Best Toyota Sienna Car Insurance in 2024 (Find the Top 10 Companies Here)
Top insurers for Toyota Sienna, with State Farm, Geico, and USAA offer best and cheapest rates starting around $75 per month. Compare quotes from these providers to find the best coverage and value. These companies provide cheapest pricing and protection, ensuring you get reliable insurance for your vehicle.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Sep 5, 2024
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Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 5, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.
Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Full Coverage for Toyota Sienna
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for Toyota Sienna
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Full Coverage for Toyota Sienna
A.M. Best Rating
Complaint Level
Pros & Cons
For best Toyota Sienna Car Insurance, State Farm is a best choice for its great rates and comprehensive coverage. Geico and USAA also offer cheap pricing starting at $75 and minimum coverage options.
When it comes to Toyota Sienna car insurance rates, drivers spend $14 less per month than the average vehicle. It’s also helpful to know that good drivers can bring their Toyota Sienna rates down by as much as $47 a month by qualifying for policy discounts.
Learn everything you need to know about Toyota Sienna rates by reading through this helpful article.
Company | Rank | Multi-Vehicle Discount | A.M. Best | Best For | Jump to Pros/Cons |
---|---|---|---|---|---|
#1 | 20% | B | Reliable Service | State Farm | |
#2 | 25% | A++ | Affordable Rates | Geico | |
#3 | 10% | A++ | Military Benefits | USAA | |
#4 | 10% | A+ | Comprehensive Coverage | Erie | |
#5 | 10% | A++ | Bundling Discounts | Auto-Owners | |
#6 | 25% | A+ | Customer Satisfaction | Amica | |
#7 | 12% | A+ | Customizable Options | Progressivel | |
#8 | 25% | A+ | High-risk Coverage | Allstate | |
#9 | 25% | A | Flexible Coverage | Liberty Mutual | |
#10 | 20% | A+ | Safe Driver | Nationwide |
You can start comparing quotes for Toyota Sienna car insurance rates from some of the best car insurance companies by using our free online tool now.
- Minimum coverage costs around $75 each month
- A liability-only policy costs around $45 each month
- Highest rates are for teenage drivers at around $35 each month
#1 – State Farm: Top Overall Pick
Pros
- Extensive Coverage Options: State Farm provides a wide range of coverage options, including features like rental car and roadside assistance, making it a strong candidate for the best Toyota Sienna car insurance. Read more through on State Farm car insurance review.
- Discounts for Safe Drivers: State Farm offers significant discounts for drivers with clean records, making it an appealing choice for the best Toyota Sienna car insurance. Maintaining a good driving history can result in lower premiums and financial benefits.
- Strong Financial Ratings: State Farm boasts high financial stability ratings from A.M. Best, indicating that it is a reliable choice for the best Toyota Sienna car insurance. Their financial strength ensures they can handle claims effectively and efficiently.
Cons
- Potentially Higher Premiums: State Farm’s rates might not always be the lowest, particularly for drivers with less-than-perfect records. This could impact the affordability of the best Toyota Sienna car insurance for some individuals.
- Basic Digital Tools: Compared to other insurers, State Farm’s digital tools and app capabilities might not be as advanced, potentially affecting the management of the best Toyota Sienna car insurance.
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#2 – Geico: Best for Affordable Rates
Pros
- Cost-Effective Rates: Geico is known for offering competitive rates, making it a top contender for the best Toyota Sienna car insurance. Their affordable pricing is ideal for those looking to save on premiums. Read more on Geico car insurance review.
- Generous Discounts: Geico provides a variety of discounts, including for safety features and bundling policies, adding value to the best Toyota Sienna car insurance. These discounts can lead to substantial savings.
- Efficient Online Tools: Geico’s user-friendly online quote system and mobile app simplify obtaining and managing the best Toyota Sienna car insurance. This convenience is beneficial for tech-savvy customers.
Cons
- Mixed Service Reviews: Geico has received varied feedback on customer service, which might influence your experience with the best Toyota Sienna car insurance. Some customers report inconsistent service.
- Limited Coverage Options: Geico’s coverage options might not be as extensive as some other insurers, potentially restricting your choices for the best Toyota Sienna car insurance based on your needs.
#3 – USAA: Best for Military Benefits
Pros
- Specialized Military Benefits: USAA offers unique discounts and services for military members and their families, making it an excellent option for the best Toyota Sienna car insurance if you qualify.
- Outstanding Customer Service: Highly rated for customer satisfaction, USAA provides exceptional service for those seeking the best Toyota Sienna car insurance. Their claims handling and support are among the best. Learn more on USAA car insurance review.
- Broad Coverage Options: USAA offers a comprehensive range of coverage options and discounts, ensuring that you receive the best Toyota Sienna car insurance suited to your needs.
Cons
- Eligibility Restrictions: USAA’s services are limited to military personnel, veterans, and their families, which might exclude those seeking the best Toyota Sienna car insurance outside these groups.
- Availability Limitations: USAA does not operate in every state, potentially restricting access to the best Toyota Sienna car insurance for some drivers.
#4 – Erie: Best for Comprehensive Coverage
Pros
- Wide Range of Coverage: Erie provides extensive coverage options, including features like Erie’s Rate Lock, which makes it a strong option for the best Toyota Sienna car insurance. Their policies offer comprehensive protection.
- High Customer Satisfaction: Erie is highly rated for customer service and claims handling, making it a solid choice for the best Toyota Sienna car insurance. Their strong reputation for satisfaction enhances the insurance experience.
- Personalized Service: Erie’s local agents offer customized advice and support, making them a good choice for the best Toyota Sienna car insurance. This personalized service helps ensure you get the coverage you need. Read more on Erie insurance review.
Cons
- Regional Availability: Erie’s coverage is limited to specific regions, which may exclude some drivers from accessing the best Toyota Sienna car insurance in their area.
- Potentially Higher Rates: Insurance rates with Erie may be higher in certain locations compared to other providers, which could affect the affordability of the best Toyota Sienna car insurance.
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#5 – Auto-Owners: Best for Bundling Discounts
Pros
- Bundling Discounts: Auto-Owners offers substantial savings for bundling home and auto insurance, making it a valuable option for the best Toyota Sienna car insurance if you’re looking to combine policies.
- Broad Coverage Options: The company provides a range of coverage options, ensuring that you receive the best Toyota Sienna car insurance suited to your specific needs. Their policies offer extensive protection.
- Flexible Payment Plans: Various payment options are available, offering flexibility for managing the best Toyota Sienna car insurance premiums. Read it more on Auto-Owners car insurance review.
Cons
- Limited Availability: Auto-Owners operates in only some states, which might restrict access to the best Toyota Sienna car insurance for certain drivers.
- Basic Digital Tools: The company’s digital tools and app features may not be as advanced as those of some competitors, affecting the management of the best Toyota Sienna car insurance.
#6 – Amica: Best for Customer Satisfaction
Pros
- High Customer Ratings: Amica consistently scores high for customer satisfaction, making it a leading choice for the best Toyota Sienna car insurance. Their commitment to excellent service enhances the insurance experience.
- Potential Dividends: Amica offers the possibility of receiving dividends based on company performance, which can add value to the best Toyota Sienna car insurance by providing a potential return on premiums.
- Extensive Coverage: The company provides a broad range of coverage options, ensuring that you can get the best Toyota Sienna car insurance tailored to your needs. For more details, visit “How Do You Get An Amica Mutual Car Insurance Quote Online?“
Cons
- Higher Initial Premiums: Amica may have higher initial premiums compared to some other insurers, which could impact the affordability of the best Toyota Sienna car insurance.
- Fewer Local Agents: A smaller network of local agents may result in less personalized service compared to insurers with a larger local presence.
#7 – Progressive: Best for Customizable Options
Pros
- Customizable Coverage: Progressive offers a range of customizable coverage options, allowing you to tailor the best Toyota Sienna car insurance to your needs. Their flexible policies help meet various requirements.
- 24/7 Support: Progressive offers customer service at any time, ensuring that you receive assistance whenever needed, making it a reliable option for the best Toyota Sienna car insurance.
- Wide Discount Options: Progressive provides various discounts for safety features and multi-policy holders, enhancing the value of the best Toyota Sienna car insurance. Read more in our review of “Progressive Car Insurance.”
Cons
- Mixed Reviews on Service: Progressive has received varied feedback regarding customer service, which may impact your experience with the best Toyota Sienna car insurance. Some customers report inconsistent service.
- Rates for Some Drivers: Progressive might not always offer the most competitive rates for all drivers, potentially affecting the affordability of the best Toyota Sienna car insurance.
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#8 – Allstate: Best for High-risk Coverage
Pros
- Comprehensive Coverage Options: Allstate provides a variety of coverage options and add-ons, ensuring that you receive the best Toyota Sienna car insurance with thorough protection. Their policies cover a broad range of needs.
- Reliable Claims Service: Known for its dependable claims service, Allstate ensures efficient handling of claims, which is crucial for the best Toyota Sienna car insurance. Their strong claims service adds peace of mind.
- Discounts for Safe Driving: Allstate offers discounts for safety features and good driving records, which can reduce the cost of the best Toyota Sienna car insurance for eligible drivers. Read it more on Allstate car insurance review.
Cons
- Potentially Higher Costs: Allstate’s premiums may be higher compared to some other providers, which could affect the affordability of the best Toyota Sienna car insurance.
- Varied Service Quality: While Allstate is known for its extensive network, the quality of service can vary, which may impact your experience with the best Toyota Sienna car insurance.
#9 – Liberty Mutual: Best for Flexible Coverage
Pros
- Flexible Coverage Options: Offers a variety of coverage options to fit different needs, making it a strong option for the best Toyota Sienna car insurance. See more details on Liberty Mutual car insurance review.
- Good Customer Support: Generally, receives positive reviews for customer service and support, contributing to its status as a provider of the best Toyota Sienna car insurance.
- Customizable Plans: Allows customization of coverage plans to better suit individual needs, helping you find the best Toyota Sienna car insurance.
Cons
- Higher Rates for Some Drivers: Premiums might be higher for drivers with less-than-perfect records, which can affect the cost of the best Toyota Sienna car insurance.
- Complex Policy Details: Policy details and options can sometimes be complex, potentially complicating your search for the best Toyota Sienna car insurance.
#10 – Nationwide: Best for Safe Driver
Pros
- Safe Driver Discounts: Offers significant discounts for safe drivers, which can improve the overall affordability of the best Toyota Sienna car insurance.
- Variety of Coverage Options: Provides a range of coverage options to tailor to individual needs, ensuring you find the best Toyota Sienna car insurance.
- Good Claims Service: Generally, receives positive reviews for claims handling, contributing to its reputation for the best Toyota Sienna car insurance which you can learn about in our “What Car Insurance Discounts Does Nationwide Offer.”
Cons
- Higher Rates for New Drivers: Insurance rates can be higher for new or less experienced drivers, impacting the overall cost of the best Toyota Sienna car insurance.
- Limited Local Agents: May have fewer local agents compared to other insurers, which could affect the personalized service available for finding the best Toyota Sienna car insurance.
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Toyota Siennas are Expensive to Insure
Look around on what is collision coverage on car insurance.However, there are a few things you can do to find the cheapest Toyota insurance rates online.
Insurance Company | Minimum Coverage | Full Coverage |
---|---|---|
Allstate | $110 | $175 |
Amica | $105 | $165 |
Auto-Owners | $93 | $150 |
Erie | $87 | $145 |
Geico | $85 | $140 |
Liberty Mutual | $115 | $185 |
Nationwide | $100 | $158 |
Progressive | $98 | $153 |
State Farm | $98 | $155 |
USAA | $75 | $130 |
State Farm, Geico, and USAA offer best and cheapest rates for your Toyota Siennas.
Read more: Compare Kia Car Insurance Rates
The Impact of Toyota Sienna Insurance Costs
The specific trim level and model of the Toyota Sienna you select can significantly affect the cost of your auto insurance premiums. Different trims and models come with varying levels of features, safety ratings, and overall value, all of which influence the insurance cost.
For instance, a higher trim level with advanced safety features might lower your insurance premium because it reduces the risk of accidents or damage.
Conversely, a model with a higher value or performance-oriented features could increase your insurance costs due to its higher repair and replacement expenses.
Therefore, it’s essential to consider how the trim and model of the Toyota Sienna you choose may impact your overall insurance expenses. Enter your ZIP code to begin comparing. You can read more about it on factors that affects car insurance rates.
Driver Age
Driver age can have a significant effect on Toyota Sienna car insurance rates. As an example, a 30-year-old driver pays around $60 more each year for their Toyota Sienna car insurance than a 40-year-old driver.
Age | Rates |
---|---|
Age: 16 | $610 |
Age: 18 | $413 |
Age: 20 | $256 |
Age: 30 | $118 |
Age: 40 | $113 |
Age: 45 | $110 |
Age: 50 | $103 |
Age: 60 | $101 |
Driver Location
Where you live can have a large impact on Toyota Sienna insurance rates. For example, drivers in Los Angeles may pay $62 a month more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on your Toyota Sienna auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Toyota Sienna car insurance with violations on their driving record.
Age | Clean Record | One Accident | One DUI | One Ticket |
---|---|---|---|---|
Age: 16 | $610 | $769 | $880 | $750 |
Age: 18 | $413 | $653 | $772 | $640 |
Age: 20 | $256 | $499 | $620 | $520 |
Age: 30 | $118 | $290 | $435 | $280 |
Age: 40 | $113 | $286 | $420 | $270 |
Age: 45 | $110 | $280 | $410 | $265 |
Age: 50 | $103 | $272 | $398 | $258 |
Age: 60 | $101 | $266 | $393 | $250 |
Top Toyota Sienna Insurance Companies
Geico is recognized for its attractive rates and discounts on security systems and safety features. Progressive is noted for its flexible coverage options and various discounts for advanced safety technology.
Allstate offers a range of coverage options and strong claims service, frequently providing discounts for safety features.
Lastly, USAA, if eligible, is known for competitive rates and excellent customer service, with numerous discounts for safety and security features. Each of these providers offers distinct advantages, so the best choice will depend on individual needs and circumstances.
Read more: Compare Minivan Insurance Rates
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Finding the Best Price for Car Insurance
Your best bet is to shop around for car insurance before you actually buy the vehicle.
There are so many different auto insurance companies out there that will give you different prices. Know what type of Sienna you want to buy and get quotes.Kristen Gryglik Insurance Agent
Moreover, certain insurance providers may give discounts if you pay your car insurance premium in full at the start, so it’s a good idea to see if this option is available with your insurer.
From there you can pick out the auto insurance company that offers you the best price and coverage You may include in your list the best Toyota Sienna car insurance with State Farm, Geico, and USAA offer best and cheapest rates.
Enter your ZIP code to start comparing free Toyota Sienna auto insurance quotes online!
Frequently Asked Questions
How much does Toyota Sienna car insurance cost?
The average cost of Toyota Sienna car insurance is $113 per month.
Are Toyota Siennas expensive to insure?
Compared to other vans, Toyota Sienna insurance rates are generally lower. Enter your ZIP code now.
What factors impact the cost of Toyota Sienna insurance?
The cost of insurance for a Toyota Sienna can be influenced by factors such as the vehicle’s trim and model, driver age, location, driving record, safety ratings, and insurance loss probability.
Additionally, some insurers offer discounts for paying your car insurance premium in full upfront, so it’s worth checking if your insurance company provides this option.
How can I save money on Toyota Sienna insurance?
You can save money on Toyota Sienna insurance by choosing a lower-cost model, maintaining a clean driving record, and comparing quotes from different insurance companies.
What safety features affect the cost of car insurance for Toyota Sienna?
Standard safety features like airbags and anti-lock brakes can help lower insurance costs for the Toyota Sienna.
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What should I consider when choosing insurance for my Toyota Sienna?
Consider coverage options, cost, customer service, and the insurer’s reputation. Look for comprehensive coverage, discounts, and check policy details.
When comparing commercial car insurance options, this discount can also benefit businesses that need to insure multiple vehicles, enhancing the overall value of Nationwide’s offerings
Which companies offer the best insurance for the Toyota Sienna?
State Farm, Geico, and Progressive are well-regarded for Toyota Sienna insurance. Compare quotes from multiple insurers for the best fit.
What coverage options are available for the Toyota Sienna?
Options include liability, collision, comprehensive, uninsured motorist, and personal injury protection. Roadside assistance and rental reimbursement are also available.
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How can I save money on my Toyota Sienna insurance?
Increase your deductible, bundle policies, maintain a clean driving record, and inquire about discounts for safety features and low mileage.
Additionally, Statefarm’s user-friendly tools for getting competitive quotes for car insurance make it easier for Charger owners to compare options and find the best rates
What should I do after an accident with my Toyota Sienna?
Ensure safety, call emergency services if needed, document the scene, exchange information, and notify your insurance company promptly.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.