How Traffic Infractions Affect Car Insurance

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What happens after a late car insurance payment?Post

What happens after a late car insurance payment?

Car insurance can be expensive, and some people may go through seasons that make it difficult to afford proper coverage on their vehicle. So what should you do if your car insurance rates are too expensive? There are a few ways you may be able to lower your rates with your company, or you can...

Car insurance can be expensive, and some people may go throu...

What happens to car insurance when I’m deployed overseas?Post

What happens to car insurance when I’m deployed overseas?

There is no way to suspend your insurance when you are deployed overseas in the military. However, there are other options to manage car insurance for military drivers. Every car insurance company handles this a bit differently. You can cancel your car insurance policy, as opposed to suspending it, but that leaves your vehicle unprotected...

There is no way to suspend your insurance when you are deplo...

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Do car insurance companies require smog checks?Post

Do car insurance companies require smog checks?

Smog checks or vehicle emissions testing are required by most states for vehicle registration, but they are in no way related to acquiring car insurance.The idea of car insurance is to protect drivers and accident victims against financial loss in the case of a motor vehicle accident.Compare car insurance quotes from several providers by entering...

Smog checks or vehicle emissions testing are required by mos...

Can your car be insured in a different state than its registration? [2024]Post

Can your car be insured in a different state than its registration? [2024]

Have you ever wondered, “Can I have car insurance from another state?” or “Can my car be registered in one state and insured in another?” Typically, no. Registering and insuring your vehicle in different states is illegal. A few exceptions allow drivers to operate a vehicle insured and registered in different states, but it’s typically...

Have you ever wondered, “Can I have car insurance from ano...

How much does a moving violation affect car insurance?Post

How much does a moving violation affect car insurance?

Moving violations are something most of us are guilty of at one time or another, and tickets for those violations do affect our car insurance rates. The only question is, how much? You may not see an immediate increase in your rates after one violation, but then again, you may see a huge jump. It...

Moving violations are something most of us are guilty of at ...

Can you transfer GAP insurance from one car to another?Post

Can you transfer GAP insurance from one car to another?

While gap car insurance does offer many benefits to policyholders, one of the downsides is that it cannot be transferred from one car to the next. Gap insurance only applies to the vehicle and sales contract for which it was originally intended. Type in your ZIP code above to compare car insurance rates for FREE from...

While gap car insurance does offer many benefits to policyho...

Differences Between Previous Damage Titles and Salvage TitlesPost

Differences Between Previous Damage Titles and Salvage Titles

What’s the difference between a previous damage or rebuilt title and a salvage title? A previous salvage title means a car is once again road-worthy and can be driven legally. If you’re asking that question, you’ve probably been to an auto auction or searched for used cars in an automotive sales periodical. It’s not uncommon...

What’s the difference between a previous damage or rebuilt...

What is the maximum points allowed on your driver’s license?Post

What is the maximum points allowed on your driver’s license?

If you have a driver’s license, you’ve likely heard of points systems that can affect your ability to drive and maintain your driver’s license. So what are the maximum points allowed on your driver’s license? It depends on what state you live in; in some states you’ll have a lower maximum point requirement while other...

If you have a driver’s license, you’ve likely he...

How to Remove Points From Your Driver’s License in 2024 [5 Simple Steps]Post

How to Remove Points From Your Driver’s License in 2024 [5 Simple Steps]

The way you remove points from your driver’s license is by taking actions such as completing a defensive driving course, which can reduce points by up to 10%. Avoiding new violations and maintaining a clean record are essential for point reduction. If a criminal record affects car insurance rates or accident points on insurance are...

The way you remove points from your driver’s license i...

Do I need car insurance to register my car?Post

Do I need car insurance to register my car?

Many people ask, “Do I need insurance to register my car?” Let’s find out. Registering and insuring a vehicle go hand-in-hand in almost every state. But do you need car insurance before or after the registration of your vehicle? Coverage is typically required first, before registration. In other words, registering a car without insurance is...

Many people ask, “Do I need insurance to register my c...

Which states do not require car insurance?Post

Which states do not require car insurance?

If you live in the United States, chances are car insurance is just a regular part of life. However, are there states that don’t require auto insurance? You may or may not be shocked to hear that there aren’t many states without mandatory auto insurance. 49 of the 50 states require drivers to have a...

If you live in the United States, chances are car insurance ...

What could cause me to get points on my car insurance?Post

What could cause me to get points on my car insurance?

Car insurance companies determine individual rates depending on a variety of factors, such as sex and age of the driver, the number of miles normally driven, the type of car, and geographic location. They also take into consideration something known in the industry as points, which are a reflection of an individual’s driving record. Points...

Car insurance companies determine individual rates depending...

How do you find a car insurance attorney?Post

How do you find a car insurance attorney?

While you will probably never need one if you have a good insurance policy, a car insurance attorney can be used to sue another driver if they did not have adequate coverage at the time of the accident. If you are the party that caused the accident and property, or bodily damage was caused to...

While you will probably never need one if you have a good in...

The National Database for Car InsurancePost

The National Database for Car Insurance

Just because a law exists does not necessarily mean everyone follows it. However, technology makes it much easier to crack down on lawbreakers. With the booming period of technology we live in, more often than not, studies will show that it’s become even more difficult to slip through the cracks when it comes to uninsured...

Just because a law exists does not necessarily mean everyone...

Understanding Car Insurance Codes and LawsPost

Understanding Car Insurance Codes and Laws

Auto insurance code refers to the laws and standards that govern car insurance. Since the code establishes minimum requirements, there is no state with standards covering an array of damage or liability.  Each state has its own minimum car insurance requirements governing which coverage drivers need to purchase. Individual customers need to decide what coverage...

Auto insurance code refers to the laws and standards that go...

How can I get car insurance if my spouse has a DUI/DWI?Post

How can I get car insurance if my spouse has a DUI/DWI?

If a court has convicted your spouse of driving under the influence or driving while intoxicated, you may be wondering how this will affect your car insurance. Getting car insurance after a DUI is much harder, but what if your wife or husband is the one with the DUI? What will insurance companies expect if...

If a court has convicted your spouse of driving under the in...

When to Sign Your Car Title Over to Your Car Insurance CompanyPost

When to Sign Your Car Title Over to Your Car Insurance Company

Being involved in a car accident is a traumatic experience. Still, if you have physical damage auto insurance such as collision or comprehensive, your insurance company will reimburse you the full market value of your vehicle if it’s totaled.  In order for the insurance company to determine the value of your vehicle, it will request...

Being involved in a car accident is a traumatic experience. ...

Do you need car insurance to drive someone else’s car?Post

Do you need car insurance to drive someone else’s car?

Wondering do you need car insurance to drive someone else’s car? Yes, you do need car insurance to drive someone else’s vehicle. You can be insured either by the car owner himself or by non-owner car insurance. You do not necessarily need to take out a policy in your name. However, driving without your state’s...

Wondering do you need car insurance to drive someone else...

How much do points on a license affect car insurance rates?Post

How much do points on a license affect car insurance rates?

The connection between the number of points on your license and insurance is simple — the more points you have, the more expensive your car insurance rates will be.  However, your rates increase depending on where you live and your car insurance company.  Keep reading to find out how much your rates will increase after...

The connection between the number of points on your license ...

How much car insurance am I required to have if I still have a car loan?Post

How much car insurance am I required to have if I still have a car loan?

Usually, you only need to have enough auto insurance to meet the state’s requirements. However, if you’re insuring a financed car, your lender may want additional coverage.  Lenders want to protect their assets until you finish paying the loan. Your lender will write their minimum requirements into your contract, but usually, lenders just want a...

Usually, you only need to have enough auto insurance to meet...

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