Best Boone, CO Car Insurance in 2024
Car insurance in Boone, CO averages $368 a month. Boone, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Boone car insurance rates, compare quotes from the top car insurance companies in Boone, CO.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Boone, CO after a DUI are $5,241/year
- Average car insurance rates in Boone, CO are $4,417/year
- The cheapest car insurance company in Boone is Liberty Mutual
If you need to buy Boone, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Boone, CO is right here.
You’ll find Boone car insurance rates, the cheapest Boone, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Boone, Colorado car insurance rates to Fort Collins car insurance rates, Colorado Springs car insurance rates, and Pueblo car insurance rates.
Ready to find affordable Boone, CO car insurance today? Enter your ZIP code for fast, free Boone car insurance quotes.
Cheapest Boone, CO Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Boone, CO car insurance rates? Every Boone, Colorado car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,051 | $3,861 | $3,590 | $3,634 | $12,238 | $12,851 | $4,627 | $4,709 |
| American Family | $2,769 | $2,769 | $2,497 | $2,497 | $6,732 | $9,046 | $2,769 | $3,395 |
| Farmers | $3,561 | $3,524 | $3,242 | $3,512 | $13,036 | $13,000 | $3,879 | $3,888 |
| Geico | $2,141 | $2,336 | $2,304 | $2,636 | $6,615 | $6,938 | $1,950 | $1,960 |
| Liberty Mutual | $1,861 | $1,833 | $1,580 | $1,734 | $5,490 | $5,981 | $1,881 | $1,905 |
| Nationwide | $3,484 | $3,549 | $3,100 | $3,285 | $9,061 | $11,643 | $4,034 | $4,371 |
| Progressive | $2,983 | $2,800 | $2,570 | $2,571 | $9,774 | $10,932 | $3,368 | $3,281 |
| State Farm | $2,302 | $2,302 | $2,080 | $2,080 | $6,731 | $8,530 | $2,581 | $3,051 |
| USAA | $2,437 | $2,461 | $2,298 | $2,340 | $5,826 | $6,723 | $3,151 | $3,474 |
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Minimum Car Insurance in Boone, CO
Every driver must carry the minimum car insurance in Boone, CO. Take a look at the Colorado car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Cheapest Boone, CO Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Boone, CO. Compare credit history car insurance rates in Boone from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,938 | $6,068 | $4,579 |
| American Family | $5,275 | $3,755 | $3,148 |
| Farmers | $6,960 | $5,593 | $5,312 |
| Geico | $4,043 | $3,360 | $2,677 |
| Liberty Mutual | $3,982 | $2,431 | $1,936 |
| Nationwide | $6,431 | $5,088 | $4,429 |
| Progressive | $5,475 | $4,641 | $4,238 |
| State Farm | $5,150 | $3,307 | $2,664 |
| USAA | $5,346 | $3,014 | $2,405 |
Cheapest Boone, CO Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Boone, CO to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,430 | $6,126 | $7,212 | $6,012 |
| American Family | $3,004 | $4,245 | $5,581 | $3,407 |
| Farmers | $5,032 | $6,464 | $6,381 | $5,944 |
| Geico | $2,367 | $3,703 | $4,272 | $3,098 |
| Liberty Mutual | $2,436 | $2,853 | $2,966 | $2,878 |
| Nationwide | $4,052 | $5,591 | $7,144 | $4,476 |
| Progressive | $4,144 | $5,764 | $4,378 | $4,854 |
| State Farm | $3,403 | $4,011 | $3,707 | $3,707 |
| USAA | $2,644 | $3,195 | $5,527 | $2,989 |
Cheapest Boone, CO Car Insurance for Teen Drivers
Teen car insurance in Boone, CO can be expensive. Take a look at rates from the top car insurance companies in Boone for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,238 | $12,851 |
| American Family | $6,732 | $9,046 |
| Farmers | $13,036 | $13,000 |
| Geico | $6,615 | $6,938 |
| Liberty Mutual | $5,490 | $5,981 |
| Nationwide | $9,061 | $11,643 |
| Progressive | $9,774 | $10,932 |
| State Farm | $6,731 | $8,530 |
| USAA | $5,826 | $6,723 |
Cheapest Boone, CO Car Insurance for Seniors
Take a look at Boone, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,590 | $3,634 |
| American Family | $2,497 | $2,497 |
| Farmers | $3,242 | $3,512 |
| Geico | $2,304 | $2,636 |
| Liberty Mutual | $1,580 | $1,734 |
| Nationwide | $3,100 | $3,285 |
| Progressive | $2,570 | $2,571 |
| State Farm | $2,080 | $2,080 |
| USAA | $2,298 | $2,340 |
Cheapest Boone, CO Car Insurance Rates After a DUI
A DUI in Boone, CO increases car insurance rates. Compare Boone, Colorado DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $7,212 |
| American Family | $5,581 |
| Farmers | $6,381 |
| Geico | $4,272 |
| Liberty Mutual | $2,966 |
| Nationwide | $7,144 |
| Progressive | $4,378 |
| State Farm | $3,707 |
| USAA | $5,527 |
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Cheapest Boone, CO Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Boone, CO by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,195 | $6,195 |
| American Family | $3,972 | $4,147 |
| Farmers | $5,955 | $5,955 |
| Geico | $3,285 | $3,435 |
| Liberty Mutual | $2,783 | $2,783 |
| Nationwide | $5,316 | $5,316 |
| Progressive | $4,785 | $4,785 |
| State Farm | $3,613 | $3,801 |
| USAA | $3,485 | $3,692 |
The Best Cheap Car Insurance Companies in Boone, CO
Take a look at a side-by-side comparison of the top car insurance companies in Boone, CO to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,195 |
| American Family | $4,059 |
| Farmers | $5,955 |
| Geico | $3,360 |
| Liberty Mutual | $2,783 |
| Nationwide | $5,316 |
| Progressive | $4,785 |
| State Farm | $3,707 |
| USAA | $3,589 |
Category Winners: Cheapest Car Insurance in Boone, Colorado
Find the cheapest car insurance companies in Boone, CO for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Liberty Mutual |
| Clean Record | Geico |
| With 1 Accident | Liberty Mutual |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Liberty Mutual |
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Cheapest Boone, CO Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Boone car insurance rates. Find the cheapest Boone, CO car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,871 | $6,172 | $6,542 |
| American Family | $3,854 | $4,142 | $4,182 |
| Farmers | $5,178 | $5,866 | $6,822 |
| Geico | $2,923 | $3,271 | $3,886 |
| Liberty Mutual | $2,634 | $2,773 | $2,942 |
| Nationwide | $5,311 | $5,320 | $5,316 |
| Progressive | $4,416 | $4,798 | $5,141 |
| State Farm | $3,438 | $3,711 | $3,972 |
| USAA | $3,452 | $3,588 | $3,726 |
What affects car insurance rates in Boone, Colorado?
What factors can have an impact on Boone, CO car insurance? There are several reasons why Boone car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Boone, Colorado.
Commute Time in Boone
The more time you spend in your car the higher the risk of an accident. The average commute length in Boone, CO is 28.2 minutes according to City-Data.
Compare Car Insurance Quotes in Boone, CO
Ready to find affordable Boone, Colorado car insurance today? Enter your ZIP code for fast, free Boone, CO car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How much does car insurance cost in Boone, CO?
The average monthly cost of car insurance in Boone, CO is $368.
What are the car insurance requirements in Boone, CO?
The car insurance requirements in Boone, CO are 25/50/15. This means you must have at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $15,000 in property damage liability coverage.
Do I need full coverage insurance if my car is financed?
If your car is financed, it is likely that your lender will require you to have full coverage insurance. Full coverage typically includes both liability insurance and comprehensive and collision coverage.
How can I find cheap car insurance rates in Boone, CO?
To find cheap car insurance rates in Boone, CO, it is recommended to compare quotes from multiple insurance companies. This will help you find the best rate for your specific needs and circumstances.
How does my age, gender, and marital status affect car insurance rates in Boone, CO?
Every car insurance company weighs age, gender, and marital status differently, so rates can vary. Generally, older and married individuals tend to receive lower rates compared to younger and single individuals.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Zach Fagiano
Insurance & Finance Analyst
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.