Best GMC Acadia Car Insurance in 2024 (Find the Top 10 Companies Here)
Uncover the best GMC Acadia car insurance with rates as low as $44 per month from top providers American Family, Erie, and Travelers. American Family excels in service, Erie delivers affordable rates, and Travelers provides unparalleled coverage, making them the pinnacle of excellence for Acadia owners.
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UPDATED: Aug 30, 2024
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UPDATED: Aug 30, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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2,180 reviewsCompany Facts
Full Coverage for GMC Acadia
A.M. Best Rating
Complaint Level
Pros & Cons
2,180 reviews
1,814 reviewsCompany Facts
Full Coverage for GMC Acadia
A.M. Best Rating
Complaint Level
Pros & Cons
1,814 reviews
1,731 reviewsCompany Facts
Full Coverage for GMC Acadia
A.M. Best Rating
Complaint Level
1,731 reviews
American Family, Erie, and Travelers are the top providers for the best GMC Acadia car insurance, offering a range of options to suit various needs and preferences.
Each company delivers strong coverage and value, ensuring you find the right fit for your vehicle. For a thorough understanding, refer to our detailed analysis titled “Compare Car Insurance Rates by Vehicle Make and Model.”
Our Top 10 Picks: Best GMC Acadia Car Insurance
Company Rank Bundling Discount A.M. Best Best For Jump to Pros/Cons
#1 25% A Excellent Service American Family
#2 25% A+ Affordable Rates Erie
#3 13% A++ Comprehensive Coverage Travelers
#4 20% A+ Strong Reputation Nationwide
#5 25% A Extensive Options Liberty Mutual
#6 15% A Competitive Pricing Safeco
#7 20% A Customer Focused Farmers
#8 25% A+ Reliable Claims Allstate
#9 5% A+ Veteran-Friendly The Hartford
#10 10% A+ Innovative Solutions Progressive
Explore the top choices to discover the ideal insurance plan that balances coverage, affordability, and protection for your GMC Acadia.
See if you’re getting the best deal on car insurance by entering your ZIP code above.
- American Family offers the best GMC Acadia insurance starting at $44 per month
- Tailored coverage options address specific needs of GMC Acadia owners
- Insurance costs are influenced by factors like vehicle safety and driver history
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#1 – American Family: Top Overall Pick
Pros
- Excellent Service: American Family car insurance review exhibits the company’s top-notch customer service, which is crucial for GMC Acadia owners seeking reliable support during claims and policy management.
- Bundling Discount: They offer a 25% discount for bundling multiple policies, making it an economical choice for those insuring both their GMC Acadia and home.
- Comprehensive Coverage Options: Their broad range of coverage options ensures that all aspects of owning and driving a GMC Acadia are well-protected, including roadside assistance and rental car coverage.
Cons
- Higher Premiums for Some Drivers: American Family’s rates might be higher compared to some competitors, which could impact the affordability for GMC Acadia owners looking for budget-friendly options.
- Limited Availability: Their coverage might not be available in all states, which could be a drawback for those who have recently relocated or are planning to move.
#2 – Erie: Best for Affordable Rates
Pros
- Affordable Rates: Erie offers competitive pricing that makes insuring a GMC Acadia more budget-friendly, especially for those looking to keep their premiums low.
- Excellent Customer Service: Known for strong customer service, Erie car insurance review presents the company’s GMC Acadia owners receive timely assistance and support during the claims process.
- Wide Range of Coverage Options: Erie provides a variety of coverage options, including comprehensive and collision, tailored to meet the specific needs of GMC Acadia owners.
Cons
- Limited National Presence: Erie is only available in a select number of states, which may limit options for GMC Acadia owners who move or travel frequently.
- Less Flexibility in Policy Customization: While offering standard coverage options, Erie may not have as many customizable options as some other insurers.
#3 – Travelers: Best for Comprehensive Coverage
Pros
- Comprehensive Coverage: Travelers provides extensive coverage options, including collision and comprehensive coverage, ensuring that all aspects of GMC Acadia ownership are protected.
- Innovative Tools: Their use of technology, such as mobile apps and online claims processing, enhances the convenience for GMC Acadia owners.
- Flexible Payment Options: Travelers car insurance review highlights the company’s flexible payment plans, which can be beneficial for managing insurance costs for a GMC Acadia.
Cons
- Higher Deductibles: Travelers might have higher deductibles compared to some competitors, which could result in higher out-of-pocket costs for GMC Acadia owners in the event of a claim.
- Customer Service Variability: While generally good, customer service experiences can vary, which might affect GMC Acadia owners during critical moments of policy management or claims.
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#4 – Nationwide: Best for Strong Reputation
Pros
- Bundling Discounts: With a 20% discount for bundling multiple policies, Nationwide car insurance discounts features the company’s reduce costs for those insuring their GMC Acadia along with other assets.
- Strong Reputation: Nationwide has a solid reputation in the insurance industry, providing reliability and trustworthiness for GMC Acadia owners.
- Comprehensive Coverage: They offer a wide range of coverage options, ensuring that GMC Acadia owners can find suitable protection for various driving scenarios.
Cons
- Limited Customization: Nationwide may offer less flexibility in customizing policies compared to other insurers, which might not fully meet the specific needs of GMC Acadia owners.
- Higher Rates for Some Drivers: Depending on the driver’s profile, Nationwide’s rates can be higher, which could affect affordability for some GMC Acadia owners.
#5 – Liberty Mutual: Best for Extensive Options
Pros
- Extensive Options: Liberty Mutual provides a broad array of coverage options, allowing GMC Acadia owners to tailor their policy to their specific needs.
- Bundling Discounts: With up to 25% off for bundling, Liberty Mutual car insurance review demonstrates the company’s cost-effective in insuring a GMC Acadia along with other policies.
- Customizable Policies: They offer various add-ons and customization options, which can be beneficial for GMC Acadia owners seeking specific coverage features.
Cons
- Potentially Higher Premiums: Liberty Mutual’s premiums can be on the higher side, which might be a consideration for budget-conscious GMC Acadia owners.
- Customer Service Issues: Some customers report challenges with service responsiveness, which could affect GMC Acadia owners during claims or policy management.
#6 – Safeco: Best for Competitive Pricing
Pros
- Competitive Pricing: Safeco offers attractive rates for GMC Acadia insurance, making it a good option for those seeking affordability.
- Solid Coverage Options: They provide comprehensive coverage options, including roadside assistance and rental reimbursement, which are beneficial for GMC Acadia owners.
- User-Friendly Technology: Safeco car insurance review flaunts the company’s digital tools and apps that simplify policy management and claims processes, enhancing convenience for GMC Acadia owners.
Cons
- Limited Discounts: Safeco’s discount options might not be as extensive as those offered by other insurers, potentially limiting savings for GMC Acadia owners.
- Customer Service Inconsistencies: There can be variability in customer service quality, which might impact GMC Acadia owners during key interactions with the insurer.
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#7 – Farmers: Best for Customer Focused
Pros
- Customer-Centric Approach: Farmers is known for its focus on customer satisfaction, providing attentive service and support for GMC Acadia owners.
- Bundling Discounts: Farmers car insurance review showcases the company’s significant discounts for bundling policies, which can make insuring a GMC Acadia more economical.
- Comprehensive Coverage: Farmers provides a wide range of coverage options to protect various aspects of GMC Acadia ownership, from collision to comprehensive coverage.
Cons
- Higher Premiums for Some Drivers: Farmers’ rates can be higher for certain drivers, which might be a drawback for those seeking lower insurance costs.
- Variable Customer Service: Experiences with customer service can vary, potentially impacting GMC Acadia owners during crucial times like claims or policy adjustments.
#8 – Allstate: Best for Reliable Claims
Pros
- Reliable Claims Process: Allstate is renowned for its efficient and reliable claims handling, which is essential for GMC Acadia owners needing prompt resolution of claims.
- Bundling Discounts: Offering up to 25% off for bundling multiple policies, Allstate car insurance review highlights the company’s reduce insurance costs for GMC Acadia owners with multiple insurance needs.
- Wide Range of Coverage Options: They offer extensive coverage options tailored to protect various aspects of GMC Acadia ownership, including roadside assistance and rental car coverage.
Cons
- Potentially Higher Rates: Allstate’s rates may be higher compared to some competitors, which could impact affordability for some GMC Acadia owners.
- Mixed Customer Service Feedback: While generally positive, customer service reviews can be mixed, potentially affecting the experience of GMC Acadia owners during policy management.
#9 – The Hartford: Best for Veteran-Friendly
Pros
- Veteran-Friendly: The Hartford is known for its veteran-friendly policies, making it a good choice for GMC Acadia owners with military backgrounds.
- Discounts for Safe Driving: They offer discounts for safe driving, which can benefit GMC Acadia owners who maintain a clean driving record.
- Comprehensive Coverage: The Hartford car insurance review promotes the company’s range of coverage options that are well-suited for protecting a GMC Acadia, including roadside assistance and rental car reimbursement.
Cons
- Limited Availability: The Hartford’s insurance products may not be available in all states, which could limit options for some GMC Acadia owners.
- Lower Bundling Discounts: Compared to some competitors, their bundling discounts may be less substantial, potentially affecting savings for those insuring multiple assets.
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#10 – Progressive: Best for Innovative Solutions
Pros
- Innovative Solutions: Progressive car insurance review shows the company’s innovative insurance solutions, such as usage-based insurance, which can be tailored for GMC Acadia owners seeking personalized coverage.
- Competitive Rates: They offer competitive pricing, which can be advantageous for GMC Acadia owners looking to keep their insurance costs manageable.
- Extensive Coverage Options: Progressive provides a broad range of coverage options, including comprehensive and collision, to meet the diverse needs of GMC Acadia owners.
Cons
- Higher Deductibles: Progressive’s deductibles can be higher than some competitors, potentially leading to greater out-of-pocket expenses for GMC Acadia owners.
- Variable Customer Service: While generally positive, customer service experiences can vary, which might affect GMC Acadia owners during critical interactions with the insurer.
GMC Acadia Insurance Costs: What You’ll Pay Monthly
The average GMC Acadia auto insurance costs $108 monthly. Geico, Progressive, and State Farm offer competitive rates, making them top choices for GMC Acadia drivers. With options ranging from $63 with discounts to $394 for teen drivers, understanding how coverage type impacts your premiums is key to finding the best rate.
GMC Acadia Car Insurance Monthly Rates by Provider & Coverage Level
Insurance Company Minimum Coverage Full Coverage
Allstate $60 $150
American Family $48 $129
Erie $44 $123
Farmers $57 $148
Liberty Mutual $55 $145
Nationwide $52 $132
Progressive $49 $136
Safeco $53 $140
The Hartford $51 $138
Travelers $50 $135
Securing the best monthly insurance rate for your GMC Acadia depends on factors like coverage type, driver profile, and deductible choices. For a thorough understanding, refer to our detailed analysis titled “How to Find Your Car Insurance Deductible Amount.” By comparing rates from top insurers like Geico, Progressive, and State Farm, you can tailor your policy to fit your needs and budget effectively.
GMC Acadia Insurance Rates by Driver Type and Coverage Options
If you are financing a GMC Acadia, you will pay more if you purchase GMC Acadia auto insurance at the dealership, so be sure to shop around and compare GMC Acadia auto insurance quotes from the best companies using our FREE tool below.
GMC Acadia Car Insurance Monthly Rates by Driver Profile
| Category | Rates |
|---|---|
| Average Rate | $108 |
| Discount Rate | $63 |
| High Deductibles | $93 |
| High Risk Driver | $230 |
| Low Deductibles | $136 |
| Teen Driver | $394 |
If you’re financing your GMC Acadia, don’t overpay for insurance at the dealership. Use our free tool to compare quotes from top providers and find the best rates for your coverage needs. This way, you can ensure you get the most cost-effective insurance option. For a comprehensive analysis, refer to our detailed guide titled “How do you get competitive quotes for car insurance?”
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Insurance Costs for GMC Acadia Compared to Other SUVs
Understanding how the GMC Acadia stacks up against these vehicles in terms of comprehensive, collision, and full coverage can help you make an informed decision. To expand your knowledge, refer to our comprehensive handbook titled “Best Full Coverage Car Insurance.”
GMC Acadia Car Insurance Monthly Rates vs. Other Vehicles by Coverage Type
| Vehicle | Comprehensive | Collision | Liability | Full Coverage |
|---|---|---|---|---|
| GMC Acadia | $25 | $39 | $31 | $108 |
| Volvo XC60 | $26 | $45 | $28 | $110 |
| Lincoln Navigator | $30 | $57 | $33 | $133 |
| Subaru Forester | $29 | $43 | $28 | $111 |
| Chevrolet Traverse | $28 | $39 | $26 | $105 |
| Mercedes-Benz GLA 250 | $31 | $60 | $38 | $143 |
| Jaguar F-PACE | $39 | $82 | $33 | $167 |
By exploring different insurance options and comparing rates with other popular SUVs, you’ll be better equipped to find the most affordable GMC Acadia insurance. Utilize these insights to secure a policy that offers the coverage you need at a price that fits your budget.
Factors Affecting GMC Acadia Insurance Costs
The GMC Acadia trim and model you choose can impact the total price you will pay for GMC Acadia insurance coverage. Keep in mind, all of the prices below are average rates. Your exact rates will depend on a combination of personal factors like your age, gender, driving history, credit history, location, and more.
Age of the Vehicle
Older GMC Acadia models generally cost less to insure. For example, monthly insurance for a 2020 GMC Acadia is $108, while a 2010 model averages $90, resulting in a $18 monthly difference. The following comparison shows monthly insurance rates for various GMC Acadia models, demonstrating how costs decrease as the vehicle ages.
GMC Acadia Car Insurance Monthly Rates vs. Other Cars by Coverage Type
| Vehicle | Comprehensive | Collision | Liability | Full Coverage |
|---|---|---|---|---|
| 2024 GMC Acadia | $26 | $41 | $32 | $110 |
| 2023 GMC Acadia | $25 | $40 | $32 | $109 |
| 2022 GMC Acadia | $25 | $40 | $32 | $109 |
| 2021 GMC Acadia | $25 | $39 | $31 | $108 |
| 2020 GMC Acadia | $25 | $39 | $31 | $108 |
| 2019 GMC Acadia | $23 | $38 | $33 | $107 |
| 2018 GMC Acadia | $23 | $37 | $33 | $106 |
| 2017 GMC Acadia | $22 | $36 | $35 | $106 |
| 2016 GMC Acadia | $21 | $35 | $36 | $105 |
| 2015 GMC Acadia | $20 | $34 | $37 | $104 |
| 2014 GMC Acadia | $19 | $31 | $38 | $101 |
| 2013 GMC Acadia | $18 | $29 | $38 | $99 |
| 2012 GMC Acadia | $18 | $26 | $38 | $95 |
| 2011 GMC Acadia | $16 | $24 | $38 | $92 |
| 2010 GMC Acadia | $16 | $23 | $39 | $90 |
Examining monthly insurance rates for different GMC Acadia model years reveals that choosing an older model can lead to substantial savings. Use this information to compare rates and select an Acadia that aligns with your budget and coverage requirements.
Driver Age
Driver age can greatly influence GMC Acadia car insurance rates. For example, 30-year-old drivers pay $113 monthly, while 40-year-old drivers pay $108, a $5 difference. The chart below illustrates how insurance rates vary by age, highlighting the significant impact of age on your GMC Acadia insurance costs. To gain profound insights, consult our extensive guide titled “Average Car Insurance Rates by Age and Gender.”
GMC Acadia Car Insurance Monthly Rates by Age
| Age | Rates |
|---|---|
| Age: 16 | $590 |
| Age: 18 | $394 |
| Age: 20 | $244 |
| Age: 30 | $113 |
| Age: 40 | $108 |
| Age: 45 | $105 |
| Age: 50 | $98 |
| Age: 60 | $96 |
Understanding how driver age affects insurance rates can help you make informed decisions about your GMC Acadia coverage. By reviewing the monthly rate variations across different age groups, you can better plan your insurance budget and explore potential savings opportunities.
Driver Location
Where you live affects GMC Acadia insurance rates significantly. For example, Phoenix drivers pay $125 monthly, while those in Los Angeles pay $184, a $59 difference. The chart below shows how rates vary by city.
GMC Acadia Car Insurance Monthly Rates by City
| City | Rates |
|---|---|
| Los Angeles, CA | $184 |
| New York, NY | $170 |
| Houston, TX | $169 |
| Jacksonville, FL | $156 |
| Philadelphia, PA | $145 |
| Chicago, IL | $142 |
| Phoenix, AZ | $125 |
| Seattle, WA | $102 |
| Indianapolis, IN | $92 |
| Columbus, OH | $90 |
Understanding how location influences insurance rates helps in managing GMC Acadia insurance costs. Compare city rates to find potential savings based on your area.
Your Driving Record
Your driving record can greatly influence GMC Acadia insurance rates. Teen drivers and those in their 20s experience the highest rate increases with violations. The chart below details how monthly insurance costs vary by age and driving record.
GMC Acadia Car Insurance Monthly Rates by Age & Driving Record
| Age | Clean Record | One Accident | One DUI | One Ticket |
|---|---|---|---|---|
| Age: 16 | $590 | $800 | $1,140 | $760 |
| Age: 18 | $394 | $610 | $820 | $530 |
| Age: 20 | $244 | $400 | $620 | $330 |
| Age: 30 | $113 | $180 | $270 | $150 |
| Age: 40 | $108 | $170 | $260 | $140 |
| Age: 45 | $105 | $165 | $255 | $135 |
| Age: 50 | $98 | $160 | $250 | $130 |
| Age: 60 | $96 | $155 | $240 | $125 |
Considering your driving history is crucial in managing GMC Acadia insurance costs. Comparing rates with clean and violation records across different ages helps you understand potential cost impacts and make informed insurance choices.
GMC Acadia Safety Ratings
The safety ratings of your GMC Acadia play a key role in determining your auto insurance rates. The following breakdown highlights the GMC Acadia’s performance in various safety tests, which can influence your insurance costs. Your GMC Acadia auto insurance rates are influenced by the GMC Acadia’s safety ratings. See the breakdown below:
GMC Acadia Safety Ratings
| Type | Rating |
|---|---|
| Small overlap front: driver-side | Good |
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
Understanding your GMC Acadia’s safety ratings helps you gauge how they impact your insurance rates. Use this information to ensure you’re getting the best coverage for a vehicle with strong safety performance. For a comprehensive overview, explore our detailed resource titled “Compare Car Insurance by Coverage Type.”
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GMC Acadia Crash Test Ratings
The crash test ratings of the GMC Acadia can significantly affect your insurance rates. The following chart provides a detailed look at the crash test scores by model year, illustrating how the Acadia performs in various safety evaluations.
GMC Acadia Crash Test Ratings by Model Year
| Vehicle Tested | Overall | Frontal | Side | Rollover |
|---|---|---|---|---|
| 2024 GMC Acadia SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2024 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2023 GMC Acadia SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2023 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2022 GMC Acadia SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2022 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2021 GMC Acadia SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2021 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 GMC Acadia SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 GMC Acadia SUV FWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2019 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Acadia SUV FWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia SUV FWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia Limited SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia Limited SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia Denali SUV FWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia Denali SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 GMC Acadia SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 GMC Acadia Denali SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 GMC Acadia Denali SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
Reviewing your GMC Acadia’s crash test ratings helps understand their impact on insurance rates. Higher ratings often lead to better rates, so use this data to ensure your vehicle’s safety profile aligns with your insurance needs. To enhance your understanding, explore our comprehensive resource on business insurance titled “Car Safety Comparisons.”
GMC Acadia Safety Features
The numerous safety features of the GMC Acadia help contribute to lower insurance rates. The GMC Acadia has the following safety features:
- Driver Air Bag: A protective cushion that deploys in front of the driver during a collision.
- Passenger Air Bag: An airbag that inflates to protect the front-seat passenger in a crash.
- Front Head Air Bag: An airbag designed to shield the heads of front-seat occupants in a side impact.
- Rear Head Air Bag: A safety feature that protects the heads of rear-seat passengers in a side collision.
- Front Side Air Bag: Airbags located in the front seats to protect occupants’ torsos in side impacts.
The GMC Acadia’s safety features can help reduce insurance costs. With airbags for driver, passenger, and side impacts, along with advanced technologies like rear cross-traffic alert and pedestrian detection, the Acadia prioritizes safety.
American Family provides top-notch GMC Acadia insurance with monthly rates as low as $48, delivering exceptional value.
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These features not only protect occupants but also contribute to lower insurance premiums. Choosing a vehicle with strong safety capabilities can lead to cost savings on your insurance. For detailed information, refer to our comprehensive report titled “What is a Car Insurance Premium?”
GMC Acadia Insurance Loss Probability
The lower percentage means lower GMC Acadia car insurance costs; higher percentages mean higher GMC Acadia car insurance costs. Compare the following GMC Acadia auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. To gain in-depth knowledge, consult our comprehensive resource titled “Car Insurance PIP Waiver: Explained Simply.”
GMC Acadia Car Insurance Loss Probability by Coverage Type
| Coverage | Loss Rate |
|---|---|
| Collision | -25% |
| Property Damage | -14% |
| Comprehensive | -27% |
| Personal Injury | -29% |
| Medical Payment | -31% |
| Bodily Injury | -20% |
Understanding the GMC Acadia’s insurance loss probability helps you gauge how different coverage types impact your insurance costs. Lower loss percentages typically correlate with lower premiums, so use this data to compare rates and find the most cost-effective coverage for your needs.
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Ways to Save on GMC Acadia Insurance
You have more options at your disposal to save money on your GMC Acadia car insurance costs. For example, try these five tips:
- Park Safely: Keeping your GMC Acadia in a garage or private driveway reduces theft and damage risks, which may lower your premium.
- Relocate to Rural Areas: Moving to a less populated area may result in cheaper insurance rates due to lower traffic and accident rates.
- Request Rate Recalculation: If your credit score has improved, ask your insurer for a new rate that could reflect your lower risk profile.
- Install Winter Tires: Buying winter tires can enhance safety in icy conditions, which might earn you a discount from your insurer.
- Reduce Coverage for Older Vehicles: Lowering coverage on an older GMC Acadia can reduce your premium, especially if its value has significantly depreciated.
If you’re having a difficult time finding affordable rates for coverage, consider talking to an independent insurance agent.
They can check the rates and discounts available from multiple companies and advise you of the best options for your situation. To broaden your understanding, explore our comprehensive resource on insurance coverage titled “Car Insurance Discounts: Compare the Best Discounts.”
Top Insurance Providers for GMC Acadia
Who is the top car insurance company for GMC Acadia insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Acadia auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Acadia offers.
Top GMC Acadia Car Insurance Providers by Market Share
| Rank | Insurance Company | Premiums Written | Market Share |
|---|---|---|---|
| #1 | State Farm | $66,153,063 | 9% |
| #2 | Geico | $46,358,896 | 6% |
| #3 | Progressive | $41,737,283 | 6% |
| #4 | Allstate | $39,210,020 | 5% |
| #5 | Liberty Mutual | $36,172,570 | 5% |
| #6 | Travelers | $28,786,741 | 4% |
| #7 | USAA | $24,621,246 | 3% |
| #8 | Chubb | $24,199,582 | 3% |
| #9 | Farmers | $20,083,339 | 3% |
| #10 | Nationwide | $18,499,967 | 3% |
The leading companies, including State Farm, Geico, and Progressive, offer competitive rates and various discounts for the GMC Acadia’s safety features. For an in-depth examination, consult our thorough guide entitled “Safety Features Car Insurance Discounts.” Explore the list of top insurers to find the best coverage options.
Comparing Free GMC Acadia Insurance Quotes Online: A How-To Guide
You can start comparing GMC Acadia car insurance quotes, including options with vanishing deductibles, from top insurance companies using our free online tool now. For a thorough exploration, delve into our extensive guide titled “Car Insurance Deductible: Explained Simply.” With rising gas prices, families seeking alternatives to large SUVs for passenger seating and cargo space will find valuable options in our comparisons.
Crossovers like the GMC Acadia are popular due to their roominess and comfortable ride, with better fuel economy than an SUV. An Acadia owner will generally pay between $900 and $1300 a year for car insurance. This newcomer has many advantages among fuel economy-conscious buyers.
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The Benefits of Purchasing a Crossover Vehicle
Kids require a lot of gear, whether it’s strollers or baseball equipment, so, families have traditionally favored larger vehicles with plenty of storage space and seating capacity. However, these larger vehicles tend to use more gas. Minivans are better but don’t have the room an SUV does. For a detailed breakdown, consult our comprehensive guide named “The Top 97 Most Reliable Vehicles.”
Crossovers like the GMC Acadia offer the fuel efficiency similar to a minivan but have the room of an SUV, making them instant contenders to a large segment of the population.
Carmakers achieve this by basing the crossovers on a car rather than a truck frame like an SUV does. The Acadia seats either seven or eight passengers and has around 12-20 cubic feet of cargo space, depending on the model. There’s a maximum of 117 cubic feet when the second and third rows of seats are folded down.
When the seats are up, there’s still a generous 24 cubic feet, which is plenty of space for most everyday situations. The Acadia also has many of the features SUV and minivan owners have come to expect, like tri-zone auto climate control, a power liftgate, an entertainment system, and a heated steering wheel. The newer models come with Apple CarPlay/Android Auto.
Understanding Vehicle Safety: What You Need to Know
The Acadia has performed well in both the government crash tests and the Insurance Institute for Highway Safety’s tests. It received a good rating from the IIHS in all categories: frontal offset, side impact, roof strength, and rear impact tests.
These high safety ratings make the GMC Acadia an attractive option, as they not only provide increased family protection but also positively impact insurance premium costs. Additionally, exploring usage-based insurance can offer further savings based on your driving habits.
Part of the reason the Acadia has scored so highly on crash tests is its head air bags for all three rows, not just the front. For an exhaustive analysis, check out our complete guide entitled “How much do airbags affect car insurance rates?” It also comes with child seat anchors, four-wheel anti-lock brakes, daytime running lights, and three-point seatbelts even for the middle seats in the rear.
The Bottom Line: Top Insurance Picks for GMC Acadia
To ensure you get the best coverage for your GMC Acadia, it’s essential to compare quotes from top insurers like American Family, Erie, and Travelers. Each company offers unique benefits, from competitive rates to comprehensive protection. For a comprehensive review, see our in-depth guide titled “Best Car Insurance Comparison Websites.”
By taking the time to explore these options, you can find a policy that fits both your budget and coverage needs. Start by using our free quote tool to get personalized rates and discover potential savings. Secure the best insurance for your GMC Acadia and drive with confidence.
Find the best comprehensive car insurance quotes by entering your ZIP code below into our free comparison tool today.
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Frequently Asked Questions
What is the best car insurance for a GMC Acadia, and how does this SUV rank in terms of affordability?
The best car insurance for a GMC Acadia typically comes from State Farm and Geico, both offering affordable full coverage options. The GMC Acadia ranks well among mid-size SUVs for affordability in insurance due to its safety features.
Is the GMC Acadia considered a luxury SUV, and how does this classification impact car insurance rates?
The GMC Acadia is not classified as a luxury SUV, which helps keep its car insurance rates lower compared to luxury vehicles. Insurers like Progressive offer competitive rates for this model.
Comparing quotes is the easiest way to find affordable car insurance. Simply enter your ZIP code below into our free comparison tool to see rates in your area.
Which insurance company offers the best full coverage for a GMC Acadia , and are these vehicles expensive to maintain for high-risk drivers?
State Farm and Allstate are top choices for full coverage insurance on a GMC Acadia, even for high-risk drivers. While the vehicle has moderate maintenance costs, these typically do not heavily impact insurance premiums, even for those considered high-risk.
For a detailed overview, refer to our extensive guide called “Best Car Insurance for High-Risk Drivers.”
Where does the GMC Acadia rank among other SUVs in terms of car insurance costs, and which companies provide the best rates?
The GMC Acadia ranks favorably among SUVs for car insurance costs, with companies like Nationwide and Geico offering some of the best rates due to the vehicle’s safety and reliability.
What type of car insurance gives you the most coverage for a GMC Acadia, and how long can this SUV last?
Full coverage insurance, including liability and full protection, provides the most comprehensive coverage for a GMC Acadia. With regular maintenance, this SUV can last well over 200,000 miles, ensuring long-term value and stable insurance costs.
Are GMC Acadia vehicles expensive to insure, and what is the highest car insurance rate you might encounter after an accident?
GMC Acadia vehicles are generally affordable to insure, though the highest car insurance rates might be seen after an accident, especially with specialized policies for high-risk drivers. Top companies like Geico and Progressive still offer competitive rates even after an accident.
For an in-depth investigation, peruse our comprehensive guide named “Best Accident Insurance Companies.”
What is the most trusted insurance company for GMC Acadia owners, and how does vehicle maintenance affect insurance rates?
State Farm is widely regarded as a trusted insurance provider for GMC Acadia owners, offering reliable coverage. The vehicle’s moderate maintenance costs help keep insurance rates reasonable.
Which insurance company has the most complaints, and how should GMC Acadia owners choose their insurer?
While some insurers may have higher complaint rates, GMC Acadia owners should consider top-rated companies like Progressive and Nationwide, which offer strong customer service and comprehensive coverage options.
Which car brand typically offers the cheapest insurance, and how does the GMC Acadia compare in terms of insurance affordability?
Brands like Honda usually offer the cheapest insurance, but the GMC Acadia also provides competitive insurance affordability with companies like State Farm, thanks to its solid safety ratings and reliability.
For a thorough examination, take a look at our detailed guide entitled “Cheapest Car Insurance in the World.”
Do GMC Acadia vehicles have transmission problems, and what type of insurance coverage is best to address these issues?
Some GMC Acadia vehicles have reported transmission issues, making it essential to have full coverage insurance, including liability and full protection, from companies like State Farm or Geico to cover potential repairs.
Avoid overpaying for your car insurance by entering your ZIP code below in our free comparison tool to find which company has the lowest rates.
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Enter your ZIP code below to view companies that have cheap car insurance rates.
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Jeffrey Manola
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Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
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