Best Eufaula, OK Car Insurance in 2024
Car insurance in Eufaula, OK averages $333 a month. Eufaula, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Eufaula car insurance rates, compare quotes from the top car insurance companies in Eufaula, OK.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Eufaula is State Farm
- Average car insurance rates in Eufaula, OK after a DUI are $4,526/year
- Average car insurance rates in Eufaula, OK are $4,001/year
If you need to buy Eufaula, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Eufaula, OK is right here.
You’ll find Eufaula car insurance rates, the cheapest Eufaula, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Eufaula, Oklahoma car insurance rates to Edmond car insurance rates, Midwest City car insurance rates, and Stillwater car insurance rates.
Ready to find affordable Eufaula, OK car insurance today? Enter your ZIP code for fast, free Eufaula car insurance quotes.
Cheapest Eufaula, OK Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Eufaula, OK car insurance rates? Every Eufaula, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,240 | $2,253 | $2,057 | $2,161 | $6,853 | $8,038 | $2,425 | $2,566 |
| Farmers | $2,222 | $2,203 | $1,996 | $2,109 | $8,551 | $8,762 | $2,532 | $2,655 |
| Geico | $2,263 | $2,475 | $2,409 | $2,699 | $6,596 | $7,054 | $1,981 | $2,014 |
| Liberty Mutual | $4,501 | $4,756 | $3,953 | $4,304 | $12,357 | $13,567 | $4,684 | $4,859 |
| Progressive | $2,597 | $2,474 | $2,136 | $2,258 | $10,341 | $11,604 | $3,048 | $3,212 |
| State Farm | $1,896 | $1,896 | $1,659 | $1,659 | $4,590 | $5,811 | $1,984 | $2,220 |
| USAA | $1,817 | $1,821 | $1,743 | $1,761 | $5,922 | $6,605 | $2,342 | $2,571 |
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Minimum Car Insurance in Eufaula, OK
Every driver must carry the minimum car insurance in Eufaula, OK. Take a look at the Oklahoma car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Eufaula, OK Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Eufaula, OK. Compare credit history car insurance rates in Eufaula from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,415 | $3,350 | $2,957 |
| Farmers | $4,462 | $3,678 | $3,497 |
| Geico | $4,141 | $3,436 | $2,732 |
| Liberty Mutual | $9,524 | $5,797 | $4,547 |
| Progressive | $5,348 | $4,549 | $4,229 |
| State Farm | $3,774 | $2,420 | $1,949 |
| USAA | $4,553 | $2,595 | $2,070 |
Cheapest Eufaula, OK Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Eufaula, OK to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,075 | $3,603 | $4,160 | $3,458 |
| Farmers | $3,268 | $4,205 | $4,103 | $3,939 |
| Geico | $2,507 | $3,833 | $4,242 | $3,163 |
| Liberty Mutual | $4,461 | $7,453 | $8,435 | $6,141 |
| Progressive | $3,666 | $6,814 | $4,046 | $4,309 |
| State Farm | $2,534 | $2,894 | $2,714 | $2,714 |
| USAA | $2,266 | $3,254 | $3,983 | $2,788 |
Cheapest Eufaula, OK Car Insurance for Teen Drivers
Teen car insurance in Eufaula, OK can be expensive. Take a look at rates from the top car insurance companies in Eufaula for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,853 | $8,038 |
| Farmers | $8,551 | $8,762 |
| Geico | $6,596 | $7,054 |
| Liberty Mutual | $12,357 | $13,567 |
| Progressive | $10,341 | $11,604 |
| State Farm | $4,590 | $5,811 |
| USAA | $5,922 | $6,605 |
Cheapest Eufaula, OK Car Insurance for Seniors
Take a look at Eufaula, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,057 | $2,161 |
| Farmers | $1,996 | $2,109 |
| Geico | $2,409 | $2,699 |
| Liberty Mutual | $3,953 | $4,304 |
| Progressive | $2,136 | $2,258 |
| State Farm | $1,659 | $1,659 |
| USAA | $1,743 | $1,761 |
Cheapest Eufaula, OK Car Insurance Rates After a DUI
A DUI in Eufaula, OK increases car insurance rates. Compare Eufaula, Oklahoma DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,160 |
| Farmers | $4,103 |
| Geico | $4,242 |
| Liberty Mutual | $8,435 |
| Progressive | $4,046 |
| State Farm | $2,714 |
| USAA | $3,983 |
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Cheapest Eufaula, OK Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Eufaula, OK by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,574 | $3,574 |
| Farmers | $3,879 | $3,879 |
| Geico | $3,370 | $3,503 |
| Liberty Mutual | $6,622 | $6,622 |
| Progressive | $4,709 | $4,709 |
| State Farm | $2,668 | $2,761 |
| USAA | $3,036 | $3,110 |
The Best Cheap Car Insurance Companies in Eufaula, OK
Take a look at a side-by-side comparison of the top car insurance companies in Eufaula, OK to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,574 |
| Farmers | $3,879 |
| Geico | $3,436 |
| Liberty Mutual | $6,622 |
| Progressive | $4,709 |
| State Farm | $2,714 |
| USAA | $3,073 |
Category Winners: Cheapest Car Insurance in Eufaula, Oklahoma
Find the cheapest car insurance companies in Eufaula, OK for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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Cheapest Eufaula, OK Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Eufaula car insurance rates. Find the cheapest Eufaula, OK car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,372 | $3,561 | $3,789 |
| Farmers | $3,712 | $3,836 | $4,088 |
| Geico | $3,204 | $3,441 | $3,665 |
| Liberty Mutual | $6,283 | $6,598 | $6,985 |
| Progressive | $4,391 | $4,681 | $5,054 |
| State Farm | $2,559 | $2,694 | $2,890 |
| USAA | $2,956 | $3,065 | $3,197 |
What affects car insurance rates in Eufaula, Oklahoma?
What factors can have an impact on Eufaula, OK car insurance? There are several reasons why Eufaula car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Eufaula, Oklahoma.
Commute Time in Eufaula
The more time you spend in your car the higher the risk of an accident. The average commute length in Eufaula, OK is 24.0 minutes according to City-Data.
Compare Car Insurance Quotes in Eufaula, OK
Ready to find affordable Eufaula, Oklahoma car insurance today? Enter your ZIP code for fast, free Eufaula, OK car insurance quotes.
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Frequently Asked Questions
How are car insurance rates determined in Eufaula, OK?
Car insurance rates in Eufaula, OK, are determined by various factors. These factors typically include your age, gender, driving record, the make and model of your vehicle, your credit history, the coverage options you choose, and the amount of coverage you desire. Local factors such as the crime rate, population density, and traffic patterns in Eufaula can also influence insurance rates.
Are car insurance rates higher in Eufaula compared to other areas in Oklahoma?
Car insurance rates can vary from one location to another within Oklahoma, including Eufaula. Insurance rates in Eufaula may be influenced by factors such as local demographics, the frequency of accidents in the area, and the number of insurance claims filed. To determine if rates are higher or lower, it is recommended to compare quotes from multiple insurance companies.
How can I find the best car insurance rates in Eufaula, OK?
To find the best car insurance rates in Eufaula, OK, it is advisable to shop around and obtain quotes from multiple insurance companies. You can contact insurance agents directly or use online comparison tools to gather and compare quotes. Additionally, maintaining a clean driving record, bundling your insurance policies, and considering higher deductibles may help in obtaining more affordable rates.
What are the minimum car insurance requirements in Eufaula, OK?
In Oklahoma, the minimum car insurance requirements include liability coverage of at least 25/50/25. This means you must have at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $25,000 in property damage liability coverage per accident. These are the minimum requirements, but it is often recommended to consider higher coverage limits for better protection.
Do I need additional coverage options beyond the minimum requirements in Eufaula?
While the minimum required coverage is mandated by law, it may not provide sufficient protection in certain situations. Additional coverage options, such as collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and medical payments coverage, can provide added financial security. Consider your personal needs, the value of your vehicle, and your financial situation when deciding on additional coverage.
Are there any discounts available to lower car insurance rates in Eufaula, OK?
Yes, many insurance companies offer various discounts that can help lower your car insurance rates in Eufaula, OK. Common discounts include safe driver discounts, multi-policy discounts (bundling car insurance with other policies), good student discounts, discounts for completing defensive driving courses, and discounts for certain safety features in your vehicle. It’s worth checking with different insurers to inquire about the discounts they offer.
How does my credit history affect car insurance rates in Eufaula, OK?
In Eufaula, OK, like in many other states, insurance companies may consider your credit history when determining your car insurance rates. Studies have shown a correlation between credit history and insurance claims, leading insurers to use credit-based insurance scores as one factor in assessing risk. Maintaining good credit can potentially result in lower insurance rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.