Best Eagan, MN Car Insurance in 2024
Car insurance in Eagan, MN averages $385 a month. Eagan, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Eagan car insurance rates, compare quotes from the top car insurance companies in Eagan, MN.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Eagan, MN are $4,619/year
- The cheapest car insurance company in Eagan is State Farm
- The cheapest ZIP code in Eagan is 55123
If you need to buy Eagan, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Eagan, MN is right here.
You’ll find Eagan car insurance rates, the cheapest Eagan, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Eagan, Minnesota car insurance rates to St. Cloud car insurance rates, Plymouth car insurance rates, and Minneapolis car insurance rates.
Ready to find affordable Eagan, MN car insurance today? Enter your ZIP code for fast, free Eagan car insurance quotes.
Cheapest Eagan, MN Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Eagan, MN car insurance rates? Every Eagan, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,463 | $3,463 | $3,350 | $3,350 | $7,904 | $11,333 | $4,225 | $4,402 |
| American Family | $2,262 | $2,262 | $2,059 | $2,059 | $6,276 | $8,962 | $2,262 | $2,528 |
| Farmers | $2,100 | $2,100 | $2,016 | $2,147 | $6,262 | $6,379 | $2,771 | $2,713 |
| Geico | $2,469 | $2,444 | $2,349 | $2,283 | $5,437 | $6,857 | $2,307 | $2,423 |
| Liberty Mutual | $9,496 | $9,496 | $9,407 | $9,407 | $18,315 | $27,293 | $9,496 | $13,071 |
| Nationwide | $2,136 | $2,127 | $1,907 | $2,012 | $5,645 | $6,789 | $2,531 | $2,612 |
| State Farm | $1,675 | $1,675 | $1,519 | $1,519 | $3,848 | $4,708 | $1,938 | $1,593 |
| USAA | $1,823 | $1,784 | $1,678 | $1,650 | $5,007 | $5,410 | $2,359 | $2,472 |
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Minimum Car Insurance in Eagan, MN
Every driver must carry the minimum car insurance required by the state in Eagan, MN. Take a look at the Minnesota car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Eagan, MN Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Eagan, MN. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Eagan from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,582 | $4,134 | $3,843 |
| American Family | $4,957 | $3,224 | $2,570 |
| Farmers | $4,108 | $3,010 | $2,814 |
| Geico | $3,985 | $3,263 | $2,716 |
| Liberty Mutual | $18,453 | $11,947 | $9,343 |
| Nationwide | $3,834 | $3,093 | $2,733 |
| State Farm | $3,368 | $2,059 | $1,502 |
| USAA | $4,288 | $2,145 | $1,886 |
Cheapest Eagan, MN Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Eagan, MN to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,714 | $5,479 | $6,620 | $4,933 |
| American Family | $2,414 | $4,326 | $4,862 | $2,733 |
| Farmers | $2,837 | $3,563 | $3,624 | $3,219 |
| Geico | $2,225 | $3,508 | $5,169 | $2,384 |
| Liberty Mutual | $9,476 | $13,194 | $20,108 | $10,213 |
| Nationwide | $2,568 | $3,391 | $3,888 | $3,033 |
| State Farm | $2,102 | $2,517 | $2,309 | $2,309 |
| USAA | $2,056 | $2,637 | $3,953 | $2,445 |
Cheapest Eagan, MN Car Insurance for Teen Drivers
Teen car insurance in Eagan, MN can be expensive. Take a look at rates from the top car insurance companies in Eagan for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,904 | $11,333 |
| American Family | $6,276 | $8,962 |
| Farmers | $6,262 | $6,379 |
| Geico | $5,437 | $6,857 |
| Liberty Mutual | $18,315 | $27,293 |
| Nationwide | $5,645 | $6,789 |
| State Farm | $3,848 | $4,708 |
| USAA | $5,007 | $5,410 |
Cheapest Eagan, MN Car Insurance for Seniors
Take a look at Eagan, MN rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,350 | $3,350 |
| American Family | $2,059 | $2,059 |
| Farmers | $2,016 | $2,147 |
| Geico | $2,349 | $2,283 |
| Liberty Mutual | $9,407 | $9,407 |
| Nationwide | $1,907 | $2,012 |
| State Farm | $1,519 | $1,519 |
| USAA | $1,678 | $1,650 |
Cheapest Eagan, MN Car Insurance Rates After a DUI
A DUI in Eagan, MN increases car insurance rates. Compare Eagan, Minnesota car insurance after a DUI by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,620 |
| American Family | $4,862 |
| Farmers | $3,624 |
| Geico | $5,169 |
| Liberty Mutual | $20,108 |
| Nationwide | $3,888 |
| State Farm | $2,309 |
| USAA | $3,953 |
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Cheapest Eagan, MN Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Eagan, MN by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,186 | $5,186 |
| American Family | $3,542 | $3,625 |
| Farmers | $3,311 | $3,311 |
| Geico | $3,275 | $3,368 |
| Liberty Mutual | $12,870 | $13,625 |
| Nationwide | $3,220 | $3,220 |
| State Farm | $2,244 | $2,375 |
| USAA | $2,737 | $2,809 |
Cheapest Eagan, MN Car Insurance Rates by ZIP Code
Eagan car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Eagan, MN.
| ZIP Code | Average Annual Rates |
|---|---|
| 55121 | $3,594 |
| 55122 | $3,520 |
| 55123 | $3,500 |
The Best Cheap Car Insurance Companies in Eagan, MN
Take a look at a side-by-side comparison of the top car insurance companies in Eagan, MN to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,186 |
| American Family | $3,584 |
| Farmers | $3,311 |
| Geico | $3,321 |
| Liberty Mutual | $13,248 |
| Nationwide | $3,220 |
| State Farm | $2,309 |
| USAA | $2,773 |
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Category Winners: Cheapest Car Insurance in Eagan, Minnesota
Find the cheapest car insurance companies in Eagan, MN for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
Cheapest Eagan, MN Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Eagan car insurance rates. Find the cheapest Eagan, MN car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,103 | $5,184 | $5,272 |
| American Family | $3,558 | $3,679 | $3,515 |
| Farmers | $3,175 | $3,328 | $3,430 |
| Geico | $3,196 | $3,321 | $3,447 |
| Liberty Mutual | $12,878 | $13,261 | $13,604 |
| Nationwide | $3,021 | $3,248 | $3,392 |
| State Farm | $2,199 | $2,321 | $2,408 |
| USAA | $2,681 | $2,771 | $2,866 |
What affects car insurance rates in Eagan, Minnesota?
What factors can have an impact on Eagan, MN car insurance? There are several reasons why Eagan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Eagan, Minnesota.
Commute Time in Eagan
The more time you spend in your car the higher the risk of an accident. The average commute length in Eagan, MN is 24.3 minutes according to City-Data.
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Compare Car Insurance Quotes in Eagan, MN
Ready to find affordable Eagan, Minnesota car insurance today? Enter your ZIP code for fast, free Eagan, MN car insurance quotes.
Frequently Asked Questions
Which are the best cheap car insurance companies in Eagan, MN?
The best cheap car insurance companies in Eagan, MN may vary depending on individual circumstances. It’s recommended to compare quotes from different insurers to find the most suitable option for you.
How does commute length affect car insurance rates in Eagan, MN?
Commute length can impact car insurance rates in Eagan, MN. Rates may differ based on the number of miles you drive annually.
How much does car insurance cost after a DUI in Eagan, MN?
Car insurance rates typically increase after a DUI in Eagan, MN. The specific cost can vary depending on the car insurance company.
How much does car insurance cost for teen drivers in Eagan, MN?
Car insurance for teen drivers in Eagan, MN tends to be more expensive. Rates can vary among different car insurance companies.
How does driving record affect car insurance rates in Eagan, MN?
Your driving record is a significant factor in determining car insurance rates. Having a clean record usually results in lower rates compared to having accidents, DUIs, or speeding violations.
What is the minimum car insurance coverage required in Eagan, MN?
The minimum car insurance coverage required in Eagan, MN includes $30,000 per person and $60,000 per accident for bodily injury liability coverage, and $10,000 minimum for property damage liability coverage.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.