Best Crowley, LA Car Insurance in 2024
Car insurance in Crowley, LA averages $451 a month. Crowley, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Crowley car insurance rates, compare quotes from the top car insurance companies in Crowley, LA.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Crowley, LA are $5,415/year
- The cheapest car insurance company in Crowley is State Farm
- The cheapest car insurance company in Crowley for teen drivers is State Farm
If you need to buy Crowley, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Crowley, LA is right here.
You’ll find Crowley car insurance rates, the cheapest Crowley, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Crowley, Louisiana car insurance rates to Shreveport car insurance rates, Alexandria car insurance rates, and Lake Charles car insurance rates.
Ready to find affordable Crowley, LA car insurance today? Enter your ZIP code for fast, free Crowley car insurance quotes.
Cheapest Crowley, LA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Crowley, LA car insurance rates? Every Crowley, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,086 | $4,086 | $4,242 | $4,242 | $9,029 | $11,373 | $4,517 | $4,896 |
| Geico | $3,190 | $3,674 | $3,814 | $4,666 | $11,876 | $12,511 | $3,083 | $2,982 |
| Progressive | $3,744 | $3,476 | $3,144 | $3,408 | $15,217 | $16,884 | $4,263 | $4,331 |
| State Farm | $2,596 | $2,596 | $2,397 | $2,397 | $7,657 | $9,577 | $2,892 | $3,243 |
| USAA | $2,767 | $2,719 | $2,707 | $2,679 | $8,508 | $9,969 | $3,412 | $3,740 |
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Minimum Car Insurance in Crowley, LA
Every driver must carry the minimum car insurance in Crowley, LA. Take a look at the Louisiana car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Crowley, LA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Crowley, LA. Compare credit history car insurance rates in Crowley from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,628 | $5,233 | $4,567 |
| Geico | $6,809 | $5,909 | $4,455 |
| Progressive | $7,672 | $6,602 | $6,151 |
| State Farm | $5,757 | $3,728 | $3,023 |
| USAA | $6,292 | $4,029 | $3,367 |
Cheapest Crowley, LA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Crowley, LA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,561 | $7,031 | $6,260 | $5,384 |
| Geico | $3,884 | $6,285 | $7,746 | $4,984 |
| Progressive | $5,664 | $7,636 | $7,310 | $6,623 |
| State Farm | $3,820 | $4,519 | $4,169 | $4,169 |
| USAA | $3,470 | $4,841 | $5,788 | $4,151 |
Cheapest Crowley, LA Car Insurance for Teen Drivers
Teen car insurance in Crowley, LA can be expensive. Take a look at rates from the top car insurance companies in Crowley for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,029 | $11,373 |
| Geico | $11,876 | $12,511 |
| Progressive | $15,217 | $16,884 |
| State Farm | $7,657 | $9,577 |
| USAA | $8,508 | $9,969 |
Cheapest Crowley, LA Car Insurance for Seniors
Take a look at Crowley, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,242 | $4,242 |
| Geico | $3,814 | $4,666 |
| Progressive | $3,144 | $3,408 |
| State Farm | $2,397 | $2,397 |
| USAA | $2,707 | $2,679 |
Cheapest Crowley, LA Car Insurance Rates After a DUI
A DUI in Crowley, LA increases car insurance rates. Compare Crowley, Louisiana DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,260 |
| Geico | $7,746 |
| Progressive | $7,310 |
| State Farm | $4,169 |
| USAA | $5,788 |
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Cheapest Crowley, LA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Crowley, LA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,809 | $5,809 |
| Geico | $5,613 | $5,836 |
| Progressive | $6,808 | $6,808 |
| State Farm | $4,064 | $4,274 |
| USAA | $4,423 | $4,702 |
The Best Cheap Car Insurance Companies in Crowley, LA
Take a look at a side-by-side comparison of the top car insurance companies in Crowley, LA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,809 |
| Geico | $5,725 |
| Progressive | $6,808 |
| State Farm | $4,169 |
| USAA | $4,563 |
Category Winners: Cheapest Car Insurance in Crowley, Louisiana
Find the cheapest car insurance companies in Crowley, LA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Crowley, LA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Crowley car insurance rates. Find the cheapest Crowley, LA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,020 | $5,921 | $6,487 |
| Geico | $4,729 | $5,747 | $6,698 |
| Progressive | $5,603 | $6,747 | $8,075 |
| State Farm | $3,575 | $4,157 | $4,776 |
| USAA | $3,957 | $4,632 | $5,099 |
What affects car insurance rates in Crowley, Louisiana?
What factors can have an impact on Crowley, LA car insurance? There are several reasons why Crowley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Crowley, Louisiana.
Car Theft in Crowley
High levels of vehicle theft can make car insurance more expensive. Crowley, LA car theft statistics from the FBI indicate 42 vehicle thefts a year.
Commute Time in Crowley
The more time you spend in your car the higher the risk of an accident. The average commute length in Crowley, LA is 19.5 minutes according to City-Data.
Compare Car Insurance Quotes in Crowley, LA
Ready to find affordable Crowley, Louisiana car insurance today? Enter your ZIP code for fast, free Crowley, LA car insurance quotes.
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Frequently Asked Questions
What is insurance?
Insurance is a contract between an individual or an organization (the policyholder) and an insurance company. It provides financial protection against potential losses or damages in exchange for regular premium payments.
Why do I need insurance?
Insurance is essential because it helps mitigate financial risks associated with unexpected events. It provides coverage for medical expenses, property damage, liability claims, and other unforeseen circumstances, offering peace of mind and protection for you, your loved ones, and your assets.
What types of insurance are available?
There are various types of insurance available to meet different needs. Some common types include:
- Health insurance
- Auto insurance
- Homeowners or renters insurance
- Life insurance
- Disability insurance
- Liability insurance
- Business insurance
How do I choose the right insurance coverage?
Choosing the right insurance coverage depends on several factors, including your specific needs, budget, and risk tolerance. It’s important to assess your current situation, evaluate potential risks, and research different insurance policies and providers. Consider consulting with an insurance agent or broker who can guide you through the process and help you make an informed decision.
How are insurance premiums determined?
Insurance premiums are determined by several factors, such as the type and amount of coverage, your age, health condition, driving history (for auto insurance), location (for homeowners insurance), and the level of risk associated with the insured item. Insurers use actuarial tables and statistical data to assess the likelihood of a claim and set premiums accordingly.
What is a deductible?
A deductible is the amount you agree to pay out of pocket before your insurance coverage kicks in. For example, if you have a $500 deductible and file a claim for $2,000, you would pay the first $500, and the insurance company would cover the remaining $1,500. Higher deductibles often result in lower premium costs, while lower deductibles may lead to higher premiums.
How does the claims process work?
When you experience a loss or damage covered by your insurance policy, you need to file a claim with your insurance company. The process typically involves notifying the insurer, providing necessary documentation, such as photographs or medical reports, and cooperating with any investigation or assessment required. Once the claim is approved, the insurance company will provide compensation according to the terms of your policy.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.