Minimum Car Insurance Requirements by State

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Can you get car insurance if you still owe another company?Post

Can you get car insurance if you still owe another company?

Maintaining current auto insurance coverage is important for anyone who plans to drive or owns a car.Failure to do so can result in serious penalties for you. If you have had your current auto insurance canceled by your provider because you have failed to make timely payments, this could reflect negatively on your credit and...

Maintaining current auto insurance coverage is important for...

Do car insurance companies share information?Post

Do car insurance companies share information?

Car insurance companies compete against one another for market share. Most companies want to acquire the most market share, but there are a few that care less about market share and more about premiums.Unlike some other competitors who focus on keeping information on their clients secret, competitors in the insurance marketplace share information.Car insurance carriers don’t...

Car insurance companies compete against one another for mar...

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What to Do if Someone Uses Your Address for Their Car InsurancePost

What to Do if Someone Uses Your Address for Their Car Insurance

You might be concerned if you find out that somebody else is using your address for their car insurance. You’ll probably wonder why someone would use your address and what action you should take. Obtaining lower rates is the most probable reason, but a lot of people may be afraid of using a fake address...

You might be concerned if you find out that somebody else is...

How to Write a Car Insurance Cancellation Letter in 2024 [Follow These 4 Steps]Post

How to Write a Car Insurance Cancellation Letter in 2024 [Follow These 4 Steps]

How to write a car insurance cancellation letter to save up to $35/month is simpler than you might expect. If you include your details, a statement indicating that you want to cancel, confirm receipt of the letter with your signature, and send it by post or another method, it will ensure a smooth process. This...

How to write a car insurance cancellation letter to save up ...

Do you need car insurance to transfer a car title?Post

Do you need car insurance to transfer a car title?

If you are buying or selling a car, you need to cover certain formalities. For example, you will need to record the change of ownership and may want to know whether you need proof of insurance when transferring a car title. You need to know what to do with insurance when selling a car as...

If you are buying or selling a car, you need to cover certai...

Do you get your deposit back from car insurance?Post

Do you get your deposit back from car insurance?

If an insurance company has asked you for a deposit before issuing a policy, you may want to know if it’s refundable. You may be working on your finances or cash flow and wonder if the insurance company will return that payment when you start sending monthly installments. You can get insurance without a down...

If an insurance company has asked you for a deposit before i...

Will a criminal record affect car insurance rates?Post

Will a criminal record affect car insurance rates?

A criminal history could influence your car insurance with a bad record, depending on the nature of your past convictions. Some insurance companies will not cover someone with a criminal record and others may increase the rates. Shopping for free car insurance quotes? We can help. Just enter your zip code above and we’ll send you...

A criminal history could influence your car insurance with a...

How do the police check for car insurance?Post

How do the police check for car insurance?

Anytime you drive a vehicle, you’re responsible for carrying your state’s minimum car insurance coverage. If you get pulled over, the police will want to verify your insurance and make sure you’re in compliance with state law. Typically, they’ll ask for your insurance card, but that’s not the only way they can check your insurance. ...

Anytime you drive a vehicle, you’re responsible for ca...

How do I find out if a car has insurance?Post

How do I find out if a car has insurance?

Driving a car that’s uninsured can have some serious repercussions. Unfortunately, verifying that a vehicle is insured isn’t so easy when you’re not the owner of it. You should have the owner call and verify coverage is active in front of you. Whether you’re borrowing the car, or you’re involved in an accident and there...

Driving a car that’s uninsured can have some serious reper...

How do I get SR-22 insurance without a car?Post

How do I get SR-22 insurance without a car?

You must get a non-owner car insurance policy to get an SR-22 certificate if you’re a high-risk driver without a car. An SR-22 certificate proves you have insurance meeting your state’s insurance requirements, which a non-owner insurance policy fulfills.  Since non-owner car insurance is less common insurance coverage, we’ll cover how to get non-owner SR-22...

You must get a non-owner car insurance policy to get an SR-2...

What questions do car insurers ask?Post

What questions do car insurers ask?

Applying for auto insurance is an involved process. You can’t just tell the insurer how much insurance you want and expect the insurer to comply by handing over a deposit. Instead, before an insurance company will extend an offer for coverage to any prospective policyholder they’ll expect that person to answer a long list of...

Applying for auto insurance is an involved process. You can&...

Do I buy insurance before or after the car?Post

Do I buy insurance before or after the car?

Buying a new vehicle is an exciting time. While most consumers are focused on all the bells and whistles of their new ride, how good it looks, and how much they can afford, there is one other aspect buyers need to consider; auto insurance.Obtaining car insurance for your new vehicle is an important and responsible...

Buying a new vehicle is an exciting time. While most consume...

Can you buy car insurance for UK drivers in the USA?Post

Can you buy car insurance for UK drivers in the USA?

Though not all insurance companies offer car insurance for foreign drivers, many do, especially larger companies. If you plan to move to the U.S. from the UK for school or study abroad on a somewhat long-term basis, you’ll need auto insurance to drive legally. Regardless of your goals for coming to the U.S., it is...

Though not all insurance companies offer car insurance for f...

Do you need proof of insurance to sell a car?Post

Do you need proof of insurance to sell a car?

When you choose to sell your car privately there’s the potential to get more money than you would if you traded it in at the dealership. Unfortunately, the task of selling vehicles privately can be a stressful one. Not only do you have to decide where you’re going to advertise it and how you’ll generate...

When you choose to sell your car privately there’s the...

What happens to a person’s car insurance policy when they die?Post

What happens to a person’s car insurance policy when they die?

Have you ever wondered what happens with car insurance when someone dies? Is car insurance still valid after their death? Typically, most people who lose loved ones will look through accident, life, and final expense insurance policies even when dealing with their grief. But they may overlook auto insurance, even though the dead person’s car...

Have you ever wondered what happens with car insurance when ...

Do I have to repair my car with the insurance money?Post

Do I have to repair my car with the insurance money?

You buy an auto insurance policy in hopes of never being in a situation where you need to file a claim. If you do experience a monetary loss, knowing that you do have coverage to pay for your repairs and for other damages will give you the peace of mind that you need to drive...

You buy an auto insurance policy in hopes of never being in ...

Are car insurance cancellation fees legal?Post

Are car insurance cancellation fees legal?

Nobody gets excited about paying a cancellation fee for car insurance, but you can’t always avoid them. Sometimes, there is a cancellation fee for car insurance and you’re stuck paying them no matter how hard you fight. However, there are many reasons why a person might be in this situation, and so they need to...

Nobody gets excited about paying a cancellation fee for car ...

Do I have to pay insurance for a totaled car?Post

Do I have to pay insurance for a totaled car?

If someone totals your car in an accident, you’re likely wondering what your options are and if your insurance will cover the cost of a new car. You have many options available to you if someone totals your car besides accepting your insurance company’s offer. You also have choices when insuring a totaled car. Understanding...

If someone totals your car in an accident, you’re likely w...

How do you find car insurance coverage requirements in your state?Post

How do you find car insurance coverage requirements in your state?

Car insurance can be a bit confusing since each state requires a different level and sometimes even different types of car insurance. However, the Internet provides many great places to find out what the required auto insurance coverage is in your state. Finding car insurance quotes is just as easy when you put your ZIP...

Car insurance can be a bit confusing since each state requir...

How do you file for SR-22 insurance?Post

How do you file for SR-22 insurance?

If your driver’s license has been suspended, your state’s Motor Vehicle Division may have informed you that you need to obtain an SR-22 in order to restore your driving privileges. Because SR-22 filings are foreign to most people until they need one, the process of obtaining this filing can seem confusing. Fortunately, getting a quote...

If your driver’s license has been suspended, your stat...

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