Progressive Car Insurance Review for 2024 [See if They’re a Good Fit]

Progressive is the best pick for car insurance, offering competitive rates, customizable coverage, and robust discounts. This Progressive car insurance review evaluates its affordability, customer service, and features against top competitors. 

Progressive stands out for its $39/month average rates and user-friendly tools. Read on to learn why it’s a leading choice and how to quickly get Progressive car insurance quotes online.

Progressive Car Insurance Rating

Rating Criteria
Overall Score	4.4
Business Reviews	4.0
Claim Processing	3.5
Company Reputation	4.5
Coverage Availability	5.0
Coverage Value	4.2
Customer Satisfaction	4.1
Digital Experience	4.5
Discounts Available	5.0
Insurance Cost	4.3
Plan Personalization	4.5
Policy Options	5.0
Savings Potential	4.5

Stop overpaying for car insurance. Our free quote comparison tool lets you shop for quotes from the top providers near you by entering your ZIP code.

Progressive Auto Insurance Coverage Cost

Your price quote will depend on your location, vehicle type and condition, driving record, and coverage selections. While premiums will vary, most companies offer safe-driving discounts, and many other discounts for bundling policies can drastically reduce costs. 

Progressive Car Insurance Monthly Rates by Coverage Level, Age, & Gender

Another way drivers can demonstrate safe driving practices and receive a discounted rate is through Progressive’s Snapshot program, which offers various Progressive car insurance discounts to eligible customers.

For a better idea of your premium, you can get a personalized Progressive insurance quote online or from an agent to make the estimate as accurate as possible. The digital tools offered by Progressive also make the process quick and convenient for consumers.

Progressive Average Cost vs. Competitors

Progressive Insurance Co. ranks well among the competition and is often in the ballpark with other leading providers as one of the lowest-priced options. Progressive Casualty also charges higher premiums than some companies but offers more discounts and features that add value.

However, Progressive can look much better for many drivers when considering a car insurance comparison, thanks to programs like Snapshot that reward safe driving habits with personalized savings.

Plus, with an extensive menu of coverage options and easy-to-use digital tools, the value proposition is strengthened by offering policyholders more latitude regarding their insurance experience.

Progressive Coverage Options

Progressive Mutual offers a full range of coverage options with customizable policies. Popular options include:

• Liability Coverage: AED as required by the state only for accidents
• Comprehensive & Collision: Coverage for damage and the theft of your car.
• Rideshare Insurance: Used by drivers working for Uber and Lyft
• Coverage For Custom Parts: Covers parts not made by the original manufacturer.

Progressive vehicle coverage is very versatile, suitable for drivers with different needs and various types of car insurance coverage. It offers flexibility and customization.

Progressive Insurance Customer Reviews

Others, like the fast claims process it offers, the mobile solid app, and transparent pricing via its Progressive insurance quote mechanism, help drivers know how much they will need to pay for their car insurance upfront by assisting them with what factors increase or decrease their rates.

Another benefit for many policyholders is the wide variety of discounts, such as bundling policies or practicing safe driving. Some consumers complain about post-accident rate hikes, claiming the increases were steeper than anticipated.

However, understanding your car insurance policy is critical to avoiding surprises. Progressive also boasts features and a customer service reputation that is hard to beat, remaining popular in every state.

Progressive Business Reviews

Business reviews praise progressive auto insurance ratings, solid financial strength, and quick claims payments. An A++ rating is an insurance provider’s highest rating, indicating its overall economic stability. Combined with an A+ or the second-highest rating you can achieve using Better Business Bureau (BBB), the company is primarily safe and respectable.

Progressive Car Insurance Business Ratings and Consumer Reviews

Agency
	Score: 832 / 1,000 Avg. Satisfaction
	Score: A+ Excellent Business Practices
	Score: 72/100 Avg. Customer Feedback
	Score: 1.11 More Complaints Than Avg.
	Score: A+ Superior Financial Strength

Customers say Progressive simplifies insurance through straightforward digital tools, including a top-rated app and website. These features make calculating car insurance costs more accessible and transparent, allowing anyone to handle claims and manage coverage digitally, making it an excellent choice for those seeking convenience.

Progressive Insurance Pros and Cons

Progressive Insurance is one of the most popular options due to its comprehensive coverage and innovative features. Here are the biggest pros and cons when buying auto insurance from Progressive.

Pros

• Variety Of Discounts: Progressive offers many discounts to its policyholders, such as multi-policy, safe driver, and automatic payment option discounts, leading to savings on premiums.
• A Unique Snapshot Program Rewarding Safe Drivers: Their usage-based program incentivizes safer driving by offering lower rates based on your driving habits.
• Great Mobile App/Online Tools: Progressive offers a mobile app and online portal for accessing your account, which makes it easier to manage policies, file a claim, or make payment options.

Cons

• Higher Premiums Relative to Budget Insurers: Although Progressive offers numerous perks, its prices are often more expensive than those of some of the cheapest insurance companies.
• Higher Rate Increases After Claims or Accidents: This applies even to not-at-fault accidents and when the driver is not responsible.

Progressive Insurance is best for drivers seeking easy-to-use technology, customizable options, and discounts. However, when you compare car insurance by coverage type, you may find that in some post-claim cases, this can result in higher premiums.

Progressive Insurance Review: Coverage and Discounts

Progressive car insurance review: Why you’re getting the most bang for your buck with their full coverage options, flexible discounts, and rock-solid reliability. Snapshot, however, is one of the things that Progressive has going for it. Milewise —This telematics-based usage-based insurance program cranks up the savings for good drivers. The same is also easy and convenient with their mobile app.