Best Catskill, NY Car Insurance in 2024
Car insurance in Catskill, NY averages $328 a month. Catskill, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Catskill car insurance rates, compare quotes from the top car insurance companies in Catskill, NY.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Catskill for teen drivers is Geico
- Average car insurance rates in Catskill, NY are $3,935/year
- The cheapest car insurance company in Catskill is Geico
If you need to buy Catskill, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Catskill, NY is right here.
You’ll find Catskill car insurance rates, the cheapest Catskill, NY car insurance companies, and information on New York car insurance laws. You can also compare Catskill, New York car insurance rates to Buffalo car insurance rates, Mount Vernon car insurance rates, and New Rochelle car insurance rates.
Ready to find affordable Catskill, NY car insurance today? Enter your ZIP code for fast, free Catskill car insurance quotes.
Cheapest Catskill, NY Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Catskill, NY car insurance rates? Every Catskill, New York car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,010 | $2,859 | $2,845 | $2,915 | $9,196 | $9,940 | $2,998 | $3,036 |
| Geico | $1,520 | $1,464 | $1,477 | $1,456 | $3,173 | $4,623 | $1,372 | $1,408 |
| Liberty Mutual | $4,644 | $4,644 | $4,322 | $4,322 | $9,063 | $14,728 | $4,644 | $4,936 |
| Nationwide | $2,433 | $2,433 | $2,295 | $2,295 | $4,336 | $6,474 | $2,433 | $3,109 |
| Progressive | $2,051 | $1,915 | $1,643 | $1,670 | $6,886 | $7,644 | $2,636 | $2,556 |
| State Farm | $2,838 | $2,838 | $2,474 | $2,474 | $8,404 | $10,825 | $3,123 | $3,304 |
| Travelers | $2,814 | $2,834 | $2,542 | $2,726 | $6,354 | $7,501 | $2,978 | $3,098 |
| USAA | $1,783 | $1,754 | $1,610 | $1,615 | $7,161 | $8,549 | $2,285 | $2,526 |
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Minimum Car Insurance in Catskill, NY
Every driver must carry the minimum car insurance required by the state in Catskill, NY. Take a look at the New York car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Cheapest Catskill, NY Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Catskill, NY. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Catskill from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,614 | $3,860 | $3,326 |
| Geico | $2,583 | $1,898 | $1,703 |
| Liberty Mutual | $8,980 | $5,868 | $4,390 |
| Nationwide | $3,226 | $3,226 | $3,226 |
| Progressive | $5,372 | $2,749 | $2,004 |
| State Farm | $6,407 | $4,014 | $3,184 |
| Travelers | $5,322 | $3,343 | $2,903 |
| USAA | $5,284 | $2,627 | $2,319 |
Cheapest Catskill, NY Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Catskill, NY to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,865 | $3,865 | $5,741 | $4,929 |
| Geico | $1,626 | $1,771 | $3,225 | $1,626 |
| Liberty Mutual | $5,126 | $5,126 | $10,273 | $5,126 |
| Nationwide | $2,459 | $2,459 | $5,473 | $2,515 |
| Progressive | $3,283 | $3,283 | $3,632 | $3,303 |
| State Farm | $4,318 | $4,318 | $4,752 | $4,752 |
| Travelers | $3,315 | $4,109 | $4,166 | $3,835 |
| USAA | $3,036 | $3,085 | $4,436 | $3,085 |
Cheapest Catskill, NY Car Insurance for Teen Drivers
Teen car insurance in Catskill, NY can be expensive. Take a look at rates from the top car insurance companies in Catskill for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,196 | $9,940 |
| Geico | $3,173 | $4,623 |
| Liberty Mutual | $9,063 | $14,728 |
| Nationwide | $4,336 | $6,474 |
| Progressive | $6,886 | $7,644 |
| State Farm | $8,404 | $10,825 |
| Travelers | $6,354 | $7,501 |
| USAA | $7,161 | $8,549 |
Cheapest Catskill, NY Car Insurance for Seniors
Take a look at Catskill, NY rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,845 | $2,915 |
| Geico | $1,477 | $1,456 |
| Liberty Mutual | $4,322 | $4,322 |
| Nationwide | $2,295 | $2,295 |
| Progressive | $1,643 | $1,670 |
| State Farm | $2,474 | $2,474 |
| Travelers | $2,542 | $2,726 |
| USAA | $1,610 | $1,615 |
Cheapest Catskill, NY Car Insurance Rates After a DUI
A DUI in Catskill, NY increases car insurance rates. Compare Catskill, New York car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,741 |
| Geico | $3,225 |
| Liberty Mutual | $10,273 |
| Nationwide | $5,473 |
| Progressive | $3,632 |
| State Farm | $4,752 |
| Travelers | $4,166 |
| USAA | $4,436 |
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Cheapest Catskill, NY Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Catskill, NY by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,536 | $4,663 |
| Geico | $2,001 | $2,122 |
| Liberty Mutual | $6,232 | $6,593 |
| Nationwide | $3,226 | $3,226 |
| Progressive | $3,375 | $3,375 |
| State Farm | $4,376 | $4,695 |
| Travelers | $3,856 | $3,856 |
| USAA | $3,376 | $3,445 |
The Best Cheap Car Insurance Companies in Catskill, NY
Take a look at a side-by-side comparison of the top car insurance companies in Catskill, NY to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,600 |
| Geico | $2,062 |
| Liberty Mutual | $6,413 |
| Nationwide | $3,226 |
| Progressive | $3,375 |
| State Farm | $4,535 |
| Travelers | $3,856 |
| USAA | $3,410 |
Category Winners: Cheapest Car Insurance in Catskill, New York
Find the cheapest car insurance companies in Catskill, NY for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
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Cheapest Catskill, NY Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Catskill car insurance rates. Find the cheapest Catskill, NY car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,225 | $4,576 | $4,998 |
| Geico | $1,950 | $2,053 | $2,182 |
| Liberty Mutual | $6,132 | $6,393 | $6,714 |
| Nationwide | $3,031 | $3,200 | $3,448 |
| Progressive | $3,195 | $3,354 | $3,577 |
| State Farm | $4,316 | $4,561 | $4,729 |
| Travelers | $3,669 | $3,819 | $4,080 |
| USAA | $3,312 | $3,393 | $3,526 |
What affects car insurance rates in Catskill, New York?
What are the factors that affect car insurance rates in Catskill, NY? There are several reasons why Catskill car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Catskill, New York.
Commute Time in Catskill
The more time you spend in your car the higher the risk of an accident. The average commute length in Catskill, NY is 20.3 minutes according to City-Data.
Compare Car Insurance Quotes in Catskill, NY
Ready to find affordable Catskill, New York car insurance today? Enter your ZIP code for fast, free Catskill, NY car insurance quotes.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
What is the average monthly car insurance rate in Catskill, NY?
The average monthly rate is $328.
What are the car insurance requirements in Catskill, NY?
The requirements are 25/50/10 (bodily injury liability: $25,000 per person/$50,000 per accident, property damage liability: $10,000).
How can I find cheap car insurance rates in Catskill, NY?
Compare quotes from top car insurance companies in Catskill, NY.
How do age, gender, and marital status affect car insurance rates in Catskill, NY?
Different companies weigh these factors differently, so compare rates to find the best option.
What factors affect car insurance rates in Catskill, NY?
Factors include credit score, driving record, age, gender, marital status, and commute length.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.