Best Bristol, PA Car Insurance in 2024
Car insurance in Bristol, PA averages $441 a month. Bristol, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Bristol car insurance rates, compare quotes from the top car insurance companies in Bristol, PA.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Bristol is USAA
- Average car insurance rates in Bristol, PA after a DUI are $5,803/year
- The cheapest car insurance company in Bristol for teen drivers is USAA
If you need to buy Bristol, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Bristol, PA is right here.
You’ll find Bristol car insurance rates, the cheapest Bristol, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Bristol, Pennsylvania car insurance rates to Lancaster car insurance rates, Reading car insurance rates, and Harrisburg car insurance rates.
Ready to find affordable Bristol, PA car insurance today? Enter your ZIP code for fast, free Bristol car insurance quotes.
Cheapest Bristol, PA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Bristol, PA car insurance rates? Every Bristol, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,092 | $3,092 | $2,925 | $2,925 | $11,134 | $11,134 | $3,315 | $3,315 |
| Geico | $2,783 | $2,402 | $2,724 | $2,351 | $7,055 | $6,114 | $2,748 | $2,373 |
| Liberty Mutual | $5,507 | $5,507 | $5,055 | $5,055 | $15,859 | $15,859 | $6,959 | $6,959 |
| Nationwide | $2,154 | $2,154 | $2,050 | $2,050 | $5,894 | $5,894 | $2,406 | $2,406 |
| Progressive | $3,459 | $3,459 | $3,112 | $3,112 | $10,867 | $10,867 | $4,260 | $4,260 |
| State Farm | $2,265 | $2,265 | $2,024 | $2,024 | $7,844 | $7,844 | $2,511 | $2,511 |
| Travelers | $2,320 | $2,320 | $2,531 | $2,531 | $36,339 | $36,339 | $2,766 | $2,766 |
| USAA | $1,333 | $1,333 | $1,214 | $1,214 | $4,112 | $4,112 | $1,767 | $1,767 |
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Minimum Car Insurance in Bristol, PA
Every driver must carry the minimum car insurance in Bristol, PA. Take a look at the Pennsylvania car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Bristol, PA Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Bristol, PA. Compare credit history car insurance rates in Bristol from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,533 | $4,891 | $3,926 |
| Geico | $5,380 | $3,011 | $2,316 |
| Liberty Mutual | $10,632 | $7,644 | $6,759 |
| Nationwide | $3,679 | $3,016 | $2,683 |
| Progressive | $7,185 | $5,048 | $4,041 |
| State Farm | $5,191 | $3,232 | $2,560 |
| Travelers | $11,950 | $10,813 | $10,204 |
| USAA | $2,647 | $1,950 | $1,722 |
Cheapest Bristol, PA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bristol, PA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,881 | $5,824 | $4,881 | $4,881 |
| Geico | $2,608 | $4,558 | $3,508 | $3,601 |
| Liberty Mutual | $7,580 | $8,757 | $8,521 | $8,521 |
| Nationwide | $2,280 | $3,029 | $4,178 | $3,017 |
| Progressive | $4,904 | $6,785 | $5,079 | $4,930 |
| State Farm | $3,326 | $3,997 | $3,661 | $3,661 |
| Travelers | $7,728 | $11,069 | $14,089 | $11,069 |
| USAA | $1,686 | $2,347 | $2,506 | $1,886 |
Cheapest Bristol, PA Car Insurance for Teen Drivers
Teen car insurance in Bristol, PA can be expensive. Take a look at rates from the top car insurance companies in Bristol for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,134 | $11,134 |
| Geico | $7,055 | $6,114 |
| Liberty Mutual | $15,859 | $15,859 |
| Nationwide | $5,894 | $5,894 |
| Progressive | $10,867 | $10,867 |
| State Farm | $7,844 | $7,844 |
| Travelers | $36,339 | $36,339 |
| USAA | $4,112 | $4,112 |
Cheapest Bristol, PA Car Insurance for Seniors
Take a look at Bristol, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,925 | $2,925 |
| Geico | $2,724 | $2,351 |
| Liberty Mutual | $5,055 | $5,055 |
| Nationwide | $2,050 | $2,050 |
| Progressive | $3,112 | $3,112 |
| State Farm | $2,024 | $2,024 |
| Travelers | $2,531 | $2,531 |
| USAA | $1,214 | $1,214 |
Cheapest Bristol, PA Car Insurance Rates After a DUI
A DUI in Bristol, PA increases car insurance rates. Compare Bristol, Pennsylvania DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,881 |
| Geico | $3,508 |
| Liberty Mutual | $8,521 |
| Nationwide | $4,178 |
| Progressive | $5,079 |
| State Farm | $3,661 |
| Travelers | $14,089 |
| USAA | $2,506 |
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Cheapest Bristol, PA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Bristol, PA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,005 | $5,229 |
| Geico | $3,514 | $3,624 |
| Liberty Mutual | $8,134 | $8,556 |
| Nationwide | $3,126 | $3,126 |
| Progressive | $5,425 | $5,425 |
| State Farm | $3,544 | $3,778 |
| Travelers | $10,989 | $10,989 |
| USAA | $2,046 | $2,167 |
The Best Cheap Car Insurance Companies in Bristol, PA
Take a look at a side-by-side comparison of the top car insurance companies in Bristol, PA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,117 |
| Geico | $3,569 |
| Liberty Mutual | $8,345 |
| Nationwide | $3,126 |
| Progressive | $5,425 |
| State Farm | $3,661 |
| Travelers | $10,989 |
| USAA | $2,107 |
Category Winners: Cheapest Car Insurance in Bristol, Pennsylvania
Find the cheapest car insurance companies in Bristol, PA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Cheapest Bristol, PA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Bristol car insurance rates. Find the cheapest Bristol, PA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,700 | $5,172 | $5,479 |
| Geico | $3,104 | $3,617 | $3,985 |
| Liberty Mutual | $7,797 | $8,427 | $8,810 |
| Nationwide | $3,094 | $3,166 | $3,118 |
| Progressive | $4,736 | $5,456 | $6,082 |
| State Farm | $3,348 | $3,719 | $3,916 |
| Travelers | $10,799 | $11,037 | $11,131 |
| USAA | $1,899 | $2,133 | $2,288 |
What affects car insurance rates in Bristol, Pennsylvania?
What factors can have an impact on Bristol, PA car insurance? There are several reasons why Bristol car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bristol, Pennsylvania.
Commute Time in Bristol
The more time you spend in your car the higher the risk of an accident. The average commute length in Bristol, PA is 24.5 minutes according to City-Data.
Traffic in Bristol
Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Bristol, PA traffic data from INRIX ranks Bristol as the 78th-most congested in the world.
Compare Car Insurance Quotes in Bristol, PA
Ready to find affordable Bristol, Pennsylvania car insurance today? Enter your ZIP code for fast, free Bristol, PA car insurance quotes.
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Frequently Asked Questions
How can I compare car insurance options for my vehicle in Bristol, PA?
To compare car insurance options for your vehicle in Bristol, PA, you can follow these steps:
- Assess your coverage needs: Determine the types and levels of coverage you require based on factors like the age of your vehicle, your driving habits, and your budget.
- Obtain multiple quotes: Collect quotes from different insurance providers that offer coverage in Bristol, PA. You can reach out to insurance agents directly or use online comparison tools.
- Compare coverage and premiums: Evaluate the coverage options and premiums offered by each insurer for your vehicle. Consider factors such as deductibles, liability limits, comprehensive and collision coverage, and any additional features or benefits.
- Consider additional factors: Take into account customer reviews, the financial stability of the insurance company, available discounts, and the quality of customer service.
- Make an informed decision: Choose the car insurance policy that best suits your needs and budget for your vehicle in Bristol, PA.
What factors should I consider when comparing car insurance in Bristol, PA?
When comparing car insurance in Bristol, PA, consider the following factors:
- Coverage options: Evaluate the types of coverage available, such as liability, collision, comprehensive, uninsured/underinsured motorist coverage, and personal injury protection.
- Premiums: Compare the premiums quoted by different insurers for similar coverage. Be sure to consider any discounts or incentives that may apply.
- Deductibles: Consider the deductible amounts and how they impact your premiums. Higher deductibles typically result in lower premiums but require more out-of-pocket expenses in the event of a claim.
- Discounts: Inquire about available discounts, such as safe driver discounts, multi-policy discounts, or discounts for safety features installed in your vehicle.
- Customer reviews and reputation: Read reviews and ratings from other customers to gauge the customer service and claims handling of the insurance companies.
- Financial stability: Check the financial ratings of insurance companies from reputable sources to ensure they are financially stable and capable of fulfilling claims.
Is car insurance mandatory in Bristol, PA?
Yes, car insurance is mandatory in Bristol, PA, as it is in most states. Pennsylvania law requires drivers to carry minimum liability insurance coverage to legally operate a vehicle on public roads. The minimum liability coverage limits in Pennsylvania are:
- $15,000 bodily injury liability coverage per person
- $30,000 bodily injury liability coverage per accident
- $5,000 property damage liability coverage per accident
Can I get discounts on car insurance in Bristol, PA?
Yes, many car insurance providers offer various discounts that can help lower your premiums in Bristol, PA. Some common discounts include:
- Safe driver discount: If you have a clean driving record and have not been involved in accidents or received traffic violations, you may be eligible for a safe driver discount.
- Multi-policy discount: Bundling your car insurance with other policies, such as home or renters insurance, with the same provider can often lead to discounted rates.
- Vehicle safety features discount: If your vehicle has safety features such as anti-lock brakes, airbags, or anti-theft devices, you may qualify for a discount.
- Good student discount: Students who maintain good grades may be eligible for discounted rates.
- Defensive driving course discount: Completing an approved defensive driving course can sometimes result in a discount on your car insurance.
What should I do if I have questions or need assistance with car insurance in Bristol, PA?
If you have questions or need assistance with car insurance in Bristol, PA, you can:
- Contact local insurance agents: Reach out to insurance agents or brokers in the Bristol area who can provide guidance and answer your questions.
- Contact insurance company customer service: Get in touch with the customer service department of the insurance company you are considering or currently insured with to address any concerns or inquiries.
- Seek professional advice: Consult with an independent insurance advisor or a legal professional specializing in insurance matters for personalized guidance.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.