Best Dallas, TX Car Insurance in 2024
Car insurance in Dallas, TX averages $390 a month. Dallas, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Dallas car insurance rates, compare quotes from the top car insurance companies in Dallas, TX.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Dallas for teen drivers is USAA
- Average car insurance rates in Dallas, TX after a DUI are $5,319/year
- Average car insurance rates in Dallas, TX are $4,682/year
If you need to buy Dallas, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Dallas, TX is right here.
You’ll find Dallas car insurance rates, the cheapest Dallas, TX car insurance companies, and information on Texas car insurance laws. You can also compare Dallas, Texas car insurance rates to Corpus Christi car insurance rates, Arlington car insurance rates, and Fort Worth car insurance rates.
Ready to find affordable Dallas, TX car insurance today? Enter your ZIP code for fast, free Dallas car insurance quotes.
Cheapest Dallas, TX Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Dallas, TX car insurance rates? Every Dallas, Texas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,419 | $4,454 | $4,365 | $4,365 | $11,618 | $14,009 | $5,452 | $5,669 |
| American Family | $3,799 | $4,238 | $3,509 | $4,036 | $10,139 | $13,345 | $5,489 | $6,279 |
| Geico | $2,871 | $3,104 | $2,768 | $3,147 | $6,390 | $6,636 | $3,114 | $3,109 |
| Nationwide | $2,646 | $2,691 | $2,334 | $2,472 | $7,599 | $9,763 | $3,118 | $3,375 |
| Progressive | $2,753 | $2,627 | $2,436 | $2,489 | $11,391 | $12,716 | $3,276 | $3,336 |
| State Farm | $2,440 | $2,440 | $2,178 | $2,178 | $5,924 | $7,562 | $2,658 | $2,736 |
| USAA | $1,807 | $1,807 | $1,736 | $1,710 | $5,156 | $5,580 | $2,397 | $2,544 |
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Minimum Car Insurance in Dallas, TX
Every driver must carry the minimum car insurance required by the state in Dallas, TX. Take a look at the Texas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Dallas, TX Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Dallas, TX. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Dallas from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,652 | $6,321 | $5,408 |
| American Family | $8,744 | $5,512 | $4,807 |
| Geico | $6,030 | $3,396 | $2,251 |
| Nationwide | $5,105 | $4,093 | $3,551 |
| Progressive | $5,791 | $4,983 | $4,609 |
| State Farm | $4,971 | $3,100 | $2,473 |
| USAA | $4,158 | $2,419 | $1,949 |
Cheapest Dallas, TX Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Dallas, TX to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,269 | $8,155 | $8,480 | $5,269 |
| American Family | $5,782 | $7,390 | $6,462 | $5,782 |
| Geico | $3,297 | $4,381 | $3,639 | $4,253 |
| Nationwide | $3,682 | $3,682 | $5,472 | $4,163 |
| Progressive | $4,468 | $5,769 | $5,231 | $5,044 |
| State Farm | $3,113 | $3,583 | $4,248 | $3,113 |
| USAA | $2,109 | $3,139 | $3,698 | $2,423 |
Cheapest Dallas, TX Car Insurance for Teen Drivers
Teen car insurance in Dallas, TX can be expensive. Take a look at rates from the top car insurance companies in Dallas for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,618 | $14,009 |
| American Family | $10,139 | $13,345 |
| Geico | $6,390 | $6,636 |
| Nationwide | $7,599 | $9,763 |
| Progressive | $11,391 | $12,716 |
| State Farm | $5,924 | $7,562 |
| USAA | $5,156 | $5,580 |
Cheapest Dallas, TX Car Insurance for Seniors
Take a look at Dallas, TX rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,365 | $4,365 |
| American Family | $3,509 | $4,036 |
| Geico | $2,768 | $3,147 |
| Nationwide | $2,334 | $2,472 |
| Progressive | $2,436 | $2,489 |
| State Farm | $2,178 | $2,178 |
| USAA | $1,736 | $1,710 |
Cheapest Dallas, TX Car Insurance Rates After a DUI
A DUI in Dallas, TX increases car insurance rates. Compare Dallas, Texas car insurance after a DUI by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $8,480 |
| American Family | $6,462 |
| Geico | $3,639 |
| Nationwide | $5,472 |
| Progressive | $5,231 |
| State Farm | $4,248 |
| USAA | $3,698 |
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Cheapest Dallas, TX Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Dallas, TX by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,627 | $6,960 |
| American Family | $6,354 | $6,354 |
| Geico | $3,821 | $3,964 |
| Nationwide | $4,250 | $4,250 |
| Progressive | $5,128 | $5,128 |
| State Farm | $3,514 | $3,514 |
| USAA | $2,806 | $2,878 |
Cheapest Dallas, TX Car Insurance Rates by ZIP Code
Dallas car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Dallas, TX.
| ZIP Code | Average Annual Rates |
|---|---|
| 75201 | $6,982 |
| 75202 | $6,903 |
| 75203 | $7,139 |
| 75204 | $6,674 |
| 75205 | $6,526 |
| 75206 | $6,426 |
| 75207 | $7,902 |
| 75208 | $6,815 |
| 75209 | $6,674 |
| 75210 | $7,361 |
| 75211 | $7,072 |
| 75212 | $6,866 |
| 75214 | $6,546 |
| 75215 | $7,276 |
| 75216 | $7,247 |
| 75217 | $7,013 |
| 75218 | $6,492 |
| 75219 | $7,194 |
| 75220 | $6,740 |
| 75223 | $7,118 |
| 75224 | $6,962 |
| 75225 | $6,639 |
| 75226 | $6,887 |
| 75227 | $7,018 |
| 75228 | $6,889 |
| 75229 | $6,532 |
| 75230 | $6,804 |
| 75231 | $7,092 |
| 75232 | $7,021 |
| 75233 | $7,141 |
| 75234 | $6,381 |
| 75235 | $6,815 |
| 75236 | $6,620 |
| 75237 | $7,092 |
| 75238 | $6,606 |
| 75240 | $6,789 |
| 75241 | $7,210 |
| 75242 | $7,746 |
| 75243 | $6,779 |
| 75244 | $6,501 |
| 75246 | $6,894 |
| 75247 | $7,557 |
| 75248 | $6,243 |
| 75249 | $6,412 |
| 75251 | $6,848 |
| 75252 | $5,855 |
| 75253 | $6,447 |
| 75254 | $6,845 |
| 75260 | $7,598 |
| 75270 | $6,921 |
| 75287 | $5,982 |
| 75342 | $7,569 |
| 75398 | $7,509 |
The Best Cheap Car Insurance Companies in Dallas, TX
Take a look at a side-by-side comparison of the top car insurance companies in Dallas, TX to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,794 |
| American Family | $6,354 |
| Geico | $3,892 |
| Nationwide | $4,250 |
| Progressive | $5,128 |
| State Farm | $3,514 |
| USAA | $2,842 |
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Category Winners: Cheapest Car Insurance in Dallas, Texas
Find the cheapest car insurance companies in Dallas, TX for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
Cheapest Dallas, TX Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Dallas car insurance rates. Find the cheapest Dallas, TX car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,615 | $6,727 | $7,039 |
| American Family | $5,917 | $6,121 | $7,025 |
| Geico | $3,691 | $3,849 | $4,138 |
| Nationwide | $4,581 | $4,066 | $4,102 |
| Progressive | $4,896 | $5,105 | $5,383 |
| State Farm | $3,318 | $3,502 | $3,723 |
| USAA | $2,731 | $2,830 | $2,966 |
What affects car insurance rates in Dallas, Texas?
What are the factors that affect car insurance rates in on Dallas, TX? There are several reasons why Dallas car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Dallas, Texas.
Car Theft in Dallas
High levels of vehicle theft can make car insurance more expensive. Dallas, TX car theft statistics from the FBI indicate 9,660 vehicle thefts a year.
Commute Time in Dallas
The more time you spend in your car the higher the risk of an accident. The average commute length in Dallas, TX is 33.0 minutes according to City-Data.
Traffic in Dallas
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Dallas, TX traffic data from INRIX ranks Dallas as the 63rd-most congested in the world.
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Compare Car Insurance Quotes in Dallas, TX
Ready to find affordable Dallas, Texas car insurance today? Enter your ZIP code for fast, free Dallas, TX car insurance quotes.
Frequently Asked Questions
How much does car insurance in Dallas, TX cost on average?
Car insurance in Dallas, TX averages $390 per month.
What are the car insurance requirements in Dallas, TX?
The car insurance requirements in Dallas, TX are 30/60/25, but full coverage insurance may be required if your car is financed.
How can I find cheap car insurance rates in Dallas, TX?
To find cheap car insurance rates in Dallas, TX, compare quotes from the top car insurance companies in the area.
How do age, gender, and marital status affect car insurance rates in Dallas, TX?
Each car insurance company weighs these factors differently, so rates may vary. It’s best to compare rates to find out.
What is the minimum car insurance required in Dallas, TX?
Every driver must carry the minimum car insurance required by the state of Texas. Check the Texas car insurance requirements for details.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.