Best Fall River, MA Car Insurance in 2024
Car insurance in Fall River, MA averages $320 a month. Fall River, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Fall River car insurance rates, compare quotes from the top car insurance companies in Fall River, MA.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Fall River is State Farm
- The cheapest ZIP code in Fall River is 2720
- Average car insurance rates in Fall River, MA are $3,842/year
If you need to buy Fall River, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Fall River, MA is right here.
You’ll find Fall River car insurance rates, the cheapest Fall River, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Fall River, Massachusetts car insurance rates to Cambridge car insurance rates, Worcester car insurance rates, and Quincy car insurance rates.
Ready to find affordable Fall River, MA car insurance today? Enter your ZIP code for fast, free Fall River car insurance quotes.
Cheapest Fall River, MA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Fall River, MA car insurance rates? Every Fall River, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,820 | $2,820 | $2,820 | $2,820 | $8,055 | $8,055 | $3,145 | $3,145 |
| Geico | $2,643 | $2,643 | $2,465 | $2,465 | $6,490 | $6,490 | $2,734 | $2,734 |
| Liberty Mutual | $3,917 | $3,917 | $3,412 | $3,412 | $10,476 | $10,476 | $4,100 | $4,100 |
| Progressive | $2,853 | $2,853 | $2,741 | $2,741 | $11,030 | $11,030 | $3,088 | $3,088 |
| State Farm | $1,291 | $1,291 | $1,291 | $1,291 | $3,246 | $3,246 | $1,291 | $1,291 |
| Travelers | $3,470 | $3,470 | $3,052 | $3,052 | $7,138 | $7,138 | $3,844 | $3,844 |
| USAA | $1,863 | $1,863 | $1,833 | $1,833 | $4,403 | $4,403 | $2,058 | $2,058 |
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Minimum Car Insurance in Fall River, MA
Every driver must carry the minimum car insurance required by the state in Fall River, MA. Take a look at the Massachusetts car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Fall River, MA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Fall River, MA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,245 | $4,890 | $5,460 | $3,245 |
| Geico | $2,848 | $3,953 | $4,514 | $3,017 |
| Liberty Mutual | $4,286 | $5,915 | $7,097 | $4,608 |
| Progressive | $4,124 | $5,852 | $4,628 | $5,107 |
| State Farm | $1,404 | $1,922 | $2,283 | $1,509 |
| Travelers | $3,388 | $4,712 | $5,085 | $4,318 |
| USAA | $1,798 | $2,344 | $3,999 | $2,015 |
Cheapest Fall River, MA Car Insurance for Teen Drivers
Teen car insurance in Fall River, MA can be expensive. Take a look at rates from the top car insurance companies in Fall River for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,055 | $8,055 |
| Geico | $6,490 | $6,490 |
| Liberty Mutual | $10,476 | $10,476 |
| Progressive | $11,030 | $11,030 |
| State Farm | $3,246 | $3,246 |
| Travelers | $7,138 | $7,138 |
| USAA | $4,403 | $4,403 |
Cheapest Fall River, MA Car Insurance for Seniors
Take a look at Fall River, MA rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,820 | $2,820 |
| Geico | $2,465 | $2,465 |
| Liberty Mutual | $3,412 | $3,412 |
| Progressive | $2,741 | $2,741 |
| State Farm | $1,291 | $1,291 |
| Travelers | $3,052 | $3,052 |
| USAA | $1,833 | $1,833 |
Cheapest Fall River, MA Car Insurance Rates After a DUI
A DUI in Fall River, MA increases car insurance rates. Compare Fall River, Massachusetts car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,460 |
| Geico | $4,514 |
| Liberty Mutual | $7,097 |
| Progressive | $4,628 |
| State Farm | $2,283 |
| Travelers | $5,085 |
| USAA | $3,999 |
Cheapest Fall River, MA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Fall River, MA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,069 | $4,351 |
| Geico | $3,515 | $3,651 |
| Liberty Mutual | $5,264 | $5,689 |
| Progressive | $4,928 | $4,928 |
| State Farm | $1,737 | $1,822 |
| Travelers | $4,164 | $4,588 |
| USAA | $2,468 | $2,610 |
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Cheapest Fall River, MA Car Insurance Rates by ZIP Code
Fall River car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Fall River, MA.
| ZIP Code | Average Annual Rates |
|---|---|
| 2720 | $3,842 |
| 2721 | $3,842 |
| 2723 | $3,842 |
| 2724 | $3,842 |
The Best Cheap Car Insurance Companies in Fall River, MA
Take a look at a side-by-side comparison of the top car insurance companies in Fall River, MA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,210 |
| Geico | $3,583 |
| Liberty Mutual | $5,476 |
| Progressive | $4,928 |
| State Farm | $1,780 |
| Travelers | $4,376 |
| USAA | $2,539 |
Category Winners: Cheapest Car Insurance in Fall River, Massachusetts
Find the cheapest car insurance companies in Fall River, MA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Cheapest Fall River, MA Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Fall River car insurance rates. Find the cheapest Fall River, MA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,846 | $4,283 | $4,501 |
| Geico | $3,302 | $3,644 | $3,803 |
| Liberty Mutual | $5,100 | $5,550 | $5,780 |
| Progressive | $4,490 | $5,014 | $5,279 |
| State Farm | $1,612 | $1,811 | $1,917 |
| Travelers | $3,907 | $4,465 | $4,756 |
| USAA | $2,345 | $2,581 | $2,691 |
What affects car insurance rates in Fall River, Massachusetts?
What are the factors that affect car insurance rates in Fall River, MA? There are several reasons why Fall River car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Fall River, Massachusetts.
Commute Time in Fall River
The more time you spend in your car the higher the risk of an accident. The average commute length in Fall River, MA is 24.9 minutes according to City-Data.
Traffic in Fall River
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Fall River, MA traffic data from INRIX ranks Fall River as the 539th-most congested in the world.
Compare Car Insurance Quotes in Fall River, MA
Ready to find affordable Fall River, Massachusetts car insurance today? Enter your ZIP code for fast, free Fall River, MA car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Frequently Asked Questions
How are car insurance rates determined in Fall River, MA?
Car insurance rates in Fall River, MA, are determined by various factors. These factors include your driving record, age, gender, credit history, the make and model of your vehicle, the coverage options you choose, your deductible amount, and the average number of miles you drive each year. Insurance companies also take into account local factors such as the frequency of accidents and thefts in the Fall River area.
Are car insurance rates higher in Fall River, MA compared to other areas?
Car insurance rates can vary depending on multiple factors, so it’s challenging to make a general statement about rates in Fall River, MA compared to other areas. Insurance rates are influenced by various factors, including the local driving environment, the number of insurance claims in the area, state regulations, and the insurance market. Your personal driving profile and the coverage options you select also play a significant role in determining your insurance rates.
How can I find the best car insurance rates in Fall River, MA?
To find the best car insurance rates in Fall River, MA, it’s recommended to shop around and compare quotes from different insurance providers. You can contact insurance companies directly or use online comparison tools that allow you to receive quotes from multiple insurers simultaneously. When requesting quotes, ensure you provide accurate and consistent information to receive accurate rates for comparison.
What can I do to lower my car insurance rates in Fall River, MA?
There are several strategies you can utilize to potentially lower your car insurance rates in Fall River, MA:
- Maintain a clean driving record and avoid traffic violations or accidents.
- Consider increasing your deductible, which is the amount you pay out of pocket in the event of a claim.
- Inquire about available discounts such as safe driver discounts, multi-policy discounts, or discounts for safety features on your vehicle.
- Evaluate your coverage options and consider whether you need additional coverage beyond the state’s minimum requirements.
- If feasible, install anti-theft devices or security systems that may reduce the risk of theft.
Are there any specific considerations for insuring a vehicle in Fall River, MA?
When insuring a vehicle in Fall River, MA, it’s important to consider local factors such as weather conditions, traffic patterns, and potential risks in the area. If you live in an area prone to severe weather events like snowstorms or hurricanes, you may want to consider additional coverage to protect your vehicle against such risks. Understanding the specific insurance requirements and regulations in Massachusetts is crucial to ensure you meet the minimum coverage requirements.
Are there any local insurance providers in Fall River, MA?
Fall River, MA may have local insurance providers in addition to regional and national companies. Local providers may offer unique coverage options or have a better understanding of the local area and its specific insurance needs. It’s advisable to research and compare both local and national insurance providers to find the best coverage and rates for your vehicle in Fall River, MA.
Should I consider specialized coverage for my vehicle in Fall River, MA?
Whether or not you should consider specialized coverage for your vehicle in Fall River, MA depends on your individual circumstances. Factors such as the age and value of your vehicle, your driving habits, and your comfort level with assuming certain risks should be taken into consideration. Specialized coverage options such as comprehensive and collision insurance can provide additional protection beyond the mandatory liability coverage. Consulting with insurance providers can help determine the appropriate coverage for your vehicle in Fall River, MA.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.