Best El Segundo, CA Car Insurance in 2024
Car insurance in El Segundo, CA averages $320 a month. El Segundo, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap El Segundo car insurance rates, compare quotes from the top car insurance companies in El Segundo, CA.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in El Segundo is USAA
- The cheapest car insurance company in El Segundo for teen drivers is USAA
- Average car insurance rates in El Segundo, CA are $3,842/year
If you need to buy El Segundo, California car insurance, the options can be confusing. Everything you need to know about car insurance in El Segundo, CA is right here.
You’ll find El Segundo car insurance rates, the cheapest El Segundo, CA car insurance companies, and information on California car insurance laws. You can also compare El Segundo, California car insurance rates to San Francisco car insurance rates, Oakland car insurance rates, and Fresno car insurance rates.
Ready to find affordable El Segundo, CA car insurance today? Enter your ZIP code for fast, free El Segundo car insurance quotes.
Cheapest El Segundo, CA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect El Segundo, CA car insurance rates? Every El Segundo, California car insurance company weighs these factors differently, so check out the comparison rates.
Annual Car Insurance Rates by Age, Gender, and Marital Status in El Segundo, California
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,289 | $3,275 | $2,394 | $2,399 | $9,194 | $11,521 | $4,147 | $4,492 |
| Farmers | $2,775 | $2,775 | $2,518 | $2,518 | $8,832 | $14,358 | $3,287 | $3,662 |
| Geico | $1,768 | $1,768 | $1,662 | $1,662 | $5,369 | $5,454 | $2,538 | $2,591 |
| Liberty Mutual | $2,440 | $2,296 | $2,282 | $2,206 | $5,264 | $5,660 | $2,733 | $2,775 |
| Nationwide | $3,451 | $3,289 | $3,046 | $2,865 | $8,833 | $9,768 | $4,111 | $4,044 |
| Progressive | $1,887 | $1,939 | $1,637 | $1,927 | $5,149 | $6,160 | $2,745 | $2,945 |
| State Farm | $3,309 | $3,309 | $2,958 | $2,958 | $6,131 | $7,619 | $3,663 | $3,775 |
| Travelers | $2,495 | $2,408 | $2,208 | $2,187 | $5,253 | $5,913 | $3,233 | $3,160 |
| USAA | $1,999 | $1,891 | $1,950 | $1,954 | $4,584 | $4,598 | $2,753 | $2,600 |
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Minimum Car Insurance in El Segundo, CA
Every driver must carry the minimum car insurance required by the state in El Segundo, CA. Take a look at the California car insurance requirements.
Minimum Required Car Insurance Coverage in El Segundo, California
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest El Segundo, CA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in El Segundo, CA to rates for a clean record with top companies.
Annual El Segundo, California Car Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,071 | $5,132 | $8,130 | $4,023 |
| Farmers | $3,772 | $5,129 | $6,374 | $5,088 |
| Geico | $1,992 | $3,082 | $3,861 | $2,471 |
| Liberty Mutual | $2,784 | $3,727 | $3,367 | $2,950 |
| Nationwide | $3,434 | $4,409 | $7,452 | $4,409 |
| Progressive | $1,985 | $3,404 | $3,938 | $2,867 |
| State Farm | $3,011 | $3,589 | $6,769 | $3,493 |
| Travelers | $2,228 | $3,667 | $4,229 | $3,305 |
| USAA | $1,853 | $2,763 | $4,518 | $2,030 |
Cheapest El Segundo, CA Car Insurance for Teen Drivers
Teen car insurance in El Segundo, CA can be expensive. Take a look at rates from the top car insurance companies in El Segundo for teenagers.
Annual Car Insurance Rates for Teen Drivers in El Segundo, California
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,194 | $11,521 |
| Farmers | $8,832 | $14,358 |
| Geico | $5,369 | $5,454 |
| Liberty Mutual | $5,264 | $5,660 |
| Nationwide | $8,833 | $9,768 |
| Progressive | $5,149 | $6,160 |
| State Farm | $6,131 | $7,619 |
| Travelers | $5,253 | $5,913 |
| USAA | $4,584 | $4,598 |
Cheapest El Segundo, CA Car Insurance for Seniors
Take a look at El Segundo, CA rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
Annual Car Insurance Rates for Senior Drivers in El Segundo, California
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,394 | $2,399 |
| Farmers | $2,518 | $2,518 |
| Geico | $1,662 | $1,662 |
| Liberty Mutual | $2,282 | $2,206 |
| Nationwide | $3,046 | $2,865 |
| Progressive | $1,637 | $1,927 |
| State Farm | $2,958 | $2,958 |
| Travelers | $2,208 | $2,187 |
| USAA | $1,950 | $1,954 |
Cheapest El Segundo, CA Car Insurance Rates After a DUI
A DUI in El Segundo, CA increases car insurance rates. Compare El Segundo, California car insurance after a DUI by the company to find the cheapest option.
Annual Car Insurance Rates After a DUI in El Segundo, California
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $8,130 |
| Farmers | $6,374 |
| Geico | $3,861 |
| Liberty Mutual | $3,367 |
| Nationwide | $7,452 |
| Progressive | $3,938 |
| State Farm | $6,769 |
| Travelers | $4,229 |
| USAA | $4,518 |
Read More: Compare Best Car Insurance Companies That Accept DUI
Cheapest El Segundo, CA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in El Segundo, CA by commute? Take a look at a comparison of the top companies by commute length.
Annual Car Insurance Rates by Commute Length in El Segundo, California
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,575 | $5,602 |
| Farmers | $4,617 | $5,564 |
| Geico | $2,590 | $3,113 |
| Liberty Mutual | $2,944 | $3,471 |
| Nationwide | $4,348 | $5,504 |
| Progressive | $2,764 | $3,333 |
| State Farm | $4,061 | $4,370 |
| Travelers | $3,023 | $3,691 |
| USAA | $2,571 | $3,011 |
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The Best Cheap Car Insurance Companies in El Segundo, CA
Take a look at a side-by-side comparison of the top car insurance companies in El Segundo, CA to find the best option for your needs.
Average Annual Car Insurance Rates by Company in El Segundo, California
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,089 |
| Farmers | $5,091 |
| Geico | $2,851 |
| Liberty Mutual | $3,207 |
| Nationwide | $4,926 |
| Progressive | $3,049 |
| State Farm | $4,215 |
| Travelers | $3,357 |
| USAA | $2,791 |
Category Winners: Cheapest Car Insurance in El Segundo, California
Find the cheapest car insurance companies in El Segundo, CA for each category right here.
Best Annual Car Insurance Rates by Company in El Segundo, California
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Geico |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
Cheapest El Segundo, CA Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your El Segundo car insurance rates. Find the cheapest El Segundo, CA car insurance rates by coverage level.
Annual Car Insurance Rates by Coverage Level in El Segundo, California
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,745 | $5,143 | $5,379 |
| Farmers | $4,699 | $5,136 | $5,438 |
| Geico | $2,544 | $2,886 | $3,125 |
| Liberty Mutual | $2,959 | $3,239 | $3,423 |
| Nationwide | $4,360 | $5,019 | $5,399 |
| Progressive | $2,656 | $3,159 | $3,331 |
| State Farm | $3,758 | $4,297 | $4,591 |
| Travelers | $2,862 | $3,462 | $3,748 |
| USAA | $2,505 | $2,851 | $3,018 |
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What affects car insurance rates in El Segundo, California?
What are the factors that affect car insurance rates in El Segundo, CA? There are several reasons why El Segundo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in El Segundo, California.
Car Theft in El Segundo
High levels of vehicle theft can make car insurance more expensive. El Segundo, CA car theft statistics from the FBI indicate 64 vehicle thefts a year.
Commute Time in El Segundo
The more time you spend in your car the higher the risk of an accident. The average commute length in El Segundo, CA is 25.5 minutes according to City-Data.
Compare Car Insurance Quotes in El Segundo, CA
Ready to find affordable El Segundo, California car insurance today? Enter your ZIP code for fast, free El Segundo, CA car insurance quotes.
Frequently Asked Questions
How are car insurance rates for El Segundo, CA determined?
Car insurance rates for El Segundo, CA, are determined by several factors. These include the driver’s age, driving record, credit history, location within El Segundo, coverage options selected, deductible amount, annual mileage, and the specific make, model, and year of the vehicle. Insurance companies also consider local factors such as accident rates, theft rates, and the cost of repairs and medical services in the area.
Are car insurance rates higher in El Segundo, CA compared to other areas?
Car insurance rates can vary based on multiple factors, so it’s challenging to make a general statement about rates in El Segundo, CA compared to other areas. Rates can be influenced by local factors such as the number of accidents and thefts in the area, as well as state-specific regulations and insurance market conditions. Additionally, your personal driving profile and the coverage options you select will play a significant role in determining your insurance rates.
How can I find the best car insurance rates in El Segundo, CA?
To find the best car insurance rates in El Segundo, CA, it’s recommended to shop around and compare quotes from multiple insurance providers. You can contact different insurance companies directly or use online comparison tools that allow you to receive quotes from multiple insurers simultaneously. Providing accurate and consistent information when requesting quotes will help ensure you receive accurate rates for comparison.
What can I do to lower my car insurance rates in El Segundo, CA?
There are several strategies you can employ to potentially lower your car insurance rates in El Segundo, CA:
- Maintain a clean driving record and avoid traffic violations or accidents.
- Consider increasing your deductible, which is the amount you pay out of pocket in the event of a claim.
- Inquire about available discounts such as multi-policy discounts, good driver discounts, or discounts for safety features on your vehicle.
- Evaluate your coverage options and consider whether you need additional coverage beyond the mandatory requirements.
- If feasible, install anti-theft devices or security systems that may reduce the risk of theft.
Are there any specific considerations for insuring a vehicle in El Segundo, CA?
When insuring a vehicle in El Segundo, CA, it’s important to consider factors such as the local weather conditions, traffic patterns, and potential risks in the area. If you live in an area prone to natural disasters like earthquakes or wildfires, you may want to consider additional coverage to protect your vehicle against such risks. Understanding the specific insurance requirements and regulations in California is essential to ensure you meet the minimum coverage requirements.
Are there any local insurance providers in El Segundo, CA?
There may be local insurance providers in El Segundo, CA, in addition to national or regional insurance companies. Local providers may offer unique coverage options or be familiar with specific factors that affect insurance rates in the area. It’s recommended to research and compare both local and national insurance providers to find the best coverage and rates for your needs.
Should I consider specialized coverage for my vehicle in El Segundo, CA?
The decision to add specialized coverage to your vehicle in El Segundo, CA depends on your specific circumstances and preferences. It’s advisable to evaluate factors such as the age and value of your vehicle, your driving habits, and potential risks in the area. Specialized coverage options such as comprehensive and collision insurance may provide additional protection beyond the mandatory liability coverage. Consider your needs and consult with insurance providers to determine the appropriate coverage for your vehicle.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.