Best Cheshire, CT Car Insurance in 2024
Car insurance in Cheshire, CT averages $385 a month. Cheshire, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Cheshire car insurance rates, compare quotes from the top car insurance companies in Cheshire, CT.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Cheshire for teen drivers is State Farm
- Average car insurance rates in Cheshire, CT are $4,615/year
- Average car insurance rates in Cheshire, CT after a DUI are $5,664/year
If you need to buy Cheshire, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Cheshire, CT is right here.
You’ll find Cheshire car insurance rates, the cheapest Cheshire, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Cheshire, Connecticut car insurance rates to Norwalk car insurance rates, Bristol car insurance rates, and New Britain car insurance rates.
Ready to find affordable Cheshire, CT car insurance today? Enter your ZIP code for fast, free Cheshire car insurance quotes.
Cheapest Cheshire, CT Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Cheshire, CT car insurance rates? Every Cheshire, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,992 | $3,934 | $3,687 | $3,951 | $12,253 | $14,477 | $4,158 | $4,343 |
| Geico | $2,691 | $2,698 | $2,495 | $2,515 | $6,238 | $7,363 | $2,593 | $2,515 |
| Liberty Mutual | $3,419 | $3,715 | $2,631 | $3,242 | $17,106 | $19,276 | $3,464 | $3,774 |
| Nationwide | $2,124 | $2,148 | $1,912 | $2,004 | $5,833 | $7,393 | $2,459 | $2,642 |
| Progressive | $2,518 | $2,340 | $2,146 | $2,239 | $10,515 | $11,657 | $2,865 | $3,202 |
| State Farm | $1,876 | $1,876 | $1,727 | $1,727 | $5,740 | $7,221 | $2,111 | $2,425 |
| Travelers | $1,611 | $1,633 | $1,611 | $1,608 | $12,451 | $20,218 | $1,752 | $1,947 |
| USAA | $2,086 | $2,061 | $1,951 | $1,922 | $6,637 | $6,949 | $2,798 | $2,892 |
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Minimum Car Insurance in Cheshire, CT
Every driver must carry the minimum car insurance in Cheshire, CT. Take a look at the Connecticut car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Cheshire, CT Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Cheshire, CT. Compare credit history car insurance rates in Cheshire from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,085 | $6,116 | $4,847 |
| Geico | $5,296 | $3,191 | $2,428 |
| Liberty Mutual | $10,037 | $6,268 | $4,931 |
| Nationwide | $4,380 | $2,949 | $2,614 |
| Progressive | $5,098 | $4,575 | $4,383 |
| State Farm | $4,301 | $2,751 | $2,212 |
| Travelers | $6,066 | $5,068 | $4,928 |
| USAA | $4,507 | $3,048 | $2,681 |
Cheapest Cheshire, CT Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cheshire, CT to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,393 | $6,689 | $7,922 | $5,393 |
| Geico | $2,289 | $3,007 | $6,445 | $2,812 |
| Liberty Mutual | $6,200 | $7,758 | $7,688 | $6,667 |
| Nationwide | $2,704 | $3,518 | $4,025 | $3,009 |
| Progressive | $3,999 | $5,799 | $4,211 | $4,732 |
| State Farm | $2,873 | $3,160 | $3,160 | $3,160 |
| Travelers | $4,318 | $4,675 | $6,790 | $5,633 |
| USAA | $2,631 | $3,311 | $5,075 | $2,631 |
Cheapest Cheshire, CT Car Insurance for Teen Drivers
Teen car insurance in Cheshire, CT can be expensive. Take a look at rates from the top car insurance companies in Cheshire for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,253 | $14,477 |
| Geico | $6,238 | $7,363 |
| Liberty Mutual | $17,106 | $19,276 |
| Nationwide | $5,833 | $7,393 |
| Progressive | $10,515 | $11,657 |
| State Farm | $5,740 | $7,221 |
| Travelers | $12,451 | $20,218 |
| USAA | $6,637 | $6,949 |
Cheapest Cheshire, CT Car Insurance for Seniors
Take a look at Cheshire, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,687 | $3,951 |
| Geico | $2,495 | $2,515 |
| Liberty Mutual | $2,631 | $3,242 |
| Nationwide | $1,912 | $2,004 |
| Progressive | $2,146 | $2,239 |
| State Farm | $1,727 | $1,727 |
| Travelers | $1,611 | $1,608 |
| USAA | $1,951 | $1,922 |
Cheapest Cheshire, CT Car Insurance Rates After a DUI
A DUI in Cheshire, CT increases car insurance rates. Compare Cheshire, Connecticut DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,922 |
| Geico | $6,445 |
| Liberty Mutual | $7,688 |
| Nationwide | $4,025 |
| Progressive | $4,211 |
| State Farm | $3,160 |
| Travelers | $6,790 |
| USAA | $5,075 |
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Cheapest Cheshire, CT Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Cheshire, CT by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,349 | $6,349 |
| Geico | $3,582 | $3,695 |
| Liberty Mutual | $7,078 | $7,078 |
| Nationwide | $3,314 | $3,314 |
| Progressive | $4,685 | $4,685 |
| State Farm | $3,011 | $3,165 |
| Travelers | $5,354 | $5,354 |
| USAA | $3,371 | $3,453 |
The Best Cheap Car Insurance Companies in Cheshire, CT
Take a look at a side-by-side comparison of the top car insurance companies in Cheshire, CT to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,349 |
| Geico | $3,638 |
| Liberty Mutual | $7,078 |
| Nationwide | $3,314 |
| Progressive | $4,685 |
| State Farm | $3,088 |
| Travelers | $5,354 |
| USAA | $3,412 |
Category Winners: Cheapest Car Insurance in Cheshire, Connecticut
Find the cheapest car insurance companies in Cheshire, CT for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | Travelers |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Cheshire, CT Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Cheshire car insurance rates. Find the cheapest Cheshire, CT car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,943 | $6,339 | $6,765 |
| Geico | $3,349 | $3,591 | $3,976 |
| Liberty Mutual | $6,811 | $7,029 | $7,396 |
| Nationwide | $3,370 | $3,339 | $3,233 |
| Progressive | $4,322 | $4,639 | $5,095 |
| State Farm | $2,893 | $3,094 | $3,278 |
| Travelers | $4,918 | $5,313 | $5,831 |
| USAA | $3,174 | $3,416 | $3,646 |
What affects car insurance rates in Cheshire, Connecticut?
What factors can have an impact on Cheshire, CT car insurance? There are several reasons why Cheshire car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cheshire, Connecticut.
Commute Time in Cheshire
The more time you spend in your car the higher the risk of an accident. The average commute length in Cheshire, CT is 22.7 minutes according to City-Data.
Compare Car Insurance Quotes in Cheshire, CT
Ready to find affordable Cheshire, Connecticut car insurance today? Enter your ZIP code for fast, free Cheshire, CT car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How much is car insurance in Cheshire, CT?
The average monthly car insurance rate is $385.
What are the car insurance requirements in Cheshire, CT?
The minimum requirements are 25/50/20 (bodily injury liability of $25,000 per person, $50,000 per accident, and $20,000 property damage liability).
How can I find cheap car insurance in Cheshire, CT?
Compare quotes from top car insurance companies.
How do factors like age, gender, and driving record affect car insurance rates?
These factors vary among insurers, so compare rates to see their impact.
How does credit score affect car insurance rates?
Credit score can influence rates. Compare rates for good, fair, and poor credit.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.