Best Des Arc, AR Car Insurance in 2024
Car insurance in Des Arc, AR averages $341 a month. Des Arc, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Des Arc car insurance rates, compare quotes from the top car insurance companies in Des Arc, AR.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Des Arc for teen drivers is USAA
- The cheapest car insurance company in Des Arc is USAA
- Average car insurance rates in Des Arc, AR are $4,086/year
If you need to buy Des Arc, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Des Arc, AR is right here.
You’ll find Des Arc car insurance rates, the cheapest Des Arc, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Des Arc, Arkansas car insurance rates to North Little Rock car insurance rates, Bentonville car insurance rates, and Fayetteville car insurance rates.
Ready to find affordable Des Arc, AR car insurance today? Enter your ZIP code for fast, free Des Arc car insurance quotes.
Cheapest Des Arc, AR Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Des Arc, AR car insurance rates? Every Des Arc, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,843 | $2,850 | $2,554 | $2,729 | $10,669 | $12,817 | $3,114 | $3,360 |
| Farmers | $2,276 | $2,264 | $2,036 | $2,139 | $9,453 | $9,787 | $2,611 | $2,756 |
| Geico | $2,417 | $2,395 | $2,234 | $2,172 | $6,106 | $6,139 | $2,364 | $2,396 |
| Liberty Mutual | $2,227 | $2,384 | $2,143 | $2,398 | $8,234 | $9,082 | $2,410 | $2,513 |
| Nationwide | $2,537 | $2,581 | $2,281 | $2,405 | $6,186 | $7,863 | $2,909 | $3,131 |
| Progressive | $2,855 | $2,710 | $2,346 | $2,452 | $11,981 | $13,500 | $3,416 | $3,693 |
| State Farm | $1,805 | $1,805 | $1,622 | $1,622 | $5,299 | $6,662 | $2,036 | $2,334 |
| Travelers | $2,317 | $2,362 | $2,283 | $2,291 | $13,455 | $21,635 | $2,475 | $2,866 |
| USAA | $1,284 | $1,296 | $1,192 | $1,200 | $4,009 | $4,199 | $1,650 | $1,779 |
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Minimum Car Insurance in Des Arc, AR
Every driver must carry the minimum car insurance required by the state in Des Arc, AR. Take a look at the Arkansas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Des Arc, AR Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Des Arc, AR. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Des Arc from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,422 | $4,933 | $3,995 |
| Farmers | $4,744 | $3,970 | $3,782 |
| Geico | $3,928 | $3,227 | $2,678 |
| Liberty Mutual | $5,655 | $3,430 | $2,687 |
| Nationwide | $4,409 | $3,557 | $3,244 |
| Progressive | $6,094 | $5,190 | $4,824 |
| State Farm | $4,200 | $2,527 | $1,967 |
| Travelers | $7,129 | $5,946 | $5,556 |
| USAA | $2,749 | $1,878 | $1,602 |
Cheapest Des Arc, AR Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Des Arc, AR to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,200 | $5,311 | $5,915 | $5,041 |
| Farmers | $3,519 | $4,510 | $4,404 | $4,228 |
| Geico | $2,214 | $3,409 | $5,107 | $2,382 |
| Liberty Mutual | $2,668 | $4,350 | $5,091 | $3,586 |
| Nationwide | $2,915 | $3,756 | $5,070 | $3,205 |
| Progressive | $4,629 | $6,427 | $4,864 | $5,557 |
| State Farm | $2,655 | $3,142 | $2,898 | $2,898 |
| Travelers | $5,205 | $5,378 | $7,867 | $6,391 |
| USAA | $1,597 | $2,023 | $2,912 | $1,772 |
Cheapest Des Arc, AR Car Insurance for Teen Drivers
Teen car insurance in Des Arc, AR can be expensive. Take a look at rates from the top car insurance companies in Des Arc for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,669 | $12,817 |
| Farmers | $9,453 | $9,787 |
| Geico | $6,106 | $6,139 |
| Liberty Mutual | $8,234 | $9,082 |
| Nationwide | $6,186 | $7,863 |
| Progressive | $11,981 | $13,500 |
| State Farm | $5,299 | $6,662 |
| Travelers | $13,455 | $21,635 |
| USAA | $4,009 | $4,199 |
Cheapest Des Arc, AR Car Insurance for Seniors
Take a look at Des Arc, AR rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,554 | $2,729 |
| Farmers | $2,036 | $2,139 |
| Geico | $2,234 | $2,172 |
| Liberty Mutual | $2,143 | $2,398 |
| Nationwide | $2,281 | $2,405 |
| Progressive | $2,346 | $2,452 |
| State Farm | $1,622 | $1,622 |
| Travelers | $2,283 | $2,291 |
| USAA | $1,192 | $1,200 |
Cheapest Des Arc, AR Car Insurance Rates After a DUI
A DUI in Des Arc, AR increases car insurance rates. Compare Des Arc, Arkansas car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,915 |
| Farmers | $4,404 |
| Geico | $5,107 |
| Liberty Mutual | $5,091 |
| Nationwide | $5,070 |
| Progressive | $4,864 |
| State Farm | $2,898 |
| Travelers | $7,867 |
| USAA | $2,912 |
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Cheapest Des Arc, AR Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Des Arc, AR by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,117 | $5,117 |
| Farmers | $4,165 | $4,165 |
| Geico | $3,258 | $3,297 |
| Liberty Mutual | $3,924 | $3,924 |
| Nationwide | $3,737 | $3,737 |
| Progressive | $5,369 | $5,369 |
| State Farm | $2,828 | $2,969 |
| Travelers | $6,210 | $6,210 |
| USAA | $2,017 | $2,135 |
The Best Cheap Car Insurance Companies in Des Arc, AR
Take a look at a side-by-side comparison of the top car insurance companies in Des Arc, AR to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,117 |
| Farmers | $4,165 |
| Geico | $3,278 |
| Liberty Mutual | $3,924 |
| Nationwide | $3,737 |
| Progressive | $5,369 |
| State Farm | $2,898 |
| Travelers | $6,210 |
| USAA | $2,076 |
Category Winners: Cheapest Car Insurance in Des Arc, Arkansas
Find the cheapest car insurance companies in Des Arc, AR for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Des Arc, AR Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Des Arc car insurance rates. Find the cheapest Des Arc, AR car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,949 | $5,114 | $5,288 |
| Farmers | $3,971 | $4,125 | $4,401 |
| Geico | $3,140 | $3,277 | $3,417 |
| Liberty Mutual | $3,776 | $3,892 | $4,104 |
| Nationwide | $3,747 | $3,658 | $3,805 |
| Progressive | $4,952 | $5,283 | $5,873 |
| State Farm | $2,747 | $2,896 | $3,052 |
| Travelers | $5,909 | $6,228 | $6,494 |
| USAA | $1,989 | $2,069 | $2,171 |
What affects car insurance rates in Des Arc, Arkansas?
What are the factors that affect car insurance rates in Des Arc, AR? There are several reasons why Des Arc car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Des Arc, Arkansas.
Commute Time in Des Arc
The more time you spend in your car the higher the risk of an accident. The average commute length in Des Arc, AR is 21.7 minutes according to City-Data.
Compare Car Insurance Quotes in Des Arc, AR
Ready to find affordable Des Arc, Arkansas car insurance today? Enter your ZIP code for fast, free Des Arc, AR car insurance quotes.
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Frequently Asked Questions
What factors can affect car insurance rates in Des Arc, AR?
Several factors can influence car insurance rates in Des Arc, AR. Some common factors include:
- Age and gender of the driver
- Driving record and history of accidents or traffic violations
- Type, age, and value of the vehicle
- Annual mileage
- Credit score
- Deductible amount
- Coverage limits
- Additional coverage options, such as comprehensive or collision coverage
- Location and local crime rates
Are there any discounts available on car insurance in Des Arc, AR?
Yes, insurance providers often offer various discounts on car insurance policies in Des Arc, AR. Some common discounts include:
- Good driver discount: For drivers with a clean driving record and no recent accidents or violations.
- Multi-vehicle discount: If you insure more than one vehicle with the same provider.
- Bundling discount: If you purchase multiple insurance policies (e.g., car and home) from the same provider.
- Safety features discount: If your vehicle has safety features such as anti-lock brakes, airbags, or anti-theft devices.
- Good student discount: For students who maintain a certain GPA or are on the honor roll.
- Low mileage discount: If you drive fewer miles than the average driver.
- Loyalty discount: If you stay with the same insurance provider for an extended period.
How are car insurance rates determined in Des Arc, AR?
Car insurance rates in Des Arc, AR are determined by various factors, including your driving record, the type of vehicle you drive, your age and gender, your location, and the coverage options you choose.
Why do car insurance rates differ among insurance providers in Des Arc, AR?
Car insurance rates can vary among insurance providers in Des Arc, AR due to differences in their underwriting criteria, claims experience, and pricing models. Each company may have its own formulas and considerations when setting rates.
What types of coverage should I consider when comparing car insurance rates?
When comparing car insurance rates, you should consider the different types of coverage available. This typically includes liability coverage, which is required by law, as well as collision coverage, comprehensive coverage, personal injury protection (PIP), uninsured/underinsured motorist coverage, and optional add-ons like roadside assistance or rental car reimbursement.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Joel Ohman
Certified Financial Planner
Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Joel...
Certified Financial Planner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.