Humana Car Insurance Review [2024]

Unfortunately at this time, Humana is not offering car insurance, as they are primarily focused on health insurance coverage. However, this review can still act as a guide to show you what they offer, what their costs are like, and what their ratings are through the BBB. This review can also serve as a reminder to look at multiple options when it comes to purchasing insurance. To compare insurance rates from the best companies in your locale, enter your ZIP code below.

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Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Licensed Insurance Agent

Jeffrey Manola

Licensed Insurance Agent

Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...

Licensed Insurance Agent

UPDATED: Aug 1, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Company Details
Address: 500 West Main Street
City: Louisville
State: KY
ZIP Code: 40202
Phone Number: 502-580-1000
Year Founded: 1961
AM Best Rating: A- (Excellent)
Company Rating 0 (0 reviews)

Here's what you need to know...

  • Humana has never offered car insurance
  • Humana offers health insurance
  • They have a strong financial rating

The subject of this review is Humana Inc. of Louisville, Kentucky. Humana Inc. is a Fortune 100 company founded in 1961, currently serving more than 11.5 million U.S. customers with annual sales in the neighborhood of $25 billion.

Unfortunately, the company does not provide any type of car insurance coverage.

Humana primarily deals in health insurance. However, that shouldn’t stop you on your hunt for any sort of insurance coverage. You should spend at least a little time looking into protecting all your assets, yourself included. The same as with understanding a car insurance policy, you want to make sure you understand what type of healthcare you have.

There are benefits to learning about what sort of care is provided for other facets of insurance, even if it’s not the type you were looking into today. It may even lead you to a health insurance company you like the looks of, and then find out that they’re within your network.

However, if you’re strictly set on discovering a better premium for your car insurance, enter your ZIP code into our FREE search tool below for online car insurance quotes from America’s best providers.

What exactly does Humana provide?

Humana is not, nor ever was, involved in writing car insurance policies. The company focuses on health insurance coverage provided through employers or other groups, or directly to individual consumers themselves.

They do provide a line of specialty insurance products as well, but they are all centered around health insurance or other related areas.

If you are looking for health insurance, you’ll be happy to know that Humana is accredited on the Better Business Bureau and boasts of an A+ rating. They are also listed on AM Best, having scored an A- with an outlook of “stable.” All in all, the Humana insurance reviews on these sites seem to be on the positive side.

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Understanding Humana’s Coverage: Health vs. Car Insurance

Humana is well-known for its extensive range of health insurance options, but it’s important to note that Humana does not offer car insurance. Instead, their focus remains on health insurance, including individual plans, group coverage, Medicare Advantage, and Medicaid. If you are seeking Humana car insurance, you won’t find it in their offerings. For those interested in exploring Humana’s health insurance products, obtaining Humana health insurance quotes is a straightforward process. By contacting Humana directly or visiting their website, you can request quotes tailored to your specific needs and budget. The Humana health insurance phone number is available for personalized assistance with quotes and policy details.

When evaluating Humana’s health insurance, it’s beneficial to look at Humana health insurance reviews and ratings. These reviews offer insights into customer experiences, highlighting both the strengths and potential drawbacks of Humana’s coverage options. Humana health insurance ratings from agencies like the Better Business Bureau (BBB) and AM Best can provide a snapshot of the company’s reliability and customer satisfaction. To get a well-rounded view, consider exploring Humana insurance ratings and reviews, which encompass both positive feedback and any reported issues.

Humana Insurance Reviews and Complaints

Understanding customer feedback and any reported complaints can provide valuable insights into the overall satisfaction level with Humana’s insurance services. Positive reviews often highlight aspects such as ease of enrollment, competitive pricing, and access to a broad network of healthcare providers. On the other hand, negative feedback may focus on issues such as claim denials, billing disputes, or challenges in finding in-network providers. Evaluating reviews and complaints can assist you in making an informed decision about whether Humana’s health insurance offerings meet your specific needs and expectations.

Reviews of Humana insurance often discuss various aspects such as coverage quality, customer service, and claims processing. Understanding these reviews of Humana health insurance can guide you in making an informed decision about whether their plans align with your healthcare needs.

Humana Insurance Review: The Bottom Line

Unfortunately, insuring your vehicle will not be possible with Humana. If you were planning to look at Humana for your car insurance needs, there are plenty of other options including both national and regional auto policy providers.

You can find a company licensed to do business in your state by using an online search tool like the one found below.

Another option is to call local agencies in your area and see what they have to offer. With a minimal amount of effort and research, you should be able to find a car insurance policy that is suitable for you and at a price you can afford. Be mindful of things such as complaints, high wait time for claim fulfillment, and strangely low deductibles. Those factors may not lead you to the best company for your needs.

Even though Humana won’t cover your car, you can still find great car insurance rates by entering your ZIP code in the FREE search tool below.

Frequently Asked Questions

Is Humana health insurance legitimate?

Humana is a legitimate health insurance provider, offering a range of health insurance plans.

Is Humana a good company?

Humana is well-regarded in the health insurance industry, known for its comprehensive coverage options.

Is Humana insurance good?

Humana insurance is generally considered good, with positive reviews for its coverage and customer service.

What is the rating for Humana insurance?

Humana has an A+ rating from the Better Business Bureau (BBB) and an A- rating from AM Best.

Does Humana sell health insurance in Florida?

Yes, Humana sells health insurance in Florida, offering various plans to residents.

What is Humana Medicaid called in Florida?

Humana Medicaid plans in Florida may be referred to as Humana Healthy Horizons.

Is Humana Choice Florida a Medicare Advantage plan?

Yes, Humana Choice is a Medicare Advantage plan offered by Humana in Florida.

Does Florida provide health insurance?

Florida does not provide state-provided health insurance, but residents can purchase coverage from private insurers or through the federal marketplace.

Does Florida have a state health insurance marketplace?

Florida uses the federal health insurance marketplace at Healthcare.gov.

Is Humana the same as Medicare?

Humana offers Medicare Advantage plans, which are private insurance plans that provide Medicare benefits.

What is the best Medicaid insurance in Florida?

The best Medicaid insurance in Florida may vary based on individual needs and eligibility criteria. Humana offers Medicaid plans in the state.

Can you have Medicaid and private insurance in Florida?

Yes, you can have both Medicaid and private insurance in Florida. This situation is known as having “dual coverage.” When you have both types of insurance, private insurance is usually considered your primary coverage, meaning it pays for healthcare services first.

Popular health insurance providers in Florida include Blue Cross Blue Shield, UnitedHealthcare, and Humana.

Which insurance is mandatory in Florida?

In Florida, drivers are required to have minimum liability auto insurance coverage.

Can I use my Florida Medicare in another state?

Yes, Medicare coverage can generally be used anywhere in the United States.

Does Florida have free Medicare?

Medicare itself is not free, but eligible individuals may qualify for low-cost or subsidized plans.

Can I use my Florida health insurance in another state?

Health insurance plans typically have coverage that extends across the United States, but specifics depend on the plan.

Is Humana the same as Medicare?

Humana offers Medicare Advantage plans, which are private insurance plans that provide Medicare benefits.

Did Cigna buy Humana?

No, Cigna has not bought Humana.

Which Medicare Advantage plan is best?

The best Medicare Advantage plan varies based on individual needs, location, and coverage preferences.

What is POS vs HMO?

POS (Point of Service) and HMO (Health Maintenance Organization) are types of managed care health insurance plans. HMOs typically require members to use network providers, while POS plans offer more flexibility to see out-of-network providers.

Yes, it is possible to have both Medicaid and private health insurance coverage in Florida.

What is the best insurance for Medicare?

The best Medicare insurance varies by individual needs, but plans like Medicare Advantage or supplemental plans (Medigap) are popular choices.

What is a Humana PPO?

A Humana PPO (Preferred Provider Organization) is a type of health insurance plan that allows members to choose healthcare providers within a network or outside the network at a higher cost.

What is the best supplemental insurance for Medicare?

Popular supplemental insurance options for Medicare include Medigap plans offered by various insurers.

How much does car insurance cost in Florida?

Car insurance costs in Florida vary based on factors like age, location, driving record, and coverage level, but can be higher than national averages due to factors like weather and high population density.

What’s the difference between HMO and PPO?

HMOs require members to choose a primary care physician and get referrals for specialists, while PPOs allow members to see specialists without referrals and have more flexibility in choosing healthcare providers.

What is PPO used for?

PPO (Preferred Provider Organization) plans are used for health insurance coverage, offering a network of preferred healthcare providers and allowing members to see out-of-network providers at a higher cost.

What is the least expensive supplemental insurance for Medicare?

Medigap plans vary in cost, but some insurers offer more affordable options depending on coverage needs.

What’s the highest-rated Medicare plan?

The highest-rated Medicare plans can vary by state and by year, often based on factors like customer satisfaction, coverage options, and provider networks.

Who is the largest Medicare supplement provider?

Some of the largest Medicare supplement providers include companies like UnitedHealthcare, Humana, and Aetna.

Who normally has the cheapest car insurance?

The cost of car insurance varies widely based on individual factors, but some insurers offer competitive rates for specific demographics or regions.

What is the cheapest car insurance in Florida for seniors?

Cheapest car insurance for seniors in Florida can depend on factors like driving history, location, and the type of coverage desired.

Why is car insurance in Florida so expensive?

Car insurance in Florida can be expensive due to factors like high population density, frequent weather-related claims, and uninsured drivers.

What are the top three types of health insurance?

Popular health insurance providers often include Blue Cross Blue Shield, UnitedHealthcare, and Humana.

Who is the number 1 health insurance in the US?

The ranking of health insurance providers can vary, but companies like UnitedHealthcare are often recognized as top providers based on enrollment and coverage options.

What is the minimum car insurance coverage in Florida?

Minimum car insurance coverage in Florida includes personal injury protection (PIP) and property damage liability (PDL).

Do you really need car insurance in Florida?

Yes, car insurance is required by law in Florida to drive a vehicle.

What countries accept US Medicare?

Medicare coverage is generally not accepted outside of the United States, except in limited circumstances.

Can I use my Medicare anywhere in the United States?

Yes, Medicare coverage is generally accepted anywhere in the United States.

How much does Medicare cost at age 65 in Florida?

Medicare costs at age 65 in Florida can vary based on the type of coverage selected (Part A, B, C, or D) and income.

What is the Medicare limit in Florida?

There is no specific Medicare limit in Florida, but costs and coverage can vary based on individual circumstances and plan selections.

Can I use my Florida car insurance in another state?

Car insurance policies typically provide coverage that extends across the United States, but specifics can depend on the policy terms and the state’s regulations.

Can I get a Florida medical card if I live in another state?

Florida medical card eligibility typically requires residency in Florida, but specific rules can vary for Medicaid and other state-specific programs.

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