Best Cedar Hill, TX Car Insurance in 2024
Car insurance in Cedar Hill, TX averages $349 a month. Cedar Hill, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Cedar Hill car insurance rates, compare quotes from the top car insurance companies in Cedar Hill, TX.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Cedar Hill for teen drivers is USAA
- The cheapest car insurance company in Cedar Hill is USAA
- Average car insurance rates in Cedar Hill, TX are $4,183/year
If you need to buy Cedar Hill, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Cedar Hill, TX is right here.
You’ll find Cedar Hill car insurance rates, the cheapest Cedar Hill, TX car insurance companies, and information on Texas car insurance laws. You can also compare Cedar Hill, Texas car insurance rates to Laredo car insurance rates, El Paso car insurance rates, and Arlington car insurance rates.
Ready to find affordable Cedar Hill, TX car insurance today? Enter your ZIP code for fast, free Cedar Hill car insurance quotes.
Cheapest Cedar Hill, TX Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Cedar Hill, TX car insurance rates? Every Cedar Hill, Texas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,000 | $4,028 | $3,945 | $3,945 | $10,612 | $12,788 | $4,937 | $5,135 |
| American Family | $3,406 | $3,811 | $3,194 | $3,680 | $9,342 | $12,250 | $4,965 | $5,675 |
| Geico | $2,751 | $2,983 | $2,685 | $3,080 | $6,033 | $6,204 | $2,968 | $2,923 |
| Nationwide | $2,370 | $2,408 | $2,101 | $2,220 | $6,622 | $8,489 | $2,777 | $3,000 |
| Progressive | $2,391 | $2,287 | $2,115 | $2,165 | $9,588 | $10,673 | $2,832 | $2,875 |
| State Farm | $2,076 | $2,076 | $1,854 | $1,854 | $5,085 | $6,499 | $2,265 | $2,331 |
| USAA | $1,581 | $1,584 | $1,515 | $1,496 | $4,532 | $4,916 | $2,107 | $2,245 |
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Minimum Car Insurance in Cedar Hill, TX
Every driver must carry the minimum car insurance required by the state in Cedar Hill, TX. Take a look at the Texas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Cedar Hill, TX Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Cedar Hill, TX. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Cedar Hill from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,835 | $5,755 | $4,933 |
| American Family | $7,918 | $5,043 | $4,410 |
| Geico | $5,732 | $3,232 | $2,146 |
| Nationwide | $4,501 | $3,609 | $3,136 |
| Progressive | $4,941 | $4,239 | $3,917 |
| State Farm | $4,255 | $2,649 | $2,112 |
| USAA | $3,653 | $2,124 | $1,713 |
Cheapest Cedar Hill, TX Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Cedar Hill, TX to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,776 | $7,406 | $7,737 | $4,776 |
| American Family | $5,272 | $6,725 | $5,892 | $5,272 |
| Geico | $3,138 | $4,158 | $3,461 | $4,057 |
| Nationwide | $3,257 | $3,257 | $4,805 | $3,674 |
| Progressive | $3,812 | $4,893 | $4,457 | $4,302 |
| State Farm | $2,658 | $3,065 | $3,640 | $2,658 |
| USAA | $1,855 | $2,751 | $3,253 | $2,129 |
Cheapest Cedar Hill, TX Car Insurance for Teen Drivers
Teen car insurance in Cedar Hill, TX can be expensive. Take a look at rates from the top car insurance companies in Cedar Hill for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,612 | $12,788 |
| American Family | $9,342 | $12,250 |
| Geico | $6,033 | $6,204 |
| Nationwide | $6,622 | $8,489 |
| Progressive | $9,588 | $10,673 |
| State Farm | $5,085 | $6,499 |
| USAA | $4,532 | $4,916 |
Cheapest Cedar Hill, TX Car Insurance for Seniors
Take a look at Cedar Hill, TX rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,945 | $3,945 |
| American Family | $3,194 | $3,680 |
| Geico | $2,685 | $3,080 |
| Nationwide | $2,101 | $2,220 |
| Progressive | $2,115 | $2,165 |
| State Farm | $1,854 | $1,854 |
| USAA | $1,515 | $1,496 |
Cheapest Cedar Hill, TX Car Insurance Rates After a DUI
A DUI in Cedar Hill, TX increases car insurance rates. Compare Cedar Hill, Texas car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,737 |
| American Family | $5,892 |
| Geico | $3,461 |
| Nationwide | $4,805 |
| Progressive | $4,457 |
| State Farm | $3,640 |
| USAA | $3,253 |
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Cheapest Cedar Hill, TX Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Cedar Hill, TX by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,022 | $6,326 |
| American Family | $5,790 | $5,790 |
| Geico | $3,633 | $3,774 |
| Nationwide | $3,748 | $3,748 |
| Progressive | $4,366 | $4,366 |
| State Farm | $3,005 | $3,005 |
| USAA | $2,465 | $2,528 |
The Best Cheap Car Insurance Companies in Cedar Hill, TX
Take a look at a side-by-side comparison of the top car insurance companies in Cedar Hill, TX to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,174 |
| American Family | $5,790 |
| Geico | $3,703 |
| Nationwide | $3,748 |
| Progressive | $4,366 |
| State Farm | $3,005 |
| USAA | $2,497 |
Category Winners: Cheapest Car Insurance in Cedar Hill, Texas
Find the cheapest car insurance companies in Cedar Hill, TX for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Cedar Hill, TX Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Cedar Hill car insurance rates. Find the cheapest Cedar Hill, TX car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,032 | $6,121 | $6,369 |
| American Family | $5,346 | $5,553 | $6,472 |
| Geico | $3,464 | $3,641 | $4,006 |
| Nationwide | $4,005 | $3,590 | $3,651 |
| Progressive | $4,153 | $4,345 | $4,600 |
| State Farm | $2,837 | $2,994 | $3,185 |
| USAA | $2,407 | $2,486 | $2,597 |
What affects car insurance rates in Cedar Hill, Texas?
What are the factors that affect car insurance rates in Cedar Hill, TX? There are several reasons why Cedar Hill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Cedar Hill, Texas.
Car Theft in Cedar Hill
High levels of vehicle theft can make car insurance more expensive. Cedar Hill, TX car theft statistics from the FBI indicate 99 vehicle thefts a year.
Commute Time in Cedar Hill
The more time you spend in your car the higher the risk of an accident. The average commute length in Cedar Hill, TX is 30.5 minutes according to City-Data.
Compare Car Insurance Quotes in Cedar Hill, TX
Ready to find affordable Cedar Hill, Texas car insurance today? Enter your ZIP code for fast, free Cedar Hill, TX car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What is the average monthly car insurance rate in Cedar Hill, TX?
The average monthly rate is $349.
What are the car insurance requirements in Cedar Hill, Texas?
The requirements are 30/60/25 (bodily injury liability per person/accident, and property damage liability).
Do I need full coverage insurance if my car is financed?
Yes, your lender may require full coverage insurance.
How can I find cheap car insurance rates in Cedar Hill, TX?
Compare quotes from top car insurance companies.
How do age, gender, and marital status affect car insurance rates?
These factors can impact rates; younger, male, and unmarried drivers may have higher rates.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.