Best Emporia, KS Car Insurance in 2024
Car insurance in Emporia, KS averages $273 a month. Emporia, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Emporia car insurance rates, compare quotes from the top car insurance companies in Emporia, KS.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Emporia for teen drivers is American Family
- The cheapest car insurance company in Emporia is American Family
- Average car insurance rates in Emporia, KS after a DUI are $3,919/year
If you need to buy Emporia, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Emporia, KS is right here.
You’ll find Emporia car insurance rates, the cheapest Emporia, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Emporia, Kansas car insurance rates to Manhattan car insurance rates, Kansas City car insurance rates, and Lenexa car insurance rates.
Ready to find affordable Emporia, KS car insurance today? Enter your ZIP code for fast, free Emporia car insurance quotes.
Cheapest Emporia, KS Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Emporia, KS car insurance rates? Every Emporia, Kansas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,921 | $2,846 | $2,594 | $2,670 | $7,834 | $8,726 | $3,015 | $3,133 |
| American Family | $1,528 | $1,528 | $1,381 | $1,381 | $3,017 | $3,627 | $1,528 | $1,725 |
| Farmers | $2,472 | $2,443 | $2,205 | $2,309 | $6,878 | $7,100 | $2,789 | $2,923 |
| Geico | $2,270 | $2,219 | $2,292 | $2,132 | $4,307 | $5,850 | $2,679 | $1,920 |
| Liberty Mutual | $2,368 | $2,556 | $2,272 | $2,534 | $11,334 | $12,652 | $2,575 | $2,784 |
| Nationwide | $1,669 | $1,718 | $1,488 | $1,602 | $3,513 | $4,295 | $1,951 | $2,077 |
| Progressive | $2,284 | $2,165 | $1,840 | $1,925 | $8,622 | $9,724 | $2,695 | $2,895 |
| State Farm | $1,618 | $1,618 | $1,413 | $1,413 | $4,253 | $5,426 | $1,817 | $2,050 |
| Travelers | $2,005 | $2,041 | $1,958 | $1,980 | $8,108 | $12,642 | $2,054 | $2,426 |
| USAA | $1,289 | $1,315 | $1,182 | $1,194 | $4,402 | $4,623 | $1,703 | $1,780 |
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Minimum Car Insurance in Emporia, KS
Every driver must carry the minimum car insurance in Emporia, KS. Take a look at the Kansas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Emporia, KS Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Emporia, KS. Compare credit history car insurance rates in Emporia from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,236 | $3,963 | $3,453 |
| American Family | $2,566 | $1,812 | $1,516 |
| Farmers | $4,285 | $3,416 | $3,219 |
| Geico | $4,598 | $2,431 | $1,846 |
| Liberty Mutual | $4,884 | $4,884 | $4,884 |
| Nationwide | $2,531 | $2,244 | $2,092 |
| Progressive | $4,593 | $3,876 | $3,587 |
| State Farm | $3,568 | $2,133 | $1,652 |
| Travelers | $4,796 | $3,907 | $3,752 |
| USAA | $2,980 | $1,962 | $1,616 |
Cheapest Emporia, KS Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Emporia, KS to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,650 | $4,252 | $4,882 | $4,085 |
| American Family | $1,927 | $2,077 | $1,927 | $1,927 |
| Farmers | $3,060 | $3,952 | $3,852 | $3,695 |
| Geico | $1,874 | $3,051 | $4,678 | $2,232 |
| Liberty Mutual | $3,658 | $5,556 | $5,452 | $4,871 |
| Nationwide | $1,730 | $1,985 | $3,468 | $1,973 |
| Progressive | $3,707 | $4,351 | $3,880 | $4,137 |
| State Farm | $2,278 | $2,624 | $2,451 | $2,451 |
| Travelers | $3,023 | $3,947 | $5,444 | $4,193 |
| USAA | $1,599 | $2,155 | $3,158 | $1,831 |
Cheapest Emporia, KS Car Insurance for Teen Drivers
Teen car insurance in Emporia, KS can be expensive. Take a look at rates from the top car insurance companies in Emporia for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,834 | $8,726 |
| American Family | $3,017 | $3,627 |
| Farmers | $6,878 | $7,100 |
| Geico | $4,307 | $5,850 |
| Liberty Mutual | $11,334 | $12,652 |
| Nationwide | $3,513 | $4,295 |
| Progressive | $8,622 | $9,724 |
| State Farm | $4,253 | $5,426 |
| Travelers | $8,108 | $12,642 |
| USAA | $4,402 | $4,623 |
Cheapest Emporia, KS Car Insurance for Seniors
Take a look at Emporia, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,594 | $2,670 |
| American Family | $1,381 | $1,381 |
| Farmers | $2,205 | $2,309 |
| Geico | $2,292 | $2,132 |
| Liberty Mutual | $2,272 | $2,534 |
| Nationwide | $1,488 | $1,602 |
| Progressive | $1,840 | $1,925 |
| State Farm | $1,413 | $1,413 |
| Travelers | $1,958 | $1,980 |
| USAA | $1,182 | $1,194 |
Cheapest Emporia, KS Car Insurance Rates After a DUI
A DUI in Emporia, KS increases car insurance rates. Compare Emporia, Kansas DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,882 |
| American Family | $1,927 |
| Farmers | $3,852 |
| Geico | $4,678 |
| Liberty Mutual | $5,452 |
| Nationwide | $3,468 |
| Progressive | $3,880 |
| State Farm | $2,451 |
| Travelers | $5,444 |
| USAA | $3,158 |
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Cheapest Emporia, KS Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Emporia, KS by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,217 | $4,217 |
| American Family | $1,940 | $1,990 |
| Farmers | $3,640 | $3,640 |
| Geico | $2,897 | $3,021 |
| Liberty Mutual | $4,884 | $4,884 |
| Nationwide | $2,289 | $2,289 |
| Progressive | $4,019 | $4,019 |
| State Farm | $2,390 | $2,512 |
| Travelers | $4,152 | $4,152 |
| USAA | $2,123 | $2,249 |
The Best Cheap Car Insurance Companies in Emporia, KS
Take a look at a side-by-side comparison of the top car insurance companies in Emporia, KS to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,217 |
| American Family | $1,965 |
| Farmers | $3,640 |
| Geico | $2,959 |
| Liberty Mutual | $4,884 |
| Nationwide | $2,289 |
| Progressive | $4,019 |
| State Farm | $2,451 |
| Travelers | $4,152 |
| USAA | $2,186 |
Category Winners: Cheapest Car Insurance in Emporia, Kansas
Find the cheapest car insurance companies in Emporia, KS for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | Nationwide |
| With 1 DUI | American Family |
| With 1 Speeding Violation | USAA |
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Cheapest Emporia, KS Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Emporia car insurance rates. Find the cheapest Emporia, KS car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,092 | $4,208 | $4,352 |
| American Family | $1,980 | $2,064 | $1,851 |
| Farmers | $3,488 | $3,621 | $3,811 |
| Geico | $2,881 | $2,955 | $3,040 |
| Liberty Mutual | $4,771 | $4,873 | $5,008 |
| Nationwide | $2,405 | $2,265 | $2,198 |
| Progressive | $3,771 | $3,985 | $4,300 |
| State Farm | $2,365 | $2,458 | $2,530 |
| Travelers | $3,945 | $4,158 | $4,353 |
| USAA | $2,113 | $2,181 | $2,264 |
What affects car insurance rates in Emporia, Kansas?
What factors can have an impact on Emporia, KS car insurance? There are several reasons why Emporia car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Emporia, Kansas.
Car Theft in Emporia
High levels of vehicle theft can make car insurance more expensive. Emporia, KS car theft statistics from the FBI indicate 12 vehicle thefts a year.
Commute Time in Emporia
The more time you spend in your car the higher the risk of an accident. The average commute length in Emporia, KS is 12.8 minutes according to City-Data.
Compare Car Insurance Quotes in Emporia, KS
Ready to find affordable Emporia, Kansas car insurance today? Enter your ZIP code for fast, free Emporia, KS car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How much does car insurance in Emporia, KS cost?
Car insurance in Emporia, KS averages $273 per month.
What are the car insurance requirements in Emporia, KS?
The car insurance requirements in Emporia, KS are 25/50/25. However, if your car is financed, you might need full coverage insurance.
How can I find cheap car insurance rates in Emporia, KS?
To find cheap car insurance rates in Emporia, KS, you can compare quotes from the top car insurance companies in the area.
How do age, gender, and marital status affect car insurance rates in Emporia, KS?
Every car insurance company in Emporia, KS weighs age, gender, and marital status differently. It’s best to compare rates to see how they may be affected.
What is the minimum car insurance required in Emporia, KS?
Every driver in Emporia, KS must carry the minimum car insurance required by the state. You can find the specific requirements for Kansas car insurance.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.