Best East Orange, NJ Car Insurance in 2024
Car insurance in East Orange, NJ averages $699 a month. East Orange, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap East Orange car insurance rates, compare quotes from the top car insurance companies in East Orange, NJ.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in East Orange, NJ are $8,385/year
- Average car insurance rates in East Orange, NJ after a DUI are $9,921/year
- The cheapest car insurance company in East Orange is Geico
If you need to buy East Orange, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in East Orange, NJ is right here.
You’ll find East Orange car insurance rates, the cheapest East Orange, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare East Orange, New Jersey car insurance rates to Trenton car insurance rates, Union City car insurance rates, and Passaic car insurance rates.
Ready to find affordable East Orange, NJ car insurance today? Enter your ZIP code for fast, free East Orange car insurance quotes.
Cheapest East Orange, NJ Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect East Orange, NJ car insurance rates? Every East Orange, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,687 | $4,668 | $4,569 | $4,569 | $14,581 | $17,473 | $5,552 | $5,625 |
| Farmers | $7,986 | $8,059 | $7,771 | $7,586 | $23,668 | $27,232 | $9,516 | $9,668 |
| Geico | $3,364 | $3,301 | $3,282 | $3,282 | $6,177 | $6,145 | $3,883 | $3,768 |
| Liberty Mutual | $6,399 | $6,399 | $7,040 | $7,040 | $16,757 | $19,030 | $7,040 | $8,097 |
| Progressive | $3,320 | $3,049 | $2,976 | $3,076 | $15,634 | $17,133 | $3,955 | $3,748 |
| State Farm | $6,851 | $6,851 | $6,196 | $6,196 | $22,722 | $29,202 | $7,828 | $8,750 |
| Travelers | $4,587 | $4,405 | $4,231 | $4,245 | $10,218 | $11,385 | $4,423 | $4,347 |
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Minimum Car Insurance in East Orange, NJ
Every driver must carry the minimum car insurance in East Orange, NJ. Take a look at the New Jersey car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest East Orange, NJ Car Insurance Rates by Credit Score
Your credit affects car insurance costs in East Orange, NJ. Compare credit history car insurance rates in East Orange from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $10,880 | $6,867 | $5,399 |
| Farmers | $15,180 | $11,779 | $11,098 |
| Geico | $6,303 | $3,581 | $2,566 |
| Liberty Mutual | $12,360 | $9,130 | $7,686 |
| Progressive | $7,436 | $6,457 | $5,941 |
| State Farm | $17,162 | $10,304 | $8,008 |
| Travelers | $8,126 | $5,878 | $3,937 |
Cheapest East Orange, NJ Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in East Orange, NJ to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,801 | $9,647 | $8,365 | $7,048 |
| Farmers | $9,790 | $16,746 | $13,605 | $10,603 |
| Geico | $3,203 | $4,246 | $5,948 | $3,203 |
| Liberty Mutual | $9,334 | $10,703 | $9,529 | $9,334 |
| Progressive | $5,642 | $7,671 | $6,501 | $6,631 |
| State Farm | $6,372 | $11,697 | $18,879 | $10,350 |
| Travelers | $4,564 | $6,879 | $6,621 | $5,858 |
Cheapest East Orange, NJ Car Insurance for Teen Drivers
Teen car insurance in East Orange, NJ can be expensive. Take a look at rates from the top car insurance companies in East Orange for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $14,581 | $17,473 |
| Farmers | $23,668 | $27,232 |
| Geico | $6,177 | $6,145 |
| Liberty Mutual | $16,757 | $19,030 |
| Progressive | $15,634 | $17,133 |
| State Farm | $22,722 | $29,202 |
| Travelers | $10,218 | $11,385 |
Cheapest East Orange, NJ Car Insurance for Seniors
Take a look at East Orange, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,569 | $4,569 |
| Farmers | $7,771 | $7,586 |
| Geico | $3,282 | $3,282 |
| Liberty Mutual | $7,040 | $7,040 |
| Progressive | $2,976 | $3,076 |
| State Farm | $6,196 | $6,196 |
| Travelers | $4,231 | $4,245 |
Cheapest East Orange, NJ Car Insurance Rates After a DUI
A DUI in East Orange, NJ increases car insurance rates. Compare East Orange, New Jersey DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $8,365 |
| Farmers | $13,605 |
| Geico | $5,948 |
| Liberty Mutual | $9,529 |
| Progressive | $6,501 |
| State Farm | $18,879 |
| Travelers | $6,621 |
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Cheapest East Orange, NJ Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in East Orange, NJ by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $7,702 | $7,729 |
| Farmers | $12,686 | $12,686 |
| Geico | $4,115 | $4,186 |
| Liberty Mutual | $9,629 | $9,821 |
| Progressive | $6,611 | $6,611 |
| State Farm | $11,513 | $12,136 |
| Travelers | $5,980 | $5,980 |
Cheapest East Orange, NJ Car Insurance Rates by ZIP Code
East Orange car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in East Orange, NJ.
| ZIP Code | Average Annual Rates |
|---|---|
| 7017 | $7,930 |
| 7018 | $7,930 |
The Best Cheap Car Insurance Companies in East Orange, NJ
Take a look at a side-by-side comparison of the top car insurance companies in East Orange, NJ to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $7,716 |
| Farmers | $12,686 |
| Geico | $4,150 |
| Liberty Mutual | $9,725 |
| Progressive | $6,611 |
| State Farm | $11,824 |
| Travelers | $5,980 |
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Category Winners: Cheapest Car Insurance in East Orange, New Jersey
Find the cheapest car insurance companies in East Orange, NJ for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Progressive |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
Cheapest East Orange, NJ Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your East Orange car insurance rates. Find the cheapest East Orange, NJ car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $7,041 | $7,840 | $8,265 |
| Farmers | $11,379 | $12,608 | $14,071 |
| Geico | $3,688 | $4,231 | $4,532 |
| Liberty Mutual | $8,679 | $10,024 | $10,473 |
| Progressive | $5,982 | $6,721 | $7,131 |
| State Farm | $10,959 | $11,982 | $12,532 |
| Travelers | $5,474 | $5,975 | $6,492 |
What affects car insurance rates in East Orange, New Jersey?
What factors can have an impact on East Orange, NJ car insurance? There are several reasons why East Orange car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in East Orange, New Jersey.
Commute Time in East Orange
The more time you spend in your car the higher the risk of an accident. The average commute length in East Orange, NJ is 33.2 minutes according to City-Data.
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Compare Car Insurance Quotes in East Orange, NJ
Ready to find affordable East Orange, New Jersey car insurance today? Enter your ZIP code for fast, free East Orange, NJ car insurance quotes.
Frequently Asked Questions
How much does car insurance cost for teen drivers in East Orange, NJ?
Car insurance for teen drivers in East Orange, NJ can be expensive. Rates vary among insurance companies, so it’s essential to compare quotes.
How does driving record affect car insurance rates in East Orange, NJ?
Your driving record has a significant impact on car insurance rates. Having accidents, DUIs, or speeding violations on your record can result in higher premiums.
How does credit score affect car insurance rates in East Orange, NJ?
Your credit score can impact car insurance costs. Companies may offer different rates based on credit history, including rates for poor, fair, and good credit scores.
What is the minimum car insurance coverage required in East Orange, NJ?
The minimum car insurance coverage required in East Orange, NJ includes $15,000 per person and $30,000 per accident for bodily injury liability coverage, as well as $5,000 for property damage liability coverage.
What are the car insurance requirements in East Orange, NJ?
The minimum car insurance requirements in East Orange, NJ are 15/30/5, which means:
- $15,000 bodily injury liability coverage per person
- $30,000 bodily injury liability coverage per accident
- $5,000 property damage liability coverage
What is the average cost of car insurance in East Orange, NJ?
Car insurance in East Orange, NJ averages $699 per month or $8,385 per year.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.