Best Anderson, SC Car Insurance in 2024
Car insurance in Anderson, SC averages $292 a month. Anderson, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Anderson car insurance rates, compare quotes from the top car insurance companies in Anderson, SC.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average car insurance rates in Anderson, SC are $3,500/year
- The cheapest car insurance company in Anderson is State Farm
- Average car insurance rates in Anderson, SC after a DUI are $4,011/year
If you need to buy Anderson, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Anderson, SC is right here.
You’ll find Anderson car insurance rates, the cheapest Anderson, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Anderson, South Carolina car insurance rates to Columbia car insurance rates, Hilton Head Island car insurance rates, and Goose Creek car insurance rates.
Ready to find affordable Anderson, SC car insurance today? Enter your ZIP code for fast, free Anderson car insurance quotes.
Cheapest Anderson, SC Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Anderson, SC car insurance rates? Every Anderson, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,258 | $2,258 | $2,163 | $2,163 | $5,973 | $7,665 | $2,514 | $2,736 |
| Farmers | $2,789 | $2,789 | $2,668 | $2,894 | $7,458 | $8,314 | $3,041 | $3,085 |
| Geico | $2,149 | $2,149 | $1,959 | $1,959 | $5,373 | $5,490 | $2,520 | $2,591 |
| Nationwide | $2,329 | $2,358 | $2,101 | $2,178 | $5,634 | $7,239 | $2,633 | $2,865 |
| Progressive | $2,283 | $2,113 | $1,969 | $2,058 | $9,740 | $10,759 | $2,644 | $2,774 |
| State Farm | $1,874 | $1,874 | $1,702 | $1,702 | $5,453 | $6,837 | $2,105 | $2,378 |
| USAA | $1,700 | $1,704 | $1,563 | $1,561 | $6,833 | $7,484 | $2,233 | $2,348 |
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Minimum Car Insurance in Anderson, SC
Every driver must carry the minimum car insurance in Anderson, SC. Take a look at the South Carolina car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Cheapest Anderson, SC Car Insurance Rates by Credit Score
Your credit affects car insurance costs in Anderson, SC. Compare credit history car insurance rates in Anderson from top companies for good, fair, and poor credit.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,336 | $3,294 | $2,769 |
| Farmers | $4,701 | $4,019 | $3,669 |
| Geico | $4,611 | $2,480 | $1,979 |
| Nationwide | $4,059 | $3,295 | $2,897 |
| Progressive | $4,764 | $4,192 | $3,921 |
| State Farm | $4,289 | $2,621 | $2,062 |
| USAA | $4,970 | $2,434 | $2,131 |
Cheapest Anderson, SC Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Anderson, SC to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,598 | $4,137 | $3,675 | $3,455 |
| Farmers | $3,447 | $4,791 | $3,970 | $4,310 |
| Geico | $2,313 | $2,983 | $4,486 | $2,313 |
| Nationwide | $2,734 | $3,512 | $4,419 | $3,003 |
| Progressive | $3,522 | $5,132 | $4,267 | $4,247 |
| State Farm | $2,711 | $3,333 | $2,960 | $2,960 |
| USAA | $2,508 | $3,094 | $4,302 | $2,809 |
Cheapest Anderson, SC Car Insurance for Teen Drivers
Teen car insurance in Anderson, SC can be expensive. Take a look at rates from the top car insurance companies in Anderson for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,973 | $7,665 |
| Farmers | $7,458 | $8,314 |
| Geico | $5,373 | $5,490 |
| Nationwide | $5,634 | $7,239 |
| Progressive | $9,740 | $10,759 |
| State Farm | $5,453 | $6,837 |
| USAA | $6,833 | $7,484 |
Cheapest Anderson, SC Car Insurance for Seniors
Take a look at Anderson, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,163 | $2,163 |
| Farmers | $2,668 | $2,894 |
| Geico | $1,959 | $1,959 |
| Nationwide | $2,101 | $2,178 |
| Progressive | $1,969 | $2,058 |
| State Farm | $1,702 | $1,702 |
| USAA | $1,563 | $1,561 |
Cheapest Anderson, SC Car Insurance Rates After a DUI
A DUI in Anderson, SC increases car insurance rates. Compare Anderson, South Carolina DUI car insurance by company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $3,675 |
| Farmers | $3,970 |
| Geico | $4,486 |
| Nationwide | $4,419 |
| Progressive | $4,267 |
| State Farm | $2,960 |
| USAA | $4,302 |
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Cheapest Anderson, SC Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Anderson, SC by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,396 | $3,537 |
| Farmers | $4,130 | $4,130 |
| Geico | $3,006 | $3,042 |
| Nationwide | $3,417 | $3,417 |
| Progressive | $4,292 | $4,292 |
| State Farm | $2,917 | $3,064 |
| USAA | $3,145 | $3,212 |
Cheapest Anderson, SC Car Insurance Rates by ZIP Code
Anderson car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Anderson, SC.
| ZIP Code | Average Annual Rates |
|---|---|
| 29621 | $3,244 |
| 29624 | $3,374 |
| 29625 | $3,221 |
| 29626 | $3,165 |
The Best Cheap Car Insurance Companies in Anderson, SC
Take a look at a side-by-side comparison of the top car insurance companies in Anderson, SC to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,466 |
| Farmers | $4,130 |
| Geico | $3,024 |
| Nationwide | $3,417 |
| Progressive | $4,292 |
| State Farm | $2,991 |
| USAA | $3,178 |
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Category Winners: Cheapest Car Insurance in Anderson, South Carolina
Find the cheapest car insurance companies in Anderson, SC for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
Cheapest Anderson, SC Car Insurance Rates by Coverage Level
How much coverage you choose will have an impact on your Anderson car insurance rates. Find the cheapest Anderson, SC car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,276 | $3,451 | $3,672 |
| Farmers | $3,738 | $4,132 | $4,518 |
| Geico | $2,833 | $2,997 | $3,240 |
| Nationwide | $3,388 | $3,416 | $3,446 |
| Progressive | $4,012 | $4,246 | $4,618 |
| State Farm | $2,773 | $2,989 | $3,210 |
| USAA | $3,015 | $3,174 | $3,346 |
What affects car insurance rates in Anderson, South Carolina?
What factors can have an impact on Anderson, SC car insurance? There are several reasons why Anderson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Anderson, South Carolina.
Commute Time in Anderson
The more time you spend in your car the higher the risk of an accident. The average commute length in Anderson, SC is 18.8 minutes according to City-Data.
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Compare Car Insurance Quotes in Anderson, SC
Ready to find affordable Anderson, South Carolina car insurance today? Enter your ZIP code for fast, free Anderson, SC car insurance quotes.
Frequently Asked Questions
How do age, gender, and marital status affect car insurance rates in Anderson, SC?
Age, gender, and marital status can have an impact on car insurance rates in Anderson, SC. Each car insurance company weighs these factors differently when determining rates. Younger drivers, especially teenagers, often have higher rates due to their lack of driving experience. Males typically pay more than females, as statistics show that male drivers are more prone to accidents. Married individuals tend to receive lower rates compared to single drivers. It’s important to compare rates from different companies to find the best option for your specific circumstances.
What are the minimum car insurance requirements in Anderson, SC?
In Anderson, SC, the minimum car insurance requirements are 25/50/25. This means drivers must carry at least:
- $25,000 in bodily injury liability coverage per person
- $50,000 in bodily injury liability coverage per accident
- $25,000 in property damage liability coverage
It’s crucial to note that these are only the minimum requirements, and it’s generally recommended to consider higher coverage limits for better protection.
How does credit score affect car insurance rates in Anderson, SC?
Your credit score can influence car insurance costs in Anderson, SC. Insurance companies use credit history as a factor in determining rates because studies have shown a correlation between credit scores and the likelihood of filing insurance claims. Generally, individuals with better credit scores are considered lower risk and may receive lower rates. It’s advisable to maintain good credit or wor
How does driving record affect car insurance rates in Anderson, SC?
Your driving record is a significant factor affecting car insurance rates in Anderson, SC. Insurance companies consider your past driving history to assess your risk as a driver. Drivers with a clean record, free of accidents and traffic violations, usually receive lower rates. On the other hand, individuals with a history of accidents, tickets, or DUI convictions may face higher premiums. It’s important to compare rates from multiple companies, as some may offer more favorable rates for drivers with less-than-perfect records.
How can teen drivers find affordable car insurance in Anderson, SC?
Car insurance for teen drivers in Anderson, SC tends to be more expensive due to their lack of experience and higher risk profile. However, there are ways to find more affordable rates. It’s recommended for teen drivers and their parents to compare quotes from multiple car insurance companies. Additionally, teen drivers can often qualify for discounts by maintaining good grades, completing driver’s education courses, or being added to a parent’s policy. Exploring these options can help reduce the cost of car insurance for teens.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.