Traffic Laws and Your Car Insurance

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How to Report Someone Driving Without Insurance in 2024 [7 Steps to Follow]Post

How to Report Someone Driving Without Insurance in 2024 [7 Steps to Follow]

If you’re wondering how to report someone driving without car insurance, you can take action starting with rates as low as $35/month for uninsured motorist coverage. The process includes gathering key details, contacting your local DMV, and notifying your insurance company. You may also need to file a complaint and follow up with the authorities....

If you’re wondering how to report someone driving without ...

What happens if I drive my car with a suspended registration?Post

What happens if I drive my car with a suspended registration?

In the United States, driving is a privilege that comes with a lot of responsibility. Like it or not, one of these responsibilities is making sure your vehicles are properly registered and insured at all times. If you’re caught driving on suspended registration, or no registration at all, you could be in for some serious...

In the United States, driving is a privilege that comes with...

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Can I drive an uninsured car on my own insurance policy?Post

Can I drive an uninsured car on my own insurance policy?

Driving an uninsured vehicle can be dangerous. Not only do you have to worry about getting into an accident without a policy to compensate you for your damages, but you also have to worry about paying legal fees if you’re taken to court for third-party damages. This is one of the prime reasons why a...

Driving an uninsured vehicle can be dangerous. Not only do y...

Can a car be parked on a public road with no insurance?Post

Can a car be parked on a public road with no insurance?

Do you have to insure your car if you’re not driving it? Many assume that the only scenario where car insurance is required is when a vehicle is being driven. While the only time you can be found legally liable for an accident is when your car is being driven, you still have an obligation...

Do you have to insure your car if you’re not driving i...

How long do points stay on your driver’s license? [2024]Post

How long do points stay on your driver’s license? [2024]

Do points fall off your license? How long does it take for points to clear? The amount of time that point stays on your driver’s license will be entirely determined by the type of traffic tickets or driving offense committed, as well as the state in which it occurred. Generally, most points will fall off...

Do points fall off your license? How long does it take for p...

Does a negligent driving ticket affect car insurance rates?Post

Does a negligent driving ticket affect car insurance rates?

A negligent driving ticket will, unfortunately, affect your insurance rates. What this type of ticket tells an insurance company is that at some point in your driving history you were conducting unsafe driving seen as negligent and irresponsible. Many insurance companies see this as a risk factor. How does a negligent driving ticket affect insurance rates?...

A negligent driving ticket will, unfortunately, affect your ...

Is hitting someone with a car assault?Post

Is hitting someone with a car assault?

In most ways, a vehicle is a positive thing to own. It helps get drivers and passengers from Point A to Point B, it is reliable, and it can often be fun to drive.  However, this same vehicle has the potential to be a weapon, especially when it involves hitting a person with a car....

In most ways, a vehicle is a positive thing to own. It helps...

What do red light cameras look like?Post

What do red light cameras look like?

About half of U.S. states have red light cameras on the road. Whether you run a red light because of an emergency or mistakenly make a prohibited right turn on a red, knowing what red light cameras look like can help you prepare for the possibility of a ticket. To help you protect your driving...

About half of U.S. states have red light cameras on the road...

Is it illegal to sleep in your car?Post

Is it illegal to sleep in your car?

Is it illegal to sleep in your car? Depending on the location, it may be illegal to sleep in your car. However, along the major interstate highway system, rest areas allow drivers to park and rest for up to four hours. After all, keeping highways free from sleepy drivers is safer for everyone on the...

Is it illegal to sleep in your car? Depending on the locatio...

Can you drive a car with airbags deployed?Post

Can you drive a car with airbags deployed?

Airbags are lifesaving devices that can keep a driver and passenger safe when a crash happens. Having these and other safety features in a car also make your car insurance cheaper. After a collision, it can be overwhelming to manage all the things you have to think about. But one of the top questions you...

Airbags are lifesaving devices that can keep a driver and pa...

Do seat belt laws impact my car insurance?Post

Do seat belt laws impact my car insurance?

The seat belt laws are different in every state, but they are required in most places. Your insurance company won’t be happy if they find out you don’t wear your seat belt, and it could affect you financially. Insurance companies like to reduce risk, and even offer car insurance discounts for safety features like seat...

The seat belt laws are different in every state, but they ar...

Cheap Car Insurance for Drivers With a Suspended License in 2024 (Top 10 Companies Ranked)Post

Cheap Car Insurance for Drivers With a Suspended License in 2024 (Top 10 Companies Ranked)

State Farm, USAA, and Geico have cheap car insurance for drivers with a suspended license. State Farm is the cheapest at $99/mo. If you need cheap car insurance, suspended license charges can increase rates by $100/mo or more. Compare cheap car insurance rates after a suspended license to get the best coverage.  If your driver’s...

State Farm, USAA, and Geico have cheap car insurance for dri...

15 Traffic Tickets that Raise Car Insurance RatesPost

15 Traffic Tickets that Raise Car Insurance Rates

A clean record will help you get the lowest rates available, but sometimes things happen and you get a ticket or get into an accident. But what can you do? We are going to explain violations, both felony and misdemeanor, along with traffic infractions to see just how much your rate will be affected. Ready...

A clean record will help you get the lowest rates available,...

Can you get car insurance with an expired license? [2024 Coverage Rules]Post

Can you get car insurance with an expired license? [2024 Coverage Rules]

Can you get car insurance with an expired license? This concern is critical for those needing coverage but still need to determine their eligibility due to an expired license. Generally, most insurance providers require a valid driver’s license to issue a policy. However, some companies may offer coverage even if your license is expired, depending...

Can you get car insurance with an expired license? This conc...

What car insurance is required to lease a car? [2024]Post

What car insurance is required to lease a car? [2024]

When you lease a car is insurance included? When you’re entering into a lease contract, you’ll notice that some leasing companies will actually pay for certain costs associated with owning a vehicle, such as routine maintenance like oil and fluid changes in order to retain as much of the vehicle’s value as possible. Unfortunately, leased...

When you lease a car is insurance included? When you’r...

How much does a moving violation affect car insurance?Post

How much does a moving violation affect car insurance?

Moving violations are something most of us are guilty of at one time or another, and tickets for those violations do affect our car insurance rates. The only question is, how much? You may not see an immediate increase in your rates after one violation, but then again, you may see a huge jump. It...

Moving violations are something most of us are guilty of at ...

What is the maximum points allowed on your driver’s license?Post

What is the maximum points allowed on your driver’s license?

If you have a driver’s license, you’ve likely heard of points systems that can affect your ability to drive and maintain your driver’s license. So what are the maximum points allowed on your driver’s license? It depends on what state you live in; in some states you’ll have a lower maximum point requirement while other...

If you have a driver’s license, you’ve likely he...

How to Remove Points From Your Driver’s License in 2024 [5 Simple Steps]Post

How to Remove Points From Your Driver’s License in 2024 [5 Simple Steps]

The way you remove points from your driver’s license is by taking actions such as completing a defensive driving course, which can reduce points by up to 10%. Avoiding new violations and maintaining a clean record are essential for point reduction. If a criminal record affects car insurance rates or accident points on insurance are...

The way you remove points from your driver’s license i...

Do I need car insurance to register my car?Post

Do I need car insurance to register my car?

Many people ask, “Do I need insurance to register my car?” Let’s find out. Registering and insuring a vehicle go hand-in-hand in almost every state. But do you need car insurance before or after the registration of your vehicle? Coverage is typically required first, before registration. In other words, registering a car without insurance is...

Many people ask, “Do I need insurance to register my c...

What could cause me to get points on my car insurance?Post

What could cause me to get points on my car insurance?

Car insurance companies determine individual rates depending on a variety of factors, such as sex and age of the driver, the number of miles normally driven, the type of car, and geographic location. They also take into consideration something known in the industry as points, which are a reflection of an individual’s driving record. Points...

Car insurance companies determine individual rates depending...

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