Best Beltsville, MD Car Insurance in 2024
Car insurance in Beltsville, MD averages $451 a month. Beltsville, Maryland car insurance requirements are 30/60/15, but you might need full coverage insurance if your car is financed. To find cheap Beltsville car insurance rates, compare quotes from the top car insurance companies in Beltsville, MD.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Beltsville, MD are $5,409/year
- Average car insurance rates in Beltsville, MD after a DUI are $6,359/year
- The cheapest car insurance company in Beltsville is Nationwide
If you need to buy Beltsville, Maryland car insurance, the options can be confusing. Everything you need to know about car insurance in Beltsville, MD is right here.
You’ll find Beltsville car insurance rates, the cheapest Beltsville, MD car insurance companies, and information on Maryland car insurance laws. You can also compare Beltsville, Maryland car insurance rates to Salisbury car insurance rates, Annapolis car insurance rates, and College Park car insurance rates.
Ready to find affordable Beltsville, MD car insurance today? Enter your ZIP code for fast, free Beltsville car insurance quotes.
Cheapest Beltsville, MD Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Beltsville, MD car insurance rates? Every Beltsville, Maryland car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,011 | $3,824 | $3,850 | $3,945 | $12,016 | $14,119 | $3,578 | $3,605 |
| Geico | $2,871 | $3,144 | $3,264 | $3,778 | $8,640 | $9,807 | $2,456 | $2,576 |
| Liberty Mutual | $7,861 | $7,861 | $7,771 | $7,771 | $15,242 | $22,580 | $7,861 | $10,581 |
| Nationwide | $2,153 | $2,161 | $1,946 | $2,004 | $5,037 | $6,627 | $2,492 | $2,684 |
| Progressive | $3,012 | $2,698 | $2,610 | $2,673 | $10,983 | $12,007 | $3,509 | $3,413 |
| State Farm | $2,934 | $2,934 | $2,707 | $2,707 | $8,865 | $11,307 | $3,281 | $3,691 |
| USAA | $2,281 | $2,239 | $2,134 | $2,125 | $5,093 | $6,005 | $2,625 | $2,928 |
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Minimum Car Insurance in Beltsville, MD
Every driver must carry the minimum car insurance in Beltsville, MD. Take a look at the Maryland car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
Cheapest Beltsville, MD Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Beltsville, MD. Compare credit history car insurance rates in Beltsville from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,936 | $5,533 | $4,887 |
| Geico | $5,179 | $4,287 | $4,235 |
| Liberty Mutual | $15,631 | $10,078 | $7,113 |
| Nationwide | $4,016 | $2,836 | $2,562 |
| Progressive | $6,428 | $4,850 | $4,062 |
| State Farm | $7,026 | $4,169 | $3,215 |
| USAA | $4,242 | $2,907 | $2,388 |
Cheapest Beltsville, MD Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Beltsville, MD to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,403 | $7,224 | $5,403 | $6,444 |
| Geico | $3,236 | $5,048 | $6,138 | $3,846 |
| Liberty Mutual | $7,897 | $10,376 | $15,533 | $9,957 |
| Nationwide | $2,760 | $3,709 | $2,953 | $3,130 |
| Progressive | $4,350 | $5,812 | $5,273 | $5,017 |
| State Farm | $4,299 | $5,420 | $4,747 | $4,747 |
| USAA | $2,496 | $3,066 | $4,465 | $2,688 |
Cheapest Beltsville, MD Car Insurance for Teen Drivers
Teen car insurance in Beltsville, MD can be expensive. Take a look at rates from the top car insurance companies in Beltsville for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,016 | $14,119 |
| Geico | $8,640 | $9,807 |
| Liberty Mutual | $15,242 | $22,580 |
| Nationwide | $5,037 | $6,627 |
| Progressive | $10,983 | $12,007 |
| State Farm | $8,865 | $11,307 |
| USAA | $5,093 | $6,005 |
Cheapest Beltsville, MD Car Insurance for Seniors
Take a look at Beltsville, MD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,850 | $3,945 |
| Geico | $3,264 | $3,778 |
| Liberty Mutual | $7,771 | $7,771 |
| Nationwide | $1,946 | $2,004 |
| Progressive | $2,610 | $2,673 |
| State Farm | $2,707 | $2,707 |
| USAA | $2,134 | $2,125 |
Cheapest Beltsville, MD Car Insurance Rates After a DUI
A DUI in Beltsville, MD increases car insurance rates. Compare Beltsville, Maryland DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,403 |
| Geico | $6,138 |
| Liberty Mutual | $15,533 |
| Nationwide | $2,953 |
| Progressive | $5,273 |
| State Farm | $4,747 |
| USAA | $4,465 |
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Cheapest Beltsville, MD Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Beltsville, MD by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,031 | $6,206 |
| Geico | $4,489 | $4,645 |
| Liberty Mutual | $10,649 | $11,233 |
| Nationwide | $3,138 | $3,138 |
| Progressive | $5,113 | $5,113 |
| State Farm | $4,676 | $4,930 |
| USAA | $3,080 | $3,278 |
The Best Cheap Car Insurance Companies in Beltsville, MD
Take a look at a side-by-side comparison of the top car insurance companies in Beltsville, MD to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,119 |
| Geico | $4,567 |
| Liberty Mutual | $10,941 |
| Nationwide | $3,138 |
| Progressive | $5,113 |
| State Farm | $4,803 |
| USAA | $3,179 |
Category Winners: Cheapest Car Insurance in Beltsville, Maryland
Find the cheapest car insurance companies in Beltsville, MD for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Nationwide |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Nationwide |
| With 1 Speeding Violation | USAA |
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Cheapest Beltsville, MD Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Beltsville car insurance rates. Find the cheapest Beltsville, MD car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,932 | $6,067 | $6,357 |
| Geico | $4,397 | $4,536 | $4,768 |
| Liberty Mutual | $10,618 | $10,914 | $11,291 |
| Nationwide | $3,006 | $3,148 | $3,259 |
| Progressive | $4,858 | $5,112 | $5,369 |
| State Farm | $4,542 | $4,817 | $5,051 |
| USAA | $3,008 | $3,189 | $3,339 |
What affects car insurance rates in Beltsville, Maryland?
What factors can have an impact on Beltsville, MD car insurance? There are several reasons why Beltsville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Beltsville, Maryland.
Commute Time in Beltsville
The more time you spend in your car the higher the risk of an accident. The average commute length in Beltsville, MD is 33.0 minutes according to City-Data.
Compare Car Insurance Quotes in Beltsville, MD
Ready to find affordable Beltsville, Maryland car insurance today? Enter your ZIP code for fast, free Beltsville, MD car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How can I compare car insurance rates in Beltsville, MD?
To compare car insurance rates in Beltsville, MD, you have a few options. You can contact insurance companies directly and request quotes from each of them. Alternatively, you can use online insurance comparison websites that allow you to input your information once and receive quotes from multiple insurance providers. Comparing rates from different insurers will help you find the best coverage at the most affordable price.
What factors affect car insurance rates in Beltsville, MD?
Several factors can influence car insurance rates in Beltsville, MD. These factors include your age, driving history, type of vehicle, coverage limits, deductible amount, and even your credit score. Additionally, factors specific to the area, such as crime rates, population density, and local weather conditions, may also impact insurance premiums.
Are car insurance rates higher in Beltsville, MD compared to other areas?
Car insurance rates can vary between different areas, including Beltsville, MD. Insurance companies take into account factors such as local accident rates, theft rates, and population density when determining premiums. While it’s difficult to make a direct comparison without specific data, it’s advisable to obtain quotes from multiple insurance providers to see how rates in Beltsville compare to other locations.
Can I get discounts on car insurance in Beltsville, MD?
Yes, many insurance companies offer various discounts that can help you save on car insurance in Beltsville, MD. Common discounts include safe driving discounts, multi-policy discounts (if you have multiple insurance policies with the same company), good student discounts, and discounts for safety features installed in your vehicle. It’s essential to ask your insurance provider about available discounts and see if you qualify for any of them.
What coverage options should I consider when comparing car insurance rates in Beltsville, MD?
When comparing car insurance rates in Beltsville, MD, it’s important to consider the coverage options that meet your specific needs. The most common types of coverage include liability coverage (required by law), collision coverage, comprehensive coverage, personal injury protection (PIP), and uninsured/underinsured motorist coverage. Evaluating your driving habits, the value of your vehicle, and your budget will help you determine which coverage options are essential for you.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.