Best Carol Stream, IL Car Insurance in 2024
Car insurance in Carol Stream, IL averages $280 a month. Carol Stream, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Carol Stream car insurance rates, compare quotes from the top car insurance companies in Carol Stream, IL.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Carol Stream, IL are $3,356/year
- The cheapest ZIP code in Carol Stream is 60188
- The cheapest car insurance company in Carol Stream for teen drivers is Nationwide
If you need to buy Carol Stream, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Carol Stream, IL is right here.
You’ll find Carol Stream car insurance rates, the cheapest Carol Stream, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Carol Stream, Illinois car insurance rates to Aurora car insurance rates, Elgin car insurance rates, and Springfield car insurance rates.
Ready to find affordable Carol Stream, IL car insurance today? Enter your ZIP code for fast, free Carol Stream car insurance quotes.
Cheapest Carol Stream, IL Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Carol Stream, IL car insurance rates? Every Carol Stream, Illinois car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,551 | $3,567 | $3,725 | $3,725 | $9,370 | $12,165 | $4,272 | $4,618 |
| American Family | $2,298 | $2,298 | $2,111 | $2,111 | $6,647 | $9,154 | $2,298 | $2,972 |
| Farmers | $2,595 | $2,594 | $2,292 | $2,435 | $11,696 | $12,209 | $2,966 | $3,085 |
| Geico | $1,669 | $1,726 | $1,635 | $1,832 | $6,333 | $6,600 | $1,985 | $2,063 |
| Liberty Mutual | $1,376 | $1,483 | $1,138 | $1,274 | $4,828 | $5,373 | $1,437 | $1,511 |
| Nationwide | $1,515 | $1,534 | $1,359 | $1,429 | $4,126 | $5,249 | $1,762 | $1,897 |
| Progressive | $2,002 | $1,880 | $1,658 | $1,735 | $7,460 | $8,359 | $2,384 | $2,572 |
| State Farm | $1,592 | $1,592 | $1,445 | $1,445 | $5,125 | $6,463 | $1,807 | $2,088 |
| Travelers | $1,633 | $1,720 | $1,513 | $1,610 | $4,993 | $6,326 | $1,727 | $1,816 |
| USAA | $1,600 | $1,615 | $1,491 | $1,453 | $5,304 | $5,821 | $2,101 | $2,287 |
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Minimum Car Insurance in Carol Stream, IL
Every driver must carry the minimum car insurance in Carol Stream, IL. Take a look at the Illinois car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Cheapest Carol Stream, IL Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Carol Stream, IL. Compare credit history car insurance rates in Carol Stream from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,155 | $5,181 | $4,536 |
| American Family | $4,952 | $3,386 | $2,869 |
| Farmers | $5,643 | $4,772 | $4,538 |
| Geico | $4,792 | $2,334 | $1,816 |
| Liberty Mutual | $3,248 | $2,039 | $1,621 |
| Nationwide | $2,803 | $2,278 | $1,996 |
| Progressive | $3,985 | $3,393 | $3,141 |
| State Farm | $3,917 | $2,347 | $1,821 |
| Travelers | $3,238 | $2,635 | $2,129 |
| USAA | $3,595 | $2,482 | $2,050 |
Cheapest Carol Stream, IL Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Carol Stream, IL to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,963 | $6,868 | $6,397 | $5,269 |
| American Family | $2,745 | $3,901 | $5,184 | $3,113 |
| Farmers | $4,203 | $5,438 | $5,303 | $4,992 |
| Geico | $1,982 | $3,141 | $4,478 | $2,320 |
| Liberty Mutual | $1,914 | $2,732 | $2,391 | $2,174 |
| Nationwide | $1,919 | $2,456 | $2,869 | $2,190 |
| Progressive | $2,884 | $4,304 | $3,198 | $3,639 |
| State Farm | $2,442 | $2,948 | $2,695 | $2,695 |
| Travelers | $2,115 | $2,788 | $3,111 | $2,656 |
| USAA | $1,923 | $2,783 | $3,805 | $2,324 |
Cheapest Carol Stream, IL Car Insurance for Teen Drivers
Teen car insurance in Carol Stream, IL can be expensive. Take a look at rates from the top car insurance companies in Carol Stream for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,370 | $12,165 |
| American Family | $6,647 | $9,154 |
| Farmers | $11,696 | $12,209 |
| Geico | $6,333 | $6,600 |
| Liberty Mutual | $4,828 | $5,373 |
| Nationwide | $4,126 | $5,249 |
| Progressive | $7,460 | $8,359 |
| State Farm | $5,125 | $6,463 |
| Travelers | $4,993 | $6,326 |
| USAA | $5,304 | $5,821 |
Cheapest Carol Stream, IL Car Insurance for Seniors
Take a look at Carol Stream, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,725 | $3,725 |
| American Family | $2,111 | $2,111 |
| Farmers | $2,292 | $2,435 |
| Geico | $1,635 | $1,832 |
| Liberty Mutual | $1,138 | $1,274 |
| Nationwide | $1,359 | $1,429 |
| Progressive | $1,658 | $1,735 |
| State Farm | $1,445 | $1,445 |
| Travelers | $1,513 | $1,610 |
| USAA | $1,491 | $1,453 |
Cheapest Carol Stream, IL Car Insurance Rates After a DUI
A DUI in Carol Stream, IL increases car insurance rates. Compare Carol Stream, Illinois DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,397 |
| American Family | $5,184 |
| Farmers | $5,303 |
| Geico | $4,478 |
| Liberty Mutual | $2,391 |
| Nationwide | $2,869 |
| Progressive | $3,198 |
| State Farm | $2,695 |
| Travelers | $3,111 |
| USAA | $3,805 |
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Cheapest Carol Stream, IL Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Carol Stream, IL by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,624 | $5,624 |
| American Family | $3,689 | $3,783 |
| Farmers | $4,984 | $4,984 |
| Geico | $2,931 | $3,029 |
| Liberty Mutual | $2,303 | $2,303 |
| Nationwide | $2,359 | $2,359 |
| Progressive | $3,506 | $3,506 |
| State Farm | $2,627 | $2,763 |
| Travelers | $2,562 | $2,773 |
| USAA | $2,633 | $2,785 |
Cheapest Carol Stream, IL Car Insurance Rates by ZIP Code
Carol Stream car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Carol Stream, IL.
| ZIP Code | Average Annual Rates |
|---|---|
| 60188 | $3,221 |
| 60199 | $3,425 |
The Best Cheap Car Insurance Companies in Carol Stream, IL
Take a look at a side-by-side comparison of the top car insurance companies in Carol Stream, IL to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,624 |
| American Family | $3,736 |
| Farmers | $4,984 |
| Geico | $2,980 |
| Liberty Mutual | $2,303 |
| Nationwide | $2,359 |
| Progressive | $3,506 |
| State Farm | $2,695 |
| Travelers | $2,667 |
| USAA | $2,709 |
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Category Winners: Cheapest Car Insurance in Carol Stream, Illinois
Find the cheapest car insurance companies in Carol Stream, IL for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | Liberty Mutual |
| Clean Record | Liberty Mutual |
| With 1 Accident | Nationwide |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Liberty Mutual |
Cheapest Carol Stream, IL Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Carol Stream car insurance rates. Find the cheapest Carol Stream, IL car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,445 | $5,619 | $5,808 |
| American Family | $3,579 | $3,873 | $3,756 |
| Farmers | $4,715 | $4,852 | $5,385 |
| Geico | $2,718 | $2,979 | $3,245 |
| Liberty Mutual | $2,166 | $2,298 | $2,444 |
| Nationwide | $2,321 | $2,383 | $2,374 |
| Progressive | $3,205 | $3,493 | $3,820 |
| State Farm | $2,526 | $2,700 | $2,859 |
| Travelers | $2,491 | $2,664 | $2,848 |
| USAA | $2,520 | $2,707 | $2,900 |
What affects car insurance rates in Carol Stream, Illinois?
What factors can have an impact on Carol Stream, IL car insurance? There are several reasons why Carol Stream car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Carol Stream, Illinois.
Commute Time in Carol Stream
The more time you spend in your car the higher the risk of an accident. The average commute length in Carol Stream, IL is 29.2 minutes according to City-Data.
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Compare Car Insurance Quotes in Carol Stream, IL
Ready to find affordable Carol Stream, Illinois car insurance today? Enter your ZIP code for fast, free Carol Stream, IL car insurance quotes.
Frequently Asked Questions
What is the average car insurance rate in Carol Stream, IL?
The average car insurance rate in Carol Stream, IL is $280 per month.
What are the car insurance requirements in Carol Stream, IL?
The car insurance requirements in Carol Stream, IL are 25/50/20. However, if your car is financed, you may need full coverage insurance.
How can I find cheap car insurance rates in Carol Stream?
To find cheap car insurance rates in Carol Stream, IL, you can compare quotes from the top car insurance companies in the area.
How does age, gender, and marital status affect car insurance rates in Carol Stream?
Every car insurance company in Carol Stream, IL weighs age, gender, and marital status differently when determining rates. It’s best to compare rates from multiple companies.
What is the minimum car insurance required in Carol Stream, IL?
The minimum car insurance required in Carol Stream, IL is 25/50/20.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.