Best Desloge, MO Car Insurance in 2024
Car insurance in Desloge, MO averages $276 a month. Desloge, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Desloge car insurance rates, compare quotes from the top car insurance companies in Desloge, MO.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Desloge is Nationwide
- Average car insurance rates in Desloge, MO are $3,316/year
- Average car insurance rates in Desloge, MO after a DUI are $3,878/year
If you need to buy Desloge, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Desloge, MO is right here.
You’ll find Desloge car insurance rates, the cheapest Desloge, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Desloge, Missouri car insurance rates to Independence car insurance rates, St. Charles car insurance rates, and Blue Springs car insurance rates.
Ready to find affordable Desloge, MO car insurance today? Enter your ZIP code for fast, free Desloge car insurance quotes.
Cheapest Desloge, MO Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Desloge, MO car insurance rates? Every Desloge, Missouri car insurance company weighs these factors differently, so check out the comparison rates.
Annual Car Insurance Rates by Age, Gender, and Marital Status in Desloge, Missouri
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,947 | $2,837 | $2,667 | $2,750 | $8,548 | $9,279 | $2,789 | $2,867 |
| American Family | $2,123 | $2,123 | $1,893 | $1,893 | $5,843 | $7,587 | $2,123 | $2,478 |
| Farmers | $2,305 | $2,300 | $2,057 | $2,182 | $9,536 | $9,872 | $2,621 | $2,734 |
| Geico | $1,801 | $2,028 | $1,405 | $1,808 | $5,662 | $6,003 | $1,641 | $1,649 |
| Liberty Mutual | $2,762 | $2,992 | $2,269 | $2,545 | $9,827 | $10,914 | $2,910 | $3,105 |
| Nationwide | $1,537 | $1,567 | $1,378 | $1,456 | $3,953 | $5,051 | $1,759 | $1,899 |
| Progressive | $1,905 | $1,775 | $1,559 | $1,604 | $6,143 | $6,907 | $2,325 | $2,375 |
| State Farm | $1,715 | $1,715 | $1,549 | $1,549 | $5,039 | $6,323 | $1,929 | $2,207 |
| USAA | $1,545 | $1,541 | $1,378 | $1,418 | $4,426 | $5,428 | $1,944 | $2,178 |
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Minimum Car Insurance in Desloge, MO
Every driver must carry the minimum car insurance in Desloge, MO. Take a look at the Missouri car insurance requirements.
Minimum Required Car Insurance Coverage in Desloge, Missouri
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Desloge, MO Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Desloge, MO. Compare credit history car insurance rates in Desloge from top companies for good, fair, and poor credit.
Annual Car Insurance Rates by Credit Score in Desloge, Missouri
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,980 | $3,852 | $3,173 |
| American Family | $4,253 | $2,996 | $2,525 |
| Farmers | $4,799 | $4,000 | $3,804 |
| Geico | $3,795 | $2,474 | $1,979 |
| Liberty Mutual | $6,696 | $4,088 | $3,213 |
| Nationwide | $2,741 | $2,266 | $1,967 |
| Progressive | $3,561 | $2,946 | $2,715 |
| State Farm | $3,811 | $2,452 | $1,996 |
| USAA | $4,157 | $1,919 | $1,371 |
Cheapest Desloge, MO Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Desloge, MO to rates for a clean record with top companies.
Annual Desloge, Missouri Car Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,688 | $4,187 | $5,262 | $4,203 |
| American Family | $2,429 | $3,520 | $4,304 | $2,778 |
| Farmers | $3,643 | $4,517 | $4,418 | $4,225 |
| Geico | $2,132 | $2,777 | $3,771 | $2,318 |
| Liberty Mutual | $3,379 | $4,871 | $5,013 | $5,399 |
| Nationwide | $1,821 | $2,345 | $3,139 | $1,995 |
| Progressive | $2,672 | $3,553 | $2,954 | $3,117 |
| State Farm | $2,522 | $2,984 | $2,753 | $2,753 |
| USAA | $2,027 | $2,420 | $3,284 | $2,197 |
Read more: What are the DUI insurance laws in Missouri?
Cheapest Desloge, MO Car Insurance for Teen Drivers
Teen car insurance in Desloge, MO can be expensive. Take a look at rates from the top car insurance companies in Desloge for teenagers.
Annual Car Insurance Rates for Teen Drivers in Desloge, Missouri
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,548 | $9,279 |
| American Family | $5,843 | $7,587 |
| Farmers | $9,536 | $9,872 |
| Geico | $5,662 | $6,003 |
| Liberty Mutual | $9,827 | $10,914 |
| Nationwide | $3,953 | $5,051 |
| Progressive | $6,143 | $6,907 |
| State Farm | $5,039 | $6,323 |
| USAA | $4,426 | $5,428 |
Cheapest Desloge, MO Car Insurance for Seniors
Take a look at Desloge, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
Annual Car Insurance Rates for Senior Drivers in Desloge, Missouri
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,667 | $2,750 |
| American Family | $1,893 | $1,893 |
| Farmers | $2,057 | $2,182 |
| Geico | $1,405 | $1,808 |
| Liberty Mutual | $2,269 | $2,545 |
| Nationwide | $1,378 | $1,456 |
| Progressive | $1,559 | $1,604 |
| State Farm | $1,549 | $1,549 |
| USAA | $1,378 | $1,418 |
Cheapest Desloge, MO Car Insurance Rates After a DUI
A DUI in Desloge, MO increases car insurance rates. Compare Desloge, Missouri DUI car insurance by company to find the cheapest option.
Annual Car Insurance Rates After a DUI in Desloge, Missouri
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,262 |
| American Family | $4,304 |
| Farmers | $4,418 |
| Geico | $3,771 |
| Liberty Mutual | $5,013 |
| Nationwide | $3,139 |
| Progressive | $2,954 |
| State Farm | $2,753 |
| USAA | $3,284 |
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Cheapest Desloge, MO Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Desloge, MO by commute? Take a look at a comparison of the top companies by commute length.
Annual Car Insurance Rates by Commute Length in Desloge, Missouri
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,335 | $4,335 |
| American Family | $3,226 | $3,290 |
| Farmers | $4,201 | $4,201 |
| Geico | $2,698 | $2,801 |
| Liberty Mutual | $4,665 | $4,665 |
| Nationwide | $2,325 | $2,325 |
| Progressive | $3,074 | $3,074 |
| State Farm | $2,686 | $2,820 |
| USAA | $2,390 | $2,574 |
The Best Cheap Car Insurance Companies in Desloge, MO
Take a look at a side-by-side comparison of the top car insurance companies in Desloge, MO to find the best option for your needs.
Average Annual Car Insurance Rates by Company in Desloge, Missouri
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,335 |
| American Family | $3,258 |
| Farmers | $4,201 |
| Geico | $2,749 |
| Liberty Mutual | $4,665 |
| Nationwide | $2,325 |
| Progressive | $3,074 |
| State Farm | $2,753 |
| USAA | $2,482 |
Category Winners: Cheapest Car Insurance in Desloge, Missouri
Find the cheapest car insurance companies in Desloge, MO for each category right here.
Best Annual Car Insurance Rates by Company in Desloge, Missouri
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | USAA |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
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Cheapest Desloge, MO Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Desloge car insurance rates. Find the cheapest Desloge, MO car insurance rates by coverage level.
Annual Car Insurance Rates by Coverage Level in Desloge, Missouri
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,167 | $4,326 | $4,513 |
| American Family | $3,156 | $3,361 | $3,257 |
| Farmers | $3,917 | $4,157 | $4,529 |
| Geico | $2,569 | $2,767 | $2,912 |
| Liberty Mutual | $4,401 | $4,686 | $4,909 |
| Nationwide | $2,181 | $2,347 | $2,446 |
| Progressive | $2,753 | $3,081 | $3,389 |
| State Farm | $2,566 | $2,761 | $2,932 |
| USAA | $2,385 | $2,474 | $2,587 |
What affects car insurance rates in Desloge, Missouri?
What factors can have an impact on Desloge, MO car insurance? There are several reasons why Desloge car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Desloge, Missouri.
Commute Time in Desloge
The more time you spend in your car the higher the risk of an accident. The average commute length in Desloge, MO is 24.0 minutes according to City-Data.
Compare Car Insurance Quotes in Desloge, MO
Ready to find affordable Desloge, Missouri car insurance today? Enter your ZIP code for fast, free Desloge, MO car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How are car insurance rates determined in Desloge, MO?
Car insurance rates in Desloge, MO are determined by several factors, including your driving record, the type of vehicle you drive, your age, gender, location, credit history, coverage options, and the insurance provider’s underwriting guidelines.
Why do car insurance rates differ among insurance providers in Desloge, MO?
Car insurance rates can vary among insurance providers in Desloge, MO due to differences in their pricing models, claims experience, target markets, and underwriting criteria. Each insurance company may consider different factors and assign different weights to them when calculating rates.
How much car insurance coverage do I need in Desloge, MO?
The amount of car insurance coverage you need in Desloge, MO depends on various factors, including state requirements, your vehicle’s value, your assets, and your risk tolerance. It’s important to meet the minimum requirements set by the state, but additional coverage may be advisable for better protection.
Can I customize my car insurance coverage in Desloge, MO?
Yes, many insurance providers in Desloge, MO allow you to customize your car insurance coverage based on your specific needs. You can often choose deductibles, coverage limits, and additional optional coverages to tailor the policy to your requirements.
How can I ensure I’m getting the best car insurance rates in Desloge, MO?
To ensure you’re getting the best car insurance rates in Desloge, MO, it’s recommended to shop around and compare quotes from multiple insurance providers. Additionally, maintaining a clean driving record, paying attention to available discounts, considering higher deductibles if feasible, and reviewing your coverage periodically can help you find competitive rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.