Best Cleveland, TN Car Insurance in 2024
Car insurance in Cleveland, TN averages $286 a month. Cleveland, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Cleveland car insurance rates, compare quotes from the top car insurance companies in Cleveland, TN.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Cleveland for teen drivers is State Farm
- Average car insurance rates in Cleveland, TN after a DUI are $4,042/year
- The cheapest car insurance company in Cleveland is State Farm
If you need to buy Cleveland, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Cleveland, TN is right here.
You’ll find Cleveland car insurance rates, the cheapest Cleveland, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Cleveland, Tennessee car insurance rates to Chattanooga car insurance rates, Jackson car insurance rates, and Hendersonville car insurance rates.
Ready to find affordable Cleveland, TN car insurance today? Enter your ZIP code for fast, free Cleveland car insurance quotes.
Cheapest Cleveland, TN Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Cleveland, TN car insurance rates? Every Cleveland, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,588 | $2,481 | $2,332 | $2,420 | $9,780 | $10,630 | $2,751 | $2,844 |
| Farmers | $1,748 | $1,781 | $1,573 | $1,732 | $7,223 | $7,709 | $2,365 | $2,475 |
| Geico | $2,110 | $2,125 | $1,938 | $1,938 | $6,613 | $6,710 | $2,156 | $2,226 |
| Liberty Mutual | $3,045 | $129 | $2,519 | $2,819 | $12,512 | $13,904 | $3,248 | $3,440 |
| Nationwide | $2,187 | $2,205 | $1,960 | $1,991 | $6,024 | $7,767 | $2,515 | $2,730 |
| Progressive | $1,759 | $1,657 | $1,435 | $1,500 | $7,890 | $8,879 | $2,116 | $2,302 |
| State Farm | $1,487 | $1,487 | $1,352 | $1,352 | $4,668 | $5,831 | $1,684 | $1,958 |
| Travelers | $1,703 | $1,793 | $1,554 | $1,654 | $4,783 | $5,953 | $1,811 | $1,906 |
| USAA | $1,523 | $1,547 | $1,375 | $1,373 | $5,447 | $6,260 | $1,987 | $2,113 |
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Minimum Car Insurance in Cleveland, TN
Every driver must carry the minimum car insurance in Cleveland, TN. Take a look at the Tennessee car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Cheapest Cleveland, TN Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Cleveland, TN. Compare credit history car insurance rates in Cleveland from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,711 | $4,376 | $3,347 |
| Farmers | $3,959 | $3,093 | $2,925 |
| Geico | $3,657 | $3,137 | $2,886 |
| Liberty Mutual | $7,435 | $4,582 | $3,590 |
| Nationwide | $4,103 | $3,264 | $2,900 |
| Progressive | $3,869 | $3,338 | $3,119 |
| State Farm | $3,597 | $2,158 | $1,677 |
| Travelers | $3,362 | $2,643 | $1,929 |
| USAA | $3,917 | $2,297 | $1,895 |
Cheapest Cleveland, TN Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cleveland, TN to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,744 | $4,467 | $5,413 | $4,290 |
| Farmers | $2,842 | $3,508 | $3,607 | $3,346 |
| Geico | $2,359 | $3,144 | $5,045 | $2,359 |
| Liberty Mutual | $4,224 | $6,086 | $5,649 | $4,850 |
| Nationwide | $2,961 | $2,961 | $4,448 | $3,320 |
| Progressive | $3,034 | $3,935 | $3,231 | $3,570 |
| State Farm | $2,250 | $2,704 | $2,477 | $2,477 |
| Travelers | $2,144 | $2,751 | $3,049 | $2,635 |
| USAA | $1,966 | $2,946 | $3,461 | $2,440 |
Cheapest Cleveland, TN Car Insurance for Teen Drivers
Teen car insurance in Cleveland, TN can be expensive. Take a look at rates from the top car insurance companies in Cleveland for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,780 | $10,630 |
| Farmers | $7,223 | $7,709 |
| Geico | $6,613 | $6,710 |
| Liberty Mutual | $12,512 | $13,904 |
| Nationwide | $6,024 | $7,767 |
| Progressive | $7,890 | $8,879 |
| State Farm | $4,668 | $5,831 |
| Travelers | $4,783 | $5,953 |
| USAA | $5,447 | $6,260 |
Cheapest Cleveland, TN Car Insurance for Seniors
Take a look at Cleveland, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,332 | $2,420 |
| Farmers | $1,573 | $1,732 |
| Geico | $1,938 | $1,938 |
| Liberty Mutual | $2,519 | $2,819 |
| Nationwide | $1,960 | $1,991 |
| Progressive | $1,435 | $1,500 |
| State Farm | $1,352 | $1,352 |
| Travelers | $1,554 | $1,654 |
| USAA | $1,375 | $1,373 |
Cheapest Cleveland, TN Car Insurance Rates After a DUI
A DUI in Cleveland, TN increases car insurance rates. Compare Cleveland, Tennessee DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,413 |
| Farmers | $3,607 |
| Geico | $5,045 |
| Liberty Mutual | $5,649 |
| Nationwide | $4,448 |
| Progressive | $3,231 |
| State Farm | $2,477 |
| Travelers | $3,049 |
| USAA | $3,461 |
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Cheapest Cleveland, TN Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Cleveland, TN by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,478 | $4,478 |
| Farmers | $3,326 | $3,326 |
| Geico | $3,204 | $3,250 |
| Liberty Mutual | $5,202 | $5,202 |
| Nationwide | $3,422 | $3,422 |
| Progressive | $3,442 | $3,442 |
| State Farm | $2,417 | $2,537 |
| Travelers | $2,541 | $2,748 |
| USAA | $2,628 | $2,778 |
Cheapest Cleveland, TN Car Insurance Rates by ZIP Code
Cleveland car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Cleveland, TN.
| ZIP Code | Average Annual Rates |
|---|---|
| 37311 | $3,502 |
| 37312 | $3,487 |
| 37323 | $3,503 |
The Best Cheap Car Insurance Companies in Cleveland, TN
Take a look at a side-by-side comparison of the top car insurance companies in Cleveland, TN to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,478 |
| Farmers | $3,326 |
| Geico | $3,227 |
| Liberty Mutual | $5,202 |
| Nationwide | $3,422 |
| Progressive | $3,442 |
| State Farm | $2,477 |
| Travelers | $2,645 |
| USAA | $2,703 |
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Category Winners: Cheapest Car Insurance in Cleveland, Tennessee
Find the cheapest car insurance companies in Cleveland, TN for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
Cheapest Cleveland, TN Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Cleveland car insurance rates. Find the cheapest Cleveland, TN car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,311 | $4,467 | $4,656 |
| Farmers | $3,111 | $3,306 | $3,559 |
| Geico | $3,059 | $3,219 | $3,403 |
| Liberty Mutual | $4,946 | $5,201 | $5,459 |
| Nationwide | $3,436 | $3,354 | $3,477 |
| Progressive | $3,209 | $3,442 | $3,675 |
| State Farm | $2,323 | $2,490 | $2,619 |
| Travelers | $2,476 | $2,642 | $2,815 |
| USAA | $2,620 | $2,695 | $2,795 |
What affects car insurance rates in Cleveland, Tennessee?
What factors can have an impact on Cleveland, TN car insurance? There are several reasons why Cleveland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cleveland, Tennessee.
Commute Time in Cleveland
The more time you spend in your car the higher the risk of an accident. The average commute length in Cleveland, TN is 20.9 minutes according to City-Data.
Traffic in Cleveland
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Cleveland, TN traffic data from INRIX ranks Cleveland as the 542nd-most congested in the world.
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Compare Car Insurance Quotes in Cleveland, TN
Ready to find affordable Cleveland, Tennessee car insurance today? Enter your ZIP code for fast, free Cleveland, TN car insurance quotes.
Frequently Asked Questions
How much does car insurance in Cleveland, TN cost on average?
Car insurance in Cleveland, TN averages $286 per month.
What are the car insurance requirements in Cleveland, Tennessee?
The requirements are 25/50/15, but full coverage may be needed for financed cars.
How can I find cheap car insurance rates in Cleveland, TN?
Compare quotes from top insurance companies in Cleveland, TN.
How do factors like age, gender, and marital status affect car insurance rates in Cleveland, TN?
Different insurers weigh these factors differently, so compare rates for accurate information.
What affects car insurance rates in Cleveland, Tennessee?
Factors include commute time, traffic, and more. Get more details on what affects rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.