Best Bellingham, MA Car Insurance in 2024
Car insurance in Bellingham, MA averages $238 a month. Bellingham, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Bellingham car insurance rates, compare quotes from the top car insurance companies in Bellingham, MA.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Bellingham for teen drivers is State Farm
- Average car insurance rates in Bellingham, MA after a DUI are $3,509/year
- The cheapest car insurance company in Bellingham is State Farm
If you need to buy Bellingham, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Bellingham, MA is right here.
You’ll find Bellingham car insurance rates, the cheapest Bellingham, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Bellingham, Massachusetts car insurance rates to Cambridge car insurance rates, Lynn car insurance rates, and Boston car insurance rates.
Ready to find affordable Bellingham, MA car insurance today? Enter your ZIP code for fast, free Bellingham car insurance quotes.
Cheapest Bellingham, MA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Bellingham, MA car insurance rates? Every Bellingham, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,147 | $2,147 | $2,147 | $2,147 | $7,691 | $7,691 | $2,409 | $2,409 |
| Geico | $1,800 | $1,800 | $1,667 | $1,667 | $5,151 | $5,151 | $1,857 | $1,857 |
| Liberty Mutual | $2,623 | $2,623 | $2,287 | $2,287 | $8,758 | $8,758 | $2,744 | $2,744 |
| Progressive | $1,957 | $1,957 | $1,880 | $1,880 | $7,312 | $7,312 | $2,115 | $2,115 |
| State Farm | $862 | $862 | $862 | $862 | $2,394 | $2,394 | $862 | $862 |
| Travelers | $2,666 | $2,666 | $2,361 | $2,361 | $5,446 | $5,446 | $2,962 | $2,962 |
| USAA | $1,286 | $1,286 | $1,267 | $1,267 | $2,984 | $2,984 | $1,419 | $1,419 |
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Minimum Car Insurance in Bellingham, MA
Every driver must carry the minimum car insurance in Bellingham, MA. Take a look at the Massachusetts car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Bellingham, MA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Bellingham, MA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,795 | $4,138 | $4,666 | $2,795 |
| Geico | $2,096 | $2,881 | $3,288 | $2,209 |
| Liberty Mutual | $3,238 | $4,409 | $5,311 | $3,453 |
| Progressive | $2,792 | $3,921 | $3,115 | $3,436 |
| State Farm | $986 | $1,342 | $1,597 | $1,056 |
| Travelers | $2,623 | $3,623 | $3,864 | $3,325 |
| USAA | $1,241 | $1,608 | $2,721 | $1,387 |
Cheapest Bellingham, MA Car Insurance for Teen Drivers
Teen car insurance in Bellingham, MA can be expensive. Take a look at rates from the top car insurance companies in Bellingham for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,691 | $7,691 |
| Geico | $5,151 | $5,151 |
| Liberty Mutual | $8,758 | $8,758 |
| Progressive | $7,312 | $7,312 |
| State Farm | $2,394 | $2,394 |
| Travelers | $5,446 | $5,446 |
| USAA | $2,984 | $2,984 |
Cheapest Bellingham, MA Car Insurance for Seniors
Take a look at Bellingham, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,147 | $2,147 |
| Geico | $1,667 | $1,667 |
| Liberty Mutual | $2,287 | $2,287 |
| Progressive | $1,880 | $1,880 |
| State Farm | $862 | $862 |
| Travelers | $2,361 | $2,361 |
| USAA | $1,267 | $1,267 |
Cheapest Bellingham, MA Car Insurance Rates After a DUI
A DUI in Bellingham, MA increases car insurance rates. Compare Bellingham, Massachusetts DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $4,666 |
| Geico | $3,288 |
| Liberty Mutual | $5,311 |
| Progressive | $3,115 |
| State Farm | $1,597 |
| Travelers | $3,864 |
| USAA | $2,721 |
Cheapest Bellingham, MA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Bellingham, MA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,486 | $3,711 |
| Geico | $2,567 | $2,670 |
| Liberty Mutual | $3,942 | $4,264 |
| Progressive | $3,316 | $3,316 |
| State Farm | $1,216 | $1,275 |
| Travelers | $3,201 | $3,516 |
| USAA | $1,691 | $1,787 |
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The Best Cheap Car Insurance Companies in Bellingham, MA
Take a look at a side-by-side comparison of the top car insurance companies in Bellingham, MA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,599 |
| Geico | $2,619 |
| Liberty Mutual | $4,103 |
| Progressive | $3,316 |
| State Farm | $1,245 |
| Travelers | $3,359 |
| USAA | $1,739 |
Category Winners: Cheapest Car Insurance in Bellingham, Massachusetts
Find the cheapest car insurance companies in Bellingham, MA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
Cheapest Bellingham, MA Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Bellingham car insurance rates. Find the cheapest Bellingham, MA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,348 | $3,656 | $3,793 |
| Geico | $2,409 | $2,667 | $2,780 |
| Liberty Mutual | $3,847 | $4,155 | $4,307 |
| Progressive | $3,033 | $3,383 | $3,532 |
| State Farm | $1,135 | $1,268 | $1,333 |
| Travelers | $3,034 | $3,428 | $3,614 |
| USAA | $1,611 | $1,768 | $1,838 |
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What affects car insurance rates in Bellingham, Massachusetts?
What factors can have an impact on Bellingham, MA car insurance? There are several reasons why Bellingham car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Bellingham, Massachusetts.
Commute Time in Bellingham
The more time you spend in your car the higher the risk of an accident. The average commute length in Bellingham, MA is 34.7 minutes according to City-Data.
Compare Car Insurance Quotes in Bellingham, MA
Ready to find affordable Bellingham, Massachusetts car insurance today? Enter your ZIP code for fast, free Bellingham, MA car insurance quotes.
Frequently Asked Questions
How can I compare car insurance rates in Bellingham, MA?
Comparing car insurance rates in Bellingham, MA is easy. You can start by obtaining quotes from multiple insurance providers. You can either contact individual insurance companies directly or use online comparison tools that gather quotes from multiple insurers. Make sure to provide accurate and consistent information when requesting quotes to get reliable comparisons.
What factors affect car insurance rates in Bellingham, MA?
Several factors influence car insurance rates in Bellingham, MA, including:
- Driving record: Your driving history, including accidents, tickets, and violations.
- Age and gender: Younger drivers typically have higher rates, and statistics may show variations based on gender.
- Vehicle make and model: The type of car you drive, its age, safety features, and likelihood of theft.
- Coverage and deductibles: The level of coverage you choose and the deductibles you’re willing to pay.
- Credit score: In some states, including Massachusetts, credit history may impact insurance rates.
- Annual mileage: The average number of miles you drive each year.
- Location: The ZIP code in Bellingham, MA, where you reside, as it affects the risk of accidents and theft.
Are there any specific coverage requirements in Bellingham, MA?
Yes, Massachusetts law requires drivers in Bellingham and throughout the state to carry certain minimum auto insurance coverages. The required coverages include:
- Bodily injury to others: Coverage for injuries caused to others in an accident you’re responsible for.
- Personal injury protection (PIP): Coverage for medical expenses, lost wages, and other accident-related costs.
- Bodily injury caused by an uninsured or underinsured motorist: Coverage for injuries caused by an uninsured or underinsured driver.
- Damage to someone else’s property: Coverage for property damage caused to others in an accident.
Can my credit score affect my car insurance rates in Bellingham, MA?
Yes, your credit score can impact your car insurance rates in Bellingham, MA. In Massachusetts, insurance companies can use credit-based insurance scores when determining premiums. Statistically, individuals with better credit scores tend to have fewer insurance claims. Therefore, if your credit score is lower, you may face higher insurance rates.
Are there any discounts available for car insurance in Bellingham, MA?
Yes, various discounts are available that can help lower your car insurance rates in Bellingham, MA. Some common discounts include:
- Safe driver discounts: Reward for maintaining a clean driving record without accidents or violations.
- Good student discounts: Offered to students who maintain good grades.
- Multi-policy discounts: Discounts for bundling multiple policies, such as auto and home insurance, with the same insurer.
- Vehicle safety features: Discounts for having safety features like anti-lock brakes, airbags, or anti-theft systems.
- Pay-in-full discounts: Discounts for paying your premium in a lump sum rather than in installments.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.