Best Cheboygan, MI Car Insurance in 2024
Car insurance in Cheboygan, MI averages $789 a month. Cheboygan, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Cheboygan car insurance rates, compare quotes from the top car insurance companies in Cheboygan, MI.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Cheboygan for teen drivers is USAA
- The cheapest car insurance company in Cheboygan is USAA
- Average car insurance rates in Cheboygan, MI are $9,465/year
If you need to buy Cheboygan, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Cheboygan, MI is right here.
You’ll find Cheboygan car insurance rates, the cheapest Cheboygan, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Cheboygan, Michigan car insurance rates to Ann Arbor car insurance rates, Livonia car insurance rates, and Dearborn car insurance rates.
Ready to find affordable Cheboygan, MI car insurance today? Enter your ZIP code for fast, free Cheboygan car insurance quotes.
Cheapest Cheboygan, MI Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Cheboygan, MI car insurance rates? Every Cheboygan, Michigan car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $18,261 | $18,261 | $17,077 | $17,077 | $43,192 | $43,192 | $19,197 | $19,197 |
| Farmers | $3,394 | $3,394 | $3,166 | $3,166 | $7,611 | $7,611 | $3,804 | $3,804 |
| Geico | $3,884 | $3,884 | $3,922 | $3,922 | $10,771 | $10,771 | $3,717 | $3,717 |
| Liberty Mutual | $12,825 | $12,825 | $12,695 | $12,695 | $30,474 | $30,474 | $12,825 | $12,825 |
| Nationwide | $4,842 | $4,842 | $4,311 | $4,311 | $12,461 | $12,461 | $5,293 | $5,293 |
| Progressive | $2,790 | $2,613 | $2,467 | $2,733 | $10,129 | $10,846 | $3,250 | $3,043 |
| State Farm | $6,445 | $6,445 | $5,968 | $5,968 | $22,400 | $22,400 | $7,559 | $7,559 |
| Travelers | $5,584 | $5,584 | $4,792 | $4,792 | $16,861 | $16,861 | $6,069 | $6,069 |
| USAA | $2,287 | $2,184 | $2,150 | $2,046 | $5,446 | $5,207 | $2,786 | $2,696 |
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Minimum Car Insurance in Cheboygan, MI
Every driver must carry the minimum car insurance in Cheboygan, MI. Take a look at the Michigan car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Cheboygan, MI Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Cheboygan, MI. Compare credit history car insurance rates in Cheboygan from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $37,414 | $20,541 | $15,340 |
| Farmers | $5,866 | $3,952 | $3,663 |
| Geico | $7,165 | $5,269 | $4,288 |
| Liberty Mutual | $27,202 | $15,721 | $8,691 |
| Nationwide | $8,486 | $6,332 | $5,361 |
| Progressive | $5,452 | $4,596 | $4,154 |
| State Farm | $17,170 | $8,697 | $5,913 |
| Travelers | $8,534 | $8,275 | $8,170 |
| USAA | $4,619 | $2,649 | $2,033 |
Cheapest Cheboygan, MI Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Cheboygan, MI to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $11,880 | $15,975 | $53,265 | $16,607 |
| Farmers | $3,787 | $4,811 | $4,744 | $4,633 |
| Geico | $2,003 | $4,153 | $12,485 | $3,655 |
| Liberty Mutual | $12,177 | $14,582 | $26,565 | $15,494 |
| Nationwide | $5,734 | $7,704 | $6,993 | $6,475 |
| Progressive | $4,029 | $5,259 | $4,735 | $4,913 |
| State Farm | $6,774 | $8,103 | $17,401 | $10,095 |
| Travelers | $5,658 | $8,053 | $12,908 | $6,686 |
| USAA | $2,504 | $3,103 | $4,068 | $2,726 |
Cheapest Cheboygan, MI Car Insurance for Teen Drivers
Teen car insurance in Cheboygan, MI can be expensive. Take a look at rates from the top car insurance companies in Cheboygan for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $43,192 | $43,192 |
| Farmers | $7,611 | $7,611 |
| Geico | $10,771 | $10,771 |
| Liberty Mutual | $30,474 | $30,474 |
| Nationwide | $12,461 | $12,461 |
| Progressive | $10,129 | $10,846 |
| State Farm | $22,400 | $22,400 |
| Travelers | $16,861 | $16,861 |
| USAA | $5,446 | $5,207 |
Cheapest Cheboygan, MI Car Insurance for Seniors
Take a look at Cheboygan, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $17,077 | $17,077 |
| Farmers | $3,166 | $3,166 |
| Geico | $3,922 | $3,922 |
| Liberty Mutual | $12,695 | $12,695 |
| Nationwide | $4,311 | $4,311 |
| Progressive | $2,467 | $2,733 |
| State Farm | $5,968 | $5,968 |
| Travelers | $4,792 | $4,792 |
| USAA | $2,150 | $2,046 |
Cheapest Cheboygan, MI Car Insurance Rates After a DUI
A DUI in Cheboygan, MI increases car insurance rates. Compare Cheboygan, Michigan DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $53,265 |
| Farmers | $4,744 |
| Geico | $12,485 |
| Liberty Mutual | $26,565 |
| Nationwide | $6,993 |
| Progressive | $4,735 |
| State Farm | $17,401 |
| Travelers | $12,908 |
| USAA | $4,068 |
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Cheapest Cheboygan, MI Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Cheboygan, MI by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $24,432 | $24,432 |
| Farmers | $4,494 | $4,494 |
| Geico | $5,444 | $5,704 |
| Liberty Mutual | $16,605 | $17,805 |
| Nationwide | $6,726 | $6,726 |
| Progressive | $4,734 | $4,734 |
| State Farm | $10,309 | $10,877 |
| Travelers | $8,279 | $8,375 |
| USAA | $3,065 | $3,135 |
The Best Cheap Car Insurance Companies in Cheboygan, MI
Take a look at a side-by-side comparison of the top car insurance companies in Cheboygan, MI to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $24,432 |
| Farmers | $4,494 |
| Geico | $5,574 |
| Liberty Mutual | $17,205 |
| Nationwide | $6,726 |
| Progressive | $4,734 |
| State Farm | $10,593 |
| Travelers | $8,327 |
| USAA | $3,100 |
Category Winners: Cheapest Car Insurance in Cheboygan, Michigan
Find the cheapest car insurance companies in Cheboygan, MI for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Cheboygan, MI Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Cheboygan car insurance rates. Find the cheapest Cheboygan, MI car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $23,877 | $24,481 | $24,937 |
| Farmers | $4,371 | $4,483 | $4,626 |
| Geico | $5,238 | $5,528 | $5,955 |
| Liberty Mutual | $16,782 | $17,164 | $17,669 |
| Nationwide | $7,083 | $6,602 | $6,494 |
| Progressive | $4,592 | $4,740 | $4,870 |
| State Farm | $10,074 | $10,657 | $11,049 |
| Travelers | $8,241 | $8,334 | $8,405 |
| USAA | $3,006 | $3,107 | $3,187 |
What affects car insurance rates in Cheboygan, Michigan?
What factors can have an impact on Cheboygan, MI car insurance? There are several reasons why Cheboygan car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cheboygan, Michigan.
Car Theft in Cheboygan
High levels of vehicle theft can make car insurance more expensive. Cheboygan, MI car theft statistics from the FBI indicate 1 vehicle thefts a year.
Commute Time in Cheboygan
The more time you spend in your car the higher the risk of an accident. The average commute length in Cheboygan, MI is 22.0 minutes according to City-Data.
Compare Car Insurance Quotes in Cheboygan, MI
Ready to find affordable Cheboygan, Michigan car insurance today? Enter your ZIP code for fast, free Cheboygan, MI car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What is the average monthly car insurance rate in Cheboygan, MI?
The average monthly car insurance rate in Cheboygan, MI is $789.
What are the car insurance requirements in Cheboygan, MI?
The car insurance requirements in Cheboygan, MI are 20/40/10. However, if your car is financed, you may need full coverage insurance.
How can I find cheap car insurance rates in Cheboygan, MI?
To find cheap car insurance rates in Cheboygan, MI, compare quotes from the top car insurance companies in the area.
How do age, gender, and marital status affect car insurance rates in Cheboygan, MI?
Each car insurance company in Cheboygan, MI weighs age, gender, and marital status differently when determining rates.
What are the minimum car insurance requirements in Cheboygan, MI?
The minimum car insurance requirements in Cheboygan, MI are 20/40/10. This means $20,000 for bodily injury liability per person, $40,000 for bodily injury liability per accident, and $10,000 for property damage liability.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.