Best Batesville, AR Car Insurance in 2024
Car insurance in Batesville, AR averages $349 a month. Batesville, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Batesville car insurance rates, compare quotes from the top car insurance companies in Batesville, AR.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Batesville, AR are $4,186/year
- The cheapest car insurance company in Batesville is USAA
- Average car insurance rates in Batesville, AR after a DUI are $5,018/year
If you need to buy Batesville, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Batesville, AR is right here.
You’ll find Batesville car insurance rates, the cheapest Batesville, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Batesville, Arkansas car insurance rates to North Little Rock car insurance rates, Bentonville car insurance rates, and Fort Smith car insurance rates.
Ready to find affordable Batesville, AR car insurance today? Enter your ZIP code for fast, free Batesville car insurance quotes.
Cheapest Batesville, AR Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Batesville, AR car insurance rates? Every Batesville, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,943 | $2,969 | $2,616 | $2,798 | $10,561 | $12,653 | $3,262 | $3,555 |
| Farmers | $2,382 | $2,368 | $2,127 | $2,240 | $10,072 | $10,436 | $2,725 | $2,863 |
| Geico | $2,606 | $2,582 | $2,408 | $2,340 | $6,591 | $6,629 | $2,550 | $2,586 |
| Liberty Mutual | $2,329 | $2,494 | $2,208 | $2,460 | $7,977 | $8,773 | $2,511 | $2,632 |
| Nationwide | $2,718 | $2,768 | $2,440 | $2,578 | $6,624 | $8,442 | $3,116 | $3,360 |
| Progressive | $3,043 | $2,874 | $2,503 | $2,619 | $13,149 | $14,806 | $3,643 | $3,952 |
| State Farm | $1,802 | $1,802 | $1,603 | $1,603 | $5,058 | $6,378 | $2,027 | $2,316 |
| Travelers | $2,202 | $2,243 | $2,182 | $2,185 | $12,839 | $20,552 | $2,360 | $2,728 |
| USAA | $1,284 | $1,296 | $1,192 | $1,200 | $4,009 | $4,199 | $1,650 | $1,779 |
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Minimum Car Insurance in Batesville, AR
Every driver must carry the minimum car insurance required by the state in Batesville, AR. Take a look at the Arkansas car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Batesville, AR Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Batesville, AR. If your credit is good, you may be able to get a good credit discount. Compare credit history car insurance rates in Batesville from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,504 | $4,971 | $4,034 |
| Farmers | $5,001 | $4,201 | $4,003 |
| Geico | $4,238 | $3,481 | $2,890 |
| Liberty Mutual | $5,679 | $3,414 | $2,677 |
| Nationwide | $4,733 | $3,811 | $3,473 |
| Progressive | $6,586 | $5,636 | $5,250 |
| State Farm | $4,091 | $2,462 | $1,917 |
| Travelers | $6,783 | $5,661 | $5,290 |
| USAA | $2,749 | $1,878 | $1,602 |
Cheapest Batesville, AR Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Batesville, AR to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,270 | $5,362 | $5,952 | $5,095 |
| Farmers | $3,722 | $4,768 | $4,662 | $4,454 |
| Geico | $2,385 | $3,677 | $5,517 | $2,566 |
| Liberty Mutual | $2,685 | $4,336 | $5,070 | $3,601 |
| Nationwide | $3,114 | $4,027 | $5,453 | $3,429 |
| Progressive | $5,013 | $6,996 | $5,270 | $6,016 |
| State Farm | $2,601 | $3,046 | $2,824 | $2,824 |
| Travelers | $4,951 | $5,115 | $7,498 | $6,082 |
| USAA | $1,597 | $2,023 | $2,912 | $1,772 |
Cheapest Batesville, AR Car Insurance for Teen Drivers
Teen car insurance in Batesville, AR can be expensive. Take a look at rates from the top car insurance companies in Batesville for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,561 | $12,653 |
| Farmers | $10,072 | $10,436 |
| Geico | $6,591 | $6,629 |
| Liberty Mutual | $7,977 | $8,773 |
| Nationwide | $6,624 | $8,442 |
| Progressive | $13,149 | $14,806 |
| State Farm | $5,058 | $6,378 |
| Travelers | $12,839 | $20,552 |
| USAA | $4,009 | $4,199 |
Cheapest Batesville, AR Car Insurance for Seniors
Take a look at Batesville, AR rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,616 | $2,798 |
| Farmers | $2,127 | $2,240 |
| Geico | $2,408 | $2,340 |
| Liberty Mutual | $2,208 | $2,460 |
| Nationwide | $2,440 | $2,578 |
| Progressive | $2,503 | $2,619 |
| State Farm | $1,603 | $1,603 |
| Travelers | $2,182 | $2,185 |
| USAA | $1,192 | $1,200 |
Cheapest Batesville, AR Car Insurance Rates After a DUI
A DUI in Batesville, AR increases car insurance rates. Compare Batesville, Arkansas car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,952 |
| Farmers | $4,662 |
| Geico | $5,517 |
| Liberty Mutual | $5,070 |
| Nationwide | $5,453 |
| Progressive | $5,270 |
| State Farm | $2,824 |
| Travelers | $7,498 |
| USAA | $2,912 |
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Cheapest Batesville, AR Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Batesville, AR by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,170 | $5,170 |
| Farmers | $4,402 | $4,402 |
| Geico | $3,516 | $3,557 |
| Liberty Mutual | $3,923 | $3,923 |
| Nationwide | $4,006 | $4,006 |
| Progressive | $5,824 | $5,824 |
| State Farm | $2,756 | $2,891 |
| Travelers | $5,911 | $5,911 |
| USAA | $2,017 | $2,135 |
The Best Cheap Car Insurance Companies in Batesville, AR
Take a look at a side-by-side comparison of the top car insurance companies in Batesville, AR to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,170 |
| Farmers | $4,402 |
| Geico | $3,536 |
| Liberty Mutual | $3,923 |
| Nationwide | $4,006 |
| Progressive | $5,824 |
| State Farm | $2,824 |
| Travelers | $5,911 |
| USAA | $2,076 |
Category Winners: Cheapest Car Insurance in Batesville, Arkansas
Find the cheapest car insurance companies in Batesville, AR for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
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Cheapest Batesville, AR Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Batesville car insurance rates. Find the cheapest Batesville, AR car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,036 | $5,166 | $5,306 |
| Farmers | $4,182 | $4,356 | $4,668 |
| Geico | $3,403 | $3,535 | $3,671 |
| Liberty Mutual | $3,798 | $3,899 | $4,073 |
| Nationwide | $4,022 | $3,922 | $4,073 |
| Progressive | $5,355 | $5,728 | $6,388 |
| State Farm | $2,692 | $2,821 | $2,958 |
| Travelers | $5,650 | $5,928 | $6,155 |
| USAA | $1,989 | $2,069 | $2,171 |
What affects car insurance rates in Batesville, Arkansas?
What are the factors that affect car insurance rates in Batesville, AR? There are several reasons why Batesville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Batesville, Arkansas.
Commute Time in Batesville
The more time you spend in your car the higher the risk of an accident. The average commute length in Batesville, AR is 12.3 minutes according to City-Data.
Compare Car Insurance Quotes in Batesville, AR
Ready to find affordable Batesville, Arkansas car insurance today? Enter your ZIP code for fast, free Batesville, AR car insurance quotes.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Frequently Asked Questions
How are car insurance rates determined in Batesville, AR?
Car insurance rates in Batesville, AR are determined based on several factors, including the driver’s age, driving history, type of vehicle, coverage limits, deductibles, and the overall risk associated with the location. Insurance companies also consider local factors such as crime rates, population density, and frequency of accidents in the area.
Are car insurance rates higher in Batesville, AR compared to other areas?
Car insurance rates can vary from one area to another. Batesville, AR may have different rates compared to other locations due to factors such as local traffic patterns, weather conditions, and the number of insurance claims filed in the area. It’s important to compare quotes from multiple insurance providers to get an accurate understanding of the rates specific to Batesville, AR.
What are the benefits of getting car insurance in Batesville, AR?
The benefits of having car insurance in Batesville, AR include financial protection against accidents, theft, and damage to your vehicle. Insurance can cover medical expenses in case of injuries sustained in an accident, provide liability coverage if you’re at fault in a collision, and offer peace of mind knowing you’re protected financially.
What are the disadvantages of car insurance in Batesville, AR?
The disadvantages of car insurance in Batesville, AR are primarily related to the cost. Insurance premiums can be expensive, especially if you have a poor driving record or live in an area with a high risk of accidents. Additionally, some policies may have limitations or exclusions that could affect coverage for specific situations or incidents.
How can I find affordable car insurance rates in Batesville, AR?
To find affordable car insurance rates in Batesville, AR, it’s recommended to shop around and compare quotes from different insurance providers. You can also consider raising your deductibles, maintaining a clean driving record, bundling your car insurance with other policies, or taking advantage of discounts offered by insurance companies.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.