Best Dickinson, TX Car Insurance in 2024
Car insurance in Dickinson, TX averages $331 a month. Dickinson, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Dickinson car insurance rates, compare quotes from the top car insurance companies in Dickinson, TX.
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Dorothea Hudson
Insurance and Finance Writer
Dorothea Hudson has been professionally writing in many spheres since 2013. She has written on entertainment, insurance, finance, travel, technology, AI, renewable energy, crypto, fundraising, and real estate for many websites. Her work has been published for British retailer Marks and Spencer, Kroger Magazine, the Vision Group, and more. Her passions include writing, music, running, travel, te...
Insurance and Finance Writer
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Dickinson for teen drivers is USAA
- The cheapest car insurance company in Dickinson is USAA
- Average car insurance rates in Dickinson, TX are $3,971/year
If you need to buy Dickinson, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Dickinson, TX is right here.
You’ll find Dickinson car insurance rates, the cheapest Dickinson, TX car insurance companies, and information on Texas car insurance laws. You can also compare Dickinson, Texas car insurance rates to Corpus Christi car insurance rates, Plano car insurance rates, and Dallas car insurance rates.
Ready to find affordable Dickinson, TX car insurance today? Enter your ZIP code for fast, free Dickinson car insurance quotes.
Cheapest Dickinson, TX Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Dickinson, TX car insurance rates? Every Dickinson, Texas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,782 | $3,804 | $3,731 | $3,731 | $10,087 | $12,144 | $4,665 | $4,842 |
| American Family | $2,893 | $3,263 | $2,805 | $3,253 | $8,458 | $10,961 | $4,312 | $4,912 |
| Geico | $2,333 | $2,531 | $2,276 | $2,601 | $5,166 | $5,348 | $2,523 | $2,504 |
| Nationwide | $2,340 | $2,379 | $2,068 | $2,189 | $6,657 | $8,544 | $2,752 | $2,977 |
| Progressive | $2,464 | $2,354 | $2,190 | $2,233 | $10,253 | $11,454 | $2,932 | $2,988 |
| State Farm | $2,038 | $2,038 | $1,824 | $1,824 | $4,963 | $6,337 | $2,222 | $2,285 |
| USAA | $1,523 | $1,526 | $1,464 | $1,448 | $4,319 | $4,678 | $2,025 | $2,155 |
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Minimum Car Insurance in Dickinson, TX
Every driver must carry the minimum car insurance in Dickinson, TX. Take a look at the Texas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Dickinson, TX Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Dickinson, TX. Compare credit history car insurance rates in Dickinson from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,431 | $5,447 | $4,667 |
| American Family | $6,876 | $4,513 | $3,933 |
| Geico | $4,873 | $2,762 | $1,845 |
| Nationwide | $4,482 | $3,602 | $3,131 |
| Progressive | $5,194 | $4,481 | $4,150 |
| State Farm | $4,153 | $2,597 | $2,075 |
| USAA | $3,487 | $2,040 | $1,650 |
Cheapest Dickinson, TX Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Dickinson, TX to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,507 | $7,039 | $7,341 | $4,507 |
| American Family | $4,630 | $5,959 | $5,210 | $4,630 |
| Geico | $2,683 | $3,564 | $2,947 | $3,447 |
| Nationwide | $3,243 | $3,243 | $4,805 | $3,663 |
| Progressive | $4,019 | $5,189 | $4,697 | $4,530 |
| State Farm | $2,604 | $2,999 | $3,559 | $2,604 |
| USAA | $1,779 | $2,638 | $3,112 | $2,041 |
Cheapest Dickinson, TX Car Insurance for Teen Drivers
Teen car insurance in Dickinson, TX can be expensive. Take a look at rates from the top car insurance companies in Dickinson for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,087 | $12,144 |
| American Family | $8,458 | $10,961 |
| Geico | $5,166 | $5,348 |
| Nationwide | $6,657 | $8,544 |
| Progressive | $10,253 | $11,454 |
| State Farm | $4,963 | $6,337 |
| USAA | $4,319 | $4,678 |
Cheapest Dickinson, TX Car Insurance for Seniors
Take a look at Dickinson, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,731 | $3,731 |
| American Family | $2,805 | $3,253 |
| Geico | $2,276 | $2,601 |
| Nationwide | $2,068 | $2,189 |
| Progressive | $2,190 | $2,233 |
| State Farm | $1,824 | $1,824 |
| USAA | $1,464 | $1,448 |
Cheapest Dickinson, TX Car Insurance Rates After a DUI
A DUI in Dickinson, TX increases car insurance rates. Compare Dickinson, Texas DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,341 |
| American Family | $5,210 |
| Geico | $2,947 |
| Nationwide | $4,805 |
| Progressive | $4,697 |
| State Farm | $3,559 |
| USAA | $3,112 |
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Cheapest Dickinson, TX Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Dickinson, TX by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,702 | $5,995 |
| American Family | $5,107 | $5,107 |
| Geico | $3,104 | $3,217 |
| Nationwide | $3,738 | $3,738 |
| Progressive | $4,609 | $4,609 |
| State Farm | $2,942 | $2,942 |
| USAA | $2,362 | $2,422 |
The Best Cheap Car Insurance Companies in Dickinson, TX
Take a look at a side-by-side comparison of the top car insurance companies in Dickinson, TX to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,848 |
| American Family | $5,107 |
| Geico | $3,160 |
| Nationwide | $3,738 |
| Progressive | $4,609 |
| State Farm | $2,942 |
| USAA | $2,392 |
Category Winners: Cheapest Car Insurance in Dickinson, Texas
Find the cheapest car insurance companies in Dickinson, TX for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
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Cheapest Dickinson, TX Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Dickinson car insurance rates. Find the cheapest Dickinson, TX car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,702 | $5,793 | $6,050 |
| American Family | $4,683 | $4,878 | $5,761 |
| Geico | $2,980 | $3,118 | $3,383 |
| Nationwide | $4,020 | $3,579 | $3,616 |
| Progressive | $4,398 | $4,590 | $4,837 |
| State Farm | $2,773 | $2,932 | $3,120 |
| USAA | $2,297 | $2,380 | $2,500 |
What affects car insurance rates in Dickinson, Texas?
What factors can have an impact on Dickinson, TX car insurance? There are several reasons why Dickinson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dickinson, Texas.
Car Theft in Dickinson
High levels of vehicle theft can make car insurance more expensive. Dickinson, TX car theft statistics from the FBI indicate 35 vehicle thefts a year.
Commute Time in Dickinson
The more time you spend in your car the higher the risk of an accident. The average commute length in Dickinson, TX is 30.4 minutes according to City-Data.
Compare Car Insurance Quotes in Dickinson, TX
Ready to find affordable Dickinson, Texas car insurance today? Enter your ZIP code for fast, free Dickinson, TX car insurance quotes.
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Frequently Asked Questions
How can I compare car insurance rates in Dickinson, TX?
Comparing car insurance rates in Dickinson, TX can be done by following these steps:
- Gather information: Collect details about your vehicle, driving history, and coverage preferences.
- Research insurers: Look for reputable insurance companies that offer coverage in Dickinson, TX.
- Request quotes: Reach out to different insurers and request personalized quotes based on your information.
- Compare coverage and rates: Review the coverage options and premiums offered by each insurer.
- Consider discounts: Inquire about any available discounts that could lower your insurance costs.
- Make an informed decision: Choose the insurance policy that best suits your needs and budget.
What factors affect car insurance rates in Dickinson, TX?
Several factors influence car insurance rates in Dickinson, TX. The most common ones include:
- Age and gender: Younger and inexperienced drivers tend to have higher rates, while women typically pay less.
- Driving record: A history of accidents or traffic violations can lead to higher premiums.
- Vehicle type: The make, model, age, and value of your car can affect the insurance cost.
- Coverage and deductibles: Higher coverage limits and lower deductibles often result in higher premiums.
- Credit history: In some states, including Texas, credit history can impact insurance rates.
- Location: Factors like crime rates, population density, and accident frequency in Dickinson, TX can influence rates.
Are there any specific requirements for car insurance in Dickinson, TX?
Yes, Dickinson, TX has specific car insurance requirements that drivers must meet. As of my knowledge cutoff in September 2021, Texas law mandates drivers to carry at least the following minimum coverage:
- $30,000 bodily injury liability coverage per person
- $60,000 bodily injury liability coverage per accident
- $25,000 property damage liability coverage per accident
Are there any discounts available to lower car insurance rates in Dickinson, TX?
Yes, many insurance companies offer various discounts that can help reduce car insurance rates in Dickinson, TX. Common discounts include:
- Multi-policy discount: Save by bundling your car insurance with other policies, such as home insurance.
- Good driver discount: If you have a clean driving record without accidents or violations, you may qualify.
- Good student discount: Full-time students with good grades often receive discounts.
- Safety features discount: Vehicles equipped with safety features like anti-lock brakes or airbags can lead to savings.
- Anti-theft device discount: Installing anti-theft devices or alarms in your car may earn you a discount.
- Low mileage discount: If you drive fewer miles than average, you could be eligible for a discount.
Can my credit history impact car insurance rates in Dickinson, TX?
Yes, in Texas, including Dickinson, your credit history can impact your car insurance rates. Insurance companies often consider credit-based insurance scores when determining premiums. A good credit history can result in lower rates, while a poor credit history may lead to higher premiums.
Are online car insurance quotes accurate for Dickinson, TX?
Online car insurance quotes can provide a general idea of the rates you may expect in Dickinson, TX. However, keep in mind that the final premium can vary based on additional factors and the accuracy of the information provided. To get the most accurate rates, it’s recommended to contact insurance companies directly and provide detailed information for a personalized quote.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Dorothea Hudson
Insurance and Finance Writer
Dorothea Hudson has been professionally writing in many spheres since 2013. She has written on entertainment, insurance, finance, travel, technology, AI, renewable energy, crypto, fundraising, and real estate for many websites. Her work has been published for British retailer Marks and Spencer, Kroger Magazine, the Vision Group, and more. Her passions include writing, music, running, travel, te...
Insurance and Finance Writer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.