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Zero-Deductible Car Insurance: Explained SimplyPost

Zero-Deductible Car Insurance: Explained Simply

Your insurance company might offer a zero deductible option for certain coverages in some limited situations. However, for the basic auto liability policy that every driver is required to have, a deductible really does not apply to your coverage in any event. A deductible comes into play for your comprehensive and collision coverage, which helps...

Your insurance company might offer a zero deductible option ...

What does a $500 car insurance deductible mean?Post

What does a $500 car insurance deductible mean?

A deductible typically applies to the collision and comprehensive portions of your auto insurance policy when you have full coverage car insurance.These two insurance coverage pay for damage to your car regardless of whether you or someone else caused the need for the repairs.When your insurance coverage contains a deductible, you must pay the deductible...

A deductible typically applies to the collision and comprehe...

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How to Write a Car Insurance Cancellation Letter in 2024 [Follow These 4 Steps]Post

How to Write a Car Insurance Cancellation Letter in 2024 [Follow These 4 Steps]

How to write a car insurance cancellation letter to save up to $35/month is simpler than you might expect. If you include your details, a statement indicating that you want to cancel, confirm receipt of the letter with your signature, and send it by post or another method, it will ensure a smooth process. This...

How to write a car insurance cancellation letter to save up ...

How do you file a claim on someone else’s car insurance?Post

How do you file a claim on someone else’s car insurance?

Several states require drivers to have liability coverage as a part of mandatory insurance minimums. This policy type provides coverage when you’re found at fault for an accident that results in property damage or personal injury. You can file a claim against someone else’s insurance or your own policy, depending on the circumstances of the...

Several states require drivers to have liability coverage as...

How much car insurance coverage do I need for a new car?Post

How much car insurance coverage do I need for a new car?

You probably already know that you need insurance when you buy a new car, but you may be asking how much car insurance do I need for a new car. The amount of insurance you need can be confusing, especially if you’re unfamiliar with the types of car insurance coverage available for purchase. There are...

You probably already know that you need insurance when you b...

Can I change the date my car insurance is due?Post

Can I change the date my car insurance is due?

Sometimes it’s not easy to make payments on your auto insurance on time, which may mean running the risk of cancellation of your policy. If you know you’re not going to be able to make your payment, you may be able to take action sooner. Including, for example, if you need Geico to postpone automatic...

Sometimes it’s not easy to make payments on your auto ...

Car Insurance Policyholder: Explained SimplyPost

Car Insurance Policyholder: Explained Simply

A policyholder is the owner of the car insurance policy. Policyholders are the only ones who can make changes to the car insurance coverage and are responsible for payments. There can be more than one policyholder name on a car insurance policy, and you can add multiple drivers to it as listed drivers. Read on...

A policyholder is the owner of the car insurance policy. Pol...

Do you need car insurance to transfer a car title?Post

Do you need car insurance to transfer a car title?

If you are buying or selling a car, you need to cover certain formalities. For example, you will need to record the change of ownership and may want to know whether you need proof of insurance when transferring a car title. You need to know what to do with insurance when selling a car as...

If you are buying or selling a car, you need to cover certai...

Does car insurance cover hitting a dog?Post

Does car insurance cover hitting a dog?

Every car accident is upsetting, but you may be especially concerned when you hit a dog while driving. You’ll want to do the right thing following the incident, but you may also be worried about the damage. In this case, will your car insurance cover you? We know that this can be a challenging time,...

Every car accident is upsetting, but you may be especially c...

How to Check Your Car Insurance Expiration Date in 2024 (Follow These 4 Steps)Post

How to Check Your Car Insurance Expiration Date in 2024 (Follow These 4 Steps)

To check your car insurance expiration date, review your insurance card or policy documents, log into your provider’s online account, or contact your insurance agent. Setting a reminder in advance helps ensure you don’t miss the opportunity to check the car insurance expiration date. You can also conveniently review your vehicle insurance status online, making...

To check your car insurance expiration date, review your ins...

How do I find out when my car insurance payment is due?Post

How do I find out when my car insurance payment is due?

It is fairly easy to determine your car insurance due date even if you are not able to find an invoice or billing statement. The quickest way to find this information out is to call your auto insurance company or agent to look into the specific payment arrangements for your auto insurance policy. If you...

It is fairly easy to determine your car insurance due date e...

Do you get your deposit back from car insurance?Post

Do you get your deposit back from car insurance?

If an insurance company has asked you for a deposit before issuing a policy, you may want to know if it’s refundable. You may be working on your finances or cash flow and wonder if the insurance company will return that payment when you start sending monthly installments. You can get insurance without a down...

If an insurance company has asked you for a deposit before i...

Will a criminal record affect car insurance rates?Post

Will a criminal record affect car insurance rates?

A criminal history could influence your car insurance with a bad record, depending on the nature of your past convictions. Some insurance companies will not cover someone with a criminal record and others may increase the rates. Shopping for free car insurance quotes? We can help. Just enter your zip code above and we’ll send you...

A criminal history could influence your car insurance with a...

If I am in a car accident, do I call their insurance or mine?Post

If I am in a car accident, do I call their insurance or mine?

Being in an accident  — or when your car is hit — is a stressful experience. Whether you are at fault or not, it’s difficult to know what to do first. You are probably asking yourself, “What should I do right now?” Insurance is another big worry. You may want the answer to several questions....

Being in an accident  — or when your car is hit — is a ...

Does car insurance cover paint jobs?Post

Does car insurance cover paint jobs?

Your car’s paint can get scratched or otherwise damaged in many different ways. Whether someone keys your car door, you have a minor fender bender, or a tree limb falls on your vehicle, the paintwork can get damaged. If it happens, you may wonder if your insurance will pay for a paint job. In many...

Your car’s paint can get scratched or otherwise damage...

What information do you need for a car insurance quote?Post

What information do you need for a car insurance quote?

You don’t have to spend your entire day getting auto insurance quotes. If you’re looking for a competitive rate through a highly respected insurance company, you can easily get a rate quote in just minutes. How accurate the rate quote that you receive is depends on how accurate the information that you provide is.  How...

You don’t have to spend your entire day getting auto i...

Does GAP insurance cover stolen cars?Post

Does GAP insurance cover stolen cars?

Gap insurance is a very specific type of coverage that only applies when you need to cover the “gap” between the value of your vehicle and the outstanding balance you owe on the vehicle loan.Does GAP insurance cover theft? If you lease a car or are in the early stages of your vehicle loan, gap...

Gap insurance is a very specific type of coverage that only ...

How much do parking tickets affect car insurance rates?Post

How much do parking tickets affect car insurance rates?

You can’t park your car just anywhere. As nice as it’d be to be able to leave your vehicle on just any curb, there are no-parking zones and restrictions in place to keep the roads safe and to allow for quick emergency access to buildings. If you choose to ignore parking laws for your own...

You can’t park your car just anywhere. As nice as it&#...

How does GAP insurance work after totaling a car?Post

How does GAP insurance work after totaling a car?

You are responsible for paying off your auto loan, even if the vehicle is stolen or totaled in a car accident. In addition to covering your car insurance deductible, you’ll need to pay the remaining loan balance out of pocket since your insurance payout won’t fully cover the cost of the loan. But, with guaranteed...

You are responsible for paying off your auto loan, even if t...

Can I drive my parents car without insurance? [2024]Post

Can I drive my parents car without insurance? [2024]

If you’re new to driving or need to borrow a car, you may need to use your parents’ vehicle. However, many people who plan to drive a parent’s car wonder whether they will be able to do so under that parent’s insurance policy, or even, “Can I drive my parents’ car without being on their...

If you’re new to driving or need to borrow a car, you may ...

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