Best Campbell, CA Car Insurance in 2024
Car insurance in Campbell, CA averages $284 a month. Campbell, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Campbell car insurance rates, compare quotes from the top car insurance companies in Campbell, CA.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Campbell for teen drivers is USAA
- Average car insurance rates in Campbell, CA are $3,402/year
- The cheapest car insurance company in Campbell is USAA
If you need to buy Campbell, California car insurance, the options can be confusing. Everything you need to know about car insurance in Campbell, CA is right here.
You’ll find Campbell car insurance rates, the cheapest Campbell, CA car insurance companies, and information on California car insurance laws. You can also compare Campbell, California car insurance rates to Oakland car insurance rates, Bakersfield car insurance rates, and Los Angeles car insurance rates.
Ready to find affordable Campbell, CA car insurance today? Enter your ZIP code for fast, free Campbell car insurance quotes.
Cheapest Campbell, CA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Campbell, CA car insurance rates? Every Campbell, California car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,671 | $2,667 | $1,969 | $1,977 | $7,537 | $9,480 | $3,402 | $3,712 |
| Farmers | $2,503 | $2,503 | $2,263 | $2,263 | $8,016 | $13,145 | $2,971 | $3,313 |
| Geico | $1,650 | $1,651 | $1,552 | $1,552 | $5,036 | $5,115 | $2,372 | $2,420 |
| Liberty Mutual | $2,184 | $2,068 | $2,038 | $1,976 | $4,833 | $5,135 | $2,464 | $2,477 |
| Nationwide | $2,978 | $2,840 | $2,622 | $2,468 | $7,646 | $8,428 | $3,572 | $3,516 |
| Progressive | $1,737 | $1,791 | $1,458 | $1,742 | $4,622 | $5,598 | $2,488 | $2,681 |
| State Farm | $2,886 | $2,886 | $2,580 | $2,580 | $5,324 | $6,601 | $3,197 | $3,296 |
| Travelers | $2,294 | $2,218 | $2,035 | $2,014 | $4,762 | $5,416 | $2,972 | $2,910 |
| USAA | $1,778 | $1,685 | $1,735 | $1,742 | $4,047 | $4,084 | $2,470 | $2,334 |
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Minimum Car Insurance in Campbell, CA
Every driver must carry the minimum car insurance required by the state in Campbell, CA. Take a look at the California car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Campbell, CA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Campbell, CA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,528 | $4,233 | $6,635 | $3,312 |
| Farmers | $3,416 | $4,653 | $5,798 | $4,622 |
| Geico | $1,864 | $2,886 | $3,612 | $2,313 |
| Liberty Mutual | $2,515 | $3,369 | $3,038 | $2,664 |
| Nationwide | $2,974 | $3,813 | $6,435 | $3,813 |
| Progressive | $1,816 | $3,073 | $3,558 | $2,612 |
| State Farm | $2,619 | $3,123 | $5,895 | $3,039 |
| Travelers | $2,063 | $3,340 | $3,881 | $3,027 |
| USAA | $1,652 | $2,460 | $4,016 | $1,809 |
Cheapest Campbell, CA Car Insurance for Teen Drivers
Teen car insurance in Campbell, CA can be expensive. Take a look at rates from the top car insurance companies in Campbell for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,537 | $9,480 |
| Farmers | $8,016 | $13,145 |
| Geico | $5,036 | $5,115 |
| Liberty Mutual | $4,833 | $5,135 |
| Nationwide | $7,646 | $8,428 |
| Progressive | $4,622 | $5,598 |
| State Farm | $5,324 | $6,601 |
| Travelers | $4,762 | $5,416 |
| USAA | $4,047 | $4,084 |
Cheapest Campbell, CA Car Insurance for Seniors
Take a look at Campbell, CA rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,969 | $1,977 |
| Farmers | $2,263 | $2,263 |
| Geico | $1,552 | $1,552 |
| Liberty Mutual | $2,038 | $1,976 |
| Nationwide | $2,622 | $2,468 |
| Progressive | $1,458 | $1,742 |
| State Farm | $2,580 | $2,580 |
| Travelers | $2,035 | $2,014 |
| USAA | $1,735 | $1,742 |
Cheapest Campbell, CA Car Insurance Rates After a DUI
A DUI in Campbell, CA increases car insurance rates. Compare Campbell, California car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,635 |
| Farmers | $5,798 |
| Geico | $3,612 |
| Liberty Mutual | $3,038 |
| Nationwide | $6,435 |
| Progressive | $3,558 |
| State Farm | $5,895 |
| Travelers | $3,881 |
| USAA | $4,016 |
Cheapest Campbell, CA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Campbell, CA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,771 | $4,582 |
| Farmers | $4,194 | $5,050 |
| Geico | $2,424 | $2,913 |
| Liberty Mutual | $2,663 | $3,131 |
| Nationwide | $3,764 | $4,753 |
| Progressive | $2,507 | $3,022 |
| State Farm | $3,536 | $3,801 |
| Travelers | $2,771 | $3,385 |
| USAA | $2,292 | $2,677 |
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The Best Cheap Car Insurance Companies in Campbell, CA
Take a look at a side-by-side comparison of the top car insurance companies in Campbell, CA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,177 |
| Farmers | $4,622 |
| Geico | $2,669 |
| Liberty Mutual | $2,897 |
| Nationwide | $4,259 |
| Progressive | $2,765 |
| State Farm | $3,669 |
| Travelers | $3,078 |
| USAA | $2,484 |
Category Winners: Cheapest Car Insurance in Campbell, California
Find the cheapest car insurance companies in Campbell, CA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Geico |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
Cheapest Campbell, CA Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Campbell car insurance rates. Find the cheapest Campbell, CA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,970 | $4,211 | $4,349 |
| Farmers | $4,311 | $4,658 | $4,898 |
| Geico | $2,431 | $2,700 | $2,875 |
| Liberty Mutual | $2,705 | $2,925 | $3,060 |
| Nationwide | $3,807 | $4,345 | $4,624 |
| Progressive | $2,523 | $2,842 | $2,930 |
| State Farm | $3,312 | $3,732 | $3,963 |
| Travelers | $2,677 | $3,169 | $3,387 |
| USAA | $2,273 | $2,529 | $2,651 |
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What affects car insurance rates in Campbell, California?
What are the factors that affect car insurance rates in Campbell, CA? There are several reasons why Campbell car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Campbell, California.
Car Theft in Campbell
High levels of vehicle theft can make car insurance more expensive. Campbell, CA car theft statistics from the FBI indicate 168 vehicle thefts a year.
Commute Time in Campbell
The more time you spend in your car the higher the risk of an accident. The average commute length in Campbell, CA is 27.4 minutes according to City-Data.
Compare Car Insurance Quotes in Campbell, CA
Ready to find affordable Campbell, California car insurance today? Enter your ZIP code for fast, free Campbell, CA car insurance quotes.
Frequently Asked Questions
What factors should I consider when comparing car insurance in Campbell, CA?
When comparing car insurance in Campbell, CA, there are several important factors to consider:
- Coverage options: Evaluate the types of coverage offered by different insurance companies and choose those that align with your needs.
- Premiums: Compare the premiums charged by various insurers for the same coverage levels and consider how they fit into your budget.
- Deductibles: Consider the deductibles associated with each policy and choose the one that suits your financial situation and risk tolerance.
- Customer service: Research the reputation and customer service of insurance companies through reviews and ratings to ensure you’ll receive support when needed.
- Discounts: Inquire about available discounts, such as safe driver discounts, multi-policy discounts, or discounts for specific affiliations, to potentially lower your premiums.
Are there any specific insurance requirements in Campbell, CA?
Yes, in Campbell, CA, as in the rest of California, drivers are required to have a minimum amount of liability insurance coverage. The minimum requirements are:
- $15,000 for bodily injury liability coverage per person
- $30,000 for bodily injury liability coverage per accident
- $5,000 for property damage liability coverage per accident
Can I get car insurance if I have a poor driving record or past accidents in Campbell, CA?
Yes, even if you have a poor driving record or past accidents, you can still obtain car insurance in Campbell, CA. However, it’s important to note that your driving history may impact your premium rates. Insurance companies may consider you a higher risk, leading to higher premiums. It’s advisable to compare quotes from multiple insurers to find the most affordable options available to you.
Are there any car insurance discounts available in Campbell, CA?
Yes, many car insurance companies offer various discounts in Campbell, CA. Some common discounts include:
- Good driver discounts: If you have a clean driving record without any accidents or traffic violations, you may be eligible for a discount.
- Multi-policy discounts: If you bundle multiple insurance policies, such as car and home insurance, with the same insurer, you could receive a discount on both policies.
- Good student discounts: If you’re a student with good grades, you may qualify for a discount on your car insurance.
- Safety feature discounts: If your car is equipped with safety features such as anti-lock brakes, airbags, or an anti-theft system, you may be eligible for discounts.
How can I find the best car insurance in Campbell, CA?
To find the best car insurance in Campbell, CA, consider the following steps:
- Research multiple insurance providers: Gather quotes from different companies and compare their coverage options, premiums, discounts, and customer reviews.
- Assess your coverage needs: Determine the types and amounts of coverage you require based on your driving habits, vehicle, and personal circumstances.
- Consider local insurers: Explore both national and local insurance providers, as local companies may offer specialized coverage or discounts specific to the Campbell area.
- Seek recommendations: Ask friends, family, or colleagues in the area for their recommendations or experiences with car insurance providers.
- Evaluate customer service: Look for insurers with a reputation for good customer service to ensure a smooth claims process and reliable support.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.