Best Broomfield, CO Car Insurance in 2024
Car insurance in Broomfield, CO averages $313 a month. Broomfield, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Broomfield car insurance rates, compare quotes from the top car insurance companies in Broomfield, CO.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Broomfield is Liberty Mutual
- The cheapest ZIP code in Broomfield is 80516
- Average car insurance rates in Broomfield, CO are $3,756/year
If you need to buy Broomfield, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Broomfield, CO is right here.
You’ll find Broomfield car insurance rates, the cheapest Broomfield, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Broomfield, Colorado car insurance rates to Fort Collins car insurance rates, Arvada car insurance rates, and Lakewood car insurance rates.
Ready to find affordable Broomfield, CO car insurance today? Enter your ZIP code for fast, free Broomfield car insurance quotes.
Cheapest Broomfield, CO Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Broomfield, CO car insurance rates? Every Broomfield, Colorado car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,244 | $3,019 | $2,947 | $2,974 | $11,830 | $12,454 | $3,521 | $3,513 |
| American Family | $2,575 | $2,575 | $2,330 | $2,330 | $6,208 | $8,366 | $2,575 | $3,141 |
| Farmers | $2,873 | $2,847 | $2,595 | $2,807 | $11,322 | $11,437 | $3,159 | $3,179 |
| Geico | $1,830 | $2,023 | $2,012 | $2,332 | $5,862 | $6,151 | $1,661 | $1,659 |
| Liberty Mutual | $1,776 | $1,713 | $1,520 | $1,675 | $5,524 | $6,017 | $1,788 | $1,787 |
| Nationwide | $2,527 | $2,570 | $2,263 | $2,390 | $6,378 | $8,157 | $2,907 | $3,138 |
| Progressive | $2,227 | $2,079 | $1,984 | $1,968 | $7,903 | $8,806 | $2,495 | $2,415 |
| State Farm | $2,011 | $2,011 | $1,830 | $1,830 | $5,973 | $7,532 | $2,256 | $2,671 |
| USAA | $2,066 | $2,049 | $1,987 | $1,973 | $5,320 | $6,069 | $2,648 | $2,857 |
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Minimum Car Insurance in Broomfield, CO
Every driver must carry the minimum car insurance in Broomfield, CO. Take a look at the Colorado car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Cheapest Broomfield, CO Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Broomfield, CO. Compare credit history car insurance rates in Broomfield from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,928 | $5,352 | $4,033 |
| American Family | $4,862 | $3,490 | $2,936 |
| Farmers | $5,817 | $4,751 | $4,513 |
| Geico | $3,535 | $2,941 | $2,347 |
| Liberty Mutual | $3,879 | $2,392 | $1,904 |
| Nationwide | $4,583 | $3,629 | $3,162 |
| Progressive | $4,232 | $3,630 | $3,341 |
| State Farm | $4,522 | $2,915 | $2,355 |
| USAA | $4,594 | $2,643 | $2,126 |
Cheapest Broomfield, CO Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Broomfield, CO to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,598 | $5,327 | $6,580 | $5,246 |
| American Family | $2,789 | $3,945 | $5,158 | $3,159 |
| Farmers | $4,243 | $5,469 | $5,392 | $5,006 |
| Geico | $2,047 | $3,234 | $3,831 | $2,652 |
| Liberty Mutual | $2,394 | $2,801 | $2,892 | $2,812 |
| Nationwide | $2,917 | $3,985 | $5,054 | $3,209 |
| Progressive | $3,222 | $4,577 | $3,397 | $3,742 |
| State Farm | $2,988 | $3,541 | $3,264 | $3,264 |
| USAA | $2,271 | $2,785 | $4,872 | $2,556 |
Cheapest Broomfield, CO Car Insurance for Teen Drivers
Teen car insurance in Broomfield, CO can be expensive. Take a look at rates from the top car insurance companies in Broomfield for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,830 | $12,454 |
| American Family | $6,208 | $8,366 |
| Farmers | $11,322 | $11,437 |
| Geico | $5,862 | $6,151 |
| Liberty Mutual | $5,524 | $6,017 |
| Nationwide | $6,378 | $8,157 |
| Progressive | $7,903 | $8,806 |
| State Farm | $5,973 | $7,532 |
| USAA | $5,320 | $6,069 |
Cheapest Broomfield, CO Car Insurance for Seniors
Take a look at Broomfield, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,947 | $2,974 |
| American Family | $2,330 | $2,330 |
| Farmers | $2,595 | $2,807 |
| Geico | $2,012 | $2,332 |
| Liberty Mutual | $1,520 | $1,675 |
| Nationwide | $2,263 | $2,390 |
| Progressive | $1,984 | $1,968 |
| State Farm | $1,830 | $1,830 |
| USAA | $1,987 | $1,973 |
Cheapest Broomfield, CO Car Insurance Rates After a DUI
A DUI in Broomfield, CO increases car insurance rates. Compare Broomfield, Colorado DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $6,580 |
| American Family | $5,158 |
| Farmers | $5,392 |
| Geico | $3,831 |
| Liberty Mutual | $2,892 |
| Nationwide | $5,054 |
| Progressive | $3,397 |
| State Farm | $3,264 |
| USAA | $4,872 |
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Cheapest Broomfield, CO Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Broomfield, CO by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,438 | $5,438 |
| American Family | $3,681 | $3,844 |
| Farmers | $5,027 | $5,027 |
| Geico | $2,883 | $3,000 |
| Liberty Mutual | $2,725 | $2,725 |
| Nationwide | $3,791 | $3,791 |
| Progressive | $3,734 | $3,734 |
| State Farm | $3,183 | $3,346 |
| USAA | $3,033 | $3,209 |
Cheapest Broomfield, CO Car Insurance Rates by ZIP Code
Broomfield car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Broomfield, CO.
| ZIP Code | Average Annual Rates |
|---|---|
| 80020 | $3,381 |
| 80021 | $3,489 |
| 80023 | $3,477 |
| 80516 | $3,379 |
The Best Cheap Car Insurance Companies in Broomfield, CO
Take a look at a side-by-side comparison of the top car insurance companies in Broomfield, CO to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,438 |
| American Family | $3,763 |
| Farmers | $5,027 |
| Geico | $2,941 |
| Liberty Mutual | $2,725 |
| Nationwide | $3,791 |
| Progressive | $3,734 |
| State Farm | $3,264 |
| USAA | $3,121 |
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Category Winners: Cheapest Car Insurance in Broomfield, Colorado
Find the cheapest car insurance companies in Broomfield, CO for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Liberty Mutual |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
Cheapest Broomfield, CO Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Broomfield car insurance rates. Find the cheapest Broomfield, CO car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,107 | $5,418 | $5,789 |
| American Family | $3,550 | $3,840 | $3,898 |
| Farmers | $4,364 | $4,950 | $5,768 |
| Geico | $2,543 | $2,865 | $3,416 |
| Liberty Mutual | $2,549 | $2,714 | $2,911 |
| Nationwide | $3,775 | $3,795 | $3,803 |
| Progressive | $3,380 | $3,749 | $4,075 |
| State Farm | $3,007 | $3,265 | $3,520 |
| USAA | $2,963 | $3,121 | $3,279 |
What affects car insurance rates in Broomfield, Colorado?
What factors can have an impact on Broomfield, CO car insurance? There are several reasons why Broomfield car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Broomfield, Colorado.
Commute Time in Broomfield
The more time you spend in your car the higher the risk of an accident. The average commute length in Broomfield, CO is 28.1 minutes according to City-Data.
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Compare Car Insurance Quotes in Broomfield, CO
Ready to find affordable Broomfield, Colorado car insurance today? Enter your ZIP code for fast, free Broomfield, CO car insurance quotes.
Frequently Asked Questions
What is the average monthly car insurance rate in Broomfield, CO?
The average monthly rate is $313.
What are the car insurance requirements in Broomfield, CO?
The requirements are 25/50/15 coverage (bodily injury and property damage).
How can I find cheap car insurance rates in Broomfield, CO?
Compare quotes from top insurance companies.
How do factors like age, gender, and marital status affect rates in Broomfield, CO?
Each company weighs these factors differently, so compare rates to find the best option.
What affects car insurance rates in Broomfield, CO?
Factors include credit score, driving record, commute length, and ZIP code.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.