Best Evans, GA Car Insurance in 2024
Car insurance in Evans, GA averages $393 a month. Evans, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Evans car insurance rates, compare quotes from the top car insurance companies in Evans, GA.
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Dorothea Hudson
Insurance and Finance Writer
Dorothea Hudson has been professionally writing in many spheres since 2013. She has written on entertainment, insurance, finance, travel, technology, AI, renewable energy, crypto, fundraising, and real estate for many websites. Her work has been published for British retailer Marks and Spencer, Kroger Magazine, the Vision Group, and more. Her passions include writing, music, running, travel, te...
Insurance and Finance Writer
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Evans is Geico
- The cheapest car insurance company in Evans for teen drivers is Geico
- Average car insurance rates in Evans, GA are $4,711/year
If you need to buy Evans, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Evans, GA is right here.
You’ll find Evans car insurance rates, the cheapest Evans, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Evans, Georgia car insurance rates to Johns Creek car insurance rates, Albany car insurance rates, and Atlanta car insurance rates.
Ready to find affordable Evans, GA car insurance today? Enter your ZIP code for fast, free Evans car insurance quotes.
Cheapest Evans, GA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Evans, GA car insurance rates? Every Evans, Georgia car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,927 | $2,927 | $2,800 | $2,800 | $6,769 | $8,714 | $3,272 | $3,572 |
| Geico | $1,496 | $1,483 | $1,455 | $1,455 | $4,599 | $5,512 | $1,953 | $2,170 |
| Liberty Mutual | $4,944 | $5,379 | $4,043 | $4,591 | $21,186 | $23,659 | $5,237 | $5,563 |
| Nationwide | $3,088 | $3,194 | $3,066 | $3,366 | $9,438 | $12,132 | $3,751 | $4,065 |
| Progressive | $3,074 | $2,808 | $2,658 | $2,801 | $10,095 | $11,159 | $3,552 | $3,702 |
| State Farm | $2,253 | $2,253 | $2,030 | $2,030 | $6,169 | $8,093 | $2,479 | $2,684 |
| USAA | $1,764 | $1,760 | $1,642 | $1,644 | $6,386 | $7,563 | $2,196 | $2,421 |
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Minimum Car Insurance in Evans, GA
Every driver must carry the minimum car insurance required by the state in Evans, GA. Take a look at the Georgia car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Evans, GA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Evans, GA. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Evans from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,473 | $3,802 | $3,393 |
| Geico | $3,164 | $2,224 | $2,159 |
| Liberty Mutual | $13,334 | $8,205 | $6,436 |
| Nationwide | $6,241 | $5,083 | $4,464 |
| Progressive | $5,571 | $4,857 | $4,515 |
| State Farm | $4,963 | $3,088 | $2,445 |
| USAA | $4,124 | $2,907 | $2,484 |
Cheapest Evans, GA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Evans, GA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,489 | $5,371 | $4,364 | $3,667 |
| Geico | $1,700 | $2,124 | $4,332 | $1,906 |
| Liberty Mutual | $7,087 | $9,677 | $11,116 | $9,422 |
| Nationwide | $4,066 | $4,764 | $7,303 | $4,918 |
| Progressive | $3,862 | $6,939 | $4,623 | $4,501 |
| State Farm | $3,177 | $3,821 | $3,499 | $3,499 |
| USAA | $2,426 | $3,070 | $4,486 | $2,706 |
Cheapest Evans, GA Car Insurance for Teen Drivers
Teen car insurance in Evans, GA can be expensive. Take a look at rates from the top car insurance companies in Evans for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,769 | $8,714 |
| Geico | $4,599 | $5,512 |
| Liberty Mutual | $21,186 | $23,659 |
| Nationwide | $9,438 | $12,132 |
| Progressive | $10,095 | $11,159 |
| State Farm | $6,169 | $8,093 |
| USAA | $6,386 | $7,563 |
Cheapest Evans, GA Car Insurance for Seniors
Take a look at Evans, GA rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,800 | $2,800 |
| Geico | $1,455 | $1,455 |
| Liberty Mutual | $4,043 | $4,591 |
| Nationwide | $3,066 | $3,366 |
| Progressive | $2,658 | $2,801 |
| State Farm | $2,030 | $2,030 |
| USAA | $1,642 | $1,644 |
Cheapest Evans, GA Car Insurance Rates After a DUI
A DUI in Evans, GA increases car insurance rates. Compare Evans, Georgia car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,364 |
| Geico | $4,332 |
| Liberty Mutual | $11,116 |
| Nationwide | $7,303 |
| Progressive | $4,623 |
| State Farm | $3,499 |
| USAA | $4,486 |
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Cheapest Evans, GA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Evans, GA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,127 | $4,319 |
| Geico | $2,473 | $2,558 |
| Liberty Mutual | $9,325 | $9,325 |
| Nationwide | $5,263 | $5,263 |
| Progressive | $4,981 | $4,981 |
| State Farm | $3,499 | $3,499 |
| USAA | $3,028 | $3,316 |
The Best Cheap Car Insurance Companies in Evans, GA
Take a look at a side-by-side comparison of the top car insurance companies in Evans, GA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,223 |
| Geico | $2,516 |
| Liberty Mutual | $9,325 |
| Nationwide | $5,263 |
| Progressive | $4,981 |
| State Farm | $3,499 |
| USAA | $3,172 |
Category Winners: Cheapest Car Insurance in Evans, Georgia
Find the cheapest car insurance companies in Evans, GA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Cheapest Evans, GA Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Evans car insurance rates. Find the cheapest Evans, GA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,886 | $4,268 | $4,514 |
| Geico | $2,342 | $2,530 | $2,675 |
| Liberty Mutual | $8,944 | $9,276 | $9,755 |
| Nationwide | $5,053 | $5,362 | $5,373 |
| Progressive | $4,551 | $4,899 | $5,493 |
| State Farm | $3,264 | $3,503 | $3,730 |
| USAA | $3,038 | $3,157 | $3,321 |
What affects car insurance rates in Evans, Georgia?
What are the factors that affect car insurance rates in Evans, GA car insurance? There are several reasons why Evans car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Evans, Georgia.
Commute Time in Evans
The more time you spend in your car the higher the risk of an accident. The average commute length in Evans, GA is 29.0 minutes according to City-Data.
Traffic in Evans
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Evans, GA traffic data from INRIX ranks Evans as the 924th-most congested in the world.
Compare Car Insurance Quotes in Evans, GA
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Frequently Asked Questions
How are car insurance rates determined in Evans, GA?
Car insurance rates in Evans, GA, are determined by various factors. These include the driver’s age, driving record, credit history, location within Evans, coverage options chosen, deductible amount, annual mileage, and the make, model, and year of the vehicle. Insurance companies also consider local factors such as accident rates, theft rates, and the cost of repairs and medical services in the area.
Are car insurance rates higher in Evans, GA compared to other areas?
Car insurance rates can vary depending on several factors, so it’s difficult to make a general statement about rates in Evans, GA compared to other areas. Rates can be influenced by local factors such as the number of accidents and thefts in the area, as well as state-specific regulations and insurance market conditions. Additionally, your personal driving profile and the coverage options you select will play a significant role in determining your insurance rates.
How can I find the best car insurance rates in Evans, GA?
To find the best car insurance rates in Evans, GA, it’s recommended to shop around and compare quotes from multiple insurance providers. You can contact different insurance companies directly or use online comparison tools that allow you to receive quotes from multiple insurers simultaneously. Providing accurate and consistent information when requesting quotes will help ensure you receive accurate rates for comparison.
What can I do to lower my car insurance rates in Evans, GA?
There are several strategies you can employ to potentially lower your car insurance rates in Evans, GA:
- Maintain a clean driving record and avoid traffic violations or accidents.
- Consider increasing your deductible, which is the amount you pay out of pocket in the event of a claim.
- Inquire about available discounts such as multi-policy discounts, good driver discounts, or discounts for safety features on your vehicle.
- Evaluate your coverage options and consider whether you need additional coverage beyond the mandatory requirements.
- If feasible, install anti-theft devices or security systems that may reduce the risk of theft.
Are there any specific considerations for insuring a vehicle in Evans, GA?
When insuring a vehicle in Evans, GA, it’s important to consider factors such as the local weather conditions, traffic patterns, and potential risks in the area. If you live in an area prone to severe weather events like storms or hurricanes, you may want to consider additional coverage to protect your vehicle against such risks. Understanding the specific insurance requirements and regulations in Georgia is essential to ensure you meet the minimum coverage requirements.
Are there any local insurance providers in Evans, GA?
While there may be local insurance providers in Evans, GA, most areas have a mix of local, regional, and national insurance companies. Local providers may offer unique coverage options or be familiar with specific factors that affect insurance rates in the area. It’s recommended to research and compare both local and national insurance providers to find the best coverage and rates for your needs.
Should I consider specialized coverage for my vehicle in Evans, GA?
The decision to add specialized coverage to your vehicle in Evans, GA depends on your specific circumstances and preferences. It’s advisable to evaluate factors such as the age and value of your vehicle, your driving habits, and potential risks in the area. Specialized coverage options such as comprehensive and collision insurance may provide additional protection beyond the mandatory liability coverage. Consider your needs and consult with insurance providers to determine the appropriate coverage for your vehicle in Evans, GA.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Dorothea Hudson
Insurance and Finance Writer
Dorothea Hudson has been professionally writing in many spheres since 2013. She has written on entertainment, insurance, finance, travel, technology, AI, renewable energy, crypto, fundraising, and real estate for many websites. Her work has been published for British retailer Marks and Spencer, Kroger Magazine, the Vision Group, and more. Her passions include writing, music, running, travel, te...
Insurance and Finance Writer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.