Minimum Car Insurance Requirements by State

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Compare School Bus Insurance Rates [2024]Post

Compare School Bus Insurance Rates [2024]

You must meet certain school bus auto insurance requirements if you intend to provide services to a school district and transport kids to and from their place of learning. Because of their size and classification, these vehicles require more than just basic car insurance coverage. Read on to learn more. Even if you purchase a...

You must meet certain school bus auto insurance requirements...

Compare Car Insurance for Traveling in Canada: Rates, Discounts, & Requirements [2024]Post

Compare Car Insurance for Traveling in Canada: Rates, Discounts, & Requirements [2024]

If your coming holiday vacation plans have you heading north of the border into Canada, you are not alone. In fact, according to estimates by the Canadian government, more than 11 million American drivers cross the border annually for day trips. From an insurance standpoint, both American and Canadian citizens enjoy the benefit of not...

If your coming holiday vacation plans have you heading north...

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What do I do if my car got rear ended?Post

What do I do if my car got rear ended?

If you are rear-ended in a car accident, it is important that you exchange car insurance information with the person who rear-ended you even if you don’t notice any immediate damage to your vehicle. Don’t allow the other person in the accident to convince you that you don’t need to file a report with the...

If you are rear-ended in a car accident, it is important tha...

What to Do if Your Car Keys Are Stolen [2024]Post

What to Do if Your Car Keys Are Stolen [2024]

We’ve all locked ourselves out of our cars at one time or another, right? How do you get keys locked in a car? It’s a common predicament that can be both frustrating and inconvenient. Whether it’s due to a momentary lapse of memory or an accidental lockout, finding yourself on the wrong side of a...

We’ve all locked ourselves out of our cars at one time...

Florida Car Insurance RegulationsPost

Florida Car Insurance Regulations

If you need car insurance in Florida, ensure that you know Florida’s car insurance regulations to have the coverage you need while living in the Sunshine State.  Florida’s auto insurance requirements are lower than many states, but car insurance rates tend to be higher due to many uninsured drivers.  Florida Car Insurance Minimum Requirements Florida’s...

If you need car insurance in Florida, ensure that you know F...

What happens after a late car insurance payment?Post

What happens after a late car insurance payment?

Car insurance can be expensive, and some people may go through seasons that make it difficult to afford proper coverage on their vehicle. So what should you do if your car insurance rates are too expensive? There are a few ways you may be able to lower your rates with your company, or you can...

Car insurance can be expensive, and some people may go throu...

What happens to car insurance when I’m deployed overseas?Post

What happens to car insurance when I’m deployed overseas?

There is no way to suspend your insurance when you are deployed overseas in the military. However, there are other options to manage car insurance for military drivers. Every car insurance company handles this a bit differently. You can cancel your car insurance policy, as opposed to suspending it, but that leaves your vehicle unprotected...

There is no way to suspend your insurance when you are deplo...

Do car insurance companies require smog checks?Post

Do car insurance companies require smog checks?

Smog checks or vehicle emissions testing are required by most states for vehicle registration, but they are in no way related to acquiring car insurance.The idea of car insurance is to protect drivers and accident victims against financial loss in the case of a motor vehicle accident.Compare car insurance quotes from several providers by entering...

Smog checks or vehicle emissions testing are required by mos...

Can your car be insured in a different state than its registration? [2024]Post

Can your car be insured in a different state than its registration? [2024]

Have you ever wondered, “Can I have car insurance from another state?” or “Can my car be registered in one state and insured in another?” Typically, no. Registering and insuring your vehicle in different states is illegal. A few exceptions allow drivers to operate a vehicle insured and registered in different states, but it’s typically...

Have you ever wondered, “Can I have car insurance from ano...

Can you transfer GAP insurance from one car to another?Post

Can you transfer GAP insurance from one car to another?

While gap car insurance does offer many benefits to policyholders, one of the downsides is that it cannot be transferred from one car to the next. Gap insurance only applies to the vehicle and sales contract for which it was originally intended. Type in your ZIP code above to compare car insurance rates for FREE from...

While gap car insurance does offer many benefits to policyho...

Differences Between Previous Damage Titles and Salvage TitlesPost

Differences Between Previous Damage Titles and Salvage Titles

What’s the difference between a previous damage or rebuilt title and a salvage title? A previous salvage title means a car is once again road-worthy and can be driven legally. If you’re asking that question, you’ve probably been to an auto auction or searched for used cars in an automotive sales periodical. It’s not uncommon...

What’s the difference between a previous damage or rebuilt...

Which states do not require car insurance?Post

Which states do not require car insurance?

If you live in the United States, chances are car insurance is just a regular part of life. However, are there states that don’t require auto insurance? You may or may not be shocked to hear that there aren’t many states without mandatory auto insurance. 49 of the 50 states require drivers to have a...

If you live in the United States, chances are car insurance ...

How do you find a car insurance attorney?Post

How do you find a car insurance attorney?

While you will probably never need one if you have a good insurance policy, a car insurance attorney can be used to sue another driver if they did not have adequate coverage at the time of the accident. If you are the party that caused the accident and property, or bodily damage was caused to...

While you will probably never need one if you have a good in...

The National Database for Car InsurancePost

The National Database for Car Insurance

Just because a law exists does not necessarily mean everyone follows it. However, technology makes it much easier to crack down on lawbreakers. With the booming period of technology we live in, more often than not, studies will show that it’s become even more difficult to slip through the cracks when it comes to uninsured...

Just because a law exists does not necessarily mean everyone...

Understanding Car Insurance Codes and LawsPost

Understanding Car Insurance Codes and Laws

Auto insurance code refers to the laws and standards that govern car insurance. Since the code establishes minimum requirements, there is no state with standards covering an array of damage or liability.  Each state has its own minimum car insurance requirements governing which coverage drivers need to purchase. Individual customers need to decide what coverage...

Auto insurance code refers to the laws and standards that go...

When to Sign Your Car Title Over to Your Car Insurance CompanyPost

When to Sign Your Car Title Over to Your Car Insurance Company

Being involved in a car accident is a traumatic experience. Still, if you have physical damage auto insurance such as collision or comprehensive, your insurance company will reimburse you the full market value of your vehicle if it’s totaled.  In order for the insurance company to determine the value of your vehicle, it will request...

Being involved in a car accident is a traumatic experience. ...

Do you need car insurance to drive someone else’s car?Post

Do you need car insurance to drive someone else’s car?

Wondering do you need car insurance to drive someone else’s car? Yes, you do need car insurance to drive someone else’s vehicle. You can be insured either by the car owner himself or by non-owner car insurance. You do not necessarily need to take out a policy in your name. However, driving without your state’s...

Wondering do you need car insurance to drive someone else...

How much car insurance am I required to have if I still have a car loan?Post

How much car insurance am I required to have if I still have a car loan?

Usually, you only need to have enough auto insurance to meet the state’s requirements. However, if you’re insuring a financed car, your lender may want additional coverage.  Lenders want to protect their assets until you finish paying the loan. Your lender will write their minimum requirements into your contract, but usually, lenders just want a...

Usually, you only need to have enough auto insurance to meet...

Do you have to buy car insurance if you only drive occasionally?Post

Do you have to buy car insurance if you only drive occasionally?

If you only drive occasionally, do you still have to buy car insurance? There are many reasons that a person may only drive from time to time.Read More: Minimum Car Insurance Requirements by State Age – One reason is that they are a new driver, such as a teen, whose parents won’t let them drive regularly...

If you only drive occasionally, do you still have to buy car...

Do you need car insurance with a learner’s permit?Post

Do you need car insurance with a learner’s permit?

Learning to drive is exciting. Getting a learner’s permit is the first step toward being a licensed driver and is a significant milestone in most people’s lives. However, with the privilege of driving also comes additional responsibilities, such as making sure you have insurance coverage. Getting cheap car insurance for first-time drivers can be tricky,...

Learning to drive is exciting. Getting a learner’s per...

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