Best Alpine, CA Car Insurance in 2024
Car insurance in Alpine, CA averages $280 a month. Alpine, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Alpine car insurance rates, compare quotes from the top car insurance companies in Alpine, CA.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 24, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest car insurance company in Alpine is Geico
- Average car insurance rates in Alpine, CA after a DUI are $4,695/year
- The cheapest car insurance company in Alpine for teen drivers is USAA
If you need to buy Alpine, California car insurance, the options can be confusing. Everything you need to know about car insurance in Alpine, CA is right here.
You’ll find Alpine car insurance rates, the cheapest Alpine, CA car insurance companies, and information on California car insurance laws. You can also compare Alpine, California car insurance rates to Oakland car insurance rates, Anaheim car insurance rates, and San Francisco car insurance rates.
Ready to find affordable Alpine, CA car insurance today? Enter your ZIP code for fast, free Alpine car insurance quotes.
Cheapest Alpine, CA Car Insurance Rates By Age, Gender, and Marital Status
How do age, gender, and marital status affect Alpine, CA car insurance rates? Every Alpine, California car insurance company weighs these factors differently, so check out the comparison rates.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,417 | $2,429 | $1,764 | $1,790 | $6,605 | $8,327 | $3,117 | $3,458 |
| Farmers | $2,482 | $2,482 | $2,238 | $2,238 | $7,923 | $12,988 | $2,942 | $3,276 |
| Geico | $1,566 | $1,566 | $1,472 | $1,472 | $4,767 | $4,842 | $2,249 | $2,295 |
| Liberty Mutual | $2,138 | $2,024 | $1,986 | $1,926 | $4,642 | $4,946 | $2,408 | $2,430 |
| Nationwide | $2,837 | $2,708 | $2,495 | $2,351 | $7,200 | $7,952 | $3,380 | $3,333 |
| Progressive | $1,916 | $1,971 | $1,642 | $1,943 | $5,180 | $6,215 | $2,771 | $2,975 |
| State Farm | $2,901 | $2,901 | $2,593 | $2,593 | $5,348 | $6,644 | $3,210 | $3,309 |
| Travelers | $2,419 | $2,341 | $2,140 | $2,117 | $5,003 | $5,714 | $3,144 | $3,076 |
| USAA | $1,831 | $1,732 | $1,794 | $1,798 | $4,153 | $4,172 | $2,534 | $2,391 |
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Minimum Car Insurance in Alpine, CA
Every driver must carry the minimum car insurance required by the state in Alpine, CA. Take a look at the California car insurance requirements.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
Cheapest Alpine, CA Car Insurance Rates by Driving Record
Your driving record is one of the biggest factors affecting car insurance costs. Car insurance with a bad driving record is typically more expensive. Compare bad driving record car insurance rates in Alpine, CA to rates for a clean record with top companies.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,256 | $3,799 | $5,941 | $2,958 |
| Farmers | $3,380 | $4,602 | $5,732 | $4,570 |
| Geico | $1,767 | $2,733 | $3,422 | $2,192 |
| Liberty Mutual | $2,441 | $3,271 | $2,952 | $2,587 |
| Nationwide | $2,816 | $3,610 | $6,092 | $3,610 |
| Progressive | $2,010 | $3,432 | $3,964 | $2,901 |
| State Farm | $2,631 | $3,138 | $5,926 | $3,054 |
| Travelers | $2,166 | $3,527 | $4,097 | $3,187 |
| USAA | $1,696 | $2,520 | $4,128 | $1,858 |
Cheapest Alpine, CA Car Insurance for Teen Drivers
Teen car insurance in Alpine, CA can be expensive. Take a look at rates from the top car insurance companies in Alpine for teenagers.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,605 | $8,327 |
| Farmers | $7,923 | $12,988 |
| Geico | $4,767 | $4,842 |
| Liberty Mutual | $4,642 | $4,946 |
| Nationwide | $7,200 | $7,952 |
| Progressive | $5,180 | $6,215 |
| State Farm | $5,348 | $6,644 |
| Travelers | $5,003 | $5,714 |
| USAA | $4,153 | $4,172 |
Cheapest Alpine, CA Car Insurance for Seniors
Take a look at Alpine, CA rates on car insurance for seniors from top companies. Shopping around can make a big difference for senior drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,764 | $1,790 |
| Farmers | $2,238 | $2,238 |
| Geico | $1,472 | $1,472 |
| Liberty Mutual | $1,986 | $1,926 |
| Nationwide | $2,495 | $2,351 |
| Progressive | $1,642 | $1,943 |
| State Farm | $2,593 | $2,593 |
| Travelers | $2,140 | $2,117 |
| USAA | $1,794 | $1,798 |
Cheapest Alpine, CA Car Insurance Rates After a DUI
A DUI in Alpine, CA increases car insurance rates. Compare Alpine, California car insurance after a DUI by the company to find the cheapest option.
| Insurance Company | Annual Car Insurance Rates With a DUI |
|---|---|
| Allstate | $5,941 |
| Farmers | $5,732 |
| Geico | $3,422 |
| Liberty Mutual | $2,952 |
| Nationwide | $6,092 |
| Progressive | $3,964 |
| State Farm | $5,926 |
| Travelers | $4,097 |
| USAA | $4,128 |
Cheapest Alpine, CA Car Insurance Rates by Commute Length
How does how far you drive affect car insurance rates in Alpine, CA by commute? Take a look at a comparison of the top companies by commute length.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,374 | $4,102 |
| Farmers | $4,148 | $4,995 |
| Geico | $2,297 | $2,760 |
| Liberty Mutual | $2,584 | $3,041 |
| Nationwide | $3,563 | $4,501 |
| Progressive | $2,788 | $3,366 |
| State Farm | $3,552 | $3,822 |
| Travelers | $2,919 | $3,569 |
| USAA | $2,351 | $2,751 |
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The Best Cheap Car Insurance Companies in Alpine, CA
Take a look at a side-by-side comparison of the top car insurance companies in Alpine, CA to find the best option for your needs.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,738 |
| Farmers | $4,571 |
| Geico | $2,528 |
| Liberty Mutual | $2,813 |
| Nationwide | $4,032 |
| Progressive | $3,077 |
| State Farm | $3,687 |
| Travelers | $3,244 |
| USAA | $2,551 |
Category Winners: Cheapest Car Insurance in Alpine, California
Find the cheapest car insurance companies in Alpine, CA for each category right here.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Geico |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
Cheapest Alpine, CA Car Insurance Rates by Coverage Level
How much car insurance you need will have an impact on your Alpine car insurance rates. Find the cheapest Alpine, CA car insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,560 | $3,768 | $3,887 |
| Farmers | $4,260 | $4,606 | $4,847 |
| Geico | $2,283 | $2,559 | $2,744 |
| Liberty Mutual | $2,621 | $2,838 | $2,978 |
| Nationwide | $3,595 | $4,104 | $4,396 |
| Progressive | $2,721 | $3,182 | $3,328 |
| State Farm | $3,306 | $3,752 | $4,004 |
| Travelers | $2,829 | $3,333 | $3,571 |
| USAA | $2,317 | $2,599 | $2,735 |
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What affects car insurance rates in Alpine, California?
What are the factors that affect car insurance rates in Alpine, CA? There are several reasons why Alpine car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Alpine, California.
Commute Time in Alpine
The more time you spend in your car the higher the risk of an accident. The average commute length in Alpine, CA is 12.5 minutes according to City-Data.
Compare Car Insurance Quotes in Alpine, CA
Ready to find affordable Alpine, California car insurance today? Enter your ZIP code for fast, free Alpine, CA car insurance quotes.
Frequently Asked Questions
How can I compare car insurance options in Alpine, CA?
To compare car insurance options in Alpine, CA, you can follow these steps:
- Determine your coverage needs: Assess the types and levels of coverage required for your vehicle, considering factors such as the age of your car, your driving habits, and your budget.
- Obtain multiple quotes: Collect quotes from different insurance providers in Alpine, CA. You can contact insurance agents directly or use online comparison tools.
- Compare coverage and premiums: Evaluate the coverage options and premiums offered by each insurer. Pay attention to deductibles, limits, and any additional features or benefits.
- Consider additional factors: Take into account customer reviews, the financial stability of the insurance company, available discounts, and the quality of customer service.
- Make an informed decision: Choose the car insurance policy that best fits your needs and budget.
What factors should I consider when comparing car insurance in Alpine, CA?
When comparing car insurance in Alpine, CA, consider the following factors:
- Coverage options: Evaluate the types of coverage available, such as liability, collision, comprehensive, uninsured/underinsured motorist coverage, and personal injury protection.
- Premiums: Compare the premiums quoted by different insurers for similar coverage. Be sure to consider any discounts or incentives that may apply.
- Deductibles: Consider the deductible amounts and how they impact your premiums. Higher deductibles typically result in lower premiums but require more out-of-pocket expenses in the event of a claim.
- Discounts: Inquire about available discounts, such as safe driver discounts, multi-policy discounts, or discounts for safety features installed in your vehicle.
- Customer reviews and reputation: Read reviews and ratings from other policyholders to gauge the customer service and claims handling of the insurance companies.
- Financial stability: Check the financial ratings of insurance companies from reputable sources to ensure they are financially stable and capable of fulfilling claims.
Are there any specific car insurance requirements in Alpine, CA?
Yes, California has specific car insurance requirements that apply to Alpine as well. Drivers in California must carry the following minimum coverage:
- Bodily Injury Liability (BI): Minimum limits of $15,000 per person injured or killed and $30,000 per accident if multiple people are injured or killed.
- Property Damage Liability (PD): Minimum limit of $5,000 for damage to other parties’ property.
Can I get discounts on car insurance in Alpine, CA?
Yes, many car insurance providers offer various discounts that can help lower your premiums in Alpine, CA. Some common discounts include:
- Good driver discount: Offered to drivers with a clean driving record and no at-fault accidents.
- Multi-policy discount: Available when you bundle multiple insurance policies, such as auto and home insurance, with the same provider.
- Good student discount: Offered to students who maintain good grades.
- Safety feature discount: Provided for vehicles equipped with anti-theft devices, airbags, or other safety features.
- Low mileage discount: Offered to drivers who don’t drive their vehicles frequently.
How can I lower my car insurance premiums in Alpine, CA?
To lower your car insurance premiums in Alpine, CA, consider the following:
- Shop around: Obtain quotes from multiple insurance providers to find the most competitive rates.
- Increase deductibles: Opting for a higher deductible can lower your premiums. However, ensure you can afford to pay the deductible in case of a claim.
- Maintain a good driving record: Avoid accidents and traffic violations to maintain a clean driving record, as this can lead to lower premiums.
- Take advantage of discounts: Inquire about available discounts and see if you qualify for any. This can significantly reduce your premiums.
- Bundle insurance policies: Consider bundling your auto insurance with other policies, such as home or renters insurance, to potentially receive a multi-policy discount.
Free Car Insurance Comparison
Enter your ZIP code below to view companies that have cheap car insurance rates.
Secured with SHA-256 Encryption
Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.