Best Cle Elum, WA Car Insurance in 2024
Car insurance in Cle Elum, WA averages $226 a month. Cle Elum, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Cle Elum car insurance rates, compare quotes from the top car insurance companies in Cle Elum, WA.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Cle Elum, WA after a DUI are $3,173/year
- The cheapest car insurance company in Cle Elum for teen drivers is Nationwide
- Average car insurance rates in Cle Elum, WA are $2,710/year
If you need to buy Cle Elum, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Cle Elum, WA is right here.
You’ll find Cle Elum car insurance rates, the cheapest Cle Elum, WA car insurance companies, and information on Washington car insurance laws. You can also compare Cle Elum, Washington car insurance rates to Vancouver car insurance rates, Seattle car insurance rates, and Spokane car insurance rates.
Ready to find affordable Cle Elum, WA car insurance today? Enter your ZIP code for fast, free Cle Elum car insurance quotes.
Cheapest Cle Elum, WA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Cle Elum, WA car insurance rates? Every Cle Elum, Washington car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,003 | $1,984 | $1,849 | $1,938 | $6,957 | $8,041 | $2,132 | $2,216 |
| American Family | $1,813 | $1,813 | $1,653 | $1,653 | $6,852 | $9,417 | $1,813 | $2,461 |
| Farmers | $1,824 | $1,868 | $1,672 | $1,870 | $4,046 | $4,317 | $2,291 | $2,417 |
| Geico | $1,680 | $1,713 | $1,586 | $1,586 | $3,495 | $4,635 | $2,756 | $2,075 |
| Liberty Mutual | $1,658 | $1,815 | $1,488 | $1,743 | $9,072 | $10,008 | $1,780 | $1,944 |
| Nationwide | $1,199 | $1,227 | $1,113 | $1,160 | $3,116 | $3,821 | $1,414 | $1,531 |
| Progressive | $1,379 | $1,293 | $1,236 | $1,252 | $6,837 | $7,671 | $1,657 | $1,661 |
| State Farm | $1,294 | $1,294 | $1,160 | $1,160 | $3,704 | $4,696 | $1,469 | $1,692 |
| USAA | $1,087 | $1,074 | $1,039 | $1,042 | $4,583 | $5,448 | $1,374 | $1,505 |
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Minimum Car Insurance in Cle Elum, WA
Every driver must carry the minimum car insurance in Cle Elum, WA. Take a look at the Washington car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Cle Elum, WA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Cle Elum, WA. Compare credit history car insurance rates in Cle Elum from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,204 | $3,211 | $2,755 |
| American Family | $4,058 | $3,308 | $2,937 |
| Farmers | $3,130 | $2,321 | $2,163 |
| Geico | $2,906 | $2,325 | $2,093 |
| Liberty Mutual | $5,270 | $3,246 | $2,550 |
| Nationwide | $2,161 | $1,710 | $1,597 |
| Progressive | $3,175 | $2,822 | $2,623 |
| State Farm | $2,993 | $1,792 | $1,391 |
| USAA | $2,708 | $1,983 | $1,740 |
Cheapest Cle Elum, WA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cle Elum, WA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,859 | $3,564 | $3,944 | $3,193 |
| American Family | $2,762 | $3,522 | $4,079 | $3,375 |
| Farmers | $2,103 | $2,604 | $2,845 | $2,601 |
| Geico | $1,869 | $2,408 | $3,618 | $1,869 |
| Liberty Mutual | $3,151 | $3,959 | $4,044 | $3,601 |
| Nationwide | $1,419 | $1,917 | $2,405 | $1,550 |
| Progressive | $2,332 | $3,622 | $2,724 | $2,815 |
| State Farm | $1,875 | $2,243 | $2,059 | $2,059 |
| USAA | $1,583 | $2,284 | $2,840 | $1,869 |
Cheapest Cle Elum, WA Car Insurance for Teen Drivers
Teen car insurance in Cle Elum, WA can be expensive. Take a look at rates from the top car insurance companies in Cle Elum for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,957 | $8,041 |
| American Family | $6,852 | $9,417 |
| Farmers | $4,046 | $4,317 |
| Geico | $3,495 | $4,635 |
| Liberty Mutual | $9,072 | $10,008 |
| Nationwide | $3,116 | $3,821 |
| Progressive | $6,837 | $7,671 |
| State Farm | $3,704 | $4,696 |
| USAA | $4,583 | $5,448 |
Cheapest Cle Elum, WA Car Insurance for Seniors
Take a look at Cle Elum, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,849 | $1,938 |
| American Family | $1,653 | $1,653 |
| Farmers | $1,672 | $1,870 |
| Geico | $1,586 | $1,586 |
| Liberty Mutual | $1,488 | $1,743 |
| Nationwide | $1,113 | $1,160 |
| Progressive | $1,236 | $1,252 |
| State Farm | $1,160 | $1,160 |
| USAA | $1,039 | $1,042 |
Cheapest Cle Elum, WA Car Insurance Rates After a DUI
A DUI in Cle Elum, WA increases car insurance rates. Compare Cle Elum, Washington DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,944 |
| American Family | $4,079 |
| Farmers | $2,845 |
| Geico | $3,618 |
| Liberty Mutual | $4,044 |
| Nationwide | $2,405 |
| Progressive | $2,724 |
| State Farm | $2,059 |
| USAA | $2,840 |
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Cheapest Cle Elum, WA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Cle Elum, WA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,390 | $3,390 |
| American Family | $3,363 | $3,506 |
| Farmers | $2,538 | $2,538 |
| Geico | $2,411 | $2,471 |
| Liberty Mutual | $3,689 | $3,689 |
| Nationwide | $1,823 | $1,823 |
| Progressive | $2,873 | $2,873 |
| State Farm | $2,002 | $2,115 |
| USAA | $2,123 | $2,165 |
The Best Cheap Car Insurance Companies in Cle Elum, WA
Take a look at a side-by-side comparison of the top car insurance companies in Cle Elum, WA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,390 |
| American Family | $3,434 |
| Farmers | $2,538 |
| Geico | $2,441 |
| Liberty Mutual | $3,689 |
| Nationwide | $1,823 |
| Progressive | $2,873 |
| State Farm | $2,059 |
| USAA | $2,144 |
Category Winners: Cheapest Car Insurance in Cle Elum, Washington
Find the cheapest car insurance companies in Cle Elum, WA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | USAA |
| Clean Record | Nationwide |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
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Cheapest Cle Elum, WA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Cle Elum car insurance rates. Find the cheapest Cle Elum, WA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,207 | $3,380 | $3,584 |
| American Family | $3,267 | $3,430 | $3,606 |
| Farmers | $2,387 | $2,540 | $2,687 |
| Geico | $2,321 | $2,442 | $2,560 |
| Liberty Mutual | $3,469 | $3,694 | $3,902 |
| Nationwide | $1,735 | $1,822 | $1,911 |
| Progressive | $2,644 | $2,811 | $3,165 |
| State Farm | $1,932 | $2,067 | $2,177 |
| USAA | $2,022 | $2,142 | $2,268 |
What affects car insurance rates in Cle Elum, Washington?
What factors can have an impact on Cle Elum, WA car insurance? There are several reasons why Cle Elum car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cle Elum, Washington.
Car Theft in Cle Elum
High levels of vehicle theft can make car insurance more expensive. Cle Elum, WA car theft statistics from the FBI indicate 4 vehicle thefts a year.
Commute Time in Cle Elum
The more time you spend in your car the higher the risk of an accident. The average commute length in Cle Elum, WA is 22.1 minutes according to City-Data.
Compare Car Insurance Quotes in Cle Elum, WA
Ready to find affordable Cle Elum, Washington car insurance today? Enter your ZIP code for fast, free Cle Elum, WA car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What factors affect car insurance rates in Cle Elum, WA?
Several factors can affect car insurance rates in Cle Elum, WA. These factors include your age, driving record, the make and model of your car, your credit history, the coverage options you choose, and the deductible amount. Additionally, factors such as the local crime rate, population density, and traffic conditions in Cle Elum may also influence insurance rates.
What are the minimum car insurance requirements in Cle Elum, WA?
In Cle Elum, WA, the minimum car insurance requirements include liability coverage. The state law mandates a minimum coverage of $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $10,000 for property damage per accident. However, it is often recommended to consider higher coverage limits to ensure adequate protection.
Are there any specific insurance considerations for Cle Elum, WA?
Cle Elum, WA is located in an area prone to extreme weather conditions, including snow and ice during the winter months. Therefore, it is advisable for drivers in Cle Elum to consider comprehensive coverage, which can help protect against damage caused by weather events, such as hailstorms or falling tree branches.
How can I find affordable car insurance in Cle Elum, WA?
To find affordable car insurance in Cle Elum, WA, it’s important to shop around and compare quotes from different insurance providers. Consider factors such as coverage options, deductibles, and discounts offered. Maintaining a good driving record, bundling your car insurance with other policies, and taking advantage of available discounts, such as safe driver or multi-vehicle discounts, can also help lower your insurance premiums.
Are there any specific discounts available for car insurance in Cle Elum, WA?
Insurance providers may offer various discounts for car insurance in Cle Elum, WA. Common discounts include safe driver discounts, multi-policy discounts, good student discounts, and discounts for vehicles equipped with safety features such as anti-lock brakes or airbags. It’s advisable to check with insurance providers to see which discounts may apply to you.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.