Freeway Car Insurance Review for 2024 [Unbiased Evaluation]

This Freeway car insurance review covers their policies, ratings, and affordable options, which start at $102 monthly. It caters to high-risk drivers through a network of independent agents in 50 states.

Freeway Insurance Services America covers drivers who must file SR-22 insurance after accidents, speeding tickets, or DUIs.

Freeway is perfect for people with accidents, tickets, or insurance gaps, as these individuals need flexible and affordable solutions.

Freeway Car Insurance Rating

Rating Criteria
Overall Score	3.2
Business Reviews	3.0
Claim Processing	2.8
Company Reputation	3.0
Coverage Availability	2.3
Coverage Value	3.0
Customer Satisfaction	3.6
Digital Experience	3.0
Discounts Available	4.0
Insurance Cost	3.7
Plan Personalization	3.0
Policy Options	2.5
Savings Potential	3.8

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Comparing Freeway Car Insurance Rates by Driver

Freeway insurance rates are much higher than those of standard carriers, especially for young drivers. A 16-year-old male pays $538/month for full coverage, while teen girls pay $514 monthly.

Freeway Car Insurance Monthly Rates by Coverage Level, Age & Gender

As drivers age, rates become more reasonable. By age 30, drivers pay about half of what teens pay, with full coverage running $342-$359 per month. Experienced drivers around 45 get the best Freeway car insurance rates.

Freeway Insurance costs more than standard companies, but it won’t raise rates nearly as high for offenses like speeding tickets and DUIs.

Drivers with DUIs pay only $100 more per month for full coverage, while a speeding ticket only increases monthly rates by $40 on average.

The difference with Freeway is that, unlike most companies, they’re willing to insure high-risk drivers at a cheaper rate. If you’re searching for cheap car insurance after a DUI, Freeway’s rates start at $231 monthly for minimum coverage.

Freeway Car Insurance Company Comparison

Is Freeway insurance cheap? Freeway Insurance Services sits in the middle to upper range of the insurance price spectrum. For example, young drivers (under 18) have rates of $480–$550 per month that beat out pricey carriers like Progressive ($591–$662/month) but are double Geico’s monthly rates ($220–$254).

Freeway Car Insurance Monthly Rates vs. Top Competitors by Age & Gender

Insurance Company	Age: 18 Female	Age: 18 Male	Age: 30 Female	Age: 30 Male	Age: 45 Female	Age: 45 Male	Age: 65 Female	Age: 65 Male
	$448	$519	$168	$176	$162	$160	$158	$157
	$597	$629	$160	$167	$139	$139	$136	$136
	$480	$550	$155	$165	$145	$150	$140	$145
	$220	$254	$90	$87	$80	$80	$78	$78
	$310	$335	$140	$150	$135	$147	$125	$130
	$522	$626	$174	$200	$171	$174	$167	$170
	$303	$387	$124	$136	$113	$115	$111	$112
	$591	$662	$131	$136	$112	$105	$109	$103
	$229	$284	$94	$103	$86	$86	$84	$84
	$530	$740	$99	$108	$98	$99	$96	$97
	$180	$203	$74	$79	$59	$59	$58	$57

Freeway full coverage car insurance is more expensive than most companies, but if you have accidents or insurance lapses on your record, Freeway could be a competitive option.

Read More: Driving Without Insurance: Avoid Lapses in Coverage for Lower Rates

Comprehensive Coverage Options With Freeway Car Insurance

Make sure you know what coverage Freeway offers before you pick a policy. As do most insurers, they provide both required and optional protection for your vehicle and financial security.

• Liability Insurance: Covers injuries and property damage you cause to others.
• Personal Injury Protection: Covers medical expenses regardless of fault.
• Uninsured/Underinsured Motorist: Protects you if a driver with no or insufficient insurance hits you.

Beyond basic protection, Freeway offers collision coverage for accident repairs, comprehensive for theft and weather damage, plus extras like roadside assistance and gap insurance for financed or leased vehicles.

Before you buy Freeway car insurance, check coverage needs and state requirements. Basic liability will likely meet your state minimums, but you may want to pay extra in order to obtain comprehensive financial protection for your vehicle if you’re ever involved in an incident.

Ways to Save With Freeway Insurance

Want to save some money on your Freeway car insurance? The company has several substantial discounts that can bring down your premium costs immensely. Explore the various ways you can save with Freeway Insurance:

Freeway Car Insurance Discounts by Savings Potential

Find out which Freeway car insurance discounts you qualify for and how you can pair them to save the most money. For additional strategies on reducing your insurance costs, check out our guide on how to lower your car insurance rates.

Freeway Insurance Services America Reviews & Ratings

Is Freeway insurance good? Check out Freeway Insurance’s business ratings and consumer reviews for a closer look at its performance. These ratings allow you to decide whether Freeway auto insurance is the right choice for you:

Freeway Car Insurance Business Ratings & Consumer Reviews

Agency
	Score: 742 / 1,000 Lower-Than-Average Satisafaction
	Score: A- Good Business Practices
	Score: 65/100 Mixed Customer Feedback
	Score: 1.2 Avg. Complaints
	Score: B Fair Financial Strength

The company performs well in keeping customers happy and following good business practices. However, handling claims and dealing with complaints are problems. Below, some positive feedback from a customer about Freeway Insurance on Yelp is shown꞉

For drivers seeking a reliable, empathetic insurer, this customer care review on Yelp shows that Freeway is committed to addressing needs and ensuring a smoother experience.

Read More: Where to Find Car Insurance Company Reviews

Freeway Insurance Services America, LLC Pros & Cons

Freeway auto insurance is a popular choice for high-risk drivers seeking affordable coverage and reliable customer service. Below are some of the key benefits that could work in your favor when choosing Freeway as your insurance provider:

• Competitive Coverage Options: The coverage list at Freeway is quite comprehensive, and it provides liability, collision, comprehensive, personal injury protection, and more.
• Strong Customer Service: The customer service at Freeway has been getting positive feedback; customers think their representatives are extremely helpful and empathetic with their issues.
• Discounts and Savings: Freeway offers discounts that lower your premiums and is a good choice for cost-conscious drivers looking to save on their insurance. (Read More: Best Car Insurance Discounts)

Freeway car insurance may have some downsides that will affect your experience. This list of cons shows areas where the company is lacking:

• Mixed Claims Processing Reviews: Customers have also been less enthusiastic about Freeway’s claims processing, giving it lower ratings for how problems are handled after you’ve been in an accident.
• Higher Number of Complaints: Freeway insurance complaints have more than a fair share, which could give riders pause when they want to claim a more dependable process.

Competitive pricing, various types of coverage, and the ability to rely on good customer service are what you get from Freeway Insurance Services America.

However, along with that success are mixed feedback and claims processing issues. Considering the pros and cons of this will help you decide whether Freeway is the best car insurance company for you.

Key Takeaways on Freeway Car Insurance

This Freeway car insurance review finds affordable premiums, an attractive variety of coverage options, and solid customer service. However, there are other areas to be concerned about, like claims processing and a higher volume of complaints.

Freeway Insurance is a good choice if all factors, such as price, coverage, and customer feedback, are considered. In the end, it’s the best option for high-risk drivers who need SR-22 insurance. Finding free car insurance quotes online will help you assess different providers and coverage levels to make sure you make a wise, informed choice that fits your needs.

Buying car insurance is something you don’t want to do without comparing your options. Enter your ZIP code to begin comparing cheap car insurance companies near you.