American Family vs. Country Financial Car Insurance Comparison [2024]
American Family and Country Financial both offer a wide variety of auto insurance options. When it comes to securing affordable American Family vs. Country Financial auto insurance, American Family insurance is generally cheaper to buy. Both companies offer a wide variety of coverage options and have high third-party ratings.
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Tonya Sisler
Insurance Content Team Lead
Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywrite...
Insurance Content Team Lead
UPDATED: Nov 1, 2024
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- American Family and Country Financial both have high customer satisfaction and a variety of discounts
- American Family is more affordable than Country Financial
- A.M. Best gives Country Financial an “A+” rating
American Family and Country Financial insurance both have high ratings and offer a variety of products. But which company is better for auto insurance? And how can I understand my car insurance policy?
Read through our American Family and Country Financial insurance review below to learn more about what products they offer and the main differences between the two companies.
Not sure what auto insurance company to go with? Enter your ZIP code in our free search tool above to compare auto insurance quotes in your area. You can also check out our American Family insurance review to learn more about the company.
Country Financial and American Family Insurance Products
Two of the main types of car insurance coverages are comprehensive car insurance coverage and collision car insurance coverage.
Both companies offer comprehensive and collision car insurance coverage options as well as other types of coverage that allow you to customize your policy to fit your individual needs.
The standard coverage Country Financial auto insurance offers includes:
- Comprehensive
- Collision
- Bodily Injury Liability
- Uninsured Motorist Property Damage
- Property Damage Liability
- Uninsured/Underinsured Motorist Coverage
- Medical Payments or Personal Injury Protection
Auto insurance from Country Financial also offers additional add-ons that give you even more coverage such as personal effects coverage and safety glass coverage.
American Family auto insurance offers a slightly wider range of coverage options including:
- Comprehensive
- Collision
- Property Damage Liability
- Medical Payments
- Uninsured Motorist Protection
- Underinsured Motorist Protection
- Gap Insurance
- Accidental Death and Dismemberment
- Bodily Injury Liability
- Rental Car Reimbursement
Both American Family and Country Financial Insurance also offer roadside assistance.
To check if you have roadside assistance coverage on your policy, you can use your Country Financial Insurance login and your AmFam login and review your policy information.
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American Family and Country Financial Car Insurance Reviews
American Family insurance reviews reveal that the AmFam is the ninth-largest auto insurance provider, while Country Financial insurance reviews state that it is a smaller company that only offers auto insurance in 19 states.
Looking at the claims and reviews for the Country Financial vs. American Family auto insurance companies, Country Financial Insurance has a better overall rating.
Country Financial A.M. Best rating is an “A+”. Country Financial has received relatively few complaints, but the reviews from customers are mixed.
American Family Insurance A.M. Best rating is an “A” and the company was ranked as the highest among midsize auto insurers in a study done by J.D. Power.
Cost of Auto Insurance From American Family and Country Financial
When it comes to Country Financial vs. American Family insurance rates, American Family car insurance quotes are generally more affordable.
Taking the example of an 18-year-old female buying car insurance, Country Financial charges $6,221 annually whereas American Family insurance quotes sit much lower at $5,996.
However, your age, health status, gender, and coverage amount all affect the cost of Country Financial vs. American Family quotes. Because both companies offer various car insurance discounts, you can lower the cost even further.
Not sure whether to shop for American Family vs. Country Financial car insurance quotes? Enter your ZIP code in our free quote tool below to compare insurance rates from companies in your area.
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Frequently Asked Questions
What products do Country Financial and American Family offer?
Both Country Financial and American Family insurance companies offer comprehensive and collision car insurance coverage, as well as additional coverage options to customize your policy.
What are the reviews for American Family and Country Financial Insurance Company?
Country Financial has better ratings, with an “A+” rating from A.M. Best. American Family Insurance received an “A” rating from A.M. Best and ranked highly in a J.D. Power study.
How much does car insurance from American Family and Country Financial cost?
Insurance quotes from American Family are generally more affordable. For example, for an 18-year-old female, Country Financial charges $6,221 annually while car insurance quotes from American Family are lower at $5,996.50.
Do American Family and Country Financial offer car insurance discounts?
Yes, both companies offer various car insurance discounts that can help lower the cost of coverage.
How can I compare American Family and Country Financial auto insurance rates?
You can enter your ZIP code in a free quote tool to compare insurance rates from both companies and others in your area.
Is Country Financial a good insurance company?
Country Financial is a good insurance company, known for excellent customer service and extensive coverage options.
What states does American Family insurance cover?
American Family Insurance operates in 19 states across the United States, primarily in the Midwest, Mountain West, and Pacific Northwest regions.
Does American Family offer gap insurance?
American Family Insurance offers gap insurance. Gap insurance from American Family covers the difference between what you owe on a car loan and the car’s actual cash value if it’s totaled or stolen.
Is American Family a good insurance company?
American Family generally receives positive reviews for its customer service, claims handling, and overall customer satisfaction.
Does Country Financial have a grace period for new cars?
Country Financial offers a grace period for adding new cars to an existing policy. During the grace period, your new car may be temporarily covered by your existing policy, usually for a short period (such as 7 to 30 days), giving you time to officially add the vehicle to your policy or adjust your coverage as needed.
Does Country Financial sell life insurance?
Yes, Country Financial does offer life insurance policies, including term life, whole life, universal life, as well as burial and final expense insurance.
What are American Family insurance subsidiaries?
Some of American Family subsidiaries include:
- American Family Mutual Insurance Company
- American Family Brokerage, Inc
- American Family Financial Services, LLC
- The General Insurance
- Main Street America Group
- Homesite Insurance Group
Does American Family Insurance sell business owners policies?
Yes, American Family offers Business Owners Policies (BOPs) for small businesses which typically includes property insurance, liability insurance, and business interruption insurance.
What’s Country Financial auto insurance phone number?
Country Financial car insurance phone number is: 866-268-6879.
Does Country Financial Insurance receives a lot of claims from customers?
Country Financial likely receives a significant number of claims, given the range of insurance products they offer. Country Financial auto claims may be related to vehicle accidents, theft, vandalism, damage from weather events.
Does American Family receive many complaints?
American Family Insurance has a low number of customer complaints.
Does American Family Insurance offer roadside assistance?
Yes, AmFam offers roadside assistance as an optional add-on to their auto insurance policies.
How to get a quote from American Family insurance?
You can visit their website and use American Family insurance calculator to determine how much coverage you need and get a quote.