?
Whether or not you should consider specialized coverage for your vehicle in Farmington, CT depends on your individual circumstances. Factors such as the age and value of your vehicle, your driving habits, and your comfort level with assuming certain risks should be taken into consideration. Specialized coverage options such as comprehensive and collision insurance can provide additional protection beyond the mandatory liability coverage. Consulting with insurance providers can help determine the appropriate coverage for your vehicle in Farmington, CT.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.